Reliance Health vs Aditya Birla Health Insurance 2026 | PolicyX

Overview

Reliance General Insurance (part of Reliance Capital) offers a wide range of health plans covering in-patient and out-patient treatment, day care procedures, modern treatments and maternity.
COMPANY DETAILS ✎ Edit

Reliance Health

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Aditya Birla

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 5 Cr

Sum Insured

Up to ₹ 1 Cr
Claim ratio

Claim Ratio

87.50%

Claim Ratio

96%
Network hospitals

Network Hospital

9100+

Network Hospital

12900+
Solvency Ratio

Solvency Ratio

2.35

Solvency Ratio

1.88
Pan India Presence

Pan India Presence

127

Pan India Presence

4800
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

₹4,821.70 Crore

Annual premium (company level)

4,821.70 Crore
Years in operation

Years in operation

2000

Years in operation

2016
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

95.3

Claims settled within 3 months

92.97
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Reliance General Health Insurance

▶ Reliance General Health Insurance

Aditya Birla Health Insurance Review

▶ Aditya Birla Health Insurance Review

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Reliance Health Insurance

Individual and Family Health Insurance

Reliance HealthWise Policy

Reliance HealthWise Policy is a comprehensive health insurance plan from Reliance, available in Gold, Silver, and Standard variant...

  • Customize Your Plan
  • Critical Illness Cover
  • Recovery Benefit
  • Daily Hospitalization Allowance
  • Domiciliary Hospitalization
  • Critical Illness Cover
  • Global coverage
  • OPD not available
  • AYUSH treatment not covered
  • In-patient hospitalization
  • Daycare procedures
  • Modern treatment cover
  • Ambulance charges
  • Entry age: 18 - 65 Years
  • SI: 1 L - 5 L
  • Initial waiting period: 30 Days
View plan

Reliance Super Top-Up Health Insurance acts as an essential addition to existing health plans, providing enhanced financial securi...

  • Worldwide emergency cover
  • Maternity expenses
  • Air ambulance cover
  • Waiver of premium
  • Waiver of deductible
  • Worldwide emergency cover
  • Tax benefits
  • Investigation & evaluation
  • Rest cure/rehabilitation and respite care
  • Obesity/weight control unless life-threatening
  • Change-of-gender treatments
  • 5% Online discount
  • ICU charges
  • AYUSH treatment
  • Maternity cover
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1.3 Cr
View plan

Aditya Birla Health Insurance

Accident Health Insurance

Aditya Birla Personal Accident Plan

The Aditya Birla Activ Secure Personal Accident Plan provides comprehensive financial protection against unforeseen incidents, cov...

  • Up to 20 Cr SI
  • 11 Optional Covers
  • Avail Wellness Benefit
  • Total and partial disability cover
  • Accidental death cover
  • No claim bonus
  • Ambulance cover
  • Education benefit
  • Illness due to intoxicants
  • Obesity treatment unavailable
  • Hazardous activity not covered
  • Cosmetic surgery unavailable
  • Income cover
  • Loan protect cover
  • Orphan benefits
  • Compassionate visit
  • Coma benefit
  • Entry age: Minimum 5 years
  • Maximum 65 years. Sum Insured: 1 Lac - 20 Crore. Waiting period: None.
View plan
Individual and Family Health Insurance

Aditya Birla Activ Health Platinum Enhanced

The Aditya Birla Activ Health Platinum Enhanced Plan offers comprehensive health insurance for individuals and families, with sum ...

  • Critical Illness Cover
  • Health Coach
  • SI Up to 2 Crores
  • Earn 100% health returns
  • Cover for dental consultations
  • Modern treatment cover
  • Wellness coach
  • Mental illness cover
  • Illness due to intoxicants
  • Change of gender treatment
  • Hazardous activity not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable
  • Chronic management program
  • Premium waiver benefit
  • Reload of SI
  • Road ambulance cover
  • Second e-opinion
  • Entry age: 90 days
  • Max entry age: 45
  • SI: 1L to 1 Cr
  • Waiting period: 30 days
View plan

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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