Future Generali vs Niva Bupa Health

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Overview

Future Generali Health Insurance is your trusted companion, committed to safeguarding you from medical emergencies. Founded in Italy in 1821, this global insurance giant serves 68 million customers across 50 countries with 72,000 employees. Their leadership stems from fully integrating sustainability into all strategies, aiming to create stakeholder value and build a more equitable society.
COMPANY DETAILS Edit

Future Generali

Edit

Niva Bupa Health

Number of health insurance plans
Sum insured

Sum Insured

Up to 6 Cr

Sum Insured

Up to 1 Cr
Claim ratio

Claim Ratio

95.5%

Claim Ratio

94.4%
Network hospitals

Network Hospital

10000+

Network Hospital

10000+
Solvency Ratio

Solvency Ratio

1.96

Solvency Ratio

3.03
Pan India Presence

Pan India Presence

150

Pan India Presence

320
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

1,858.63 Crore

Annual premium (company level)

6,762.23 Crore
Years in operation

Years in operation

2006

Years in operation

2008
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
IRDAI registration number

IRDAI registration number

132

IRDAI registration number

145
Claims settled within 3 months

Claims settled within 3 months

90.93

Claims settled within 3 months

92.4
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Future Generali Health Insurance

Individual and Family Health Insurance

Future Generali Health Total is a holistic, comprehensive health insurance plan that offers a multitude of features like cover for up to 15 family mem...

Unique Features

  • SI Up to 1 Crore
  • Family Discounts
  • Avail Wellness Benefits

Future Generali Health Total Plan (Pros)

Future Generali Health Total Plan
  • Daily hospital cash
  • maternity cover
  • newborn baby care
  • modern treatment cover
  • global coverage.

Future Generali Health Total Plan (Cons)

Future Generali Health Total Plan
  • OPD charges
  • second medical opinion
  • IVF treatment
  • air ambulance cover
  • compassionate travel.

Future Generali Health Total Plan (Other Benefits)

Future Generali Health Total Plan
  • Organ donor cover
  • family floater benefits
  • e-consultations
  • daycare procedures cover.

Future Generali Health Total Plan (Eligibility Criteria)

Future Generali Health Total Plan
  • Minimum age: 1 day
  • Maximum age: No limit.

Individual and Family Health Insurance

Future Generali Health Absolute is a comprehensive health insurance plan with 3 plan variants and a wide range of sum insured. The plan offers a wide ...

Unique Features

  • Up to 1 Cr SI
  • 3 Plan Variants
  • 10% Family Discount

Future Generali Health Absolute Plan (Pros)

Future Generali Health Absolute Plan
  • OPD charges
  • AYUSH cover
  • Maternity cover
  • Newborn baby care
  • modern treatment cover

Future Generali Health Absolute Plan (Cons)

Future Generali Health Absolute Plan
  • Domiciliary benefit
  • Second medical opinion
  • Air ambulance
  • Compassionate travel
  • Daily hospital cash

Future Generali Health Absolute Plan (Other Benefits)

Future Generali Health Absolute Plan
  • Pre & post-hospitalization
  • Organ donor cover
  • ICU charges
  • Cataract treatment cover

Future Generali Health Absolute Plan (Eligibility Criteria)

Future Generali Health Absolute Plan
  • 18 years - No Limit

Women Health Insurance

Don't be just another number: Embrace the power of Health PowHER! Health PowHER is more than just an ordinary health insurance plan. It is specially c...

Unique Features

  • Infertility treatment cover
  • Voluntary sterilization benefits
  • Puberty & menopause disorders

Future Generali Health PowHer (Pros)

Future Generali Health PowHer
  • Wellness benefits
  • Critical illness cover
  • Women-related cancer cover
  • Temporary domestic help
  • Infertility expenses

Future Generali Health PowHer (Cons)

Future Generali Health PowHer
  • Change of gender treatments
  • Hazardous or adventure sports
  • Non-medical expenses
  • Breach of law

Future Generali Health PowHer (Other Benefits)

Future Generali Health PowHer
  • Voluntary copay cover
  • Stem cell storage
  • Sum insured restoration
  • Miscarriage or medical termination

Future Generali Health PowHer (Eligibility Criteria)

Future Generali Health PowHer
  • Entry Age: 1 Day
  • Max Entry Age: 65 Years
  • Sum Insured: 5 L - 1 Crore
  • Waiting Period: 30 Days

Individual and Family Health Insurance

The Future Generali D.I.Y. Health Plan lets you build your own health insurance by choosing the coverage and add-ons you actually need. Instead of a f...

