Care Health vs Manipal Cigna

Arogya Sanjeevani was first introduced by IRDAI (Insurance Regulatory and Development Authority of India) in the year 2020 to provide a standard and a...

Unique Features

• High sum insured
• 540+ procedures covered
• Organ donation cover

• AYUSH treatment
• Affordable premium
• Lifelong renewability
• Tax benefit

• Change of gender treatment
• Obesity treatment unavailable
• Hazardous activity not covered

• Modern treatments available
• 50% cumulative bonus
• 30 days pre-hospitalisation

• Entry age- 5 years
• Max entry age- 65 years
• SI- 5 L
• Waiting period- 30 days

Care Operation Insurance Plan is designed specifically to offer you surgical operations coverage. A wide range of sum insured options are available, r...

Unique Features

• Unlimited E-consultations
• Automatic Restoration
• Wellness Benefits

• Health services
• Air Ambulance cover
• Chemotherapy cover

• Illegal activities
• Alcohol abuse
• Obesity treatments

• Dialysis cover
• Second opinion
• Organ donor cover

• Min entry age: 5 Years
• Max entry age: 50 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

Care Advantage Health Insurance is an ideal 1 Crore option so that a policyholder's family is adequately covered. Care Advantage health insurance offe...

Unique Features

• High sum insured
• 540+ procedures covered
• Organ donation cover

• No Claim Bonus up to 50%
• Automatic SI recharge
• Organ donor cover
• High SI

• 20% co-pay
• Obesity treatment unavailable
• Hazardous activity not covered

• Ambulance cover available
• Optional cover available
• Co-pay waiver
• Room rent modification

• Entry age- 91 days
• Max entry age- Lifelong
• SI- 25 L to 6 Cr
• Waiting Period- 30 days

The Care Cancer Mediclaim policy is a specialized health plan designed to cover the high costs associated with cancer treatment. It provides comprehen...

Unique Features

• Wide SI options
• Lifelong renewability
• Cancer-related global coverage

• Annual health checkup
• Chemo and radiotherapy cover
• Air ambulance cover
• Chemo and radio therapy
• Organ donor cover

• Change of gender treatment
• Obesity treatment unavailable
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• International second opinion
• Doctor on call
• Air ambulance cover
• OPD cover

• Entry age- 5 years
• Max entry age- 50 years
• SI- 10 L to 2 Cr
• Waiting Period- 30 days

Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovery of treatment costs, accidenta...

Unique Features

• PTD & PPD cover
• Cover for child education
• 100% accidental death payout

• Accidental death
• Accidental total disablement
• Permanent total disablement

• Illegal activities
• Alcohol abuse
• Obesity treatment

• Accidental hospitalisation
• Tax benefits
• Loyalty benefit

• Minimum Entry Age: 18 Years
• Maximum Entry Age: 70 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to ₹50 Lakhs

Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...

Unique Features

• Unlimited E-consultations
• Automatic Restoration
• Wellness Benefits

• Modern treatments
• Renewal discounts
• Unlimited e-consultation

• Illegal activities
• alcohol abuse
• obesity treatments

• Ambulance cover
• Doctor on chat
• Maternity care

• Min entry age: 18 Years
• Max entry age: No age limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

Free yourself from the worries of healthcare.As the name suggests, Care Freedom is a plan that allows you to be worry-free in every situation. This he...

Unique Features

• Additional health checkups
• Dialysis cover
• No pre-medical check-up

• No pre-policy checkup needed
• Dialysis cover available
• Annual health checkup

• Change of gender treatment
• Obesity treatment
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Cashless healthcare
• No pre-policy check up
• SI recharge
• Lifelong renewability

• 2 plan variants
• Consumable allowance
• Annual health check-up
• Long term discounts

Care Critical Mediclaim health insurance policy provides protection against 32 defined critical illnesses based on an indemnity plan. This policy ensu...

Unique Features

• 32 Critical illnesses cover
• Dialysis expenses covered
• Avail psychiatric counselling

• Wellness benefits
• Organ donor cover
• 32 CI covered

• Obesity treatment
• alcohol abuse
• illegal activities

• Global coverage
• International opinion
• Doctor on call

• Min entry age: 5 Years
• Max entry age: 50 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

Care Senior Citizen is specially designed to offer coverage for individuals above 60 years of age. It provides the flexibility to choose a sum insured...

