Future Generali Health Insurance
Individual and Family Health Insurance
Future Generali Health Total is a holistic, comprehensive health insurance plan that offers a multitude of features like cover for up to 15 family mem...
Unique Features
- SI Up to 1 Crore
- Family Discounts
- Avail Wellness Benefits
Future Generali Health Total Plan (Pros)
- Daily hospital cash
- maternity cover
- newborn baby care
- modern treatment cover
- global coverage.
Future Generali Health Total Plan (Cons)
- OPD charges
- second medical opinion
- IVF treatment
- air ambulance cover
- compassionate travel.
Future Generali Health Total Plan (Other Benefits)
- Organ donor cover
- family floater benefits
- e-consultations
- daycare procedures cover.
Future Generali Health Total Plan (Eligibility Criteria)
- Minimum age: 1 day
- Maximum age: No limit.
Individual and Family Health Insurance
Future Generali Health Absolute is a comprehensive health insurance plan with 3 plan variants and a wide range of sum insured. The plan offers a wide ...
Unique Features
- Up to 1 Cr SI
- 3 Plan Variants
- 10% Family Discount
Future Generali Health Absolute Plan (Pros)
- OPD charges
- AYUSH cover
- Maternity cover
- Newborn baby care
- modern treatment cover
Future Generali Health Absolute Plan (Cons)
- Domiciliary benefit
- Second medical opinion
- Air ambulance
- Compassionate travel
- Daily hospital cash
Future Generali Health Absolute Plan (Other Benefits)
- Pre & post-hospitalization
- Organ donor cover
- ICU charges
- Cataract treatment cover
Future Generali Health Absolute Plan (Eligibility Criteria)
- 18 years - No Limit
Women Health Insurance
Don't be just another number: Embrace the power of Health PowHER! Health PowHER is more than just an ordinary health insurance plan. It is specially c...
Unique Features
- Infertility treatment cover
- Voluntary sterilization benefits
- Puberty & menopause disorders
Future Generali Health PowHer (Pros)
- Wellness benefits
- Critical illness cover
- Women-related cancer cover
- Temporary domestic help
- Infertility expenses
Future Generali Health PowHer (Cons)
- Change of gender treatments
- Hazardous or adventure sports
- Non-medical expenses
- Breach of law
Future Generali Health PowHer (Other Benefits)
- Voluntary copay cover
- Stem cell storage
- Sum insured restoration
- Miscarriage or medical termination
Future Generali Health PowHer (Eligibility Criteria)
- Entry Age: 1 Day
- Max Entry Age: 65 Years
- Sum Insured: 5 L - 1 Crore
- Waiting Period: 30 Days
Individual and Family Health Insurance
The Future Generali D.I.Y. Health Plan lets you build your own health insurance by choosing the coverage and add-ons you actually need. Instead of a f...
Unique Features
- Freedom to choose benefits
- Multiple add-on cover options
- Gender reassignment surgery
Future Generali D.I.Y. Health Insurance (Pros)
- Room rent
- ICU charges
- pre and post-hospitalization
Future Generali D.I.Y. Health Insurance (Cons)
- Investigation and evaluation
- rest cure and rehabilitation
- and respite care
- obesity and weight control management
- sterility and infertility treatments
Future Generali D.I.Y. Health Insurance (Other Benefits)
- Domiciliary hospitalization
- daycare treatment
- OPD charges
- cataract
Future Generali D.I.Y. Health Insurance (Eligibility Criteria)
- Min entry age: 17 years
- Max entry age: 70 years
- Initial Waiting Period: 30 days
- Sum Insured: Up to 15 Lakh
Individual and Family Health Insurance
There should be no boundaries when it comes to your health! Future Generali Health Elite plan offers premium healthcare benefits globally that come wi...