Unique Features

  • Freedom to choose benefits
  • Multiple add-on cover options
  • Gender reassignment surgery

Future Generali D.I.Y. Health Insurance (Pros)

Future Generali D.I.Y. Health Insurance
  • Room rent
  • ICU charges
  • pre and post-hospitalization

Future Generali D.I.Y. Health Insurance (Cons)

Future Generali D.I.Y. Health Insurance
  • Investigation and evaluation
  • rest cure and rehabilitation
  • and respite care
  • obesity and weight control management
  • sterility and infertility treatments

Future Generali D.I.Y. Health Insurance (Other Benefits)

Future Generali D.I.Y. Health Insurance
  • Domiciliary hospitalization
  • daycare treatment
  • OPD charges
  • cataract

Future Generali D.I.Y. Health Insurance (Eligibility Criteria)

Future Generali D.I.Y. Health Insurance
  • Min entry age: 17 years
  • Max entry age: 70 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to 15 Lakh

Individual and Family Health Insurance

There should be no boundaries when it comes to your health! Future Generali Health Elite plan offers premium healthcare benefits globally that come wi...

Unique Features

  • Holistic wellness cover
  • Maternity benefits
  • Global medical treatment

Future Generali Health Elite Plan (Pros)

Future Generali Health Elite Plan
  • Room rent covered
  • ICU charges
  • Pre and post hospitalisation
  • Domiciliary hospitalisation
  • Daycare treatment

Future Generali Health Elite Plan (Cons)

Future Generali Health Elite Plan
  • Congenital diseases
  • Change of gender treatment
  • Sterility and infertility treatment

Future Generali Health Elite Plan (Other Benefits)

Future Generali Health Elite Plan
  • Cataract covered
  • No claim bonus
  • Automatic restoration
  • Organ donor covered

Future Generali Health Elite Plan (Eligibility Criteria)

Future Generali Health Elite Plan
  • Minimum entry age: 18 years
  • Maximum entry age: 65 years
  • Initial waiting period: 30 days
  • Sum insured: Up to 6 Cr

Top Up and Super Top Up

Get more coverage on your insurance and enjoy enhanced protection with a top-up today! The Future Generali Advantage top-up health insurance policy co...

Unique Features

  • Mental illness coverage
  • Nursing expenses cover
  • Affordable premiums

Future Generali Advantage Top-up Plan (Pros)

Future Generali Advantage Top-up Plan
  • Room rent
  • ICU charges
  • Pre and post hospitalization
  • Daycare treatment

Future Generali Advantage Top-up Plan (Cons)

Future Generali Advantage Top-up Plan
  • Domiciliary hospitalization
  • OPD charges
  • Automatic restoration

Future Generali Advantage Top-up Plan (Other Benefits)

Future Generali Advantage Top-up Plan
  • Organ donor
  • AYUSH treatment
  • Ambulance coverage

Future Generali Advantage Top-up Plan (Eligibility Criteria)

Future Generali Advantage Top-up Plan
  • Minimum entry age: 18 Years
  • Maximum entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

The Future Health Suraksha Plan is a health insurance policy designed to cover hospitalization and treatment costs, helping to protect your savings. I...

Unique Features

  • Free health check-ups
  • Compassionate travel
  • No pre-policy upto 50 years

Future Generali Health Suraksha Plan (Pros)

Future Generali Health Suraksha Plan
  • ICU charges
  • Pre-hospitalisation
  • Post-hospitalisation
  • Daycare treatment

Future Generali Health Suraksha Plan (Cons)

Future Generali Health Suraksha Plan
  • Domiciliary hospitalisation
  • OPD charges
  • Maternity cover
  • Newborn baby cover

Future Generali Health Suraksha Plan (Other Benefits)

Future Generali Health Suraksha Plan
  • Cataract
  • No claim bonus
  • Automatic restoration
  • Organ donor

Future Generali Health Suraksha Plan (Eligibility Criteria)

Future Generali Health Suraksha Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 10 L

Senior Citizen Health Insurance

Future Generali Varishta Bima policy is a specially designed health insurance plan for senior citizens that protects them from financial loss and ensu...