Unique Features

• No pre-policy check-up
• Annual rewards available
• Reduction in wait period

• Affordable premiums
• Day care treatments
• ICU charges

• Illegal activites
• Adventure sports
• Alcohol abuse

• No-claim bonus
• Second opinion
• Alternative treatments

• Min entry age: 61 Years
• Max entry age: No Limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 10 L

Single health insurance to cover all family members. Care health insurance plan is a comprehensive medical policy for individuals and families. It is ...

Unique Features

• No claim bonus up to 100%
• Annual health check-ups
• Personal accident cover

• In-built maternity cover
• No upper age limit for enrollment
• Coverage for modern treatment
• Pre-existing diseases

• War
• Riot
• AIDS
• Miscarriage
• Congenital disease

• Lifelong renewability
• ICU charges
• Day care treatment
• Ambulance cover
• Organ donor cover

• Min entry age: 91 days
• Max entry age: No limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 6 Cr

Care Joy health insurance is designed specifically for expecting mothers and their newborns to offer several benefits. It covers the cost of normal de...

Unique Features

• Newborn baby cover
• 541 Daycare treatments
• Modern treatments cover

• 2 Plan variants
• Newborn cover
• Maternity cover

• Illegal activities
• Alcohol abuse
• Ambulance cover

• No claim bonus
• Renewal
• Lifelong renewability

• Minimum Entry Age: 18 Years
• Maximum Entry Age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 Lakhs

A top-up plan based on the policy deductible principle.Care Enhance is a super top-up health insurance plan that provides extra health insurance cover...

Unique Features

• Flexible deductible
• Modern treatments
• No pre-medical check-ups

• Covers modern treatment
• Flexible options of deduction
• No pre-policy medical test
• Annual health check-up
• Floater option

• Change of gender treatments
• Obesity treatment unavailable
• HIV/AIDS not covered

• High sum insured
• Organ donor expenses
• Expert opinion cover
• Cashless treatment

• Minimum Entry Age: 5 years
• Maximum Entry Age: No age limit
• Sum Insured (SI): 1 Lakh to 55 Lakhs
• Initial Waiting Period: 30 days

Care Classic health insurance is a family floater health plan ideal for married couples, joint families, and young or grown-up families. It offers cos...

Unique Features

• IVF treatment cover
• Free doctor consultation
• Discounted premiums

• Room rent covered
• Day care treatment
• Advanced technology methods
• ICU charges

• Global coverage
• Air ambulance
• Vaccination
• Daily hospital cash

• AYUSH treatment
• IVF treatment
• Cataract
• No claim bonus

• Min. entry age: 18 Years
• Max. entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 15 L

Care Plus health insurance is a complete healthcare plan loaded with features to protect you and your family. It offers comprehensive, inflation-proof...

Unique Features

• Comprehensive coverage
• No upper age limit
• Variants on Sum Insured

• Ambulance cover
• Day care treatments
• Domiciliary hospitalization

• Illegal activities
• alcohol abuse
• obesity treatment

• Personal accident cover
• Inflation shield
• Health services

• Min entry age: 5 Years
• Max entry age: No limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 25 L

Care Heart is a unique plan launched by Care Health Insurance that provides the flexibility to choose from benefits like active heart health check-ups...

Unique Features

• Coverage for OPD
• Home care available
• International 2nd opinion

• Cardiac health check-up
• Second medical opinion
• Automatic SI restoration
• Lifelong cover

• Change of gender treatment
• Obesity treatment unavailable
• Hazardous activity not covered
• HIV/AIDS not covered

• OPD care
• Home care
• International Second opinion
• Automatic recharge
• High SI

• Entry Age: 18 years Maximum Entry Age: No age limit Sum Insured: ₹3 Lakhs to ₹10 Lakhs Waiting Period: 30 days

The Ultimate Care health insurance plan by Care Health is designed to provide comprehensive coverage to the policyholder with a range of benefits. Thi...

Unique Features

• Moneyback benefits
• Newborn coverage
• Medi vouchers

• Ambulance cover
• Discounts
• Loyalty boost
• Newborn cover

• OPD not covered
• Cosmetic surgeries
• Congenital diseases

• MediVouchers
• Cumulative bonus
• Doctor on chat

• Entry Age: Minimum 18 years
• Maximum No Age Limit. Sum Insured: ₹5 Lakh to ₹1 Crore. Waiting Period: 30 Days.

Care Health provides Group Health Insurance, Group Personal Accident Insurance, and Group Travel Insurance. Care Health Insurance has offered 11,000+ ...

