Future Generali vs Iffco Tokio

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Overview

Future Generali Health Insurance is your trusted companion, committed to safeguarding you from medical emergencies. Founded in Italy in 1821, this global insurance giant serves 68 million customers across 50 countries with 72,000 employees. Their leadership stems from fully integrating sustainability into all strategies, aiming to create stakeholder value and build a more equitable society.
COMPANY DETAILS Edit

Future Generali

Edit

Iffco Tokio

Number of health insurance plans
Sum insured

Sum Insured

Up to 6 Cr

Sum Insured

Up to 1 Crore
Claim ratio

Claim Ratio

95.5%

Claim Ratio

95.82%
Network hospitals

Network Hospital

10000+

Network Hospital

8000+
Solvency Ratio

Solvency Ratio

1.96

Solvency Ratio

1.85
Pan India Presence

Pan India Presence

150

Pan India Presence

63
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

1,858.63 Crore

Annual premium (company level)

904.70 Crore
Years in operation

Years in operation

2006

Years in operation

2000
24×7 claim support

24×7 claim support

Yes

24×7 claim support

No
IRDAI registration number

IRDAI registration number

132

IRDAI registration number

106
Claims settled within 3 months

Claims settled within 3 months

90.93

Claims settled within 3 months

89.37
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Future Generali Health Insurance Plans

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IFFCO Tokio Health Insurance

IFFCO Tokio Health Insurance

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Future Generali Health Insurance

Individual and Family Health Insurance

Future Generali Health Total is a holistic, comprehensive health insurance plan that offers a multitude of features like cover for up to 15 family mem...

Unique Features

  • SI Up to 1 Crore
  • Family Discounts
  • Avail Wellness Benefits

Future Generali Health Total Plan (Pros)

Future Generali Health Total Plan
  • Daily hospital cash
  • maternity cover
  • newborn baby care
  • modern treatment cover
  • global coverage.

Future Generali Health Total Plan (Cons)

Future Generali Health Total Plan
  • OPD charges
  • second medical opinion
  • IVF treatment
  • air ambulance cover
  • compassionate travel.

Future Generali Health Total Plan (Other Benefits)

Future Generali Health Total Plan
  • Organ donor cover
  • family floater benefits
  • e-consultations
  • daycare procedures cover.

Future Generali Health Total Plan (Eligibility Criteria)

Future Generali Health Total Plan
  • Minimum age: 1 day
  • Maximum age: No limit.

Individual and Family Health Insurance

Future Generali Health Absolute is a comprehensive health insurance plan with 3 plan variants and a wide range of sum insured. The plan offers a wide ...

Unique Features

  • Up to 1 Cr SI
  • 3 Plan Variants
  • 10% Family Discount

Future Generali Health Absolute Plan (Pros)

Future Generali Health Absolute Plan
  • OPD charges
  • AYUSH cover
  • Maternity cover
  • Newborn baby care
  • modern treatment cover

Future Generali Health Absolute Plan (Cons)

Future Generali Health Absolute Plan
  • Domiciliary benefit
  • Second medical opinion
  • Air ambulance
  • Compassionate travel
  • Daily hospital cash

Future Generali Health Absolute Plan (Other Benefits)

Future Generali Health Absolute Plan
  • Pre & post-hospitalization
  • Organ donor cover
  • ICU charges
  • Cataract treatment cover

Future Generali Health Absolute Plan (Eligibility Criteria)

Future Generali Health Absolute Plan
  • 18 years - No Limit

Women Health Insurance

Don't be just another number: Embrace the power of Health PowHER! Health PowHER is more than just an ordinary health insurance plan. It is specially c...

Unique Features

  • Infertility treatment cover
  • Voluntary sterilization benefits
  • Puberty & menopause disorders

Future Generali Health PowHer (Pros)

Future Generali Health PowHer
  • Wellness benefits
  • Critical illness cover
  • Women-related cancer cover
  • Temporary domestic help
  • Infertility expenses

Future Generali Health PowHer (Cons)

Future Generali Health PowHer
  • Change of gender treatments
  • Hazardous or adventure sports
  • Non-medical expenses
  • Breach of law

Future Generali Health PowHer (Other Benefits)

Future Generali Health PowHer
  • Voluntary copay cover
  • Stem cell storage
  • Sum insured restoration
  • Miscarriage or medical termination

Future Generali Health PowHer (Eligibility Criteria)

Future Generali Health PowHer
  • Entry Age: 1 Day
  • Max Entry Age: 65 Years
  • Sum Insured: 5 L - 1 Crore
  • Waiting Period: 30 Days

Individual and Family Health Insurance

The Future Generali D.I.Y. Health Plan lets you build your own health insurance by choosing the coverage and add-ons you actually need. Instead of a f...

