Icici Lombard vs Aditya Birla

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your healthcare needs. It secures your loved on...

Unique Features

• Global Cover
• SI Upto 3 Cr
• Air Ambulance Cover

• Restoration Benefit
• Cumulative Bonus
• Health Rewards
• Domestic Air Ambulance

• OPD Cover
• Second medical opinion
• Modern treatment
• IVF treatment cover

• New Born Cover
• Vaccine Cover
• Maternity Cover
• PED Cover
• Personal Accident Cover

• Entry Age: 18 - 65 years
• SI: 5 L to 3 Cr
• Initial waiting period: 30 days

ICICI Lombard Personal Protect Policy is a comprehensive health insurance policy that offers an array of benefits and extensions to safeguard the insu...

Unique Features

• Accidental Death Benefit
• Acts Of Terrorism Cover
• Life Long Renewal

• Accidental Death
• Permanent Total Disablement Benefit
• Hospital Daily Allowance

• Illegal activities
• Adventure sports

• Operational Coverage
• Accidental Hospitalization
• Hospital Daily Allowance

• Min entry age: 18 years
• Max entry age: 80 years
• Initial Waiting Period: 30 days
• Sum Insured: Up to 25 Lakhs

Golden Shield Plan by ICICI Lombard is designed especially for senior citizens to cater to all their healthcare needs. With growing age, the human bod...

Unique Features

• Care Management Program
• 50 L SI Available
• Co-Pay Modification

• Reset Benefit
• Coverage for Ambulance
• Cashless Hospitalization

• Maternity cover
• New born cover
• Daily hospital cash

• Care Management Program
• AYUSH Treatments
• Claim Protector

• Entry age: 56 years to no maximum limit
• Sum insured: 5 to 50 Lakhs
• Initial waiting period: 30 days

ICICI Lombard Arogya Sanjeevani is a versatile plan that pays for your medical bills in case of hospitalization. If you are looking for a health plan ...

Unique Features

• COVID-19 Cover
• Ambulance Cover
• Affordable Plan

• Cumulative bonus
• Cataract treatment covered
• Modern procedures covered
• Intensive cardiac care charges

• No eyesight correction expenses
• Fertility expenses not covered
• Nursing expenses not covered
• Nursing at home not covered
• OPD expenses not covered

• Floater benefit
• Pre-existing Diseases covered after 4 years
• In-patient AYUSH treatment
• Day Care Procedures

• Entry Age: 18 years
• Max Entry Age: 65 years
• Sum Insured: ₹1 Lakh to ₹5 Lakh
• Initial Waiting Period: 30 days

ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a sh...

Unique Features

• Reset Benefit
• Top-up Plan
• Lifetime Renewability

• In-patient treatment coverage
• wide range of coverage
• flexible deductible choices.

• Exclusions include injury due to war
• cosmetic surgery
• and aesthetic treatment.

• Reset benefit
• domestic road emergency
• pre and post-hospitalisation
• donor expenses.

• Min entry age: 6 years
• Max entry age: No maximum age limit
• Initial Waiting Period: 30 days
• Sum Insured: Up to ₹50 lakh.

ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants, i.e., Cla...

Unique Features

• Up to 1 Crore SI
• International coverage
• Modern treatment

• Worldwide coverage
• Modern-day treatment procedures
• Reset benefits

• Maternity cover
• OPD not covered
• Daily hospital cash

• Multi-yearPolicy discounts
• Automatic restoration
• Domiciliary hospitalization

• Entry age: 21 to 65 years
• Sum Insured: Upto 1 Cr
• Initial Waiting Period: 30 Days

ICICI Lombard Elevate plan is a comprehensive solution for all your healthcare expenses, including doctor's visits, diagnostic tests, medication bills...

Unique Features

• Over 30 add-on options
• Worldwide coverage
• Special cover for NRIs

• Room rent
• ICU charges
• Pre and post hospitalisation
• Daycare treatment

• Cataract
• IVF treatment
• Hazardous activities

• OPD Charges
• Covid-19
• Automatic restoration

• Min entry age: 18 Years
• Max entry age: No limit
• Initial Waiting Period: 30 Days
• Sum Insured: No Limit

ICICI Lombard Saral Suraksha Bima is a health insurance policy that supports you when you are hit by an accident, leading to death or disabilities. Yo...