Unique Features

  • Annual health check-up
  • In-patient treatment expenses
  • Multiple discount options

Future Generali Varishta Bima Policy (Pros)

Future Generali Varishta Bima Policy
  • Room Rent
  • Pre-hospitalization
  • Post-hospitalization
  • Daycare Treatment

Future Generali Varishta Bima Policy (Cons)

Future Generali Varishta Bima Policy
  • ICU Charges
  • Domiciliary Hospitalization
  • OPD Charges
  • Organ Donor Expenses

Future Generali Varishta Bima Policy (Other Benefits)

Future Generali Varishta Bima Policy
  • AYUSH Treatment Covered
  • Modern Treatment
  • Health Check-up
  • Co-payment

Future Generali Varishta Bima Policy (Eligibility Criteria)

Future Generali Varishta Bima Policy
  • Min Entry Age: 65 years
  • Max Entry Age: No Limit
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to 10 Lakhs

Critical Illness Health Insurance

The Future Generali Criticare Plan is a health insurance plan that gives you a fixed lump sum amount if you are diagnosed with a serious illness like ...

Unique Features

  • Critical illness cover
  • exhaustive cover benefits
  • lump sum payout options.

Future Generali Criticare Plan (Pros)

Future Generali Criticare Plan
  • Covers cancer
  • kidney and liver failure
  • primary pulmonary arterial hypertension.

Future Generali Criticare Plan (Cons)

Future Generali Criticare Plan
  • Any pre-existing diseases (PEDs) or related medical conditions
  • unnecessary or non-prescribed medical treatment
  • maternity complications and external or internal congenital illnesses
  • infertility and sterility treatment expenses.

Future Generali Criticare Plan (Other Benefits)

Future Generali Criticare Plan
  • Multiple sclerosis
  • major organ transplant
  • open chest CABG.

Future Generali Criticare Plan (Eligibility Criteria)

Future Generali Criticare Plan
  • Entry Age: Child: 6-25 years
  • Adult: 18-65 years; Initial waiting period: 90 days; Policy term: 1/2/3 years.

Individual and Family Health Insurance

Future Generali Super Saver Plan is a one-of-a-kind health insurance plan with two plan variants that offer an 80% premium discount. If policyholders ...

Unique Features

  • 80% premium discount
  • Family coverage
  • Maternity coverage

Future Generali Super Saver Plan (Pros)

Future Generali Super Saver Plan
  • Modern treatment cover
  • Maternity covered
  • Domiciliary treatment cover

Future Generali Super Saver Plan (Cons)

Future Generali Super Saver Plan
  • Vaccination unavailable
  • Automatic restoration
  • Daily hospital cash
  • Health check-up unavailable

Future Generali Super Saver Plan (Other Benefits)

Future Generali Super Saver Plan
  • Pre & post-hospitalization
  • Daycare procedures
  • Cataract cover
  • ICU charges covered

Future Generali Super Saver Plan (Eligibility Criteria)

Future Generali Super Saver Plan
  • 18 to 70 years

Niva Bupa Health Insurance

Critical Illness Health Insurance

In today's fast-paced world, health dangers are rapidly increasing, including chronic life-threatening diseases. Anyone, regardless of age, can face a...

Unique Features

  • Features and Benefits
  • Eligibility and Coverage
  • Need For Critical Illness Plans?

