Icici Lombard vs Care Health Health Insurance 2026 | PolicyX

Overview

ICICI Lombard (backed by ICICI Bank and Fairfax) offers health plans for individuals, families and groups—covering hospitalisation, day care and medical costs, with add-ons like personal accident and critical illness, a super top-up option and a.
COMPANY DETAILS ✎ Edit

Icici Lombard

✎ Edit

Care Health

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 3 Crores

Sum Insured

Up to ₹ 1 Cr
Claim ratio

Claim Ratio

97.16%

Claim Ratio

96.6%
Network hospitals

Network Hospital

10600+

Network Hospital

22100++
Solvency Ratio

Solvency Ratio

2.69

Solvency Ratio

1.74
Pan India Presence

Pan India Presence

320

Pan India Presence

158
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

7,635.67 Crore

Annual premium (company level)

6,864.46 Crore
Years in operation

Years in operation

2001

Years in operation

12
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

97.16

Claims settled within 3 months

96.6
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ICICI Lombard Health Insurance

▶ ICICI Lombard Health Insurance

Care Health Insurance Review

▶ Care Health Insurance Review

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ICICI Lombard Health Insurance

Accident Health Insurance

ICICI Personal Protect Policy

The ICICI Lombard Personal Protect Policy offers comprehensive coverage against the financial impact of accidental injuries, inclu...

  • Accidental Death Benefit
  • Acts Of Terrorism Cover
  • Life Long Renewal
  • Accidental Death
  • Permanent Total Disablement Benefit
  • Hospital Daily Allowance
  • Illegal activities
  • Adventure sports
  • Operational Coverage
  • Accidental Hospitalization
  • Hospital Daily Allowance
  • Min entry age: 18 years
  • Max entry age: 80 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to 25 Lakhs
View plan
Senior Citizen Health Insurance

Golden Shield Plan

The ICICI Lombard Golden Shield Health Plan is specifically designed for senior citizens aged 56 and above, offering comprehensive...

  • Care Management Program
  • 50 L SI Available
  • Co-Pay Modification
  • Reset Benefit
  • Coverage for Ambulance
  • Cashless Hospitalization
  • Maternity cover
  • New born cover
  • Daily hospital cash
  • Care Management Program
  • AYUSH Treatments
  • Claim Protector
  • Entry age: 56 years to no maximum limit
  • Sum insured: 5 to 50 Lakhs
  • Initial waiting period: 30 days
View plan

Care Health Insurance

Individual and Family Health Insurance

Care Operation Insurance

The Care Operation Insurance Plan provides extensive coverage for surgical procedures, with sum insured options from ₹10 Lakhs t...

  • Unlimited E-consultations
  • Automatic Restoration
  • Wellness Benefits
  • Health services
  • Air Ambulance cover
  • Chemotherapy cover
  • Illegal activities
  • Alcohol abuse
  • Obesity treatments
  • Dialysis cover
  • Second opinion
  • Organ donor cover
  • Min entry age: 5 Years
  • Max entry age: 50 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 2 Cr
View plan
Individual and Family Health Insurance

Care Advantage Plan

Care Advantage Health Insurance provides high sum insured options up to 1 Crore, ensuring comprehensive coverage for families. It ...

  • High sum insured
  • 540+ procedures covered
  • Organ donation cover
  • No Claim Bonus up to 50%
  • Automatic SI recharge
  • Organ donor cover
  • High SI
  • 20% co-pay
  • Obesity treatment unavailable
  • Hazardous activity not covered
  • Ambulance cover available
  • Optional cover available
  • Co-pay waiver
  • Room rent modification
  • Entry age- 91 days
  • Max entry age- Lifelong
  • SI- 25 L to 6 Cr
  • Waiting Period- 30 days
View plan

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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