Cholamandalam Ms vs Bajaj General Health Insurance 2026 | PolicyX

Overview

Chola MS General Insurance is a 2001 JV of the Murugappa Group and Mitsui Sumitomo (Japan), driven by its T3 philosophy—Trust, Transparency and Technology.
COMPANY DETAILS ✎ Edit

Cholamandalam Ms

✎ Edit

Bajaj General

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 5 Crore

Sum Insured

Up to ₹ 25 Cr
Claim ratio

Claim Ratio

94%

Claim Ratio

99.23%
Network hospitals

Network Hospital

12000+

Network Hospital

18400+
Solvency Ratio

Solvency Ratio

2.18

Solvency Ratio

3.25
Pan India Presence

Pan India Presence

1500

Pan India Presence

1100
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

1,155.97 Crore

Annual premium (company level)

21,416.80 Crore
Years in operation

Years in operation

2002

Years in operation

2001
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

93.70

Claims settled within 3 months

95.99
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Cholamandalam Health Insurance Review 2025 | Chola MS Full Details

▶ Cholamandalam Health Insurance Review 2025 | Chola MS Full Details

Bajaj Health Insurance

▶ Bajaj Health Insurance

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Cholamandalam Health Insurance

Bajaj General Health Insurance

Individual and Family Health Insurance

Bajaj General My Health Care Plan

The Bajaj General My Health Care Plan is a highly flexible and customizable health insurance option for individuals and families, ...

  • Avail Optional Cover
  • Maternity Cover
  • High SI
  • High SI options
  • OPD cover
  • Cataract cover
  • No cover for gender change treatments
  • No cover for obesity treatments
  • Infertility cover not available
  • Avail Optional Cover
  • Maternity Cover
  • High SI
  • 18 to 65 Years
View plan
Individual and Family Health Insurance

Bajaj General Star Package

The Bajaj Allianz Star Package is a comprehensive family floater plan, extending beyond typical health insurance to offer a unique...

  • Super Cumulative Bonus
  • Co-Pay Available
  • 8 Benefit Options
  • Super cumulative bonus
  • Co-pay available
  • 8 benefit options
  • Domiciliary hospitalisation not covered
  • OPD coverage not available
  • Weight management treatments not covered
  • Select from 8 plan options
  • Hospital Cash Daily Allowance
  • Up to INR 1 Crore SI
  • 18 to 65 Years
View plan

Compare with Other Insurers

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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