Unique Features

  • Freedom to choose benefits
  • Multiple add-on cover options
  • Gender reassignment surgery

Future Generali D.I.Y. Health Insurance (Pros)

Future Generali D.I.Y. Health Insurance
  • Room rent
  • ICU charges
  • pre and post-hospitalization

Future Generali D.I.Y. Health Insurance (Cons)

Future Generali D.I.Y. Health Insurance
  • Investigation and evaluation
  • rest cure and rehabilitation
  • and respite care
  • obesity and weight control management
  • sterility and infertility treatments

Future Generali D.I.Y. Health Insurance (Other Benefits)

Future Generali D.I.Y. Health Insurance
  • Domiciliary hospitalization
  • daycare treatment
  • OPD charges
  • cataract

Future Generali D.I.Y. Health Insurance (Eligibility Criteria)

Future Generali D.I.Y. Health Insurance
  • Min entry age: 17 years
  • Max entry age: 70 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to 15 Lakh

Individual and Family Health Insurance

There should be no boundaries when it comes to your health! Future Generali Health Elite plan offers premium healthcare benefits globally that come wi...

Unique Features

  • Holistic wellness cover
  • Maternity benefits
  • Global medical treatment

Future Generali Health Elite Plan (Pros)

Future Generali Health Elite Plan
  • Room rent covered
  • ICU charges
  • Pre and post hospitalisation
  • Domiciliary hospitalisation
  • Daycare treatment

Future Generali Health Elite Plan (Cons)

Future Generali Health Elite Plan
  • Congenital diseases
  • Change of gender treatment
  • Sterility and infertility treatment

Future Generali Health Elite Plan (Other Benefits)

Future Generali Health Elite Plan
  • Cataract covered
  • No claim bonus
  • Automatic restoration
  • Organ donor covered

Future Generali Health Elite Plan (Eligibility Criteria)

Future Generali Health Elite Plan
  • Minimum entry age: 18 years
  • Maximum entry age: 65 years
  • Initial waiting period: 30 days
  • Sum insured: Up to 6 Cr

Top Up and Super Top Up

Get more coverage on your insurance and enjoy enhanced protection with a top-up today! The Future Generali Advantage top-up health insurance policy co...

Unique Features

  • Mental illness coverage
  • Nursing expenses cover
  • Affordable premiums

Future Generali Advantage Top-up Plan (Pros)

Future Generali Advantage Top-up Plan
  • Room rent
  • ICU charges
  • Pre and post hospitalization
  • Daycare treatment

Future Generali Advantage Top-up Plan (Cons)

Future Generali Advantage Top-up Plan
  • Domiciliary hospitalization
  • OPD charges
  • Automatic restoration

Future Generali Advantage Top-up Plan (Other Benefits)

Future Generali Advantage Top-up Plan
  • Organ donor
  • AYUSH treatment
  • Ambulance coverage

Future Generali Advantage Top-up Plan (Eligibility Criteria)

Future Generali Advantage Top-up Plan
  • Minimum entry age: 18 Years
  • Maximum entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

The Future Health Suraksha Plan is a health insurance policy designed to cover hospitalization and treatment costs, helping to protect your savings. I...

Unique Features

  • Free health check-ups
  • Compassionate travel
  • No pre-policy upto 50 years

Future Generali Health Suraksha Plan (Pros)

Future Generali Health Suraksha Plan
  • ICU charges
  • Pre-hospitalisation
  • Post-hospitalisation
  • Daycare treatment

Future Generali Health Suraksha Plan (Cons)

Future Generali Health Suraksha Plan
  • Domiciliary hospitalisation
  • OPD charges
  • Maternity cover
  • Newborn baby cover

Future Generali Health Suraksha Plan (Other Benefits)

Future Generali Health Suraksha Plan
  • Cataract
  • No claim bonus
  • Automatic restoration
  • Organ donor

Future Generali Health Suraksha Plan (Eligibility Criteria)

Future Generali Health Suraksha Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 10 L

Senior Citizen Health Insurance

Future Generali Varishta Bima policy is a specially designed health insurance plan for senior citizens that protects them from financial loss and ensu...