Unique Features
- Holistic wellness cover
- Maternity benefits
- Global medical treatment
Future Generali Health Elite Plan (Pros)
- Room rent covered
- ICU charges
- Pre and post hospitalisation
- Domiciliary hospitalisation
- Daycare treatment
Future Generali Health Elite Plan (Cons)
- Congenital diseases
- Change of gender treatment
- Sterility and infertility treatment
Future Generali Health Elite Plan (Other Benefits)
- Cataract covered
- No claim bonus
- Automatic restoration
- Organ donor covered
Future Generali Health Elite Plan (Eligibility Criteria)
- Minimum entry age: 18 years
- Maximum entry age: 65 years
- Initial waiting period: 30 days
- Sum insured: Up to 6 Cr
Top Up and Super Top Up
Get more coverage on your insurance and enjoy enhanced protection with a top-up today! The Future Generali Advantage top-up health insurance policy co...
Unique Features
- Mental illness coverage
- Nursing expenses cover
- Affordable premiums
Future Generali Advantage Top-up Plan (Pros)
- Room rent
- ICU charges
- Pre and post hospitalization
- Daycare treatment
Future Generali Advantage Top-up Plan (Cons)
- Domiciliary hospitalization
- OPD charges
- Automatic restoration
Future Generali Advantage Top-up Plan (Other Benefits)
- Organ donor
- AYUSH treatment
- Ambulance coverage
Future Generali Advantage Top-up Plan (Eligibility Criteria)
- Minimum entry age: 18 Years
- Maximum entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Individual and Family Health Insurance
The Future Health Suraksha Plan is a health insurance policy designed to cover hospitalization and treatment costs, helping to protect your savings. I...
Unique Features
- Free health check-ups
- Compassionate travel
- No pre-policy upto 50 years
Future Generali Health Suraksha Plan (Pros)
- ICU charges
- Pre-hospitalisation
- Post-hospitalisation
- Daycare treatment
Future Generali Health Suraksha Plan (Cons)
- Domiciliary hospitalisation
- OPD charges
- Maternity cover
- Newborn baby cover
Future Generali Health Suraksha Plan (Other Benefits)
- Cataract
- No claim bonus
- Automatic restoration
- Organ donor
Future Generali Health Suraksha Plan (Eligibility Criteria)
- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Senior Citizen Health Insurance
Future Generali Varishta Bima policy is a specially designed health insurance plan for senior citizens that protects them from financial loss and ensu...
Unique Features
- Annual health check-up
- In-patient treatment expenses
- Multiple discount options
Future Generali Varishta Bima Policy (Pros)
- Room Rent
- Pre-hospitalization
- Post-hospitalization
- Daycare Treatment
Future Generali Varishta Bima Policy (Cons)
- ICU Charges
- Domiciliary Hospitalization
- OPD Charges
- Organ Donor Expenses
Future Generali Varishta Bima Policy (Other Benefits)
- AYUSH Treatment Covered
- Modern Treatment
- Health Check-up
- Co-payment
Future Generali Varishta Bima Policy (Eligibility Criteria)
- Min Entry Age: 65 years
- Max Entry Age: No Limit
- Initial Waiting Period: 30 days
- Sum Insured: Up to 10 Lakhs
Critical Illness Health Insurance
The Future Generali Criticare Plan is a health insurance plan that gives you a fixed lump sum amount if you are diagnosed with a serious illness like ...
Unique Features
- Critical illness cover
- exhaustive cover benefits
- lump sum payout options.
Future Generali Criticare Plan (Pros)
- Covers cancer
- kidney and liver failure
- primary pulmonary arterial hypertension.
Future Generali Criticare Plan (Cons)
- Any pre-existing diseases (PEDs) or related medical conditions
- unnecessary or non-prescribed medical treatment
- maternity complications and external or internal congenital illnesses
- infertility and sterility treatment expenses.
Future Generali Criticare Plan (Other Benefits)
- Multiple sclerosis
- major organ transplant
- open chest CABG.
Future Generali Criticare Plan (Eligibility Criteria)
- Entry Age: Child: 6-25 years
- Adult: 18-65 years; Initial waiting period: 90 days; Policy term: 1/2/3 years.
Individual and Family Health Insurance
Future Generali Super Saver Plan is a one-of-a-kind health insurance plan with two plan variants that offer an 80% premium discount. If policyholders ...
