Digit Health vs Aditya Birla Health Insurance 2026 | PolicyX

Overview

Established in 2016, Digit Insurance makes health insurance simple, transparent and easy to manage—ideal for first-time buyers. With 16,400+ network hospitals it offers wide cashless cover and a digital-first experience; named Asia's General Insurance.
COMPANY DETAILS ✎ Edit

Digit Health

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Aditya Birla

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 1 Crore

Sum Insured

Up to ₹ 1 Cr
Claim ratio

Claim Ratio

99%

Claim Ratio

96%
Network hospitals

Network Hospital

9000+

Network Hospital

12900+
Solvency Ratio

Solvency Ratio

3.85

Solvency Ratio

1.88
Pan India Presence

Pan India Presence

10

Pan India Presence

4800
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

1,625.93 Crore

Annual premium (company level)

4,821.70 Crore
Years in operation

Years in operation

8 years

Years in operation

2016
24×7 claim support

24×7 claim support

No

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

96.71

Claims settled within 3 months

92.97
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Aditya Birla Health Insurance Review

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Digit Health Insurance

Individual and Family Health Insurance

Digit Health Care Plus Policy

Digit Health Care Plus is a comprehensive health policy offering 360-degree coverage, including base benefits like room rent, ICU,...

  • OPD Benefit
  • Maternity & Newborn Cover
  • Critical Illness Cover
  • Accidental Hospitalization Cover
  • Critical Illness Cover
  • Cancer cover
  • No global cover
  • Illegal activities not covered
  • No obesity covered
  • Sum Insured Refill Benefit
  • Psychiatric Illness
  • Hearing Aids
  • Min. Entry Age - 18
  • Max. Entry Age - No Limit
  • SI - Unlimited
  • Initial Waiting Period - 30 Days
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Accident Health Insurance

Digit Personal Accident Plan

Digit Personal Accident Insurance provides crucial financial and medical protection against the high risk of accidents, covering a...

  • No room rent capping
  • Zero co-payment
  • Accidental death & disability cover
  • Accidental death
  • Total or partial disability
  • Loss of income cover
  • Self-inflicted injuries
  • Alcoholism or drug abuse
  • War and terrorism affairs
  • Hospitalisation expenses
  • Benefits for children
  • Adventure sports injury cover
  • Minimum- 18 years
  • Plan type- Individual
  • Initial waiting period- 30 days
View plan

Aditya Birla Health Insurance

Accident Health Insurance

Aditya Birla Personal Accident Plan

The Aditya Birla Activ Secure Personal Accident Plan provides comprehensive financial protection against unforeseen incidents, cov...

  • Up to 20 Cr SI
  • 11 Optional Covers
  • Avail Wellness Benefit
  • Total and partial disability cover
  • Accidental death cover
  • No claim bonus
  • Ambulance cover
  • Education benefit
  • Illness due to intoxicants
  • Obesity treatment unavailable
  • Hazardous activity not covered
  • Cosmetic surgery unavailable
  • Income cover
  • Loan protect cover
  • Orphan benefits
  • Compassionate visit
  • Coma benefit
  • Entry age: Minimum 5 years
  • Maximum 65 years. Sum Insured: 1 Lac - 20 Crore. Waiting period: None.
View plan
Individual and Family Health Insurance

Aditya Birla Activ Health Platinum Enhanced

The Aditya Birla Activ Health Platinum Enhanced Plan offers comprehensive health insurance for individuals and families, with sum ...

  • Critical Illness Cover
  • Health Coach
  • SI Up to 2 Crores
  • Earn 100% health returns
  • Cover for dental consultations
  • Modern treatment cover
  • Wellness coach
  • Mental illness cover
  • Illness due to intoxicants
  • Change of gender treatment
  • Hazardous activity not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable
  • Chronic management program
  • Premium waiver benefit
  • Reload of SI
  • Road ambulance cover
  • Second e-opinion
  • Entry age: 90 days
  • Max entry age: 45
  • SI: 1L to 1 Cr
  • Waiting period: 30 days
View plan

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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