Niva Bupa Critical Illness (Pros)

Niva Bupa Critical Illness
  • Covers 20 critical illness
  • Accident care benefits
  • Direct claim settlement

Niva Bupa Critical Illness (Cons)

Niva Bupa Critical Illness
  • Cosmetic procedures not covered
  • Self-harm not covered
  • Obesity-related treatments not covered

Niva Bupa Critical Illness (Other Benefits)

Niva Bupa Critical Illness
  • Cataract treatments
  • Domestic emergency evacuation
  • Compassionate travel

Niva Bupa Critical Illness (Eligibility Criteria)

Niva Bupa Critical Illness
  • Entry Age: 18 - 65 Years
  • Sum Insured: ₹5 L - ₹5 Cr
  • Policy Term: 1/2/3 Years
  • Initial Waiting Period: 90 Days

Individual and Family Health Insurance

Introducing a health insurance plan that rewards you for starting young. A plan that allows for overseas treatment. Several health insurance plans ar...

Unique Features

  • Global Treatment
  • Provides Maternity Cover
  • Lock the Clock

Niva Bupa Aspire Plan (Pros)

Niva Bupa Aspire Plan
  • Overseas treatment coverage
  • Booster benefit
  • Covers organ donor transplant
  • Second medical opinion
  • Teleconsultation

Niva Bupa Aspire Plan (Cons)

Niva Bupa Aspire Plan
  • No suicide cover
  • No war injury cover
  • Baby food & utility charges excluded
  • Laundry charges excluded
  • No certificate charges

Niva Bupa Aspire Plan (Other Benefits)

Niva Bupa Aspire Plan
  • 4 unique variants of the plan
  • Cash-bag benefit
  • WellConsult OPD Wallet
  • Cashless claim settlement
  • AYUSH Treatment

Niva Bupa Aspire Plan (Eligibility Criteria)

Niva Bupa Aspire Plan
  • Entry age - 18 years. Maximum entry age - No age limit. Sum Insured (SI) - INR 3 Lakh to 1 Crore. Waiting Period - 30 days.

Individual and Family Health Insurance

The Niva Bupa Arogya Sanjeevani health policy is an indemnity plan designed to provide comprehensive coverage at an affordable premium. Available as a...

Unique Features

  • COVID-19 treatment coverage
  • Pre and post-hospitalisation cover
  • Lower co-pay on your claims

Niva Bupa Arogya Sanjeevani Policy (Pros)

Niva Bupa Arogya Sanjeevani Policy
  • COVID-19 coverage
  • Cumulative bonus
  • AYUSH treatment
  • Room rent cover
  • Preventive health check-ups

Niva Bupa Arogya Sanjeevani Policy (Cons)

Niva Bupa Arogya Sanjeevani Policy
  • No maternity cover
  • COVID-19 care not covered
  • Home care treatment is not covered
  • OPD not covered
  • Ambulance cover not available

Niva Bupa Arogya Sanjeevani Policy (Other Benefits)

Niva Bupa Arogya Sanjeevani Policy
  • Individual & family floater plan
  • Cashless claim settlement
  • Premiums are affordable

Niva Bupa Arogya Sanjeevani Policy (Eligibility Criteria)

Niva Bupa Arogya Sanjeevani Policy
  • Minimum Entry Age: 3 Months - 25 Years (for children in family plan)
  • Adult Entry Age: 18 - 65 Years
  • Sum Insured: INR 50
  • 000 - INR 10 Lakh
  • Initial Waiting Period: 30 Days

Top Up and Super Top Up

Go an extra mile for the health of your family with Niva Bupa Health RechargeNiva Bupa Health Recharge (formerly Max Bupa Health Recharge) is a pocket...

Unique Features

  • Get covered for HIV/AIDS
  • Loyalty addition of 5% on SI
  • Discounts on pharmacy and diagnostic services

Niva Bupa Health Recharge (Pros)

Niva Bupa Health Recharge
  • Loyalty addictions up to 50%
  • Pharmacy and diagnostic services
  • Personal accident cover
  • Easy plan convertibility
  • Easy plan convertibility
  • Day care treatment coverage

Niva Bupa Health Recharge (Cons)

Niva Bupa Health Recharge
  • Maternity treatment not covered
  • Pre-exisiting diseases not covered
  • Alcoholism not covered
  • Dietary supplements not covered
  • No COVID-19 cover

Niva Bupa Health Recharge (Other Benefits)

Niva Bupa Health Recharge
  • Intensive care unit charge
  • Domiciliary treatment
  • HIV/AIDS treatment covered
  • Artificial life maintenance benefits
  • Room rent per day up to 1%

Niva Bupa Health Recharge (Eligibility Criteria)

Niva Bupa Health Recharge
  • Min- 18 years
  • Max- 65 years

Individual and Family Health Insurance

The Niva Bupa GoActive plan offers exclusive features to meet all your health insurance needs. Hospitalizations can occur unexpectedly, and owning hea...

