Reliance Health vs Aditya Birla

Reliance Health Personal Accident Policy covers individuals against accidental death and disability, along with multiple other benefits like child edu...

Unique Features

• Death Cover
• Upto 20L SI
• Disability Cover

• Children Education Fund
• Accident Hospitalization Reimbursement
• Increase in CSI

• HIV/AIDS
• Breach of law

• Accidental death cover
• PTD/PPD/TTD covers
• Cumulative bonus

• Entry Age: Minimum: 18 Years
• Dependent Children: 5 to 25 Years
• Sum Insured: 5 - 20 Lakhs
• Waiting period: Accidental death covered from day 1.

Reliance HealthWise Insurance Policy is a comprehensive health insurance plan offering all-around medical care features and benefits. The plan comes i...

Unique Features

• Customize Your Plan
• Critical Illness Cover
• Recovery Benefit

• Daily Hospitalization Allowance
• Domiciliary Hospitalization
• Critical Illness Cover

• Global coverage
• OPD not available
• AYUSH treatment not covered

• In-patient hospitalization
• Daycare procedures
• Modern treatment cover
• Ambulance charges

• Entry age: 18 - 65 Years
• SI: 1 L - 5 L
• Initial waiting period: 30 Days

A backup for your medical emergencies. Reliance Health Super Top-up Insurance acts as an essential addition to your basic health insurance. If you fee...

Unique Features

• Worldwide emergency cover
• Maternity expenses
• Air ambulance cover

• Waiver of premium
• Waiver of deductible
• Worldwide emergency cover
• Tax benefits

• Investigation & evaluation
• Rest cure/rehabilitation and respite care
• Obesity/weight control unless life-threatening
• Change-of-gender treatments

• 5% Online discount
• ICU charges
• AYUSH treatment
• Maternity cover

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1.3 Cr

A cover for those who are one in a million. The Reliance Specially Abled health insurance plan caters to specially-abled individuals who need medical ...

Unique Features

• Insurance for PWDs
• In-patient/daycare procedures cover
• Modern treatment cover

• In-patient treatment
• Pre and post-hospitalisation
• Cataract covered
• Daycare procedure

• Investigation and evaluation
• Change of gender treatments
• Sterility/infertility treatment
• Cosmetic/beauty/plastic surgery

• Modern treatment
• AYUSH treatment
• Ambulance charges

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 L

Health Gain Insurance Plan is a newly launched health plan by Reliance Health Insurance company. The plan allows customers to customize their policy b...

Unique Features

• Individual and Floater Options
• Lifetime Renewability
• Hassle-free Claim Process

• Consumable Cover
• Unlimited Base SI Reinstatement
• Room Rent Modification

• Global coverage unavailable
• Breach of law
• Intentional injury
• OPD not covered

• Domiciliary hospitalization
• Daycare procedures covered
• Air ambulance services

• Entry Age: 91 days to 65 Years
• Sum Insured: 5 Lakh to 1 Crore
• Initial waiting period: 30 Days
• Policy term: 1/2/3 Years

Reliance Health Infinity is a comprehensive health insurance plan that comes with a number of benefits and discounts. The policy offers a wide range o...

Unique Features

• Pre-policy Medical Check-up
• AYUSH Coverage
• No Sub-limits

• In-patient hospitalization
• Daycare expenses
• Domiciliary hospitalization
• Organ donor expenses

• OPD cover not available
• No global coverage
• Adventure sports coverage not available
• Health check-up not available

• Modern treatment
• Organ donor cover
• Co-payment option
• Optional add-on covers

• Entry Age: 91 days to 65 years
• Policy Type: Individual / Family Floater
• Sum Insured: 3 L to 1 Cr
• Initial Waiting Period: 30 days

Reliance Arogya Sanjeevani's plan is affordable and efficient. In unprecedented times, covering you and your family is a necessity. Reliance Arogya Sa...

Unique Features

• AYUSH Benefits
• Inclusions and Exclusions
• Quick Claim Process

• In-patient hospitalization
• Daycare treatments
• AYUSH treatments
• Ambulance charges

• OPD cover
• Domiciliary hospitalization
• Daily Hospital Cash
• Organ Donor

• Modern treatment
• Vaccination
• Cataract
• Covid-19

• Entry Age Minimum: 18 years Entry Age Maximum: 65 Years Policy Term: 1 Year Sum Insured: ₹50
• 000 to ₹10 Lakhs Initial Waiting Period: 30 Days

The Reliance Corona Kavach Plan helps alleviate financial stress during COVID-19 treatment by covering your medical expenses. Specifically designed fo...

