Care Health Plans (Formerly Known As Religare Health Insurance)
Care health insurance offers comprehensive health insurance policies designed to fulfill the health requirements of individuals and families. The list of care plans offered by the care health insurance is given below:
ManipalCigna Health Insurance Plans
ManipalCigna offers extensive categories of health insurance plans for their diverse customer base. The company offers individual plans, family floater, critical illness, global health insurance, and more to meet various health insurance needs.
ManipalCigna Health Insurance Individual & Family Plans
Comprehensive Plan
A comprehensive health insurance plan with SI up to INR 1 Crore and 3 plan variants and features like a wellness program, unlimited tele consultations, and more.
Unique Features
- 3 Plan Variants
- Up to 200% Cumulative Bonus
- Critical Illness Cover
ManipalCigna ProHealth Prime (Pros)
- Annual Health Check-up
- Domestic Second Opinion
- Switch Off Benefit
- Premium Waiver Benefit
- OPD Expense Covered
ManipalCigna ProHealth Prime (Cons)
- Optional Deductibles
- 10% Co-Payment
- PED 2-year waiting period
- Long Waiting Period
- Long Mental Illness Cover
ManipalCigna ProHealth Prime (Other Benefits)
- Domiciliary Hospitalization
- Air Ambulance Cover
- Cumulative Bonus Booster
- CI Add on Cover
- SI Restoration
ProHealth Prime (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - No Limit
- SI - 3 L to 1 Cr
- Waiting Period - 30 Days
Comprehensive Plan
Plan with comprehensive coverage up to INR 3 crores with benefits like OPD cover, global cover, women's care, and continuity benefits.
Unique Features
- Avail Global OPD
- Cancer treatment
- High SI
Manipalcigna Lifetime (Pros)
- No room rent limit
- Avail Loyalty discount
- Global OPD
- International Second Opinion
- 27 CI Covered
Manipalcigna Lifetime (Cons)
- Hazardous Activities not covered
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
Manipalcigna Lifetime (Other Benefits)
- Travel Expenses Benefit
- Global Second Opinion
- Critical Illness Cover
- Women+ Cover
- Air Ambulance Cover
Manipalcigna Lifetime (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - 65 Years
- SI - 1 L to 3 Cr
- Waiting Period - 30 Days
Comprehensive Plan
A comprehensive Plan with 5 different variants suitable for individuals and young couples, offering a sum insured up to 1 Crore.
Unique Features
- Avail Family Discount
- Worldwide Emergency Protection
- Avail Healthy Lifestyle Benefits
Manipal Cigna Pro Health (Pros)
- 5 Plan Variants
- SI Up to 1 Crore
- Hospital Cash Benefits
- Up to 200% Cumulative Bonus
- Avail Health Check-Up
Manipal Cigna Pro Health (Cons)
- Optional Co-Pay
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
Manipal Cigna Pro Health (Other Benefits)
- 8500+ Cashless Hospitals
- Tax Benefits
- Inflation Protection
- Medical Check Up Cover
- Health Reward Points
Manipal Cigna Pro Health (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - No limit
- SI - 2.5 L to 1 Cr
- Waiting Period - 30 Days
Affordable Plan
An affordable health plan that offers added coverage to the policyholders as per their requirements with 2 plan variants.
Unique Features
- Affordable Health Plan
- Up to 30 Lakhs SI
- Beat Medical Care Inflation
ManipalCigna Super Top-up Plan (Pros)
- Add On CI benefit
- Up to 50% Cumulative Bonus
- Donor Expenses Cover
- Day Care Treatment Cover
- Ambulance Cover
ManipalCigna Super Top-up Plan (Cons)
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Dental Treatment
ManipalCigna Super Top-up Plan (Other Benefits)
- Optional Covers Available
- Add-on Covers Available
- Non-medical expenses Cover
- Opt for Any Room Category
- Tax Benefits
ManipalCigna Super Top-up Plan (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - No limit
- SI - 3 L to 30 Lakhs
- Waiting Period - 30 Days
Affordable Plan
ManipalCigna Pro Health Select
Customers can design their own health insurance plan and pay for features that they opt for in the plan. The plan is customizable as per your needs and requirements.
Unique Features
- 2 Plan Variants Available
- Avail Customized Features
- Long Term Policy
- Reassurance Benefits
- High SI Up to 25 Lakhs
- Tax Benefits
- 171 Day Care Procedures
- Ambulance Cover
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Dental Treatment
Pro Health Select (Other Benefits)
- Premium Waiver Option
- Long Term Policy
- Restoration Benefit
- Health Reward Points
- AYUSH Cover
Pro Health Select (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - No limit
- SI - 3 L to 25 Lakhs
- Waiting Period - 30 Days
Affordable Plan
ManipalCigna ProHealth Cash
A daily cash plan that offers financial aid for hospitalization expenses offering coverage for up to 180 days per policy year.
