United India vs Cholamandalam Ms

  • 100+ top health insurance plans
  • Premium starting @Rs. 19/day*
  • No medical check-ups required
Happy Customers

Buy Policy in 2 mins

With expert guidance

Buy Policy in just 2 mins

2 lakh + Customers

Real-time Reviews

Easy and Efficient

Free Comparison

Easy Comparison

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select members you want to insure

Overview

United India Insurance Company Limited is one of India's oldest government-owned insurers, established in 1938. It offers a range of health insurance plans covering basic to advanced medical needs, along with specialized options for critical illness, maternity, and senior citizens. In addition to health insurance, the company provides motor, personal accident, and home insurance products. With decades of experience and a wide product portfolio, it is a stable and practical choice for those comparing insurers based on coverage options and long-term reliability.
COMPANY DETAILS Edit

United India

Edit

Cholamandalam Ms

Number of health insurance plans
Sum insured

Sum Insured

Up to 95 Lakh

Sum Insured

Up to 5 Crore
Claim ratio

Claim Ratio

91.10%

Claim Ratio

94%
Network hospitals

Network Hospital

14000+

Network Hospital

12000+
Solvency Ratio

Solvency Ratio

-0.65

Solvency Ratio

2.18
Pan India Presence

Pan India Presence

1537

Pan India Presence

1500
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

7,519.28 Crore

Annual premium (company level)

1,155.97 Crore
Years in operation

Years in operation

1938

Years in operation

2002
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
IRDAI registration number

IRDAI registration number

545

IRDAI registration number

123
Claims settled within 3 months

Claims settled within 3 months

96

Claims settled within 3 months

93.70
Recommended Videos
United India Health Insurance

United India Health Insurance

Cholamandalam Health Insurance Review 2025 | Chola MS Full Details

Cholamandalam Health Insurance Review 2025 | Chola MS Full Details

Consult for Personalized Insurance Advice

Contact With Advisor

But how does it work?

Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Trouble connecting with an insurance company?

Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com

We are happy to help.

United India Health Insurance

Individual and Family Health Insurance

A cost-effective insurance option is the United India Insurance Family Medicare Policy. Anyone between 18 and 65 can get this insurance for themselves...

Unique Features

  • High SI
  • Optional Covers
  • ICU Cover

United India Family Medicare (Pros)

United India Family Medicare
  • In-patient hospitalization
  • Day-care treatments
  • Pre & post-hospitalization
  • AYUSH treatment

United India Family Medicare (Cons)

United India Family Medicare
  • Vaccination unavailable
  • OPD cover
  • Domiciliary hospitalization
  • Global coverage

United India Family Medicare (Other Benefits)

United India Family Medicare
  • Organ donor
  • Maternity & newborn baby cover
  • Daily hospital cash
  • Sum Insured restoration

United India Family Medicare (Eligibility Criteria)

United India Family Medicare
  • Entry age: Min. 18 yrs/ Max. 65 yrs
  • SI: 3 to 25 Lakhs
  • Initial waiting period: 30 Days
  • Policy term: 1 year

Cholamandalam Health Insurance

Individual and Family Health Insurance

Chola Flexi Health is an insurance plan that adapts to your life. You can personalize your sum insured, premium payment mode, and tenure under the pol...

Unique Features

  • Avail SI up to 25L
  • Medical Second Opinion
  • Compassionate Travel Cover

Chola MS Flexi Health (Pros)

Chola MS Flexi Health
  • Newborn baby cover
  • Ambulance cover
  • Recharge benefit

Chola MS Flexi Health (Cons)

Chola MS Flexi Health
  • Illegal activities
  • Alcoholism
  • Obesity
  • and cosmetic procedures

Chola MS Flexi Health (Other Benefits)

Chola MS Flexi Health
  • Medical second opinion
  • Daily care benefit
  • AYUSH coverage

Chola MS Flexi Health (Eligibility Criteria)

Chola MS Flexi Health
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L
Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.