Future Generali vs Acko Health Insurance Health Insurance 2026 | PolicyX

Overview

Future Generali Health Insurance is a trusted companion committed to protecting you from medical emergencies. Founded in Italy in 1821, this global insurer serves 68 million customers across 50 countries with 72,000 employees, integrating.
COMPANY DETAILS ✎ Edit

Future Generali

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Acko Health Insurance

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 6 Cr

Sum Insured

Up to ₹ 1 crore and Unlimited
Claim ratio

Claim Ratio

95.5%

Claim Ratio

98%
Network hospitals

Network Hospital

10000+

Network Hospital

11,500+
Solvency Ratio

Solvency Ratio

1.96

Solvency Ratio

2.3
Pan India Presence

Pan India Presence

150

Pan India Presence

11
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

1,858.63 Crore

Annual premium (company level)

2,064.67 Crore
Years in operation

Years in operation

2006

Years in operation

9 years
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

90.93

Claims settled within 3 months

98%
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Future Generali Health Insurance

Individual and Family Health Insurance

Future Generali Health Absolute Plan

Future Generali's Health Absolute plan offers comprehensive health insurance with three variants (Classic, Platinum, Signature) an...

  • Up to 1 Cr SI
  • 3 Plan Variants
  • 10% Family Discount
  • OPD charges
  • AYUSH cover
  • Maternity cover
  • Newborn baby care
  • modern treatment cover
  • Domiciliary benefit
  • Second medical opinion
  • Air ambulance
  • Compassionate travel
  • Daily hospital cash
  • Pre & post-hospitalization
  • Organ donor cover
  • ICU charges
  • Cataract treatment cover
  • 18 years - No Limit
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Women Health Insurance

Future Generali Health PowHer

Future Generali's Health PowHER is a specialized health insurance plan crafted for women, addressing their unique health issues an...

  • Infertility treatment cover
  • Voluntary sterilization benefits
  • Puberty & menopause disorders
  • Wellness benefits
  • Critical illness cover
  • Women-related cancer cover
  • Temporary domestic help
  • Infertility expenses
  • Change of gender treatments
  • Hazardous or adventure sports
  • Non-medical expenses
  • Breach of law
  • Voluntary copay cover
  • Stem cell storage
  • Sum insured restoration
  • Miscarriage or medical termination
  • Entry Age: 1 Day
  • Max Entry Age: 65 Years
  • Sum Insured: 5 L - 1 Crore
  • Waiting Period: 30 Days
View plan

Acko Health Insurance

Individual and Family Health Insurance

Acko Arogya Sanjeevani Policy

Acko Arogya Sanjeevani is an affordable indemnity health insurance plan for individuals and families, offering coverage of ₹5 Lakh...

  • COVID-19 treatment coverage
  • No pre-policy health check-ups till 45
  • Lifelong renewability
  • No check-up up to age 45
  • COVID-19 cover
  • AYUSH coverage
  • Ambulance services
  • OPD cover unavailable
  • Maternity unavailable
  • Newborn baby cover unavailable
  • Health check-ups unavailable
  • 5% co-payment on every claim
  • Family floater cover
  • Indemnity benefits
  • Pre & post-hospitalization
  • Room rent & ICU cover
  • Min Entry Age: 18 Years
  • Max Entry Age: 65 Years
  • Sum Insured: ₹5 Lakh or ₹10 Lakh
  • Waiting Period: 30 Days
View plan
Accident Health Insurance

Acko Personal Accident Policy

Acko Personal Accident Policy offers financial protection against injuries, disability, or death resulting from accidents like roa...

  • Zero waiting period
  • Accidental death cover
  • No health check-up required
  • Zero waiting period
  • Accidental death cover
  • No health check-up required
  • Pre and post-hospitalisation not covered
  • Hospital cover only as an optional add-on (up to 10% of SI)
  • OPD not covered
  • Accidental death and disability
  • Permanent and total disability
  • Aid to uncertain injuries
  • Min. Entry Age - 18 Years
  • Max. Entry Age - 70 Years
  • SI: ₹2.5 Lakh – ₹1 Crore
  • No waiting period – accidents covered from Day 1
  • IRDAI product name: Saral Suraksha Bima - ACKO (UIN ACKPAIP21638V012021)
View plan

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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