Unique Features

• Covers COVID-19
• Check Eligibility
• Coverage Details of the Plan

• AYUSH treatment cover
• Ambulance charges
• COVID-19 treatment cover

• OPD charges
• Daycare procedures
• Modern treatment
• Organ donor treatment

• Home care treatment
• In-patient hospitalization
• Pre and post-hospitalization

• Entry Age: Child Age: 1 day to 25 years
• Adult Age: 18 to 65 years. Sum Insured (SI): 50 Thousand to 5 Lakh. Waiting period: 15 days.

Reliance Critical Illness insurance policy caters to life-threatening and lifestyle-disabling diseases, ensuring you are worry-free. Reliance Critical...

Unique Features

• 10 Major Illnesses Covered
• Choose Your SI
• Avail Tax Benefits

• COVID-19 cover
• No-claim bonus
• Cover for 10 critical illnesses

• Hospitalization out of war
• Congenital disease
• Intentional self-injury
• IVF treatment
• Air ambulance

• Cancer of specified severity
• Major organ/Bone marrow transplant
• Multiple Sclerosis with persisting symptoms
• Third degree burns
• Aorta graft surgery

• Minimum entry age: 18 years
• Maximum entry age: 65 years
• Sum Insured (SI): 5 - 10 Lakhs
• Waiting period:

Reliance General Group Mediclaim Insurance, offered by Reliance Health Insurance, covers employees' health at an economical cost and provides tax bene...

Unique Features

• Coverage for employees
• 3 variants available
• Avail tax benefits

• Day care procedures
• Regular health check-ups
• Tax benefits

• Cosmetic treatment
• Treatment of PEDs
• HIV/AIDS treatment

• Family floater clause
• Extra insurance cover
• Cover for all employees and their families

• Entry age: 18 to 65 years
• Policy type: Group medical policy
• Initial waiting period: 30 days

It's not an emergency if you are always prepared! Reliance Hospi-Care health insurance policy helps you prepare for unforeseen accidents and medical e...

Unique Features

• 150+ surgeries cover
• 140+ daycare cover
• Lumpsum cash benefits

• 150+ listed surgeries
• 140+ daycare procedures
• Daily hospital cash

• Treatment outside of India
• Self-inflicted injury
• Breach of law

• Hospitalisation due to Dengue/Malaria
• Surgical payout
• Affordable premiums

• Entry age: 18 to 65 years
• SI: 1 to 10 Lakhs
• Initial waiting period: 90 days

Aditya Birla Cancer Secure Plan is a health insurance plan designed specifically for cancer patients, protecting them financially from all three stage...

Unique Features

• Up to 1 Cr SI
• Minimum Survival Period
• All Cancer Stages Covered

• Covers all three stages of cancer
• 150% of Sum Insured
• 10% No Claim Bonus
• High Sum Insured
• Lump sum payout

• Illness due to intoxicants
• Obesity treatment not covered
• Hazardous activities not covered
• HIV/AIDS not covered
• Cosmetic surgery not covered

• Wellness coach
• Second e-opinion
• Short survival period
• Up to 1 Crore Sum Insured
• Hospitalization Expenses

• Entry Age: 18 Years
• Maximum Entry Age: 65 Years
• Sum Insured: 5 Lakhs to 1 Crore
• Waiting Period: 90 days

Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. The Activ Secure Perso...

Unique Features

• Up to 20 Cr SI
• 11 Optional Covers
• Avail Wellness Benefit

• Total and partial disability cover
• Accidental death cover
• No claim bonus
• Ambulance cover
• Education benefit

• Illness due to intoxicants
• Obesity treatment unavailable
• Hazardous activity not covered
• Cosmetic surgery unavailable

• Income cover
• Loan protect cover
• Orphan benefits
• Compassionate visit
• Coma benefit

• Entry age: Minimum 5 years
• Maximum 65 years. Sum Insured: 1 Lac - 20 Crore. Waiting period: None.

Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals, such as health insurance protection with wellness benefi...

Unique Features

• Critical Illness Cover
• Health Coach
• SI Up to 2 Crores

• Earn 100% health returns
• Cover for dental consultations
• Modern treatment cover
• Wellness coach
• Mental illness cover

• Illness due to intoxicants
• Change of gender treatment
• Hazardous activity not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Chronic management program
• Premium waiver benefit
• Reload of SI
• Road ambulance cover
• Second e-opinion

• Entry age: 90 days
• Max entry age: 45
• SI: 1L to 1 Cr
• Waiting period: 30 days

Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...

