Digit Health vs Sbi Health Health Insurance 2026 | PolicyX

Overview

Established in 2016, Digit Insurance makes health insurance simple, transparent and easy to manage—ideal for first-time buyers. With 16,400+ network hospitals it offers wide cashless cover and a digital-first experience; named Asia's General Insurance.
COMPANY DETAILS ✎ Edit

Digit Health

✎ Edit

Sbi Health

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 1 Crore

Sum Insured

Up to ₹ 2 Cr
Claim ratio

Claim Ratio

99%

Claim Ratio

-%
Network hospitals

Network Hospital

9000+

Network Hospital

6000+
Solvency Ratio

Solvency Ratio

3.85

Solvency Ratio

2.03
Pan India Presence

Pan India Presence

10

Pan India Presence

141
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

1,625.93 Crore

Annual premium (company level)

3,093.43 Crore
Years in operation

Years in operation

8 years

Years in operation

2009
24×7 claim support

24×7 claim support

No

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

96.71

Claims settled within 3 months

97.05
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SBI Health Insurance Plan 2024

▶ SBI Health Insurance Plan 2024

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Digit Health Insurance

Individual and Family Health Insurance

Digit Health Care Plus Policy

Digit Health Care Plus is a comprehensive health policy offering 360-degree coverage, including base benefits like room rent, ICU,...

  • OPD Benefit
  • Maternity & Newborn Cover
  • Critical Illness Cover
  • Accidental Hospitalization Cover
  • Critical Illness Cover
  • Cancer cover
  • No global cover
  • Illegal activities not covered
  • No obesity covered
  • Sum Insured Refill Benefit
  • Psychiatric Illness
  • Hearing Aids
  • Min. Entry Age - 18
  • Max. Entry Age - No Limit
  • SI - Unlimited
  • Initial Waiting Period - 30 Days
View plan
Accident Health Insurance

Digit Personal Accident Plan

Digit Personal Accident Insurance provides crucial financial and medical protection against the high risk of accidents, covering a...

  • No room rent capping
  • Zero co-payment
  • Accidental death & disability cover
  • Accidental death
  • Total or partial disability
  • Loss of income cover
  • Self-inflicted injuries
  • Alcoholism or drug abuse
  • War and terrorism affairs
  • Hospitalisation expenses
  • Benefits for children
  • Adventure sports injury cover
  • Minimum- 18 years
  • Plan type- Individual
  • Initial waiting period- 30 days
View plan

SBI Health Insurance

The SBI Hospital Daily Cash policy provides a daily cash benefit to cover incidental hospitalization expenses like food, transport...

  • Daily cash benefit
  • Convalescence expenses
  • No medical check-up required
  • Daily cash benefit
  • Convalescence benefit
  • Multiple plan options
  • Illegal activities
  • Alcoholism
  • Obesity
  • Hospitalization benefits
  • ICU hospitalization
  • Affordable premiums
  • Min entry age: 18 years
  • Max entry age: 65 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to INR 2
  • 000
View plan
Individual and Family Health Insurance

SBI Arogya Top-Up Policy

SBI Arogya Top-up Policy provides additional health insurance coverage, activating once a standard health policy's sum insured is ...

  • Enhanced coverage
  • Eligibility criteria
  • Key features
  • In-patient hospitalisation
  • Pre & post hospitalisation
  • Ambulance cover
  • Global coverage
  • Air ambulance
  • Compassionate visit
  • OPD cover unavailable
  • Organ donor expenses
  • Domiciliary treatment
  • Modern treatment
  • Entry age: 3 months to 65 years
  • SI: 1 to 50 Lakhs
  • Policy term: 1/2/3 years
  • Initial waiting period: 30 days
View plan

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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