Icici Lombard vs Manipal Cigna

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your healthcare needs. It secures your loved on...

Unique Features

• Global Cover
• SI Upto 3 Cr
• Air Ambulance Cover

• Restoration Benefit
• Cumulative Bonus
• Health Rewards
• Domestic Air Ambulance

• OPD Cover
• Second medical opinion
• Modern treatment
• IVF treatment cover

• New Born Cover
• Vaccine Cover
• Maternity Cover
• PED Cover
• Personal Accident Cover

• Entry Age: 18 - 65 years
• SI: 5 L to 3 Cr
• Initial waiting period: 30 days

ICICI Lombard Personal Protect Policy is a comprehensive health insurance policy that offers an array of benefits and extensions to safeguard the insu...

Unique Features

• Accidental Death Benefit
• Acts Of Terrorism Cover
• Life Long Renewal

• Accidental Death
• Permanent Total Disablement Benefit
• Hospital Daily Allowance

• Illegal activities
• Adventure sports

• Operational Coverage
• Accidental Hospitalization
• Hospital Daily Allowance

• Min entry age: 18 years
• Max entry age: 80 years
• Initial Waiting Period: 30 days
• Sum Insured: Up to 25 Lakhs

Golden Shield Plan by ICICI Lombard is designed especially for senior citizens to cater to all their healthcare needs. With growing age, the human bod...

Unique Features

• Care Management Program
• 50 L SI Available
• Co-Pay Modification

• Reset Benefit
• Coverage for Ambulance
• Cashless Hospitalization

• Maternity cover
• New born cover
• Daily hospital cash

• Care Management Program
• AYUSH Treatments
• Claim Protector

• Entry age: 56 years to no maximum limit
• Sum insured: 5 to 50 Lakhs
• Initial waiting period: 30 days

ICICI Lombard Arogya Sanjeevani is a versatile plan that pays for your medical bills in case of hospitalization. If you are looking for a health plan ...

Unique Features

• COVID-19 Cover
• Ambulance Cover
• Affordable Plan

• Cumulative bonus
• Cataract treatment covered
• Modern procedures covered
• Intensive cardiac care charges

• No eyesight correction expenses
• Fertility expenses not covered
• Nursing expenses not covered
• Nursing at home not covered
• OPD expenses not covered

• Floater benefit
• Pre-existing Diseases covered after 4 years
• In-patient AYUSH treatment
• Day Care Procedures

• Entry Age: 18 years
• Max Entry Age: 65 years
• Sum Insured: ₹1 Lakh to ₹5 Lakh
• Initial Waiting Period: 30 days

ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a sh...

Unique Features

• Reset Benefit
• Top-up Plan
• Lifetime Renewability

• In-patient treatment coverage
• wide range of coverage
• flexible deductible choices.

• Exclusions include injury due to war
• cosmetic surgery
• and aesthetic treatment.

• Reset benefit
• domestic road emergency
• pre and post-hospitalisation
• donor expenses.

• Min entry age: 6 years
• Max entry age: No maximum age limit
• Initial Waiting Period: 30 days
• Sum Insured: Up to ₹50 lakh.

ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants, i.e., Cla...

Unique Features

• Up to 1 Crore SI
• International coverage
• Modern treatment

• Worldwide coverage
• Modern-day treatment procedures
• Reset benefits

• Maternity cover
• OPD not covered
• Daily hospital cash

• Multi-yearPolicy discounts
• Automatic restoration
• Domiciliary hospitalization

• Entry age: 21 to 65 years
• Sum Insured: Upto 1 Cr
• Initial Waiting Period: 30 Days

ICICI Lombard Elevate plan is a comprehensive solution for all your healthcare expenses, including doctor's visits, diagnostic tests, medication bills...

Unique Features

• Over 30 add-on options
• Worldwide coverage
• Special cover for NRIs

• Room rent
• ICU charges
• Pre and post hospitalisation
• Daycare treatment

• Cataract
• IVF treatment
• Hazardous activities

• OPD Charges
• Covid-19
• Automatic restoration

• Min entry age: 18 Years
• Max entry age: No limit
• Initial Waiting Period: 30 Days
• Sum Insured: No Limit

ICICI Lombard Saral Suraksha Bima is a health insurance policy that supports you when you are hit by an accident, leading to death or disabilities. Yo...

Unique Features

• 100% death benefit
• Educational grant
• PTD/ TTD and PPD cover

• Accidental death
• Permanent total disability
• Permanent partial disability
• Cumulative bonus

• Attempt to suicide/self-inflicted injury
• STDs and HIV/AIDS
• Mental or nervous disorder
• Alcoholism or substance abuse

• Children education grant
• Accidental hospitalisation
• Higher sum insured

• Min entry age: 3 Months
• Max entry age: 70 Years
• Sum Insured: Up to 1 Cr

ICICI Lombard Complete Health Insurance is a comprehensive health insurance plan that caters to almost every healthcare need of an individual and thei...

