National Health vs Aditya Birla Health Insurance 2026 | PolicyX

Overview

National Insurance Company, India's oldest government-owned general insurer, was founded on 5 December 1906 in Kolkata. Fully owned by the Government of India, it offers health, motor and property insurance.
COMPANY DETAILS ✎ Edit

National Health

✎ Edit

Aditya Birla

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 2 Crores

Sum Insured

Up to ₹ 1 Cr
Claim ratio

Claim Ratio

91.31%

Claim Ratio

96%
Network hospitals

Network Hospital

3200+

Network Hospital

12900+
Solvency Ratio

Solvency Ratio

-0.67

Solvency Ratio

1.88
Pan India Presence

Pan India Presence

850

Pan India Presence

4800
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

8,589.90 Crore

Annual premium (company level)

4,821.70 Crore
Years in operation

Years in operation

1906

Years in operation

2016
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

91.18

Claims settled within 3 months

92.97
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National Health Insurance

▶ National Health Insurance

Aditya Birla Health Insurance Review

▶ Aditya Birla Health Insurance Review

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National Health Insurance

Individual and Family Health Insurance

National Young India Mediclaim Policy

National Young India Mediclaim Policy offers indemnity-based health coverage from National Insurance, available as individual or f...

  • Maternity Cover
  • Cataract Cover
  • High SI Cover
  • Room Rent Cover
  • Day Care Procedure
  • AYUSH Treatment
  • Morbid Obesity Treatment
  • Illegal Activities
  • Adventure Sports
  • Cumulative Bonus
  • Wellness Discount
  • Long Term Discount
  • Min entry age: 18 years
  • Max entry age: 43 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to 10 Lakhs
View plan

The National Insurance Group Mediclaim Policy offers comprehensive indemnity health coverage for groups, providing an alternative ...

  • Coverage for modern treatment
  • Covers HIV/AIDS treatment
  • Covers 140+ daycare procedures
  • 140+ daycare procedures
  • HIV cover
  • Affordable premiums
  • AYUSH cover
  • Treatment outside India
  • OPD diagnostics
  • Adventure sport injuries
  • Injuries due to illegal activity
  • Co-payment discounts available
  • PED cover
  • 30-day pre-hospitalisation
  • Modern treatment
  • Entry Age: 3 Months
  • Maximum Entry Age: N/A
  • Sum Insured: INR 50
  • 000 to INR 10 Lakhs
  • Waiting Period: 30 days
View plan

Aditya Birla Health Insurance

Accident Health Insurance

Aditya Birla Personal Accident Plan

The Aditya Birla Activ Secure Personal Accident Plan provides comprehensive financial protection against unforeseen incidents, cov...

  • Up to 20 Cr SI
  • 11 Optional Covers
  • Avail Wellness Benefit
  • Total and partial disability cover
  • Accidental death cover
  • No claim bonus
  • Ambulance cover
  • Education benefit
  • Illness due to intoxicants
  • Obesity treatment unavailable
  • Hazardous activity not covered
  • Cosmetic surgery unavailable
  • Income cover
  • Loan protect cover
  • Orphan benefits
  • Compassionate visit
  • Coma benefit
  • Entry age: Minimum 5 years
  • Maximum 65 years. Sum Insured: 1 Lac - 20 Crore. Waiting period: None.
View plan
Individual and Family Health Insurance

Aditya Birla Activ Health Platinum Enhanced

The Aditya Birla Activ Health Platinum Enhanced Plan offers comprehensive health insurance for individuals and families, with sum ...

  • Critical Illness Cover
  • Health Coach
  • SI Up to 2 Crores
  • Earn 100% health returns
  • Cover for dental consultations
  • Modern treatment cover
  • Wellness coach
  • Mental illness cover
  • Illness due to intoxicants
  • Change of gender treatment
  • Hazardous activity not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable
  • Chronic management program
  • Premium waiver benefit
  • Reload of SI
  • Road ambulance cover
  • Second e-opinion
  • Entry age: 90 days
  • Max entry age: 45
  • SI: 1L to 1 Cr
  • Waiting period: 30 days
View plan

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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