ICICI Lombard Health Insurance Plans
ICICI Lombard offers various health plans that provide financial protection to you and your loved ones. These plans aim to fulfill your healthcare requirements at the time of a medical emergency. The company offers plans for individuals,
families and even offers coverage against COVID-19.
ICICI Lombard Health Insurance Individual & Family Plans
Family Health Insurance
A comprehensive health insurance plan that covers you & your family's healthcare needs with a wide range of SI (2 Lakhs to 50 Lakhs)
Unique Features
- Available in 4 different variants
- 100% Automatic Restoration of SI
- Riders for enhanced coverage
Standard Health Insurance
A standard Health plan that offers coverage up to 5 lakhs to the insured & his family. The plan offers you everything you need under a health insurance plan.
Unique Features
- Cumulative Bonus
- Cataract treatment covered
- Modern Procedures covered
Arogya Sanjeevani Policy (Pros)
- Intensive Cardiac Care Charges
- Ambulance charges up to 2000
- Cataract treatment
- In-patient hospitalization
- Uterine Artery Embolization
Arogya Sanjeevani Policy (Cons)
- No Eyesight correction expenses
- Fertility expenses not covered
- Nursing at home not covered
- OPD expenses not covered
- No Non-allopathic Treatment
Arogya Sanjeevani Policy (Other Benefits)
- Floater benefit
- Pre-existing diseases after 4 yrs
- In-patient AYUSH treatment
- Daycare procedures
- Pre and post-hospitalisation
Arogya Sanjeevani Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Maximum Entry Age - 65 Years
- SI - 1 L to 5 L
- Waiting Period - 30 Days
ICICI Lombard Health Insurance Specialized Plans
Top-up
A Top-up plan that offers extra coverage to you and your family with a comparatively lower premium with a policy deductible principle.
Unique Features
- Wellness Programs
- Critical Illnesses Covered
- Lifetime Renewability available
- No Check-up up to 10 Lakh
- Discount of up to 12.5%
- Cashless treatment Hospitals
- Reimbursement within 14 days
- Deductible options (3/4/5 lakhs)
- No international Coverage
- No Alcohol or drug abuse
- No Refractive error correction
- Dental treatment not covered
- No hearing impairment correction
Health Booster (Other Benefits)
- Hospital Daily Cash
- Convalescence Benefit
- Personal Accident Cover
- Repatriation of Remains
- (TTD) Rehabilitation Cover
Health Booster (Eligibility Criteria)
- Entry Age - 18 Years
- No Upper Age Limit
- SI - 5 L to 50 L
- Waiting Period - 30 Days
Personal Accident
The plan offers personal accident coverage on an individual and family floater basis, with coverage up to 25Lakhs.
Unique Features
- Permanent Disability Covered
- No pre-medical required
- Worldwide coverage
Personal Protect Plan (Pros)
- All Disablement Covered
- Accidental Hospital Allowance
- Rail accidents covered
- Natural Peril Injury CFovered
- No health check-up required
Personal Protect Plan (Cons)
- Change of Gender Treatments
- Cosmetic or Plastic Surgery
- Dental treatment not covered
- Maternity expenses not covered
- No Global Coverge
Personal Protect Plan (Other Benefits)
- No Injuries in terrorism covered
- Hospital Daily Allowance Benefit
- Accidental Hospital Allowance
- Funeral Expenses covered
- Children's Education Grant Benefit
Personal Protect Plan (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L to 25 L
- Waiting Period - 30 Days
Covid specific Plan
A plan mandated by IRDAI that offers covers the hospitalization expenses if the insured is tested positive for Covid-19.