Unique Features

  • Annual health check-up
  • In-patient treatment expenses
  • Multiple discount options

Future Generali Varishta Bima Policy (Pros)

Future Generali Varishta Bima Policy
  • Room Rent
  • Pre-hospitalization
  • Post-hospitalization
  • Daycare Treatment

Future Generali Varishta Bima Policy (Cons)

Future Generali Varishta Bima Policy
  • ICU Charges
  • Domiciliary Hospitalization
  • OPD Charges
  • Organ Donor Expenses

Future Generali Varishta Bima Policy (Other Benefits)

Future Generali Varishta Bima Policy
  • AYUSH Treatment Covered
  • Modern Treatment
  • Health Check-up
  • Co-payment

Future Generali Varishta Bima Policy (Eligibility Criteria)

Future Generali Varishta Bima Policy
  • Min Entry Age: 65 years
  • Max Entry Age: No Limit
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to 10 Lakhs

Critical Illness Health Insurance

The Future Generali Criticare Plan is a health insurance plan that gives you a fixed lump sum amount if you are diagnosed with a serious illness like ...

Unique Features

  • Critical illness cover
  • exhaustive cover benefits
  • lump sum payout options.

Future Generali Criticare Plan (Pros)

Future Generali Criticare Plan
  • Covers cancer
  • kidney and liver failure
  • primary pulmonary arterial hypertension.

Future Generali Criticare Plan (Cons)

Future Generali Criticare Plan
  • Any pre-existing diseases (PEDs) or related medical conditions
  • unnecessary or non-prescribed medical treatment
  • maternity complications and external or internal congenital illnesses
  • infertility and sterility treatment expenses.

Future Generali Criticare Plan (Other Benefits)

Future Generali Criticare Plan
  • Multiple sclerosis
  • major organ transplant
  • open chest CABG.

Future Generali Criticare Plan (Eligibility Criteria)

Future Generali Criticare Plan
  • Entry Age: Child: 6-25 years
  • Adult: 18-65 years; Initial waiting period: 90 days; Policy term: 1/2/3 years.

Individual and Family Health Insurance

Future Generali Super Saver Plan is a one-of-a-kind health insurance plan with two plan variants that offer an 80% premium discount. If policyholders ...

Unique Features

  • 80% premium discount
  • Family coverage
  • Maternity coverage

Future Generali Super Saver Plan (Pros)

Future Generali Super Saver Plan
  • Modern treatment cover
  • Maternity covered
  • Domiciliary treatment cover

Future Generali Super Saver Plan (Cons)

Future Generali Super Saver Plan
  • Vaccination unavailable
  • Automatic restoration
  • Daily hospital cash
  • Health check-up unavailable

Future Generali Super Saver Plan (Other Benefits)

Future Generali Super Saver Plan
  • Pre & post-hospitalization
  • Daycare procedures
  • Cataract cover
  • ICU charges covered

Future Generali Super Saver Plan (Eligibility Criteria)

Future Generali Super Saver Plan
  • 18 to 70 years

IFFCO Tokio Health Insurance

Individual and Family Health Insurance

Family Health Protector by IFFCO Tokio is a comprehensive policy that covers your family from medical expenses in times of need at an affordable price...

Unique Features

  • Restoration of the Sum Insured
  • Coverage Against Terrorism
  • Emergency Assistance Service

Family Health Protector Policy (Pros)

Family Health Protector Policy
  • Income Tax benefits
  • Hassle-free claims
  • 4000+ network hospitals

Family Health Protector Policy (Cons)

Family Health Protector Policy
  • Pre-Existing Diseases
  • Illegal activities
  • Self-harm

Family Health Protector Policy (Other Benefits)

Family Health Protector Policy
  • Medical Consultation
  • Emergency Cash
  • Modern Treatment

Family Health Protector Policy (Eligibility Criteria)

Family Health Protector Policy
  • 18 to 65 Years

Individual and Family Health Insurance

IFFCO TOKIO MOS-Bite Protector Policy provides a lump sum amount on the diagnosis of the vector-borne diseases covered by the policy. The MOS-Bite Pro...

Unique Features

  • Coverage for 7 diseases
  • Family coverage
  • Up to 1 lakh SI

IFFCO TOKIO MOS-Bite Protector Policy (Pros)

IFFCO TOKIO MOS-Bite Protector Policy
  • Lump sum Sum Insured up to 1 Lakh
  • Dengue coverage
  • Malaria coverage

IFFCO TOKIO MOS-Bite Protector Policy (Cons)

IFFCO TOKIO MOS-Bite Protector Policy
  • Adventure sports injuries
  • Illegal activities
  • Self-inflicted injuries

IFFCO TOKIO MOS-Bite Protector Policy (Other Benefits)

IFFCO TOKIO MOS-Bite Protector Policy
  • High Sum Insured options
  • Family coverage
  • Zika Virus coverage

IFFCO TOKIO MOS-Bite Protector Policy (Eligibility Criteria)

IFFCO TOKIO MOS-Bite Protector Policy
  • Minimum entry age: 18 years Maximum entry age: 65 years Sum Insured: Up to 1 Lakh Initial waiting period: 30 days
Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.