Unique Features
- 80% premium discount
- Family coverage
- Maternity coverage
Future Generali Super Saver Plan (Pros)
- Modern treatment cover
- Maternity covered
- Domiciliary treatment cover
Future Generali Super Saver Plan (Cons)
- Vaccination unavailable
- Automatic restoration
- Daily hospital cash
- Health check-up unavailable
Future Generali Super Saver Plan (Other Benefits)
- Pre & post-hospitalization
- Daycare procedures
- Cataract cover
- ICU charges covered
Future Generali Super Saver Plan (Eligibility Criteria)
- 18 to 70 years
ManipalCigna Health Insurance
Senior Citizen Health Insurance
Senior citizens are often susceptible to various health conditions that require comprehensive medical care. Providing them with health insurance that ...
Unique Features
- Modern treatment cover
- Low waiting periods
- Room category flexibility
ManipalCigna Prime Senior Plan (Pros)
- Daily cash for shared accommodation
- Air ambulance
- Domestic second opinion
- Unlimited 100% SI restoration
ManipalCigna Prime Senior Plan (Cons)
- OPD cover
- Maternity and newborn cover
- Compassionate travel
ManipalCigna Prime Senior Plan (Other Benefits)
- Any room upgradation
- Unlimited SI restoration
- PEDs waiting period reduction
- Domestic second opinion (Elite)
ManipalCigna Prime Senior Plan (Eligibility Criteria)
- Entry age: 56 to 75 years
- SI: 3 to 50 Lakhs
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Individual and Family Health Insurance
Buying health insurance that provides 360-degree coverage against medical emergencies for you and your family is essential today. ManipalCigna ProHeal...
Unique Features
- 360 Degree Family Coverage
- Additional Wellness Programs
- OPD Charges Covered
ManipalCigna ProHealth Prime Advantage (Pros)
- Bariatric surgery
- Maternity coverage
- Newborn baby cover
- Daily cash benefits
ManipalCigna ProHealth Prime Advantage (Cons)
- Compassionate travel
- Copayment unavailable
- Sub-limits not applicable
ManipalCigna ProHealth Prime Advantage (Other Benefits)
- Air ambulance cover
- OPD available
- Domiciliary hospitalization
ManipalCigna ProHealth Prime Advantage (Eligibility Criteria)
- Entry age: 18 years to no max limit
- SI: 5 L to 1 Cr
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Senior Citizen Health Insurance
A gift of better healthcare for the golden years of life!The ManipalCigna Prime Senior Elite plan is specially designed for the senior citizens of you...
Unique Features
- Modern treatment cover
- Flexible health check-ups
- Air ambulance cover
ManipalCigna Prime Senior Elite Plan (Pros)
- In-patient hospitalisation
- Daycare treatment
- Domiciliary hospitalisation
- Sum insured restoration
- Organ donor expense coverage
ManipalCigna Prime Senior Elite Plan (Cons)
- Cataract not covered
- Sports injury cover
- Cosmetic treatment unavailable
- Baldness not covered
- Higher co-pays applicable
ManipalCigna Prime Senior Elite Plan (Other Benefits)
- AYUSH treatment cover
- Second e-opinion covered
- Multiple discounts available
- OPD add-on cover available
- COVID-19 treatment cover
ManipalCigna Prime Senior Elite Plan (Eligibility Criteria)
- Entry Age: 56 - 75 years
- Sum Insured: INR 5 - 50 Lakhs
- Waiting Period: 30 days
Individual and Family Health Insurance
"Your Health Deserves Better!" Get safeguarded with a health plan that provides all-around healthcare facilitation. ManipalCigna Prime Protect plan is...
Unique Features
- Customizable health benefits
- High-value covers
- Health reward discounts
ManipalCigna Prime Protect Plan (Pros)
- In-patient hospitalisation
- Daycare treatment
- Domiciliary hospitalisation
- Sum insured restoration
- Organ donor cover
ManipalCigna Prime Protect Plan (Cons)
- Adventure sport injuries
- Cosmetic treatment
- Alcoholism/drug abuse
- Self-inflicted injury
ManipalCigna Prime Protect Plan (Other Benefits)
- Optional covers
- Add-ons available
- Unlimited benefits up to SI
- Bariatric surgery cover
- AYUSH treatment cover
ManipalCigna Prime Protect Plan (Eligibility Criteria)
- Child Entry Age: 91 days - 25 Years; Adult Entry Age: 18 Years - No Limit; Sum Insured (SI): INR 3 Lakhs - 1 Crore; Waiting Period: 30 days
Top Up and Super Top Up
"It's Super Easy, Super Affordable." ManipalCigna Super Top-up Plus Plan is an additional protection that you can buy to expand your base health plan�...