Unique Features

  • Personal accident coverage
  • Home health care cover
  • Early age AdvantAGE benefit

Niva Bupa GoActive (Pros)

Niva Bupa GoActive
  • Pharmacy and diagnostic services
  • Domiciliary hospitalisation
  • Personal accident benefits
  • Refill benefits
  • Daily health coaching

Niva Bupa GoActive (Cons)

Niva Bupa GoActive
  • Maternity benefit not available
  • Adventure sports not covered
  • HIV/AIDS not covered
  • Cosmetic surgery not covered
  • War injuries not covered

Niva Bupa GoActive (Other Benefits)

Niva Bupa GoActive
  • Behavioural Assistance Program
  • Alternative treatment
  • I-Protect options to increase SI
  • 2% ICU cover per day. No room rent capping

Niva Bupa GoActive (Eligibility Criteria)

Niva Bupa GoActive
  • Minimum Entry Age: 18 Years
  • Maximum Entry Age: 65 Years
  • Sum Insured: INR 4 - 10 Lakhs
  • Initial Waiting Period: 30 Days

Individual and Family Health Insurance

Niva Bupa Super Saver is a comprehensive health insurance plan that consists of two separate plans: Niva Bupa Health Pulse and Niva Bupa Health Recha...

Unique Features

  • Lifetime renewability
  • Unlimited e-consultations
  • Cover for modern treatments

Niva Bupa Super Saver Policy (Pros)

Niva Bupa Super Saver Policy
  • Annual health check-up included
  • Pharmacy and diagnostic services included
  • Domiciliary treatment covered

Niva Bupa Super Saver Policy (Cons)

Niva Bupa Super Saver Policy
  • Investigation and evaluation not included
  • Any conflict or disaster not included
  • Maternity expenses is excluded

Niva Bupa Super Saver Policy (Other Benefits)

Niva Bupa Super Saver Policy
  • Lifetime renewability
  • Unlimited e-consultations
  • Cover for modern treatments

Niva Bupa Super Saver Policy (Eligibility Criteria)

Niva Bupa Super Saver Policy
  • Min. Entry Age - 18 Years
  • Max. Entry Age - 65 Years
  • SI - 10.5 L - 1 Cr
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Niva Bupa Money Saver health insurance plan is a combination of two separate health plans: Niva Bupa Health Companion and Niva Bupa Health Recharge. I...

Unique Features

  • Unlimited e-consultations
  • No Room Rent Capping
  • Lifelong Renewability

Niva Bupa Money Saver Plan (Pros)

Niva Bupa Money Saver Plan
  • All day care procedures covered
  • Every claim-free year adds up to 20% of the base sum insured as a bonus
  • Accumulated bonus does not reduce even after a claim

Niva Bupa Money Saver Plan (Cons)

Niva Bupa Money Saver Plan
  • Oral or dental treatment not covered
  • Cure and rehabilitation not covered
  • Incidental diagnostic procedures not covered

Niva Bupa Money Saver Plan (Other Benefits)

Niva Bupa Money Saver Plan

Niva Bupa Money Saver Plan (Eligibility Criteria)

Niva Bupa Money Saver Plan
  • Minimum- 3 Months Maximum- 65 Years

Individual and Family Health Insurance

A plan that keeps giving you more. Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It provi...