Unique Features

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• <ul> <li>Health rewards for maintaining a healthy lifestyle.</li> <li>Optional benefits available.</li> <li>Maternity expense benefits.</li> </ul>

• Does not cover air ambulance
• No coverage for global treatment

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Minimum Entry Age: 18 years Maximum Entry Age: 65 years Sum Insured: 4-25 Lakh Waiting Period: 30 days

Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to treatment for a critical illness. The plan offers wi...

Unique Features

• 64 Critical Illnesses Covered
• Replace Loss of Income
• Short Survival Period

• 64 Critical Illnesses Covered
• Replaces Loss of Income
• Short Survival Period

• Does not cover maternity
• Does not cover any congenital illness
• Does not cover any evaluation purposes

• Sum insured up to INR 1 Crore
• Available in three different variants (Plans 1
• 2
• & 3) with specific coverage options

• Min- 5 years
• Max- 65 years

Aditya Birla Activ Care Classic is designed for senior citizens who need both medical coverage and day-to-day healthcare support. It covers hospitaliz...

Unique Features

• 360-degree support to seniors
• Cashless home treatment
• 586 categories of daycare procedures

• 360-degree support to seniors
• Cashless home treatment
• 586 categories of daycare procedures

• Does not cover modern treatments
• Vaccinations not covered
• Compassionate travel not covered

• Tax benefits
• Advanced health check-up
• Optional room upgrade facility

• Min- 55 years
• Max- 80

Aditya Birla Activ One plan is available as an individual and family floater plan, offering customized features and benefits. Read further details bel...

Unique Features

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Chronic illness covered
• double coverage

• Daily hospital cash not covered
• OPD charges not covered
• Maternity not covered

• Initial waiting period: 30 years.

• Adults: 18+ years (no maximum age); Children: 91 days to 25 years; Policy Tenure: 1 to 3 years.

The Activ Health Platinum Premiere plan is a variant of the Aditya Birla Activ Health insurance plan. It safeguards you from health emergencies and en...

Unique Features

• Mental illness cover
• Physiotherapy
• Critical illness cover

• Annual health check-up
• Pre-hospitalization cover
• Post-hospitalization cover
• Daycare procedure

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports. Maternity (basic cover)
• IVF/sterility treatment

• Organ donor cover
• International coverage
• Optional dental treatment cover
• Air ambulance

• Entry Age - 91 days
• Max Entry Age - 65 Years
• SI - 10 L - 2 Cr
• Waiting Period - 30 Days

The Aditya Birla Active Care Standard Plan is designed for senior citizens who need strong and regular medical support. It covers hospitalization expe...

Unique Features

• Cashless home treatment
• Optional lifestyle support
• 586 daycare procedures

• In-patient hospitalization
• Daycare treatment
• Domiciliary hospitalization
• Sum insured restoration
• Organ donor expense coverage

• Sports injury not covered
• Cosmetic treatment unavailable
• Baldness not covered
• Higher co-payment

• AYUSH treatment cover
• Second e-opinion covered
• Multiple discounts available
• COVID-19 treatment cover

• Entry age: 55 - 80 years
• Sum Insured: INR 3 - 10 Lakhs
• Waiting Period: 30 days
• Number of insured (floater): self & spouse

The Aditya Birla Activ Fit Plus plan rewards you for staying fit and healthy. This plan offers a versatile range of benefits designed to improve your ...

Unique Features

• Stay fit & get rewarded
• Travel protection cover
• Unlimited SI refill

• Pre-hospitalization cover
• Post-hospitalization cover
• Modern treatment cover
• Organ donor cover

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports
• External providers
• Beauty/cosmetic treatment

• 10-50-100 benefits
• Activ Health App
• Binge SI refill
• Premium back option
• Super no-claim bonus

• Entry Age: 91 days Max Entry Age: 45 years Sum Insured (SI): 5 L - 1 Cr Waiting Period: 30 Days

Aditya Birla Global Health Secure is an international health insurance plan designed to cover treatment for major critical illnesses outside India. It...

Unique Features

• 16 Major Illness Cover
• International Second E-Opinion
• Worldwide Cashless Treatment

• In-patient Treatment Cover
• Post-hospitalization Cover
• Accommodation Expenses
• Travel Expenses Cover

• Floater Option Not Available
• Change of Gender Treatments
• Alcoholism/Drug Use Cover
• Hazardous or Adventure Sports
• Maternity Not Covered

• No Age Bar for Renewability
• Organ Donor Cover
• Long-term Discounts
• PEDs Post-Waiting Period
• Multi-individual Plan Benefit

• Entry Age: 91 days - 65 years; Sum Insured: Up to INR 6 Cr; Waiting Period: 30 Days

Aditya Birla Arogya Sanjeevani Policy is an IRDAI-mandated standard health insurance plan designed to provide essential medical coverage at an afforda...

