Sbi Health vs Care Health Health Insurance 2026 | PolicyX

Overview

SBI General Insurance, backed by the trusted SBI brand, offers dependable health plans for individuals, families and senior citizens—with 6,000+ network hospitals for cashless treatment, efficient claim settlement and responsive customer support.
COMPANY DETAILS ✎ Edit

Sbi Health

✎ Edit

Care Health

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 2 Cr

Sum Insured

Up to ₹ 1 Cr
Claim ratio

Claim Ratio

-%

Claim Ratio

96.6%
Network hospitals

Network Hospital

6000+

Network Hospital

22100++
Solvency Ratio

Solvency Ratio

2.03

Solvency Ratio

1.74
Pan India Presence

Pan India Presence

141

Pan India Presence

158
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

3,093.43 Crore

Annual premium (company level)

6,864.46 Crore
Years in operation

Years in operation

2009

Years in operation

12
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

97.05

Claims settled within 3 months

96.6
Recommended Videos
SBI Health Insurance Plan 2024

▶ SBI Health Insurance Plan 2024

Care Health Insurance Review

▶ Care Health Insurance Review

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Health Insurance Companies

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SBI Health Insurance

The SBI Hospital Daily Cash policy provides a daily cash benefit to cover incidental hospitalization expenses like food, transport...

  • Daily cash benefit
  • Convalescence expenses
  • No medical check-up required
  • Daily cash benefit
  • Convalescence benefit
  • Multiple plan options
  • Illegal activities
  • Alcoholism
  • Obesity
  • Hospitalization benefits
  • ICU hospitalization
  • Affordable premiums
  • Min entry age: 18 years
  • Max entry age: 65 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to INR 2
  • 000
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Individual and Family Health Insurance

SBI Arogya Top-Up Policy

SBI Arogya Top-up Policy provides additional health insurance coverage, activating once a standard health policy's sum insured is ...

  • Enhanced coverage
  • Eligibility criteria
  • Key features
  • In-patient hospitalisation
  • Pre & post hospitalisation
  • Ambulance cover
  • Global coverage
  • Air ambulance
  • Compassionate visit
  • OPD cover unavailable
  • Organ donor expenses
  • Domiciliary treatment
  • Modern treatment
  • Entry age: 3 months to 65 years
  • SI: 1 to 50 Lakhs
  • Policy term: 1/2/3 years
  • Initial waiting period: 30 days
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Care Health Insurance

Individual and Family Health Insurance

Care Operation Insurance

The Care Operation Insurance Plan provides extensive coverage for surgical procedures, with sum insured options from ₹10 Lakhs t...

  • Unlimited E-consultations
  • Automatic Restoration
  • Wellness Benefits
  • Health services
  • Air Ambulance cover
  • Chemotherapy cover
  • Illegal activities
  • Alcohol abuse
  • Obesity treatments
  • Dialysis cover
  • Second opinion
  • Organ donor cover
  • Min entry age: 5 Years
  • Max entry age: 50 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 2 Cr
View plan
Individual and Family Health Insurance

Care Advantage Plan

Care Advantage Health Insurance provides high sum insured options up to 1 Crore, ensuring comprehensive coverage for families. It ...

  • High sum insured
  • 540+ procedures covered
  • Organ donation cover
  • No Claim Bonus up to 50%
  • Automatic SI recharge
  • Organ donor cover
  • High SI
  • 20% co-pay
  • Obesity treatment unavailable
  • Hazardous activity not covered
  • Ambulance cover available
  • Optional cover available
  • Co-pay waiver
  • Room rent modification
  • Entry age- 91 days
  • Max entry age- Lifelong
  • SI- 25 L to 6 Cr
  • Waiting Period- 30 days
View plan

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RK
Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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