Future Generali vs Tata Aig Health Insurance 2026

Future Generali Health Insurance

Future Generali Health Total Plan

Future Generali Health Total is a comprehensive health insurance plan offering sum insured options up to 1 Crore, covering up to 1...

SI Up to 1 Crore
Family Discounts
Avail Wellness Benefits

Daily hospital cash
maternity cover
newborn baby care
modern treatment cover
global coverage.

OPD charges
second medical opinion
IVF treatment
air ambulance cover
compassionate travel.

Organ donor cover
family floater benefits
e-consultations
daycare procedures cover.

Minimum age: 1 day
Maximum age: No limit.

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Individual and Family Health Insurance

Future Generali Health Absolute Plan

Future Generali's Health Absolute plan offers comprehensive health insurance with three variants (Classic, Platinum, Signature) an...

Up to 1 Cr SI
3 Plan Variants
10% Family Discount

OPD charges
AYUSH cover
Maternity cover
Newborn baby care
modern treatment cover

Domiciliary benefit
Second medical opinion
Air ambulance
Compassionate travel
Daily hospital cash

Pre & post-hospitalization
Organ donor cover
ICU charges
Cataract treatment cover

18 years - No Limit

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Women Health Insurance

Future Generali Health PowHer

Future Generali's Health PowHER is a specialized health insurance plan crafted for women, addressing their unique health issues an...

Infertility treatment cover
Voluntary sterilization benefits
Puberty & menopause disorders

Wellness benefits
Critical illness cover
Women-related cancer cover
Temporary domestic help
Infertility expenses

Change of gender treatments
Hazardous or adventure sports
Non-medical expenses
Breach of law

Voluntary copay cover
Stem cell storage
Sum insured restoration
Miscarriage or medical termination

Entry Age: 1 Day
Max Entry Age: 65 Years
Sum Insured: 5 L - 1 Crore
Waiting Period: 30 Days

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Individual and Family Health Insurance

Future Generali D.I.Y. Health Insurance

The Future Generali DIY Health Plan provides customizable health insurance, letting policyholders build their own plan by choosing...

Freedom to choose benefits
Multiple add-on cover options
Gender reassignment surgery

Room rent
ICU charges
pre and post-hospitalization

Investigation and evaluation
rest cure and rehabilitation
and respite care
obesity and weight control management
sterility and infertility treatments

Domiciliary hospitalization
daycare treatment
OPD charges
cataract

Min entry age: 17 years
Max entry age: 70 years
Initial Waiting Period: 30 days
Sum Insured: Up to 15 Lakh

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Individual and Family Health Insurance

Future Generali Health Elite Plan

The Future Generali Health Elite plan provides comprehensive health coverage with a high sum insured up to 6 crores, offering holi...

Holistic wellness cover
Maternity benefits
Global medical treatment

Room rent covered
ICU charges
Pre and post hospitalisation
Domiciliary hospitalisation
Daycare treatment

Congenital diseases
Change of gender treatment
Sterility and infertility treatment

Cataract covered
No claim bonus
Automatic restoration
Organ donor covered

Minimum entry age: 18 years
Maximum entry age: 65 years
Initial waiting period: 30 days
Sum insured: Up to 6 Cr

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Top Up and Super Top Up

Future Generali Advantage Top-up Plan

The Future Generali Advantage Top-Up Plan enhances existing health insurance, offering additional protection for expensive medical...

Mental illness coverage
Nursing expenses cover
Affordable premiums

Room rent
ICU charges
Pre and post hospitalization
Daycare treatment

Domiciliary hospitalization
OPD charges
Automatic restoration

Organ donor
AYUSH treatment
Ambulance coverage

Minimum entry age: 18 Years
Maximum entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 1 Cr

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Individual and Family Health Insurance

Future Generali Health Suraksha Plan

Future Generali's Health Suraksha Plan is a health insurance policy designed to cover hospitalization and treatment costs, protect...

Free health check-ups
Compassionate travel
No pre-policy upto 50 years

ICU charges
Pre-hospitalisation
Post-hospitalisation
Daycare treatment

Domiciliary hospitalisation
OPD charges
Maternity cover
Newborn baby cover

Cataract
No claim bonus
Automatic restoration
Organ donor

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 10 L

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Senior Citizen Health Insurance

Future Generali Varishta Bima Policy

Future Generali Varishta Bima is a health insurance plan designed for senior citizens, providing financial protection and access t...