Unique Features
- Flexible Sum Insured
- Home-care treatment covered
- Treatment for comorbid
Corona Kavach Plan (Pros)
- Covid Hospitalization charges
- Home Care Treatment Expenses
- AYUSH Treatment Covered
- Hospital Daily Cash
- Flexible Policy Period
Corona Kavach Plan (Cons)
- Dietary supplements expenses
- Unproven Treatments expenses
- Respite care not covered
- Investigation Expenses
- Rehabilitation not covered
Corona Kavach Plan (Other Benefits)
- Inpatient hospitalization
- Family Floater Benefit
- In-patient treatment
- Home care treatment
- Post-hospitalisation
Corona Kavach Plan (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 50 Thousand to 5 L
- Waiting Period - 15 Days
Raheja QBE Health Insurance Plans
To cater to the dynamic healthcare needs of an individual and their family, Raheja QBE comes with several plans.
Raheja QBE Health Insurance Individual & Family Plans
Comprehensive Plan
Raheja QBE Health QuBE plan
A health plan suitable for individuals and families. The given plan offers a sum insured for up to 50L.
Unique Features
- Avail organ donor benefit
- 4 variants available
- Medical checkup covered
Raheja QBE Health QuBE plan (Pros)
- In-Patient Hospitalization
- Room Rent Cover
- ICU Cover
- Doctor Fee Cover
- Daily Allowance Benefit
Raheja QBE Health QuBE plan (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Raheja QBE Health QuBE plan (Other Benefits)
- Avail Cashless Treatment
- Regular Medical Check-Up
- Organ Donor Benefit
- Recharge Benefit
- Domiciliary Hospitalization
Raheja QBE Health QuBE plan (Eligibility Criteria)
- Entry Age - 90 Days
- Max Entry Age -65 Years
- SI - 1 L to 50 L
- Waiting Period - 30 Days
Standard Plan
Raheja QBE Arogya Sanjeevani Policy
The Policy offers hospitalization coverage from Rs. 50,000 to Rs. 10 lakhs. This coverage is available on an individual and on a family floater sum insured basis.
Unique Features
- Day Care Treatment available
- AYUSH treatment covered
- Cumulative bonus up to 50%
Arogya Sanjeevani Policy (Pros)
- In-Patient Hospitalization
- Room Rent Cover
- ICU Cover
- Doctor Fee Cover
- Daily Allowance Benefit
Arogya Sanjeevani Policy (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Arogya Sanjeevani Policy (Other Benefits)
- Avail Cashless Treatment
- Regular Medical Check-Up
- Organ Donor Benefit
- Recharge Benefit
- Domiciliary Hospitalization
Arogya Sanjeevani Policy (Eligibility Criteria)
- Entry Age - 90 Days
- Max Entry Age -65 Years
- SI - 1 L to 50 L
- Waiting Period - 30 Days
Accident Plan
Raheja QBE Individual Personal Accident
Raheja QBE’s Individual Personal Accident Insurance provides you with mitigation against the financial consequences of unforeseeable accidents and mishaps.
Unique Features
- Ambulance charges covered
- Covers accidental death
- Permanent Total disability covered
Individual Personal Accident (Pros)
- Accidental Death Cover
- High SI
- Affordable Premiums
- Tax Benefits
- Permanent Partial Disability Cover
Individual Personal Accident (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Individual Personal Accident (Other Benefits)
- Loss of Sight in Both Eyes
- Temporary Total Disability
- Transportation of Mortal Remains
- Ambulance Cover
- Loss of Employment Cover
Individual Personal Accident (Eligibility Criteria)
- Entry Age - 5 Years
- Max Entry Age -65 Years
- SI - 10 L to 17 L
- Waiting Period - 30 Days
Accident Plan
Raheja QBE Group Personal Accident
Group Personal Accident Insurance policy offers financial compensation to the insured and his family for an injury or death arising out of an accident.
Unique Features
- Avail compensation benefit
- Ambulance expense covered
- 4 cover variants available
Group Personal Accident (Pros)
- Accidental Death Cover
- Permanent Total Disability Cover
- Temporary Disability Cover
- Tax Benefits
- Affordable Premiums
Group Personal Accident (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Group Personal Accident (Other Benefits)
- Loss of Sight in Both Eyes
- Temporary Total Disability
- Transportation of Mortal Remains
- Ambulance Cover
- Loss of Employment Cover
Group Personal Accident (Eligibility Criteria)
- Entry Age - N/A
- Max Entry Age - N/A
- SI - N/A
- Waiting Period - 30 Days
Accident Plan
Raheja QBE Saral Suraksha Bima
Insure yourself and your family against losses incurred due to an accidental injury. It provides cover against the financial losses incurred due to accidental injury.
