Care Health vs Manipal Cigna Health Insurance 2026 | PolicyX

Overview

Care Health Insurance is a popular Indian insurer offering plans for individuals, families, senior citizens and critical illness. With a ~96.6% claim settlement ratio, a wide cashless hospital network, a simplified claim process and 24x7 support, it is.
COMPANY DETAILS ✎ Edit

Care Health

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Manipal Cigna

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 1 Cr

Sum Insured

Up to ₹ 1 Cr
Claim ratio

Claim Ratio

96.6%

Claim Ratio

98%
Network hospitals

Network Hospital

22100++

Network Hospital

15000+
Solvency Ratio

Solvency Ratio

1.74

Solvency Ratio

1.76
Pan India Presence

Pan India Presence

158

Pan India Presence

77
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

6,864.46 Crore

Annual premium (company level)

1,797.56 Crore
Years in operation

Years in operation

12

Years in operation

2012
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

96.6

Claims settled within 3 months

88.59
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Care Health Insurance Review

▶ Care Health Insurance Review

Manipal Cigna Health Insurance | DETAILED Review | Plans, Benefits & Claim Process

▶ Manipal Cigna Health Insurance | DETAILED Review | Plans, Benefits & Claim Process

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Care Health Insurance

Individual and Family Health Insurance

Care Operation Insurance

The Care Operation Insurance Plan provides extensive coverage for surgical procedures, with sum insured options from ₹10 Lakhs t...

  • Unlimited E-consultations
  • Automatic Restoration
  • Wellness Benefits
  • Health services
  • Air Ambulance cover
  • Chemotherapy cover
  • Illegal activities
  • Alcohol abuse
  • Obesity treatments
  • Dialysis cover
  • Second opinion
  • Organ donor cover
  • Min entry age: 5 Years
  • Max entry age: 50 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 2 Cr
View plan
Individual and Family Health Insurance

Care Advantage Plan

Care Advantage Health Insurance provides high sum insured options up to 1 Crore, ensuring comprehensive coverage for families. It ...

  • High sum insured
  • 540+ procedures covered
  • Organ donation cover
  • No Claim Bonus up to 50%
  • Automatic SI recharge
  • Organ donor cover
  • High SI
  • 20% co-pay
  • Obesity treatment unavailable
  • Hazardous activity not covered
  • Ambulance cover available
  • Optional cover available
  • Co-pay waiver
  • Room rent modification
  • Entry age- 91 days
  • Max entry age- Lifelong
  • SI- 25 L to 6 Cr
  • Waiting Period- 30 days
View plan

ManipalCigna Health Insurance

Individual and Family Health Insurance

ManipalCigna ProHealth Prime Advantage

ManipalCigna ProHealth Prime Advantage is a comprehensive health insurance plan offering 360-degree family coverage, including OPD...

  • 360 Degree Family Coverage
  • Additional Wellness Programs
  • OPD Charges Covered
  • Bariatric surgery
  • Maternity coverage
  • Newborn baby cover
  • Daily cash benefits
  • Compassionate travel
  • Copayment unavailable
  • Sub-limits not applicable
  • Air ambulance cover
  • OPD available
  • Domiciliary hospitalization
  • Entry age: 18 years to no max limit
  • SI: 5 L to 1 Cr
  • Policy term: 1/2/3 years
  • Initial waiting period: 30 days
View plan
Senior Citizen Health Insurance

ManipalCigna Prime Senior Elite Plan

The ManipalCigna Prime Senior Elite plan offers comprehensive health insurance tailored for senior citizens, covering modern treat...

  • Modern treatment cover
  • Flexible health check-ups
  • Air ambulance cover
  • In-patient hospitalisation
  • Daycare treatment
  • Domiciliary hospitalisation
  • Sum insured restoration
  • Organ donor expense coverage
  • Cataract not covered
  • Sports injury cover
  • Cosmetic treatment unavailable
  • Baldness not covered
  • Higher co-pays applicable
  • AYUSH treatment cover
  • Second e-opinion covered
  • Multiple discounts available
  • OPD add-on cover available
  • COVID-19 treatment cover
  • Entry Age: 56 - 75 years
  • Sum Insured: INR 5 - 50 Lakhs
  • Waiting Period: 30 days
View plan

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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