Unique Features

• 100% death benefit
• Educational grant
• PTD/ TTD and PPD cover

• Accidental death
• Permanent total disability
• Permanent partial disability
• Cumulative bonus

• Attempt to suicide/self-inflicted injury
• STDs and HIV/AIDS
• Mental or nervous disorder
• Alcoholism or substance abuse

• Children education grant
• Accidental hospitalisation
• Higher sum insured

• Min entry age: 3 Months
• Max entry age: 70 Years
• Sum Insured: Up to 1 Cr

ICICI Lombard Complete Health Insurance is a comprehensive health insurance plan that caters to almost every healthcare need of an individual and thei...

Unique Features

• Wellness Program
• Maternity & Newborn Cover
• Riders Available

• Critical Illness cover
• AYUSH treatment covered
• Ambulance coverage
• E-consultation

• Vaccination not covered
• IVF Treatment
• Modern treatment
• Air ambulance

• Cataract
• Daily hospital cash
• Organ donor

• Min entry age: 3 months
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 50 L

ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customer...

Unique Features

• Large Sum Insured
• Daycare Treatment
• Floater Benefit

• Tax benefit
• Less waiting period
• Hospital coverage
• Wide range coverage

• Pre-existing diseases
• Hazardous or adventure sports

• Cashless benefit
• Day care treatment
• Floater benefit

• Min entry age: 18 years
• Max entry age: 65 years
• Initial Waiting Period: 30 days
• Sum Insured: Up to ₹50 Lakhs

ICICI Lombard Health Shield 360 is a comprehensive health insurance policy offering basic medical support, worldwide cover, and health management assi...

Unique Features

• 360° Wellbeing programs
• High SI options
• Home healthcare

• Worldwide cashless facility
• Unlimited reset cover
• Daycare procedures

• Illegal activities
• Adventure sports
• Drug abuse

• Air ambulance
• OPD cover
• Additional sum insured

• Min entry age: 21 Years
• Max entry age: 75 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

Aditya Birla Cancer Secure Plan is a health insurance plan designed specifically for cancer patients, protecting them financially from all three stage...

Unique Features

• Up to 1 Cr SI
• Minimum Survival Period
• All Cancer Stages Covered

• Covers all three stages of cancer
• 150% of Sum Insured
• 10% No Claim Bonus
• High Sum Insured
• Lump sum payout

• Illness due to intoxicants
• Obesity treatment not covered
• Hazardous activities not covered
• HIV/AIDS not covered
• Cosmetic surgery not covered

• Wellness coach
• Second e-opinion
• Short survival period
• Up to 1 Crore Sum Insured
• Hospitalization Expenses

• Entry Age: 18 Years
• Maximum Entry Age: 65 Years
• Sum Insured: 5 Lakhs to 1 Crore
• Waiting Period: 90 days

Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. The Activ Secure Perso...

Unique Features

• Up to 20 Cr SI
• 11 Optional Covers
• Avail Wellness Benefit

• Total and partial disability cover
• Accidental death cover
• No claim bonus
• Ambulance cover
• Education benefit

• Illness due to intoxicants
• Obesity treatment unavailable
• Hazardous activity not covered
• Cosmetic surgery unavailable

• Income cover
• Loan protect cover
• Orphan benefits
• Compassionate visit
• Coma benefit

• Entry age: Minimum 5 years
• Maximum 65 years. Sum Insured: 1 Lac - 20 Crore. Waiting period: None.

Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals, such as health insurance protection with wellness benefi...

Unique Features

• Critical Illness Cover
• Health Coach
• SI Up to 2 Crores

• Earn 100% health returns
• Cover for dental consultations
• Modern treatment cover
• Wellness coach
• Mental illness cover

• Illness due to intoxicants
• Change of gender treatment
• Hazardous activity not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Chronic management program
• Premium waiver benefit
• Reload of SI
• Road ambulance cover
• Second e-opinion

• Entry age: 90 days
• Max entry age: 45
• SI: 1L to 1 Cr
• Waiting period: 30 days

Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...

Unique Features

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• <ul> <li>Health rewards for maintaining a healthy lifestyle.</li> <li>Optional benefits available.</li> <li>Maternity expense benefits.</li> </ul>

• Does not cover air ambulance
• No coverage for global treatment

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Minimum Entry Age: 18 years Maximum Entry Age: 65 years Sum Insured: 4-25 Lakh Waiting Period: 30 days

Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to treatment for a critical illness. The plan offers wi...