Unique Features
- Education Grant available
- Temporary Disability
- Death cover available
Saral Suraksha Bima (Pros)
- Accidental Death Cover
- Permanent Total Disability Cover
- Permanent Partial Disability Cover
- Tax Benefits
- Affordable Premiums
Saral Suraksha Bima (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Saral Suraksha Bima (Other Benefits)
- Hospitalization Cover
- Education Grant
- High SI
- 5000+ Hospitals
- Temporary Total Disablement
Saral Suraksha Bima (Eligibility Criteria)
- Entry Age - N/A
- Max Entry Age - N/A
- SI - 5 to 10 L
- Waiting Period - 30 Days
Raheja QBE Health Insurance Specialized Plans
Top-up Plan
Raheja QBE Super Top Up Plan
A insurance plan for employees and their family members of companies, organizations, customers/members of banks, or housing societies.
Unique Features
- Organ Donor Cover
- Maternity Cover
- Pre and Post Natal Expenses
Raheja QBE Super Top Up Plan (Pros)
- High SI
- Affordable Premiums
- Tax Benefits
- No Pre-Policy Check-Up
- Select Deductibles
Raheja QBE Super Top Up Plan (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Raheja QBE Super Top Up Plan (Other Benefits)
- Cover Entire Family
- Life-Long Renewability
- AYUSH Treatmentt
- Day Care Treatments
- Domiciliary Hospitalization
Raheja QBE Super Top Up Plan (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age -65 Years
- SI - 2 L - 1 Cr
- Waiting Period - 30 Days
Cancer Plan
Raheja QBE Cancer Insurance
A specific cancer insurance policy that protects the policyholder against the expenses incurred during the treatment of this dreadful disease.
Unique Features
- SI available up to 10L
- Diagnostic investigation covered
- No exit age feature
Raheja QBE Cancer Insurance (Pros)
- 1 to 70 years entry age
- High SI
- All stages of cancer covered
- No-claim Bonus
- 30 Days Grace Period
Raheja QBE Cancer Insurance (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Raheja QBE Cancer Insurance (Other Benefits)
- Policy Portability Available
- Affordable Premiums
- Migration Facility Available
- Medical Expenses Cover
- Lump Sum Amount Paid
Raheja QBE Cancer Insurance (Eligibility Criteria)
- Entry Age - 1 Day
- Max Entry Age -70 Years
- SI - 1 L to 10 L
- Waiting Period - 30 Days
Hospital Cash Plan
Raheja QBE Hospital Daily Cash
The Hospital Daily Cash plan covers many miscellaneous expenses that are not covered under a health plan.
Unique Features
- Day Care Procedure cash benefit
- Accidental Hospital Cash
- International Emergency Benefit
Raheja QBE Hospital Daily Cash (Pros)
- Accidental Death
- Spouse Cover
- Sickness Hospitalisation Cash
- Convalescence Benefit
- Dependent Child Cover
Raheja QBE Hospital Daily Cash (Cons)
- No Pre Existing Disease Cover
- Obesity Treatment Unavailable
- Hazardous Activity Not Covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Raheja QBE Hospital Daily Cash (Other Benefits)
- Parents-in-law Cover
- ICU Expenses Cover
- Available For Group
- 10% Direct Business Discounts
- Loss OF income Cover
Raheja QBE Hospital Daily Cash (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age -75 Years
- SI -Rs 500 To Rs 5000
- Waiting Period - 30 Days
Global Plan
Raheja QBE Pravasi Bhartiya Bima Yojana
An insurance policy for individuals who emigrate to foreign countries providing cover against personal accidents, medical emergencies, and more.
