Bajaj General vs Aditya Birla

Global Personal Guard Policy by Bajaj General is an individual and family floater global accident insurance policy that covers you against death, perm...

Unique Features

• Death Cover
• EMI Payment Cover
• Hospital Cash Benefit

• Death Cover
• EMI Payment Cover
• Hospital Cash Benefit

• Intentional self-injury
• AIDS
• Miscarriage and abortion

• Accidental Hospitalization Expenses
• Air Ambulance Cover
• Loss of Income due to Disability from Accident

• 18 to 70 Years

Bajaj General My Health Care Plan is a truly flexible plan for personalized healthcare. The health insurer offers a bouquet of features, allowing insu...

Unique Features

• Avail Optional Cover
• Maternity Cover
• High SI

• High SI options
• OPD cover
• Cataract cover

• No cover for gender change treatments
• No cover for obesity treatments
• Infertility cover not available

• Avail Optional Cover
• Maternity Cover
• High SI

• 18 to 65 Years

Bajaj Allianz Star Package Policy is a comprehensive family floater health insurance plan that protects you and your family members against medical em...

Unique Features

• Super Cumulative Bonus
• Co-Pay Available
• 8 Benefit Options

• Super cumulative bonus
• Co-pay available
• 8 benefit options

• Domiciliary hospitalisation not covered
• OPD coverage not available
• Weight management treatments not covered

• Select from 8 plan options
• Hospital Cash Daily Allowance
• Up to INR 1 Crore SI

• 18 to 65 Years

Bajaj General Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...

Unique Features

• OPD Cover
• Senior Citizen Cover
• 4 Plan Variants

• Multiple plan options available
• OPD cover
• Coverage for senior citizens

• ICU charges not covered
• Pre-hospitalisation not covered
• No coverage for post-hospitalisation

• Choose from Plan A/B/C/D
• OPD and hospitalization coverage available
• Multiple discounts are available depending on policy term

• 18 to 75 Years

Bajaj Allianz Health Ensure is a health insurance policy that comes with comprehensive benefits at an affordable price. It is a perfect product to car...

Unique Features

• Comprehensive Coverage
• Cumulative Bonus
• Life Long Renewal

• Comprehensive coverage
• Cumulative bonus
• Lifelong renewal

• Domiciliary not covered
• No coverage for infertility
• Sub-limits applicable

• Individual and family plan
• Flexible premium payment term
• AYUSH cover

• 18 Years to no upper age limit

Bajaj General Critical Illness insurance plan provides round-the-clock protection against critical illnesses. With a progressive and changing lifestyl...

Unique Features

• Covers 10 critical illnesses
• In-house claim settlement
• Lifelong renewability

• Cover for 10 critical illnesses
• Lifelong renewability
• Affordable premium options

• No cover for childhood defects
• No cover for HIV/AIDS
• Survival period of 30 days

• Long Term Policy Discount
• Major Organ Transplantation
• Hassle-free In-House Claim Process

• 18 to 65 Years

The Bajaj General Global Health Care plan protects you from significant healthcare expenses. With evolving health complications, it's crucial to have ...

Unique Features

• International medical cover
• Daily cash benefit
• Mental health treatment

• Preventive health check-up
• Pre and post-hospitalization cover
• Compassionate visit
• Mental health cover.

• Obesity/weight control
• Change of gender treatments
• COVID-19 not covered
• Hazardous or adventure sports
• Maternity not covered.

• Lifelong renewability
• Organ donor cover
• International coverage
• Optional dental treatment cover
• Air ambulance.

• Entry Age: 3 months - 65 years Sum Insured: 37.5 L - 3.75 Cr Waiting Period: 30 Days

Get additional protection against diseases carried by mosquitoes with the M-Care health policy.According to a May 2024 report by The New Indian Expres...