Annual health check-up
In-patient treatment expenses
Multiple discount options

Room Rent
Pre-hospitalization
Post-hospitalization
Daycare Treatment

ICU Charges
Domiciliary Hospitalization
OPD Charges
Organ Donor Expenses

AYUSH Treatment Covered
Modern Treatment
Health Check-up
Co-payment

Min Entry Age: 65 years
Max Entry Age: No Limit
Initial Waiting Period: 30 days
Sum Insured: Up to 10 Lakhs

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Critical Illness Health Insurance

Future Generali Criticare Plan

The Future Generali Criticare Plan provides a fixed lump sum payout upon diagnosis of specified critical illnesses such as cancer,...

Critical illness cover
exhaustive cover benefits
lump sum payout options.

Covers cancer
kidney and liver failure
primary pulmonary arterial hypertension.

Any pre-existing diseases (PEDs) or related medical conditions
unnecessary or non-prescribed medical treatment
maternity complications and external or internal congenital illnesses
infertility and sterility treatment expenses.

Multiple sclerosis
major organ transplant
open chest CABG.

Entry Age: Child: 6-25 years
Adult: 18-65 years; Initial waiting period: 90 days; Policy term: 1/2/3 years.

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Individual and Family Health Insurance

Future Generali Super Saver Plan

Future Generali's Health Super Saver Plan offers comprehensive family health coverage, including maternity benefits, with sum insu...

80% premium discount
Family coverage
Maternity coverage

Modern treatment cover
Maternity covered
Domiciliary treatment cover

Vaccination unavailable
Automatic restoration
Daily hospital cash
Health check-up unavailable

Pre & post-hospitalization
Daycare procedures
Cataract cover
ICU charges covered

18 to 70 years

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TATA AIG Health Insurance Company

TATA AIG Accident Guard Plan

TATA AIG's Accident Guard Plan provides comprehensive financial protection against unforeseen accidents for individuals aged 18 an...

Comprehensive accident care
Coverage for child education
No waiting period

Temporary total disability
Child enhancement benefit
Air ambulance
Loss of hearing

No alcoholism cover
No war injury cover
No cataract cover
No STD cover

Fractures
Burns
Total disablement cover
Accidental death

Entry age- 6 months
Max entry age- 65 years
SI- NA
Waiting period- 30 days

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Individual and Family Health Insurance

Medicare Premier Plan

Tata AIG Medicare Premier is a comprehensive health insurance plan for individuals and families, offering global planned hospitali...

Eligibility Criteria
Benefits and Features
Inclusions and Exclusions

Wellness service
Compassionate travel
Home care
Restore benefit

Injury due to suicide attempt
Death due to drugs
Injuries due to breach of law
STDs

OPD dental treatment
First-year vaccinations
In-patient treatment
Second medical opinion

Entry Age: 18 years
Maximum Entry Age: 65 years
Sum Insured (SI): ₹5 Lakh to ₹3 Crore
Waiting Period: 30 days

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Critical Illness Health Insurance

TATA AIG Criti MediCare Policy

Tata AIG Criti MediCare is a specialized health insurance plan offering financial protection and continuous coverage for critical ...

Covers 100 critical illnesses
Cancer-360 indemnity cover
Hospital cash benefit

Complete cancer coverage
hospital cash
Covers over 100 critical illnesses

Self-harm not covered
No international coverage
Adventure sports injury not covered

Discount on premiums
Tele medical examination
Tax benefits

Entry Age: 18 - 65 Years
Initial Waiting Period: 30 Days
SI: Up to 2 Cr
Policy Term: 1/2/3 Years

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Senior Citizen Health Insurance

Tata AIG Elder Care Insurance Plan

The Tata AIG Elder Care Plan offers comprehensive health coverage specifically for senior citizens, encompassing in-patient hospit...

Preventive health check-ups
Post-operative care
Homecare treatment cover

Preventive health check-up
Pre-hospitalisation cover
Post-hospitalisation cover
Compassionate visit
In-patient treatment

Obesity/weight control
Change of gender treatments
Hazardous or adventure sports
Maternity not covered

Cumulative bonus
Daycare procedures
Medical second opinion
AYUSH treatment cover

Entry age- 61 years
Max entry age- 85 years
SI- 5-25 Lakhs
Waiting Period- 30 days

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Accident Health Insurance

TATA AIG Accident Shield Policy

The TATA AIG Accident Shield Plan provides an essential layer of protection against the financial impact of accidents. It covers a...

Lifelong renewability
Children’s educational grant
30 days grace period

Accidental death
Permanent total disability
Permanent partial disability

AIDS
Mental or nervous disorder
Alcoholism

Disappearance of the insured person
Child’s education aid
High SI

Min entry age: 6 Months
Max Entry Age: 65 Years
Waiting Period: 30 Days
Sum Insured: N/A

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Individual and Family Health Insurance

Tata AIG Arogya Sanjeevani Policy

The Tata AIG Arogya Sanjeevani Policy is an IRDAI-mandated, affordable health insurance plan designed to offer basic yet comprehen...