Unique Features
- Choose any hospital room
- Affordable premiums
- Healthcare inflation protection
ManipalCigna Super Top-up Plus Plan (Pros)
- Pre-hospitalization cover
- Post-hospitalization cover
- Modern treatment cover
- AYUSH hospitalization
ManipalCigna Super Top-up Plus Plan (Cons)
- Obesity/ weight control
- Change of gender treatments
- Hazardous or adventure sports
- Maternity not covered
- Newborn baby cover NA
ManipalCigna Super Top-up Plus Plan (Other Benefits)
- Organ donor cover
- Discounts on premium
- 30 days grace period
- Deductible options
ManipalCigna Super Top-up Plus Plan (Eligibility Criteria)
- Entry Age - 91 days
- Max Entry Age - No Limit
- SI - 1 - 30 Lakhs
- Waiting Period - 30 Days
Senior Citizen Health Insurance
ManipalCigna ProHealth Cash Policy: Your financial safety net, anytime, anywhere. The ManipalCigna ProHealth Cash plan offers financial support during...
Unique Features
- Daily hospital cash benefit
- Worldwide cover option
- Multiple discounts available
ManipalCigna ProHealth Cash Plan (Pros)
- Available in 2 variants
- Sickness Hospital Cash Benefit
- ICU Cash Benefit
- Worldwide Cover
ManipalCigna ProHealth Cash Plan (Cons)
- Breach of law
- Suicide or an attempt to commit suicide
- Alcoholism or drug abuse
- Contamination from Nuclear fuel or radiation
ManipalCigna ProHealth Cash Plan (Other Benefits)
- Option to choose coverage period
- Family discount
- Online renewal discount
- Long-term discount
ManipalCigna ProHealth Cash Plan (Eligibility Criteria)
- Entry age- 91 days to 65 years
- Coverage period- 60/90/180 days
- Sum Insured- INR 500-5000
Individual and Family Health Insurance
Protect your family with the ManipalCigna Arogya Sanjeevani Policy! The ManipalCigna Arogya Sanjeevani Policy is a standard health insurance plan that...
Unique Features
- AYUSH treatment cover
- Covers modern treatments
- Affordable & available for all
ManipalCigna Arogya Sanjeevani Plan (Pros)
- <ul> <li>Room rent covered</li> <li>ICU charges covered</li> <li>Pre-hospitalisation expenses covered</li> <li>Daycare treatment covered</li> </ul>
ManipalCigna Arogya Sanjeevani Plan (Cons)
- <ul> <li>Breach of law</li> <li>Hazardous or adventure sports</li> <li>Contamination from nuclear fuel/radiation</li> <li>Unproven treatments</li> </ul>
ManipalCigna Arogya Sanjeevani Plan (Other Benefits)
- <ul> <li>AYUSH treatment</li> <li>Modern treatments</li> <li>Cataract treatment</li> </ul>
ManipalCigna Arogya Sanjeevani Plan (Eligibility Criteria)
- <ul> <li>Minimum Entry Age: 18 Years</li> <li>Maximum Entry Age: 65 Years</li> <li>Initial Waiting Period: 30 Days</li> <li>Sum Insured: Up to INR 10 Lakh</li> </ul>
Accident Health Insurance
The ManipalCigna Lifestyle Protection Accident Care plan comes in three variants which ascend in coverage options (which you'll read about in the spec...
