Chola MS General Insurance Company Limited is a Joint Venture between the Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan. Chola MS champions a brand philosophy called T3, which stands for Trust, Transparency, and Technology. Formed in 2001 by Murugappa Group (India) and Mitsui Sumitomo (Japan), Chola MS General Insurance boasts 189 branches and 30,000+ intermediaries. Driven by their T3 philosophy (Trust, Transparency, Technology), their core aim is to protect customers from rising healthcare expenses.
IFFCO Tokio General Insurance Company, established in 2000 as a joint venture between Indian Farmers Fertiliser Cooperative Limited and Tokio Marine Group, offers a range of health insurance plans for individuals and families. These plans are designed to cover key medical expenses, including hospitalisation, day care treatments, and pre- and post-hospitalisation costs, helping reduce the financial burden during medical emergencies. For customers, the insurer provides access to cashless treatment at network hospitals, flexible sum insured options, and add-ons such as critical illness cover depending on the plan. Its strong presence across rural and Tier 2, 3, and 4 towns also improves accessibility, ensuring that policyholders can easily purchase, renew, and use their health insurance across different parts of India.