United India vs National Health Health Insurance 2026 | PolicyX

Overview

United India Insurance (a government-owned insurer founded in 1938) offers health plans from basic to advanced needs, plus critical illness, maternity and senior-citizen options.
COMPANY DETAILS ✎ Edit

United India

✎ Edit

National Health

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 95 Lakh

Sum Insured

Up to ₹ 2 Crores
Claim ratio

Claim Ratio

91.10%

Claim Ratio

91.31%
Network hospitals

Network Hospital

14000+

Network Hospital

3200+
Solvency Ratio

Solvency Ratio

-0.65

Solvency Ratio

-0.67
Pan India Presence

Pan India Presence

1537

Pan India Presence

850
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

7,519.28 Crore

Annual premium (company level)

8,589.90 Crore
Years in operation

Years in operation

1938

Years in operation

1906
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

96

Claims settled within 3 months

91.18
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United India Health Insurance

▶ United India Health Insurance

National Health Insurance

▶ National Health Insurance

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Health Insurance Companies

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United India Health Insurance

National Health Insurance

Individual and Family Health Insurance

National Young India Mediclaim Policy

National Young India Mediclaim Policy offers indemnity-based health coverage from National Insurance, available as individual or f...

  • Maternity Cover
  • Cataract Cover
  • High SI Cover
  • Room Rent Cover
  • Day Care Procedure
  • AYUSH Treatment
  • Morbid Obesity Treatment
  • Illegal Activities
  • Adventure Sports
  • Cumulative Bonus
  • Wellness Discount
  • Long Term Discount
  • Min entry age: 18 years
  • Max entry age: 43 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to 10 Lakhs
View plan

The National Insurance Group Mediclaim Policy offers comprehensive indemnity health coverage for groups, providing an alternative ...

  • Coverage for modern treatment
  • Covers HIV/AIDS treatment
  • Covers 140+ daycare procedures
  • 140+ daycare procedures
  • HIV cover
  • Affordable premiums
  • AYUSH cover
  • Treatment outside India
  • OPD diagnostics
  • Adventure sport injuries
  • Injuries due to illegal activity
  • Co-payment discounts available
  • PED cover
  • 30-day pre-hospitalisation
  • Modern treatment
  • Entry Age: 3 Months
  • Maximum Entry Age: N/A
  • Sum Insured: INR 50
  • 000 to INR 10 Lakhs
  • Waiting Period: 30 days
View plan

Compare with Other Insurers

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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