Unique Features

• All daycare procedures
• Covers AYUSH treatment
• Cataract expenses covered

• All daycare procedures
• AYUSH treatment
• Cataract expenses covered.

• Domiciliary hospitalisation
• OPD charges
• Automatic restoration.

• COVID-19 coverage
• Hospitalisation covered
• Affordable premiums.

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 L.

Is there a health plan that covers exceeding medical expenses without letting you worry about its limit? Well, Aditya Birla Activ Assure Diamond+ does...

Unique Features

• International/domestic emergency
• 586 daycare procedures
• Health and wellness discounts

• Cover for hospitalization expenses like COVID-19
• Home treatment expenses
• Over 586 daycare procedures covered

• Daily hospital cash not covered
• No maternity cover
• Modern treatment not covered
• E-consultation not covered

• International/domestic emergency cover
• 586 daycare procedures covered
• Health and wellness discounts

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

Activ Health Platinum, a health product by Aditya Birla Health Insurance Company, is a health insurance plan designed to cater to the healthcare needs...

Unique Features

• Explore the Eligibility Criteria
• Key Features of the Plan
• Inclusions & Exclusions

• <ul> <li>Post-hospitalization physiotherapy</li> <li>Health coach benefit</li> <li>One premium waiver</li> <li>Health assessment</li> <li>Chronic management program</li> </ul>

• <ul> <li>Illness due to intoxicants</li> <li>Gender change treatment</li> <li>Hazardous activity not covered</li> <li>HIV/AIDS not covered</li> <li>Cosmetic surgery</li> </ul>

• <ul> <li>Road ambulance cover</li> <li>No Claim Bonus</li> <li>Critical illness cover</li> <li>Domiciliary hospitalization</li> <li>Super Reload of Sum Insured</li> </ul>

• Entry Age: 91 days. Maximum Entry Age: 65 years. Sum Insured: 10 Lakhs to 2 Crores.

Aditya Birla Activ Health Platinum Essential Plan is ideal if you are looking for a health insurance cover that protects you against chronic illnesses...

Unique Features

• Chronic Management Care
• Wellness Benefits
• COVID-19 Cover

• Health returns cover
• Chronic management program
• Mental illness cover
• Home care treatment
• Obesity treatment

• Illness due to intoxicants
• Change of gender treatment
• Hazardous activities not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• AYUSH treatment cover
• Road ambulance cover
• Health check-up program
• International cover
• Critical Illness cover

• Entry age: Minimum 91 days
• Maximum: No age limit

Activ One MAX is another variant of Aditya Birla's Activ One policy. This plan offers notable features, including the flexibility to choose members un...

Unique Features

• Covers extended family
• HealthReturn benefits
• 6X benefits by 6th year

• Cover your extended family
• High sum insured options
• 30 days waiting period

• Maternity expenses
• Non-medical expenses
• Sterility and infertility treatment

• Mental illness hospitalization
• AYUSH treatment covered
• Obesity treatment
• Day care treatment

• Min entry age: 18 years
• Max entry age: No limit
• Initial Waiting Period: 30 days
• Sum Insured: Up to 2 Cr.

A plan designed for every lifestyle.Aditya Birla Activ One VYTL is a comprehensive health insurance plan designed for individuals with specific lifest...

Unique Features

• Chronic diseases covered from day 1
• HLTH meter
• HealthReturn program

• Non-medical expenses covered
• Mental illness covered
• Obesity treatment
• Home healthcare
• AYUSH treatment

• Investigation and evaluation
• Rest
• cure
• rehabilitation
• and respite care
• Sterility and infertility

• Organ donor expenses
• Annual health check-up
• Chronic care

• Minimum Entry Age: 18 Years
• Maximum Entry Age: No Limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 6 Crores

Aditya Birla Group health insurance offers options like Aditya Birla Group Activ Health, Activ Secure, and Activ Travel. Group health insurance by Adi...

Unique Features

• Explore Aditya Group Health Plans
• Benefits of Aditya Group Insurance
• Tax Benefits

• 92.97% claim settlement ratio
• Day 1 coverage
• Up to 30% health returns

• 24-month waiting for specific ailments
• Limited infertility coverage
• Some add-ons require extra premium

• Section 80D tax benefit
• Cashless claim settlement
• Health check-up and fitness rewards
• Digital health tracking via app

• Adults: 18 to 65 years
• Children 91 days+
• Up to 6 family members
• Renewal lifelong