Unique Features
- 2 Plan Variants Available
- Sickness Hospital Cash Benefit
- ICU Cash Benefit
ManipalCigna ProHealth Cash (Pros)
- Daily Cash Benefits
- Accidental Death Cover
- Permanent Total Disability Cover
- Individual and Family Floater
- 1/2/3 Policy Years
ManipalCigna ProHealth Cash (Cons)
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Dental Treatment
ManipalCigna ProHealth Cash (Other Benefits)
- Up to 10% long-term discount
- 10% Family Discount
- Critical Illness Add-On
- Online Wellness Program
- 15 Day free-Look Period
ManipalCigna ProHealth Cash (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - 65 Years
- SI - 500 to 5000 Per day
- Waiting Period - 30 Days
ManipalCigna Health Insurance Specialized Plans
Affordable Plan
ManipalCigna Arogya Sanjeevani Policy
An affordable standard health insurance plan for individuals and family members with up to 10 L SI.
Unique Features
- Affordable Health Coverage
- Avail modern treatments
- Avail AYUSH Treatment
Arogya Sanjeevani Policy (Pros)
- Allopathic & AYUSH Cover
- Cashless Hospitalization
- Tax Benefits
- Multiple Discounts
- Up to 50% Cumulative Bonus
Arogya Sanjeevani Policy (Cons)
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Dental Treatment
Arogya Sanjeevani Policy (Other Benefits)
- Pre & Post Hospitalization
- Road Ambulance Cover
- 15-Day Free-Look Period
- Up to 10 L SI
- 30-Day Grace Period
Arogya Sanjeevani Policy (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - 65 Years
- SI - 50k to 10 Lakhs
- Waiting Period - 30 Days
Affordable Plan
ManipalCigna Corona Rakshak Policy
An affordable plan providing lump sum benefits equal to 100% of the Sum Insured on a positive diagnosis of Covid.
Unique Features
- Avail lump sum benefit
- Affordable premiums
- All India coverage
Affordable Plan
ManipalCigna Corona Kavach Policy
A Standard health insurance plan for Coronavirus disease providing hospital to homecare treatment up to SI.
Unique Features
- Discounts for health care workers
- Avail Home care treatment
- Avail AYUSH treatment
Critical Illness Plan
A protection plan that offers support to you and your family against 30 critical illnesses with a high sum insured to opt from.
Unique Features
- Up to 30 CI Covered
- Avail Online Wellness Program
- 2 Plan Variants Available
Lifestyle Protection Critical Care (Pros)
- High Sum Insured
- Medical Second Opinion
- Premium Installments Available
- Avail Multiple Discounts
- Tax Benefits
Lifestyle Protection Critical Care (Cons)
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Dental Treatment
Lifestyle Protection Critical Care (Other Benefits)
- Lump Sum Or Staggered Payouts
- Global Plan
- Cancer Cover
- Bone Marrow Transplant
- Deafness Cover
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 1 L to 25 Crore
- Waiting Period - 30 Days
Accident Plan
ManipalCigna Lifestyle Protection Accident Care
A plan that provides complete protection on and off the job against death, disability, and loss of job through 3 different plan variants.
Unique Features
- SI up to 10 Crores
- Tax Benefits
- Pre & Post Hospitalization Cover
Lifestyle Protection Accident Care (Pros)
- Funeral Expenses Covered
- Accidental Death Covered
- Emergency Ambulance Covered
- 3 Plan Variants
- Orphan Benefit Covered
Lifestyle Protection Accident Care (Cons)
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Dental Treatment
Lifestyle Protection Accident Care (Other Benefits)
- Education Fund Cover
- Burn Benefit Cover
- Permanent Disablement Cover
- Partial Disablement Cover
- Loss of Employment Cover
- Entry Age - 5 Years
- Max Entry Age - 80 Years
- SI - 50k to 10 Crores
- Waiting Period - 30 Days
Accident Plan
ManipalCigna Saral Suraksha Bima
Personal Accident policy to safeguard you from unexpected expenses arising from death or serious injuries.
Unique Features
- Avail Accident Death Cover
- Avail Security for dependant child
- Permanent Total Disability Cover
Saral Suraksha Bima (Pros)
- Up to 50% Cumulative Bonus
- Add-On Cover
- Individual & Family Cover
- Flexible-Premium Payment
- Up to 1 Crore SI
Saral Suraksha Bima (Cons)
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Dental Treatment
Saral Suraksha Bima (Other Benefits)
- Hospitalization Expense Cover
- Education Grant
- 3% Online Renewal Discount
- 15% Family Discount
- 10% Worksite Discount
Saral Suraksha Bima (Eligibility Criteria)
- Entry Age - 3 Months
- Max Entry Age - 70 Years
- SI - 2.5 L to 1 Crore
- Waiting Period - 30 Days
Group Plan
A flexible, comprehensive, and easy group health insurance that covers illness and injury. The plan provides a sum insured up to 1 Crore with optional covers.