Unique Features

• 64 Critical Illnesses Covered
• Replace Loss of Income
• Short Survival Period

• 64 Critical Illnesses Covered
• Replaces Loss of Income
• Short Survival Period

• Does not cover maternity
• Does not cover any congenital illness
• Does not cover any evaluation purposes

• Sum insured up to INR 1 Crore
• Available in three different variants (Plans 1
• 2
• & 3) with specific coverage options

• Min- 5 years
• Max- 65 years

Aditya Birla Activ Care Classic is designed for senior citizens who need both medical coverage and day-to-day healthcare support. It covers hospitaliz...

Unique Features

• 360-degree support to seniors
• Cashless home treatment
• 586 categories of daycare procedures

• 360-degree support to seniors
• Cashless home treatment
• 586 categories of daycare procedures

• Does not cover modern treatments
• Vaccinations not covered
• Compassionate travel not covered

• Tax benefits
• Advanced health check-up
• Optional room upgrade facility

• Min- 55 years
• Max- 80

Aditya Birla Activ One plan is available as an individual and family floater plan, offering customized features and benefits. Read further details bel...

Unique Features

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Chronic illness covered
• double coverage

• Daily hospital cash not covered
• OPD charges not covered
• Maternity not covered

• Initial waiting period: 30 years.

• Adults: 18+ years (no maximum age); Children: 91 days to 25 years; Policy Tenure: 1 to 3 years.

The Activ Health Platinum Premiere plan is a variant of the Aditya Birla Activ Health insurance plan. It safeguards you from health emergencies and en...

Unique Features

• Mental illness cover
• Physiotherapy
• Critical illness cover

• Annual health check-up
• Pre-hospitalization cover
• Post-hospitalization cover
• Daycare procedure

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports. Maternity (basic cover)
• IVF/sterility treatment

• Organ donor cover
• International coverage
• Optional dental treatment cover
• Air ambulance

• Entry Age - 91 days
• Max Entry Age - 65 Years
• SI - 10 L - 2 Cr
• Waiting Period - 30 Days

The Aditya Birla Active Care Standard Plan is designed for senior citizens who need strong and regular medical support. It covers hospitalization expe...

Unique Features

• Cashless home treatment
• Optional lifestyle support
• 586 daycare procedures

• In-patient hospitalization
• Daycare treatment
• Domiciliary hospitalization
• Sum insured restoration
• Organ donor expense coverage

• Sports injury not covered
• Cosmetic treatment unavailable
• Baldness not covered
• Higher co-payment

• AYUSH treatment cover
• Second e-opinion covered
• Multiple discounts available
• COVID-19 treatment cover

• Entry age: 55 - 80 years
• Sum Insured: INR 3 - 10 Lakhs
• Waiting Period: 30 days
• Number of insured (floater): self & spouse

The Aditya Birla Activ Fit Plus plan rewards you for staying fit and healthy. This plan offers a versatile range of benefits designed to improve your ...

Unique Features

• Stay fit & get rewarded
• Travel protection cover
• Unlimited SI refill

• Pre-hospitalization cover
• Post-hospitalization cover
• Modern treatment cover
• Organ donor cover

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports
• External providers
• Beauty/cosmetic treatment

• 10-50-100 benefits
• Activ Health App
• Binge SI refill
• Premium back option
• Super no-claim bonus

• Entry Age: 91 days Max Entry Age: 45 years Sum Insured (SI): 5 L - 1 Cr Waiting Period: 30 Days

Aditya Birla Global Health Secure is an international health insurance plan designed to cover treatment for major critical illnesses outside India. It...

Unique Features

• 16 Major Illness Cover
• International Second E-Opinion
• Worldwide Cashless Treatment

• In-patient Treatment Cover
• Post-hospitalization Cover
• Accommodation Expenses
• Travel Expenses Cover

• Floater Option Not Available
• Change of Gender Treatments
• Alcoholism/Drug Use Cover
• Hazardous or Adventure Sports
• Maternity Not Covered

• No Age Bar for Renewability
• Organ Donor Cover
• Long-term Discounts
• PEDs Post-Waiting Period
• Multi-individual Plan Benefit

• Entry Age: 91 days - 65 years; Sum Insured: Up to INR 6 Cr; Waiting Period: 30 Days

Aditya Birla Arogya Sanjeevani Policy is an IRDAI-mandated standard health insurance plan designed to provide essential medical coverage at an afforda...