Unique Features

• Vector-borne diseases cover
• Lifetime renewable options
• Affordable premiums

• Lump sum payout
• Family floater option
• Affordable premiums
• Short waiting period (15 days)

• Limited scope of coverage (only vector-borne diseases)
• No coverage for hospital admissions less than 24 hours
• Limited international coverage for diagnosis and treatment

• Covers the proposer/spouse/dependent children
• Affordable premiums
• Only 15 days waiting period

• Min entry age: Day 1
• Max entry age: 65 Years
• Initial Waiting Period: 15 Days
• Sum Insured: Up to 75 K

Extra Care policy is an additional layer of protection that ensures adequate health coverage.Sometimes, a base health insurance policy may not be enou...

Unique Features

• Pre & post-hospitalization cover
• In-house claim settlement
• Ambulance cover

• In-house claim settlement
• Global expertise
• Quick disbursement of claims

• War
• Cost of spectacles
• Rest and rehabliation

• Uterine Artery Embolization and HIFU
• Balloon Sinuplasty
• Deep Brain stimulation
• Oral chemotherapy

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 15 L

Protection from critical illnesses when you need it the most! Bajaj General's women-specific critical illness plan protects women against the serious ...

Unique Features

• Critical illness coverage for women
• Loss of job cover
• Children education benefits

Get maximum care and an additional layer of protection against critical illness worries. The Bajaj General Criti Care health insurance policy provides...

Unique Features

• 43 critical illnesses cover
• All-stage cancer cover
• Physiotherapy care available

• 43 critical illnesses cover
• All-stage cancer cover
• Physiotherapy care available

• Sexually transmitted diseases
• War injuries
• Self-Inflicted injuries

• Cardiovascular care
• Kidney care
• Cancer care
• Sensory organ care

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

Health Care Supreme is a comprehensive health plan offered by Bajaj General Health Insurance. It provides lifetime coverage for medical expenses incur...

Unique Features

• Cover 15 Critical Illnesses
• Preventive Health Check-ups
• Long Term Policy

• Cover 15 critical illnesses
• Preventive health check-ups
• Long-term policy

• Global coverage not available
• Domiciliary hospitalisation not covered
• No compassionate travel benefits

• 100% of the sum insured will be restored
• Maternity cover
• Lifelong renewability

• Entry Age: 18 Years to Lifetime
• SI: Up to 50 L

The Bajaj General Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring coverage for major expenses related to ill...

Unique Features

• About Health Guard Variants
• Buying Process ’On a Go’
• Quick Claim Settlement

• Lifelong entry age
• SI upto 1 Crore
• Variants available

• Domiciliary not covered
• E-consultation not available
• No second medical opinion

• 3 variants available
• Comprehensive coverage
• Different family sizes covered

• 18 Years to Lifelong

The Bajaj General Health Infinity Plan is a unique health insurance plan designed to offer policyholders an unlimited sum insured, protecting individu...

Unique Features

• Comprehensive Health Plan
• Lifetime Renewability
• Quick Claim Process

• Comprehensive coverage
• Lifetime renewal
• Easy and quick claim process

• OPD not covered
• Infertility treatments not covered
• Organ donor coverage not available

• Pre-hospitalization coverage for 60 days
• Day Care Procedures coverage
• Pre-existing diseases covered after 36 months

• 18 to 65 Years

The Bajaj Premium Personal Guard plan supports you during a crisis and helps you manage unforeseen risks, providing future security and ensuring compl...

Unique Features

• In-house claim settlement team
• Multiple Sum Insured Options
• Lifelong Renewability

• In-house claim settlement team
• Multiple sum insured options
• Lifelong renewability

• Does not cover self-inflicted injury
• No AIDS cover
• Organ donation not covered

• High sum insured up to ₹25 Lakhs
• Lifetime renewal
• Annual policy

• 18 to 65 Years

A versatile policy covering every family member. Bajaj General Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...