Unique Features

• Explore Care Health Group Plans
• Care Claim Settlement Ratio
• Benefits of Care Group Plans

• 11
• 000+ corporate policies
• 25
• 000+ locations covered
• 92.77% claim settlement ratio

• Infertility not covered
• war-related claims excluded
• waiting period applies

• Tax savings
• corporate buffer option
• paperless claim process
• health awareness camps

• Adults: 18-99 years
• Children: from 91 days
• covers employee families
• no pre-policy check-up

Senior citizens are often susceptible to various health conditions that require comprehensive medical care. Providing them with health insurance that ...

Unique Features

• Modern treatment cover
• Low waiting periods
• Room category flexibility

• Daily cash for shared accommodation
• Air ambulance
• Domestic second opinion
• Unlimited 100% SI restoration

• OPD cover
• Maternity and newborn cover
• Compassionate travel

• Any room upgradation
• Unlimited SI restoration
• PEDs waiting period reduction
• Domestic second opinion (Elite)

• Entry age: 56 to 75 years
• SI: 3 to 50 Lakhs
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

Buying health insurance that provides 360-degree coverage against medical emergencies for you and your family is essential today. ManipalCigna ProHeal...

Unique Features

• 360 Degree Family Coverage
• Additional Wellness Programs
• OPD Charges Covered

• Bariatric surgery
• Maternity coverage
• Newborn baby cover
• Daily cash benefits

• Compassionate travel
• Copayment unavailable
• Sub-limits not applicable

• Air ambulance cover
• OPD available
• Domiciliary hospitalization

• Entry age: 18 years to no max limit
• SI: 5 L to 1 Cr
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

A gift of better healthcare for the golden years of life!The ManipalCigna Prime Senior Elite plan is specially designed for the senior citizens of you...

Unique Features

• Modern treatment cover
• Flexible health check-ups
• Air ambulance cover

• In-patient hospitalisation
• Daycare treatment
• Domiciliary hospitalisation
• Sum insured restoration
• Organ donor expense coverage

• Cataract not covered
• Sports injury cover
• Cosmetic treatment unavailable
• Baldness not covered
• Higher co-pays applicable

• AYUSH treatment cover
• Second e-opinion covered
• Multiple discounts available
• OPD add-on cover available
• COVID-19 treatment cover

• Entry Age: 56 - 75 years
• Sum Insured: INR 5 - 50 Lakhs
• Waiting Period: 30 days

"Your Health Deserves Better!" Get safeguarded with a health plan that provides all-around healthcare facilitation. ManipalCigna Prime Protect plan is...

Unique Features

• Customizable health benefits
• High-value covers
• Health reward discounts

• In-patient hospitalisation
• Daycare treatment
• Domiciliary hospitalisation
• Sum insured restoration
• Organ donor cover

• Adventure sport injuries
• Cosmetic treatment
• Alcoholism/drug abuse
• Self-inflicted injury

• Optional covers
• Add-ons available
• Unlimited benefits up to SI
• Bariatric surgery cover
• AYUSH treatment cover

• Child Entry Age: 91 days - 25 Years; Adult Entry Age: 18 Years - No Limit; Sum Insured (SI): INR 3 Lakhs - 1 Crore; Waiting Period: 30 days

"It's Super Easy, Super Affordable." ManipalCigna Super Top-up Plus Plan is an additional protection that you can buy to expand your base health plan�...

Unique Features

• Choose any hospital room
• Affordable premiums
• Healthcare inflation protection

• Pre-hospitalization cover
• Post-hospitalization cover
• Modern treatment cover
• AYUSH hospitalization

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports
• Maternity not covered
• Newborn baby cover NA

• Organ donor cover
• Discounts on premium
• 30 days grace period
• Deductible options

• Entry Age - 91 days
• Max Entry Age - No Limit
• SI - 1 - 30 Lakhs
• Waiting Period - 30 Days

ManipalCigna ProHealth Cash Policy: Your financial safety net, anytime, anywhere. The ManipalCigna ProHealth Cash plan offers financial support during...