Unique Features
- Customizable Plan
- 42 Optional Covers
- Personal Accident Cover
- Avail hospitalization cover
- Inpatient Hospitalization
- Day Care Cover
- Pre & Post Hospitalization
- Road Ambulance
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Illness due to radiation exposure
Pro Health Group (Other Benefits)
- Donor Expenses Cover
- AYUSH Treatment Cover
- Daily Cash Benefits
- Critical Illness Cover
- Personal Accident Cover
Pro Health Group (Eligibility Criteria)
- Entry Age - No Limit
- Max Entry Age - No Limit
- SI - 5k to 1 Crore
- Waiting Period - 30 Days
Group Plan
ManipalCigna Lifestyle Protection Group Policy
An all-in-one plan offering sum insured up to 50 Crores and umbrella cover of Group-Personal accident and/or critical illness.
Unique Features
- Flexible Base and Optional Covers
- 36 CI Covered
- Cancer-only coverage available
Lifestyle Protection Group Policy (Pros)
- Accidental Death Benefit
- Permanent Total Disability Benefit
- Multiple Optional Benefits
- Partial Disability Benefit
- Temporary Total Disability Benefit
Lifestyle Protection Group Policy (Cons)
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Illness due to radiation exposure
Lifestyle Protection Group Policy (Other Benefits)
- Survival Period Waiver
- Emergency Road Ambulance
- Hospital Cash Benefit
- Family Counselling
- Medical Second Opinion
- Entry Age - 5 Years
- Max Entry Age - 75 Years
- SI - Up to 50 Crores
- Waiting Period - 30 Days
Group Plan
ManipalCigna FlexiCare Group Insurance Policy
A plan offering sum assured up to 5 Crore and a range of covers including accident, mediclaim, surgery, domestic travel, and wellness.
Unique Features
- Wellness Program
- Customizable Cover
- Home Care Benefit
FlexiCare Group Policy (Pros)
- EMI Protection
- Pay-out Options Available
- Domestic Travel Cover
- Premium Waiver
- Cost Effective Plan
FlexiCare Group Policy (Cons)
- Injuries due to Unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Illness due to radiation exposure
FlexiCare Group Policy (Other Benefits)
- Surgery Cover
- Day Care Cover
- OPD Cover
- Home Care Cover
- Income Protection
- Entry Age - No limit
- Max Entry Age - No limit
- SI - Up to 5 Crores
- Waiting Period - 30 Days
Group Plan
ManipalCigna Group Overseas Travel
Group overseas travel insurance offers all-around coverage for business trips, vacations, and more. The plan offers a sum insured value of up to $ 50 Lac.
Unique Features
- Customizable Plan
- Travel Expense Cover
- Avail adventure sports cover
Group Overseas Travel (Pros)
- Loss of Baggage Cover
- Hijack Cover
- OPD Cover
- Easy Plan Management
- 24/7 Toll-Free Assistance
Group Overseas Travel (Cons)
- Injuries due to Unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Illness due to radiation exposure
Group Overseas Travel (Other Benefits)
- Medical Expenses Cover
- Travel Inconvenience Cover
- Travel Personal Accident Cover
- 51 Optional Covers
- Cruise Cover
Group Overseas Travel (Eligibility Criteria)
- Entry Age - 0 Days
- Max Entry Age - 95 Years
- SI - Up to $ 50 Lac
- Waiting Period - 30 Days
Group Plan
ManipalCigna Global Health Group Policy
A comprehensive group plan that covers Indian nationals and expatriates working abroad under one umbrella with a sum insured of up to $ 10 Million.
Unique Features
- Avail Global Health Care
- Wellness Program
- Multiple Optional Covers
Global Health Group Policy (Pros)
- Outpatient Benefits
- In-patient Hospitalization
- Day Care Cover
- Maternity Cover
- New Born Cover
Global Health Group Policy (Cons)
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Illness due to radiation exposure
Global Health Group Policy (Other Benefits)
- Dental Cover
- Vision Cover
- Travel Vaccination Cover
- Cancer Cover
- Psychological Care
Global Health Group Policy (Eligibility Criteria)
- Entry Age - Day 1
- Max Entry Age - 95 Years
- SI - $ 10 Million
- Waiting Period - 30 Days