Unique Features

• Wellness Program
• Maternity & Newborn Cover
• Riders Available

• Critical Illness cover
• AYUSH treatment covered
• Ambulance coverage
• E-consultation

• Vaccination not covered
• IVF Treatment
• Modern treatment
• Air ambulance

• Cataract
• Daily hospital cash
• Organ donor

• Min entry age: 3 months
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 50 L

ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customer...

Unique Features

• Large Sum Insured
• Daycare Treatment
• Floater Benefit

• Tax benefit
• Less waiting period
• Hospital coverage
• Wide range coverage

• Pre-existing diseases
• Hazardous or adventure sports

• Cashless benefit
• Day care treatment
• Floater benefit

• Min entry age: 18 years
• Max entry age: 65 years
• Initial Waiting Period: 30 days
• Sum Insured: Up to ₹50 Lakhs

ICICI Lombard Health Shield 360 is a comprehensive health insurance policy offering basic medical support, worldwide cover, and health management assi...

Unique Features

• 360° Wellbeing programs
• High SI options
• Home healthcare

• Worldwide cashless facility
• Unlimited reset cover
• Daycare procedures

• Illegal activities
• Adventure sports
• Drug abuse

• Air ambulance
• OPD cover
• Additional sum insured

• Min entry age: 21 Years
• Max entry age: 75 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

Senior citizens are often susceptible to various health conditions that require comprehensive medical care. Providing them with health insurance that ...

Unique Features

• Modern treatment cover
• Low waiting periods
• Room category flexibility

• Daily cash for shared accommodation
• Air ambulance
• Domestic second opinion
• Unlimited 100% SI restoration

• OPD cover
• Maternity and newborn cover
• Compassionate travel

• Any room upgradation
• Unlimited SI restoration
• PEDs waiting period reduction
• Domestic second opinion (Elite)

• Entry age: 56 to 75 years
• SI: 3 to 50 Lakhs
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

Buying health insurance that provides 360-degree coverage against medical emergencies for you and your family is essential today. ManipalCigna ProHeal...

Unique Features

• 360 Degree Family Coverage
• Additional Wellness Programs
• OPD Charges Covered

• Bariatric surgery
• Maternity coverage
• Newborn baby cover
• Daily cash benefits

• Compassionate travel
• Copayment unavailable
• Sub-limits not applicable

• Air ambulance cover
• OPD available
• Domiciliary hospitalization

• Entry age: 18 years to no max limit
• SI: 5 L to 1 Cr
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

A gift of better healthcare for the golden years of life!The ManipalCigna Prime Senior Elite plan is specially designed for the senior citizens of you...

Unique Features

• Modern treatment cover
• Flexible health check-ups
• Air ambulance cover

• In-patient hospitalisation
• Daycare treatment
• Domiciliary hospitalisation
• Sum insured restoration
• Organ donor expense coverage

• Cataract not covered
• Sports injury cover
• Cosmetic treatment unavailable
• Baldness not covered
• Higher co-pays applicable

• AYUSH treatment cover
• Second e-opinion covered
• Multiple discounts available
• OPD add-on cover available
• COVID-19 treatment cover

• Entry Age: 56 - 75 years
• Sum Insured: INR 5 - 50 Lakhs
• Waiting Period: 30 days

"Your Health Deserves Better!" Get safeguarded with a health plan that provides all-around healthcare facilitation. ManipalCigna Prime Protect plan is...

Unique Features

• Customizable health benefits
• High-value covers
• Health reward discounts

• In-patient hospitalisation
• Daycare treatment
• Domiciliary hospitalisation
• Sum insured restoration
• Organ donor cover

• Adventure sport injuries
• Cosmetic treatment
• Alcoholism/drug abuse
• Self-inflicted injury

• Optional covers
• Add-ons available
• Unlimited benefits up to SI
• Bariatric surgery cover
• AYUSH treatment cover

• Child Entry Age: 91 days - 25 Years; Adult Entry Age: 18 Years - No Limit; Sum Insured (SI): INR 3 Lakhs - 1 Crore; Waiting Period: 30 days

"It's Super Easy, Super Affordable." ManipalCigna Super Top-up Plus Plan is an additional protection that you can buy to expand your base health plan�...

Unique Features

• Choose any hospital room
• Affordable premiums
• Healthcare inflation protection

• Pre-hospitalization cover
• Post-hospitalization cover
• Modern treatment cover
• AYUSH hospitalization

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports
• Maternity not covered
• Newborn baby cover NA

• Organ donor cover
• Discounts on premium
• 30 days grace period
• Deductible options

• Entry Age - 91 days
• Max Entry Age - No Limit
• SI - 1 - 30 Lakhs
• Waiting Period - 30 Days

ManipalCigna ProHealth Cash Policy: Your financial safety net, anytime, anywhere. The ManipalCigna ProHealth Cash plan offers financial support during...