Unique Features
- Death Cover
- Hospitalization expense covered
- Medical emergency cover available
Pravasi Bhartiya Bima Yojana (Pros)
- Cover Across 7 Continents
- Litigation Expense Covered
- Spouse Cover
- Maternity Expense Covered
- Dependent Child Cover
Pravasi Bhartiya Bima Yojana (Cons)
- No Pre-Existing Disease Cover
- Cost Of Spectacles Unavailable
- Hearing Aid Not Covered
- War Injuries Not Covered
- Cosmetic Surgery unavailable
Pravasi Bhartiya Bima Yojana (Other Benefits)
- Chemotherapy Cover
- Dialysis Cover
- Available For Group
- Cost Of Artificial Limbs
- Room Rent Cover
Pravasi Bhartiya Bima Yojana (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age -65 Years
- SI - NA
- Waiting Period - 30 Days
COVID-19 Plan
Raheja QBE Corona Kavach Policy
The policy offers hospitalization coverage against COVID-19 from Rs. 50,000 to Rs. 5 lakhs. This coverage is available on an individual and on a family floater sum insured basis.
Unique Features
- AYUSH treatment available
- Avail Home Care
- Hospital daily cash
Corona Kavach Policy (Pros)
- Emergency Cover
- Spouse Cover
- COVID Hospitalisation Cover
- ICU Cover
- Dependent Child Cover
Corona Kavach Policy (Cons)
- No Breach Of Law Cover
- Daycare Treatment Unavailable
- No Unproven Treatments Cover
- OPD not covered
- No Global Coverage
Corona Kavach Policy (Other Benefits)
- Parents-in-law Cover
- Pre Hospitalization
- Post Hospitalization
- Inpatient Hospitalization Cover
- Flexible Policy Duration
Corona Kavach Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age -65 Years
- SI -50 Thousand To Rs 5 L
- Waiting Period - 15 Days
Corporate Plan
Group Corona Kavach Policy
The policy covers inpatient hospitalization due to Coronavirus disease and offers coverage from ₹ 50,000 to ₹ 5 Lakhs.
Unique Features
- AYUSH treatment covered
- Home care available
- Flexible Policy Period
Group Corona Kavach Policy (Pros)
- Hospital Daily Cash Cover
- Spouse Cover
- COVID Hospitalisation Cover
- ICU Cover
- Dependent Child Cover
Group Corona Kavach Policy (Cons)
- No Alcoholism Cover
- Dietary Supplements Unavailable
- No Unproven Treatments Cover
- No War Injuries Cover
- No Global Coverage
Group Corona Kavach Policy (Other Benefits)
- Parents-in-law Cover
- Room Rent Cover
- Surgical Procedure Cover
- Inpatient Hospitalization Cover
- Medical Advice Covere
Group Corona Kavach Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age -65 Years
- SI -50 Thousand To Rs 5 L
- Waiting Period - 15 Days
Corporate Plan
Raheja QBE Group Health Insurance
Raheja QBE Group Health Insurance Policy offers coverage from ₹ 25,000 to ₹ 1 Crore. Self, spouse, children, and parents can be covered under this policy.
Unique Features
- Day care treatment
- Domiciliary treatment
- Maternity Cover available
Group Health Insurance (Pros)
- Accidental Death Cover
- Permanent Total Disability Cover
- Temporary Disability Cover
- Tax Benefits
- Affordable Premiums
Group Health Insurance (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Group Health Insurance (Other Benefits)
- Loss of Sight in Both Eyes
- Temporary Total Disability
- Transportation of Mortal Remains
- Ambulance Cover
- Loss of Employment Cover
Group Health Insurance (Eligibility Criteria)
- Entry Age - N/A
- Max Entry Age - N/A
- SI - N/A
- Waiting Period - 30 Days
Corporate Plan
Raheja QBE Group Premier Personal Accident Policy
Insure your employees, students, teachers, or members and their families under one policy against losses incurred due to an accidental injury.