Unique Features

• All daycare procedures
• Covers AYUSH treatment
• Cataract expenses covered

• All daycare procedures
• AYUSH treatment
• Cataract expenses covered.

• Domiciliary hospitalisation
• OPD charges
• Automatic restoration.

• COVID-19 coverage
• Hospitalisation covered
• Affordable premiums.

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 L.

Is there a health plan that covers exceeding medical expenses without letting you worry about its limit? Well, Aditya Birla Activ Assure Diamond+ does...

Unique Features

• International/domestic emergency
• 586 daycare procedures
• Health and wellness discounts

• Cover for hospitalization expenses like COVID-19
• Home treatment expenses
• Over 586 daycare procedures covered

• Daily hospital cash not covered
• No maternity cover
• Modern treatment not covered
• E-consultation not covered

• International/domestic emergency cover
• 586 daycare procedures covered
• Health and wellness discounts

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

Activ Health Platinum, a health product by Aditya Birla Health Insurance Company, is a health insurance plan designed to cater to the healthcare needs...

Unique Features

• Explore the Eligibility Criteria
• Key Features of the Plan
• Inclusions & Exclusions

• <ul> <li>Post-hospitalization physiotherapy</li> <li>Health coach benefit</li> <li>One premium waiver</li> <li>Health assessment</li> <li>Chronic management program</li> </ul>

• <ul> <li>Illness due to intoxicants</li> <li>Gender change treatment</li> <li>Hazardous activity not covered</li> <li>HIV/AIDS not covered</li> <li>Cosmetic surgery</li> </ul>

• <ul> <li>Road ambulance cover</li> <li>No Claim Bonus</li> <li>Critical illness cover</li> <li>Domiciliary hospitalization</li> <li>Super Reload of Sum Insured</li> </ul>

• Entry Age: 91 days. Maximum Entry Age: 65 years. Sum Insured: 10 Lakhs to 2 Crores.

Aditya Birla Activ Health Platinum Essential Plan is ideal if you are looking for a health insurance cover that protects you against chronic illnesses...

Unique Features

• Chronic Management Care
• Wellness Benefits
• COVID-19 Cover

• Health returns cover
• Chronic management program
• Mental illness cover
• Home care treatment
• Obesity treatment

• Illness due to intoxicants
• Change of gender treatment
• Hazardous activities not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• AYUSH treatment cover
• Road ambulance cover
• Health check-up program
• International cover
• Critical Illness cover

• Entry age: Minimum 91 days
• Maximum: No age limit

Activ One MAX is another variant of Aditya Birla's Activ One policy. This plan offers notable features, including the flexibility to choose members un...

Unique Features

• Covers extended family
• HealthReturn benefits
• 6X benefits by 6th year

• Cover your extended family
• High sum insured options
• 30 days waiting period

• Maternity expenses
• Non-medical expenses
• Sterility and infertility treatment

• Mental illness hospitalization
• AYUSH treatment covered
• Obesity treatment
• Day care treatment

• Min entry age: 18 years
• Max entry age: No limit
• Initial Waiting Period: 30 days
• Sum Insured: Up to 2 Cr.

A plan designed for every lifestyle.Aditya Birla Activ One VYTL is a comprehensive health insurance plan designed for individuals with specific lifest...

Unique Features

• Chronic diseases covered from day 1
• HLTH meter
• HealthReturn program

• Non-medical expenses covered
• Mental illness covered
• Obesity treatment
• Home healthcare
• AYUSH treatment

• Investigation and evaluation
• Rest
• cure
• rehabilitation
• and respite care
• Sterility and infertility

• Organ donor expenses
• Annual health check-up
• Chronic care

• Minimum Entry Age: 18 Years
• Maximum Entry Age: No Limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 6 Crores

Aditya Birla Group health insurance offers options like Aditya Birla Group Activ Health, Activ Secure, and Activ Travel. Group health insurance by Adi...

Unique Features

• Explore Aditya Group Health Plans
• Benefits of Aditya Group Insurance
• Tax Benefits

• 92.97% claim settlement ratio
• Day 1 coverage
• Up to 30% health returns

• 24-month waiting for specific ailments
• Limited infertility coverage
• Some add-ons require extra premium

• Section 80D tax benefit
• Cashless claim settlement
• Health check-up and fitness rewards
• Digital health tracking via app

• Adults: 18 to 65 years
• Children 91 days+
• Up to 6 family members
• Renewal lifelong