Unique Features

  • Coverage for Modern Treatments
  • Live Healthy Benefit
  • Get Personal Accident Coverage

Niva Bupa ReAssure Plan (Pros)

Niva Bupa ReAssure Plan
  • Booster benefit
  • Organ donor transplant
  • ReAssure
  • Live Healthy Benefit
  • Second Medical Opinion

Niva Bupa ReAssure Plan (Cons)

Niva Bupa ReAssure Plan
  • No OPD Cover
  • No Maternity Cover
  • No Sleep Disorder Covered
  • No Suicide Cover
  • No War Injury Cover

Niva Bupa ReAssure Plan (Other Benefits)

Niva Bupa ReAssure Plan
  • Air Ambulance
  • Hospital Cash
  • Personal Accident Cover
  • Domiciliary hospitalization
  • Day care treatment

Niva Bupa ReAssure Plan (Eligibility Criteria)

Niva Bupa ReAssure Plan
  • Entry Age - 18 Years
  • Max Entry Age - No Age Limit
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Niva Bupa Health Companion (Variant 2022) is a health insurance plan that covers hospitalisation expenses along with related medical costs like pre an...

Unique Features

  • No-claim Bonus up to 100% of SI
  • No Room Rent Capping
  • Vaccination for Animal Bite

Niva Health Companion (Pros)

Niva Health Companion
  • 5% Doctor Discount
  • 10% Family discount
  • Tenure Discounts of upto 15 %
  • Annual Aggregate Deductible
  • Home Care Treatments

Niva Health Companion (Cons)

Niva Health Companion
  • No OPD Cover
  • No Maternity Cover
  • Cosmetic Surgery Uncovered
  • Specific Diseases after 2 yrs
  • No Alcoholism Cover

Niva Health Companion (Other Benefits)

Niva Health Companion
  • Air Ambulance
  • Modern Treatments
  • Vaccination on Animal Bite
  • Organ Donor Benefit
  • Domiciliary treatments

Niva Health Companion (Eligibility Criteria)

Niva Health Companion
  • Entry Age - 18 Years
  • Max Entry Age - No Age Limit
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Niva Bupa Reassure 2.0 offers coverage for medical emergencies. Under this plan, you will get a sum insured of up to ₹1 Crore at a very reasonable p...

Unique Features

  • High Sum Insured
  • Lock Your Premiums
  • Booster+ Benefit

Niva Bupa Reassure 2.0 Health Plan (Pros)

Niva Bupa Reassure 2.0 Health Plan
  • Personal accident cover
  • Acute Care benefits
  • Emergency Ambulance
  • Five Plan variants
  • Domiciliary (home care) treatments

Niva Bupa Reassure 2.0 Health Plan (Cons)

Niva Bupa Reassure 2.0 Health Plan
  • No OPD Cover
  • No Maternity Cover
  • Sleep disorders not covered
  • Pre-existing diseases covered after 3 years waiting period
  • Alcoholism not covered

Niva Bupa Reassure 2.0 Health Plan (Other Benefits)

Niva Bupa Reassure 2.0 Health Plan
  • Air Ambulance
  • Modern Treatments
  • Second Opinion
  • Booster+ Benefit
  • Shared Accommodation Benefit

Niva Bupa Reassure 2.0 Health Plan (Eligibility Criteria)

Niva Bupa Reassure 2.0 Health Plan
  • Entry Age: 18 years
  • Max Entry Age: No maximum age limit
  • Sum Insured: ₹5 Lakh to ₹1 Crore
  • Initial Waiting Period: 30 days

Individual and Family Health Insurance

Health Premia is a health insurance plan that covers hospitalization expenses along with key medical needs like pre and post-treatment costs, daycare ...

Unique Features

  • Global medical coverage
  • Unlimited sum restoration
  • Comprehensive family protection

Niva Bupa Health Premia Plan (Pros)

Niva Bupa Health Premia Plan
  • Refill benefit for any illness
  • 10% Loyalty Additions to Sum Insured
  • Tenure Discounts of up to 15%
  • Worldwide Maternity Benefits
  • Inpatient care

Niva Bupa Health Premia Plan (Cons)

Niva Bupa Health Premia Plan
  • No OPD Coverage
  • No HIV/AIDS Coverage
  • 20% co-payment
  • Pre-existing Diseases covered after 2 years
  • Treatment for Alcoholism (excluded)

Niva Bupa Health Premia Plan (Other Benefits)