Unique Features

• Daily hospital cash benefit
• Worldwide cover option
• Multiple discounts available

• Available in 2 variants
• Sickness Hospital Cash Benefit
• ICU Cash Benefit
• Worldwide Cover

• Breach of law
• Suicide or an attempt to commit suicide
• Alcoholism or drug abuse
• Contamination from Nuclear fuel or radiation

• Option to choose coverage period
• Family discount
• Online renewal discount
• Long-term discount

• Entry age- 91 days to 65 years
• Coverage period- 60/90/180 days
• Sum Insured- INR 500-5000

Protect your family with the ManipalCigna Arogya Sanjeevani Policy! The ManipalCigna Arogya Sanjeevani Policy is a standard health insurance plan that...

Unique Features

• AYUSH treatment cover
• Covers modern treatments
• Affordable & available for all

• <ul> <li>Room rent covered</li> <li>ICU charges covered</li> <li>Pre-hospitalisation expenses covered</li> <li>Daycare treatment covered</li> </ul>

• <ul> <li>Breach of law</li> <li>Hazardous or adventure sports</li> <li>Contamination from nuclear fuel/radiation</li> <li>Unproven treatments</li> </ul>

• <ul> <li>AYUSH treatment</li> <li>Modern treatments</li> <li>Cataract treatment</li> </ul>

• <ul> <li>Minimum Entry Age: 18 Years</li> <li>Maximum Entry Age: 65 Years</li> <li>Initial Waiting Period: 30 Days</li> <li>Sum Insured: Up to INR 10 Lakh</li> </ul>

The ManipalCigna Lifestyle Protection Accident Care plan comes in three variants which ascend in coverage options (which you'll read about in the spec...

Unique Features

• Lump sum payout
• Dependent children cover
• Loss of income benefit

• Accidental death covered
• Permanent total disability
• Education fund
• Emergency ambulance cover

• Any PEDs
• Suicide or an attempt at suicide
• Intentional self-injury
• Breach of law

• Burns cover
• Broken bones benefit
• Temporary total disability

• Entry age- Child: 5 - 25 years; Adult: 18 - 80 years
• Sum Insured: INR 50
• 000 - 10 Crores
• Accidental injury/death: Day 1

ManipalCigna Health Insurance offers additional coverage with its Super Top-up plan, complementing your existing health insurance policy. This plan pr...

Unique Features

• Boost Your Health Coverage
• Eligibility Criteria and Features
• Inclusions & Exclusions

• AYUSH treatment
• Modern treatment cover
• Organ donor expenses

• Maternity cover
• Global cover
• No OPD cover
• Domiciliary care unavailable

• In-patient hospitalization
• Pre & post-hospitalization
• Daycare procedures cover

• Entry age: 18 years to no upper age limit
• Policy term: 1/2/3 years
• Initial waiting period: 30 days
• Sum Insured: 3 to 30 Lakhs

ManipalCigna Lifetime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs. It offers a multitude of comprehens...

Unique Features

• Know About the Plan & its Variants
• Explore the Features & Eligibility
• Inclusions and Exclusions

• Covers treatment costs for HIV/AIDS and STDs
• Covers mental illness
• Offers global coverage

• Vaccination not covered
• IVF treatment not covered
• Air ambulance not covered

• Option for deductibles
• Domestic and international coverage options

• Min entry age: 18 Years Max entry age: 65 Years Initial Waiting Period: 30 Days Sum Insured: Up to 3 Crore

ManipalCigna Health Insurance Company offers its Critical Illness policy, which is a global plan that assures financial support during critical times ...

Unique Features

• CI Cover
• Eligibility & Features
• 30 CI Cover

• 15 or 30 major illnesses
• Medical second opinion
• Online wellness program

• No daily cash benefit
• In-patient hospitalization
• OPD unavailable
• Daycare procedures

• Basic & advanced add-on cover benefits
• Organ donor expenses

• Entry age: 18 to 65 years
• SI: 1 L to 25 Cr
• Policy term: 1/2/3 years
• Waiting period: 90 days

'Sahi Health Insurance Chuno, SADA SECURE RAHO' Yep, that's right, this is what ManipalCigna's new Sarvah plan talks about. With this plan, ManipalCig...

Unique Features

• Comprehensive coverage
• High sum insured
• Customized benefits

• Coverage for major illness
• Reduced waiting period for pre-existing diseases
• Unlimited restoration
• Surplus benefits

• Maternity benefit not covered
• No global coverage
• Daily hospital cash not covered

• Tatkal benefit
• Comprehensive personal accident cover
• Gullak and Sarathi benefits

• Entry Age: 91 days
• Maximum Entry Age: No Limit
• Sum Insured: Up to 3 Crore
• Waiting Period: 30 days