IRDAI-mandated policy
Covers AYUSH treatment
Family floater coverage

Hospitalization cover
Accident cover
Ambulance cover

Illegal activities
Drug abuse
Obesity

Oral chemotherapy
Immunotherapy
Robotic surgeries

Min entry age: 18 years
Max entry age: 65 years
Initial Waiting Period: 30 days
Sum Insured: Up to 5 Lakhs

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Critical Illness Health Insurance

Tata AIG Group EMI Protect Plan

The Tata AIG Group EMI Protect policy provides financial protection by covering EMIs if an insured employee cannot work due to an ...

In-patient hospitalization
Critical illness cover
Personal accident cover

In-patient hospitalization
Critical illness cover
Personal accident cover

Alcoholism
Illegal activities
Obesity treatments

Cancer cover
Organ transplant
Heart cover

Entry Age: 18 Years
SI: Opted as per schedule
Waiting Period: 30 Days
Plan Renewability: Lifelong

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Accident Health Insurance

Tata AIG Secured Future Plan

The Tata AIG Secured Future Plan is an accident-focused health insurance policy offering financial protection to earning family me...

Accidental death cover
Financial protection benefit
PTD & dismemberment cover

Income benefit
Accident cover
Disability cover

Pre-existing diseases (PEDs)
STDs
Alcoholism

Individual plan
1 year policy
Affordable premiums

Min entry age: 18 Years
Max entry age: 70 Years
Initial Waiting Period: N/A
Sum Insured: Up to ₹35
000

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Top Up and Super Top Up

Medicare Plus Plan

TATA AIG Medicare Plus is an affordable top-up health policy, activating once a base plan's sum insured is exhausted and a deducti...

Lifetime Renewability
High Sum Insured Options
Quick Buying Process

Global Coverage
Cumulative Bonus
Tax Benefit
Family Discount

No gender change treatment
Existing disability
Injuries due to breach of law
Injuries due to aviation
Suicide cover not included

Consumables Benefits
In-patient Dental Treatment
Ambulance Cover
AYUSH Benefits
Domiciliary Treatment

Minimum Entry Age: 18 years
Maximum Entry Age: 65 years
Sum Insured: ₹3 Lakhs - ₹1 Crore
Waiting Period: 30 days

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Individual and Family Health Insurance

Tata AIG Medicare Plan

TATA AIG Medicare is a comprehensive health insurance plan for ages 5–65, available in three variants: Medicare, Medicare Pr...

Vaccination Covered
AYUSH Covered
Quick Claim Process

Global coverage
540+ day care treatments
Qualified nurse
Room rent
Organ donor

Injury due to suicide attempt
Death due to drugs
STDs
Injuries due to breach of law

AYUSH benefit
Health checkup
Bariatric surgery cover
Vaccination cover

Entry age: 18 years
Maximum entry age: 65 years
Sum Insured: ₹3 Lakh - ₹20 Lakh
Waiting period: 30 days

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Family

TATA AIG Supercharge Plan

The TATA AIG Health Supercharge Plan significantly boosts health coverage with a 5x Supercharge Bonus, increasing the sum insured ...

5X Enhanced Benefits
2 Impressive Variants To Choose
Complete AYUSH Coverage

5x benefits
5% extra discount for youngsters
2 plan variants
AYUSH treatment

Obesity treatment
Gender change treatment
Maternity coverage
Acts of war

Unlimited recharge
Wellness benefits
Easy claim process
Restore benefit
Pan India coverage

Entry Age: 90 days
Maximum Entry Age: No limit
Sum Insured (SI): INR 5 Lakh to 20 Lakh
Waiting Period: 30 days.

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

Number of health insurance plans	No. of Plans 10 ❯	No. of Plans 11 ❯
Sum insured	Sum Insured Up to ₹ 6 Cr	Sum Insured Up to ₹ 3 Crores
Claim ratio	Claim Ratio 95.5%	Claim Ratio -%
Network hospitals	Network Hospital 10000+	Network Hospital 11000+
Solvency Ratio	Solvency Ratio 1.96	Solvency Ratio 1.81
Pan India Presence	Pan India Presence 150	Pan India Presence 221
Claim Form	Claim Form Available	Claim Form Available
Annual premium (company level)	Annual premium (company level) 1,858.63 Crore	Annual premium (company level) 3,592.05 Crore
Years in operation	Years in operation 2006	Years in operation 2001
24×7 claim support	24×7 claim support Yes	24×7 claim support No
Claims settled within 3 months	Claims settled within 3 months 90.93	Claims settled within 3 months 94.14
Recommended Videos	▶ Future Generali Health Insurance Plans ▶ TATA AIG General Insurance Company Review

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