Unique Features
- Lump sum payout
- Dependent children cover
- Loss of income benefit
ManipalCigna Lifestyle Protection Accident Care Plan (Pros)
- Accidental death covered
- Permanent total disability
- Education fund
- Emergency ambulance cover
ManipalCigna Lifestyle Protection Accident Care Plan (Cons)
- Any PEDs
- Suicide or an attempt at suicide
- Intentional self-injury
- Breach of law
ManipalCigna Lifestyle Protection Accident Care Plan (Other Benefits)
- Burns cover
- Broken bones benefit
- Temporary total disability
ManipalCigna Lifestyle Protection Accident Care Plan (Eligibility Criteria)
- Entry age- Child: 5 - 25 years; Adult: 18 - 80 years
- Sum Insured: INR 50
- 000 - 10 Crores
- Accidental injury/death: Day 1
Individual and Family Health Insurance
ManipalCigna Health Insurance offers additional coverage with its Super Top-up plan, complementing your existing health insurance policy. This plan pr...
Unique Features
- Boost Your Health Coverage
- Eligibility Criteria and Features
- Inclusions & Exclusions
ManipalCigna Super Top-up Plan (Pros)
- AYUSH treatment
- Modern treatment cover
- Organ donor expenses
ManipalCigna Super Top-up Plan (Cons)
- Maternity cover
- Global cover
- No OPD cover
- Domiciliary care unavailable
ManipalCigna Super Top-up Plan (Other Benefits)
- In-patient hospitalization
- Pre & post-hospitalization
- Daycare procedures cover
ManipalCigna Super Top-up Plan (Eligibility Criteria)
- Entry age: 18 years to no upper age limit
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
- Sum Insured: 3 to 30 Lakhs
Individual and Family Health Insurance
ManipalCigna Lifetime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs. It offers a multitude of comprehens...
Unique Features
- Know About the Plan & its Variants
- Explore the Features & Eligibility
- Inclusions and Exclusions
ManipalCigna Lifetime Health Plan (Pros)
- Covers treatment costs for HIV/AIDS and STDs
- Covers mental illness
- Offers global coverage
ManipalCigna Lifetime Health Plan (Cons)
- Vaccination not covered
- IVF treatment not covered
- Air ambulance not covered
ManipalCigna Lifetime Health Plan (Other Benefits)
- Option for deductibles
- Domestic and international coverage options
ManipalCigna Lifetime Health Plan (Eligibility Criteria)
- Min entry age: 18 Years Max entry age: 65 Years Initial Waiting Period: 30 Days Sum Insured: Up to 3 Crore
Individual and Family Health Insurance
ManipalCigna Health Insurance Company offers its Critical Illness policy, which is a global plan that assures financial support during critical times ...
Unique Features
- CI Cover
- Eligibility & Features
- 30 CI Cover
Critical Care Plan (Pros)
- 15 or 30 major illnesses
- Medical second opinion
- Online wellness program
Critical Care Plan (Cons)
- No daily cash benefit
- In-patient hospitalization
- OPD unavailable
- Daycare procedures
Critical Care Plan (Other Benefits)
- Basic & advanced add-on cover benefits
- Organ donor expenses
Critical Care Plan (Eligibility Criteria)
- Entry age: 18 to 65 years
- SI: 1 L to 25 Cr
- Policy term: 1/2/3 years
- Waiting period: 90 days
Individual and Family Health Insurance
'Sahi Health Insurance Chuno, SADA SECURE RAHO' Yep, that's right, this is what ManipalCigna's new Sarvah plan talks about. With this plan, ManipalCig...
Unique Features
- Comprehensive coverage
- High sum insured
- Customized benefits
ManipalCigna Sarvah Plan (Pros)
- Coverage for major illness
- Reduced waiting period for pre-existing diseases
- Unlimited restoration
- Surplus benefits
ManipalCigna Sarvah Plan (Cons)
- Maternity benefit not covered
- No global coverage
- Daily hospital cash not covered
ManipalCigna Sarvah Plan (Other Benefits)
- Tatkal benefit
- Comprehensive personal accident cover
- Gullak and Sarathi benefits
ManipalCigna Sarvah Plan (Eligibility Criteria)
- Entry Age: 91 days
- Maximum Entry Age: No Limit
- Sum Insured: Up to 3 Crore
- Waiting Period: 30 days
Quick and Free Quick Comparison with Other Insurers

Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.
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