Unique Features
- Dependent child education benefit
- Burn injuries covered
- Accidental death covered
Group Premier Personal Accident Policy (Pros)
- Accidental Death Cover
- Permanent Total Disability Cover
- Temporary Disability Cover
- Tax Benefits
- Affordable Premiums
Group Premier Personal Accident Policy (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Group Premier Personal Accident Policy (Other Benefits)
- In-Patient Expenses
- Burns Cover
- Broken Bones Cover
- Mortal Remains Cover
- Ambulance Cover
Group Premier Personal Accident Policy (Eligibility Criteria)
- Entry Age - N/A
- Max Entry Age - N/A
- SI - N/A
- Waiting Period - 30 Days
Loan Plan
Raheja QBE Group Loan Insurance
The plan offers cover against loans like Personal Loan, Housing Loan, Auto Loan, Gold Loan, Business Loan, Merchandise Loan, and Consumer Durable Loans.
Unique Features
- Critical Illness covered
- Child education benefit available
- Hospital cash benefit
Raheja QBE Group Loan Insurance (Pros)
- Accidental Death Cover
- Permanent Total Disability Cover
- Permanent Partial Disability Cover
- Tax Benefits
- Affordable Premiums
Raheja QBE Group Loan Insurance (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Raheja QBE Group Loan Insurance (Other Benefits)
- Utility Bill Cover
- Hospital Daily Cash
- Involuntary Loss of Job
- 5000+ Hospitals
- Efficient Claim Settlement
Raheja QBE Group Loan Insurance (Eligibility Criteria)
- Entry Age - N/A
- Max Entry Age - N/A
- SI - N/A
- Waiting Period - 30 Days
Super Topup
Raheja Group Health Super Top-Up
The plan covers the hospital bills up to the limit specified in your super top-up plan over and above the selected deductible amount.
Unique Features
- Affordable Premiums
- Tax Benefits
- Financial Security
Group Health Super Top-Up (Pros)
- Hospitalization Expenses Covered
- Day Care Treatment
- Domiciliary Treatment
- 5000+ Network Hospitals
- Advance Treatment
Group Health Super Top-Up (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Group Health Super Top-Up (Other Benefits)
- AYUSH Benefit
- Organ Donor Cover
- Maternity Cover
- New Born Baby Cover
- Pre and Post Natal Cover
Group Health Super Top-Up (Eligibility Criteria)
- Entry Age - N/A
- Max Entry Age - N/A
- SI - N/A
- Waiting Period - 30 Days
Health Plan
The plan is specifically designed for individuals with Physical & Mental Disability challenges and HIV/ AIDS infection and reduces financial burden for the insured individual.
Unique Features
- Affordable Premiums
- Tax Benefits
- Efficient Claim Settlement
Raheja Health Bharosa (Pros)
- Hospitalization Expenses Covered
- AYUSH Cover
- Cataract Cover
- Modern Treatment Cover
- Road Ambulance Cover
Raheja Health Bharosa (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Raheja Health Bharosa (Other Benefits)
- Low vision
- Hearing Impairment
- Speech Disability
- Mental Illness
- Sickle Cell Disease
Raheja Health Bharosa (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 4 & 5 L
- Waiting Period - 30 Days
Health Plan
Raheja Wage Compensation Policy
The plan is specifically designed to provide individuals with the ease of daily cash benefits to the insured and to their aid.
Unique Features
- Affordable Premiums
- Tax Benefits
- Optional Cover Benefit
Wage Compensation Policy(Pros)
- Accidental Death Benefit
- Day Care Procedure Cash
- Double Benefit
- Sickness Hospital Cash
- 8 Plan Variants
Wage Compensation Policy(Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Wage Compensation Policy(Other Benefits)
- Loss Of Income
- International Emergency Benefit
- Time Deductible
- Waiting Period Waiver
- Maternity Hospitalization Cash
Wage Compensation Policy(Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 75 Years
- SI - 200 to 2,500 INR
- Waiting Period - 30 Days