Niva Bupa Health Premia Plan
  • Zonal Coverage
  • Pharmacy and Diagnostic Services
  • Optional Add-on Features
  • Living Organ Donor Benefit
  • Premium Waiver and Portability

Niva Bupa Health Premia Plan (Eligibility Criteria)

Niva Bupa Health Premia Plan
  • Entry Age: 18 Years
  • Max Entry Age: 65 Years
  • Sum Insured: ₹3 Lakh to ₹1 Crore
  • Waiting Period: 30 Days

Individual and Family Health Insurance

The Niva Bupa Health Pulse Plan is a simple health insurance option for people who want basic medical coverage without paying a high premium. It cover...

Unique Features

  • Know About Niva Bupa Health Pulse Plan
  • Eligibility and Age Restrictions
  • Learn More About Its Key Features

Niva Bupa Health Pulse (Pros)

Niva Bupa Health Pulse
  • Optional benefits available
  • 150% Refill Benefit
  • Annual Health Checkup
  • Emergency Ambulance
  • Living Organ Donor Benefit

Niva Bupa Health Pulse (Cons)

Niva Bupa Health Pulse
  • Conflict and Disaster cases
  • 20% co-payment
  • No Maternity Benefit
  • Cosmetic surgeries
  • Treatment for Alcoholism

Niva Bupa Health Pulse (Other Benefits)

Niva Bupa Health Pulse
  • Operation Theatre Coverage
  • Modern Treatments
  • Personal Accident Cover
  • e-Consultation
  • Daily Hospital Cash

Niva Bupa Health Pulse (Eligibility Criteria)

Niva Bupa Health Pulse
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • Sum Insured - ₹3 Lakhs to ₹25 Lakhs
  • Waiting Period - 30 Days

Senior Citizen Health Insurance

Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. Wheth...

Unique Features

  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Pros)

Niva Bupa Senior First Plan
  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Cons)

Niva Bupa Senior First Plan
  • ICU charges not covered
  • OPD coverage not available
  • Second medical opinion not available

Niva Bupa Senior First Plan (Other Benefits)

Niva Bupa Senior First Plan
  • No sub-limits applicable for common health conditions
  • Waive co-payment on applying deductibles
  • No mandatory pre-issuance medical tests

Niva Bupa Senior First Plan (Eligibility Criteria)

Niva Bupa Senior First Plan
  • Min. Entry Age: 61 years
  • Max. Entry Age: 75 years
  • Min. SI: ₹5 L
  • Max. SI: ₹25 L
  • Initial Waiting Period: 30 days

Individual and Family Health Insurance

The Niva Bupa Personal Accident Plan is designed to provide financial support in case of accidents. It offers a lump sum payout for accidental death o...

Unique Features

  • Child Education
  • Funeral Expenses Cover
  • TTD/PTD Cover

Personal Accident Care Plan (Pros)

Personal Accident Care Plan
  • Child education benefit
  • Funeral expenses covered
  • Total and partial disability covered

Personal Accident Care Plan (Cons)

Personal Accident Care Plan
  • Adventure sports not covered
  • No coverage for cosmetic procedures
  • Self-harm not covered

Personal Accident Care Plan (Other Benefits)

Personal Accident Care Plan
  • Lifetime renewability offered
  • Long-term discounts
  • High sum insured options

Personal Accident Care Plan (Eligibility Criteria)

Personal Accident Care Plan
  • Minimum Entry Age: 18 Years
  • Maximum Entry Age: 65 Years
  • Sum Insured: ₹5 Lakhs - ₹5 Crores
  • Initial Waiting Period: 30 Days

Critical Illness Health Insurance

CritiCare, a plan that gives health and financial protection to you and your family against 20 critical illnesses! Critical illness can be a threat to...