Unique Features

• Daily hospital cash benefit
• Worldwide cover option
• Multiple discounts available

• Available in 2 variants
• Sickness Hospital Cash Benefit
• ICU Cash Benefit
• Worldwide Cover

• Breach of law
• Suicide or an attempt to commit suicide
• Alcoholism or drug abuse
• Contamination from Nuclear fuel or radiation

• Option to choose coverage period
• Family discount
• Online renewal discount
• Long-term discount

• Entry age- 91 days to 65 years
• Coverage period- 60/90/180 days
• Sum Insured- INR 500-5000

Protect your family with the ManipalCigna Arogya Sanjeevani Policy! The ManipalCigna Arogya Sanjeevani Policy is a standard health insurance plan that...

Unique Features

• AYUSH treatment cover
• Covers modern treatments
• Affordable & available for all

• <ul> <li>Room rent covered</li> <li>ICU charges covered</li> <li>Pre-hospitalisation expenses covered</li> <li>Daycare treatment covered</li> </ul>

• <ul> <li>Breach of law</li> <li>Hazardous or adventure sports</li> <li>Contamination from nuclear fuel/radiation</li> <li>Unproven treatments</li> </ul>

• <ul> <li>AYUSH treatment</li> <li>Modern treatments</li> <li>Cataract treatment</li> </ul>

• <ul> <li>Minimum Entry Age: 18 Years</li> <li>Maximum Entry Age: 65 Years</li> <li>Initial Waiting Period: 30 Days</li> <li>Sum Insured: Up to INR 10 Lakh</li> </ul>

The ManipalCigna Lifestyle Protection Accident Care plan comes in three variants which ascend in coverage options (which you'll read about in the spec...

Unique Features

• Lump sum payout
• Dependent children cover
• Loss of income benefit

• Accidental death covered
• Permanent total disability
• Education fund
• Emergency ambulance cover

• Any PEDs
• Suicide or an attempt at suicide
• Intentional self-injury
• Breach of law

• Burns cover
• Broken bones benefit
• Temporary total disability

• Entry age- Child: 5 - 25 years; Adult: 18 - 80 years
• Sum Insured: INR 50
• 000 - 10 Crores
• Accidental injury/death: Day 1

ManipalCigna Health Insurance offers additional coverage with its Super Top-up plan, complementing your existing health insurance policy. This plan pr...

Unique Features

• Boost Your Health Coverage
• Eligibility Criteria and Features
• Inclusions & Exclusions

• AYUSH treatment
• Modern treatment cover
• Organ donor expenses

• Maternity cover
• Global cover
• No OPD cover
• Domiciliary care unavailable

• In-patient hospitalization
• Pre & post-hospitalization
• Daycare procedures cover

• Entry age: 18 years to no upper age limit
• Policy term: 1/2/3 years
• Initial waiting period: 30 days
• Sum Insured: 3 to 30 Lakhs

ManipalCigna Lifetime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs. It offers a multitude of comprehens...

Unique Features

• Know About the Plan & its Variants
• Explore the Features & Eligibility
• Inclusions and Exclusions

• Covers treatment costs for HIV/AIDS and STDs
• Covers mental illness
• Offers global coverage

• Vaccination not covered
• IVF treatment not covered
• Air ambulance not covered

• Option for deductibles
• Domestic and international coverage options

• Min entry age: 18 Years Max entry age: 65 Years Initial Waiting Period: 30 Days Sum Insured: Up to 3 Crore

ManipalCigna Health Insurance Company offers its Critical Illness policy, which is a global plan that assures financial support during critical times ...

Unique Features

• CI Cover
• Eligibility & Features
• 30 CI Cover

• 15 or 30 major illnesses
• Medical second opinion
• Online wellness program

• No daily cash benefit
• In-patient hospitalization
• OPD unavailable
• Daycare procedures

• Basic & advanced add-on cover benefits
• Organ donor expenses

• Entry age: 18 to 65 years
• SI: 1 L to 25 Cr
• Policy term: 1/2/3 years
• Waiting period: 90 days

'Sahi Health Insurance Chuno, SADA SECURE RAHO' Yep, that's right, this is what ManipalCigna's new Sarvah plan talks about. With this plan, ManipalCig...

Unique Features

• Comprehensive coverage
• High sum insured
• Customized benefits

• Coverage for major illness
• Reduced waiting period for pre-existing diseases
• Unlimited restoration
• Surplus benefits

• Maternity benefit not covered
• No global coverage
• Daily hospital cash not covered

• Tatkal benefit
• Comprehensive personal accident cover
• Gullak and Sarathi benefits

• Entry Age: 91 days
• Maximum Entry Age: No Limit
• Sum Insured: Up to 3 Crore
• Waiting Period: 30 days