Future Generali vs Universal Sompo Health Insurance 2026 | PolicyX

Overview

Future Generali Health Insurance is a trusted companion committed to protecting you from medical emergencies. Founded in Italy in 1821, this global insurer serves 68 million customers across 50 countries with 72,000 employees, integrating.
COMPANY DETAILS ✎ Edit

Future Generali

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Universal Sompo

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 6 Cr

Sum Insured

Up to ₹ 25 Cr
Claim ratio

Claim Ratio

95.5%

Claim Ratio

91.58%
Network hospitals

Network Hospital

10000+

Network Hospital

4000+
Solvency Ratio

Solvency Ratio

1.96

Solvency Ratio

1.97
Pan India Presence

Pan India Presence

150

Pan India Presence

96
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

1,858.63 Crore

Annual premium (company level)

5,078.45 Crore
Years in operation

Years in operation

2006

Years in operation

2007
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

90.93

Claims settled within 3 months

61.18%
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Future Generali Health Insurance Plans

▶ Future Generali Health Insurance Plans

Universal Sompo Health Insurance

▶ Universal Sompo Health Insurance

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Future Generali Health Insurance

Individual and Family Health Insurance

Future Generali Health Absolute Plan

Future Generali's Health Absolute plan offers comprehensive health insurance with three variants (Classic, Platinum, Signature) an...

  • Up to 1 Cr SI
  • 3 Plan Variants
  • 10% Family Discount
  • OPD charges
  • AYUSH cover
  • Maternity cover
  • Newborn baby care
  • modern treatment cover
  • Domiciliary benefit
  • Second medical opinion
  • Air ambulance
  • Compassionate travel
  • Daily hospital cash
  • Pre & post-hospitalization
  • Organ donor cover
  • ICU charges
  • Cataract treatment cover
  • 18 years - No Limit
View plan
Women Health Insurance

Future Generali Health PowHer

Future Generali's Health PowHER is a specialized health insurance plan crafted for women, addressing their unique health issues an...

  • Infertility treatment cover
  • Voluntary sterilization benefits
  • Puberty & menopause disorders
  • Wellness benefits
  • Critical illness cover
  • Women-related cancer cover
  • Temporary domestic help
  • Infertility expenses
  • Change of gender treatments
  • Hazardous or adventure sports
  • Non-medical expenses
  • Breach of law
  • Voluntary copay cover
  • Stem cell storage
  • Sum insured restoration
  • Miscarriage or medical termination
  • Entry Age: 1 Day
  • Max Entry Age: 65 Years
  • Sum Insured: 5 L - 1 Crore
  • Waiting Period: 30 Days
View plan

Universal Sompo Health Insurance

Individual and Family Health Insurance

Complete Healthcare Insurance

The Universal Sompo Complete Healthcare Policy offers comprehensive health insurance for individuals and families, covering hospit...

  • Restoration Benefit
  • Second Medical Opinion
  • 3 Variants
  • E-consultations
  • Second medical opinions
  • Vaccination
  • Daily hospital cash
  • Compassionate travel
  • Maternity benefit
  • Newborn baby cover
  • IVF not covered
  • Global coverage
  • In-patient hospitalization
  • Pre & post-hospitalization
  • Daycare procedures
  • Domiciliary care
  • Minimum: 18 years
  • Maximum: 75 years
  • Sum Insured: ₹1 L - ₹10 L
  • Initial Waiting Period: 30 Days
View plan

Compare with Other Insurers

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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