Unique Features

  • Enhanced Coverage
  • Eligibility
  • Sample Premium

Niva Bupa Criti Care Plan (Pros)

Niva Bupa Criti Care Plan
  • Covers 20 critical illnesses
  • Long-term tenure discounts
  • Multiple payout options
  • Tax benefits under Section 80D
  • Direct claim settlement

Niva Bupa Criti Care Plan (Cons)

Niva Bupa Criti Care Plan
  • No accidental death cover
  • No total disability cover
  • AIDS not covered
  • No child education benefit
  • No funeral expenses cover

Niva Bupa Criti Care Plan (Other Benefits)

Niva Bupa Criti Care Plan
  • Flexible plan options
  • Surgeon fees covered (under AccidentCare)
  • Lifelong renewability
  • Diagnostic procedures and therapies covered
  • Prosthetic implants covered

Niva Bupa Criti Care Plan (Eligibility Criteria)

Niva Bupa Criti Care Plan
  • Min- 18 years
  • Max- 65 years

Group Health Insurance

Max Bupa Health Insurance rebranded itself to Niva Bupa Health Insurance on July 5th, 2021. With this change, the insurer introduced multiple new heal...

Unique Features

  • Explore Niva Bupa Group Plans
  • Niva Bupa Tax Benefits
  • Niva Bupa Eligibility

Niva Bupa Group Health Insurance (Pros)

Niva Bupa Group Health Insurance
  • 10000+ network hospitals
  • Customizable group plans
  • No pre-policy check-up

Niva Bupa Group Health Insurance (Cons)

Niva Bupa Group Health Insurance
  • Limited infertility cover
  • No war-related claims
  • Abortion not covered

Niva Bupa Group Health Insurance (Other Benefits)

Niva Bupa Group Health Insurance
  • Tax savings (80D)
  • Maternity and newborn cover
  • Annual health check-ups
  • Unlimited doctor consults

Niva Bupa Group Health Insurance (Eligibility Criteria)

Niva Bupa Group Health Insurance
  • Adults: 18 to 99 years
  • Children: from 91 days
  • Up to 6 members covered

Individual and Family Health Insurance

The Niva Bupa Rise Plan introduces a new era of health insurance, combining essential coverage with unique advantages. Specifically designed for the m...

Unique Features

  • Affordable premiums
  • Add-on coverage
  • Flexi-pay benefit

Niva Bupa Rise Plan (Pros)

Niva Bupa Rise Plan
  • Modern treatment covered
  • Unlimited digital consultation
  • Smart Cash
  • Loyalty bonus

Niva Bupa Rise Plan (Cons)

Niva Bupa Rise Plan
  • Investigation and Evaluation
  • Rest Cure
  • rehabilitation and respite care
  • Cosmetic or plastic Surgery
  • Hazardous or Adventure sports

Niva Bupa Rise Plan (Other Benefits)

Niva Bupa Rise Plan
  • No limit on room rent
  • Rise tiered network
  • Digital consultation

Niva Bupa Rise Plan (Eligibility Criteria)

Niva Bupa Rise Plan
  • Entry age - 18 years
  • Max entry age - No age limit
  • SI - INR 5L to 1 Cr
  • Waiting Period - 30 days

Individual and Family Health Insurance

The Niva Bupa ReAssure 3.0 health plan has made it easier than ever to guarantee lifetime protection for you and your family, with a coverage limit of...

Unique Features

  • Unlimited coverage
  • High flexibility
  • Global healthcare option

Niva Bupa Reassure 3.0 (Pros)

Niva Bupa Reassure 3.0
  • Unlimited Sum Insured
  • Day 1 Pre-Existing Disease Coverage
  • Automatic Sum Insured Restoration
  • No Co-payment Clause
  • Wide Network of Hospitals
  • Flexible Premium Payment Options

Niva Bupa Reassure 3.0 (Cons)

Niva Bupa Reassure 3.0
  • No Monthly Premium Payment Option
  • Higher Premiums for Older Policyholders
  • Customer Service Response Time

Niva Bupa Reassure 3.0 (Other Benefits)

Niva Bupa Reassure 3.0
  • No Claim Bonus / Claim-Free Rewards
  • Daycare & Advanced Procedures
  • AYUSH Treatments

Niva Bupa Reassure 3.0 (Eligibility Criteria)

Niva Bupa Reassure 3.0
  • Minimum entry age: 91 days and 18 years
  • Maximum entry age: 99 years for adults
  • Covers up to 6 members
Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.