Unique Features

• Life-long Renewability
• Hassle-free Claim Settlement
• Flexible Payment Modes

• Lifelong renewability
• Affordable premiums
• Cover for pre-policy health checkups

• Low SI options
• No cover for dental treatments
• No cover for mental illness

• Pre-policy health check-up coverage
• Daycare procedures covered
• Ambulance cover available

• 18-65 Years

Bajaj General Personal Accident Policy is a safety net for policyholders, as life is uncertain and can present unexpected challenges. Bajaj General's ...

Unique Features

• High sum insured
• Death cover
• Disability cover

• High sum insured
• Death cover
• Disability cover

• Hospitalization due to war/riot/strike
• Intentional self-injury

• Affordable premiums
• Complete security

• 18 to 65 Years

Bajaj General Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen looking for an insurance plan or want to s...

Unique Features

• Cover 15 Critical Illnesses
• Preventive Health Check-ups
• Long Term Policy

• Cover 15 critical illnesses
• Preventive health check-ups
• Long term policy

• Organ donor expenses not covered
• Vaccination charges not covered
• Self-inflicted injury not covered

• Two plan variants
• Preventive Health Checkups
• Modern Treatments Covered

• Entry Age: 46 to 80 years
• SI: Up to 10 Lakh
• Initial Waiting Period: 30 days

Bajaj General Extra Care Plus is a super top-up plan launched by Bajaj General that covers all your medical expenses. It is a versatile plan that prot...

Unique Features

• Bajaj General Super Top-Up
• Avail High Sum Insured
• Entry Age Up To 80 Years

• High sum insured
• Entry age up to 80 years
• Cover for family members available

• AIDS not covered
• Self-inflicted injury not covered
• Global coverage not available

• Comprehensive features
• Affordable premiums
• Family cover

• Entry Age: 18 Years
• SI: Up to 50 L
• Initial Waiting Period: 30 Days

Bajaj General Critical Illness plans offer a multitude of benefits, protecting the insured from life-threatening critical diseases. These plans includ...

Unique Features

• 43 CI Cover
• All-Stage Cancer Cover
• Physiotherapy Care

• 43 critical illnesses cover
• All-stage cancer cover
• Physiotherapy care available

• ICU cover not available
• No pre and post-hospitalisation cover
• No room rent cover

• Early Stage Cancers
• Carotid Artery Surgery
• Removal of one Kidney

• 18 to 65 Years

This plan allows HER to be in HERizon! Bajaj General HERizon Care is a groundbreaking policy that addresses the holistic health and wellness of women....

Unique Features

• Exclusive plan for women
• Covers prophylactic surgeries
• Vita Shield and Cradle Care

• Surrogacy support
• Oocyte donor cover
• Nurture Nest

• Waiting period
• Diagnostic tests not included
• Non-medical items

• Prophylactic Surgeries
• Legal Expense Support
• Fetal Flourish

• Minimum Entry Age: 90 days
• Maximum Entry Age: 80 years
• Sum Insured: ₹3 Lakh to ₹2 Crore
• Waiting Period: 30 days

Aditya Birla Cancer Secure Plan is a health insurance plan designed specifically for cancer patients, protecting them financially from all three stage...

Unique Features

• Up to 1 Cr SI
• Minimum Survival Period
• All Cancer Stages Covered

• Covers all three stages of cancer
• 150% of Sum Insured
• 10% No Claim Bonus
• High Sum Insured
• Lump sum payout

• Illness due to intoxicants
• Obesity treatment not covered
• Hazardous activities not covered
• HIV/AIDS not covered
• Cosmetic surgery not covered

• Wellness coach
• Second e-opinion
• Short survival period
• Up to 1 Crore Sum Insured
• Hospitalization Expenses

• Entry Age: 18 Years
• Maximum Entry Age: 65 Years
• Sum Insured: 5 Lakhs to 1 Crore
• Waiting Period: 90 days

Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. The Activ Secure Perso...

Unique Features

• Up to 20 Cr SI
• 11 Optional Covers
• Avail Wellness Benefit

• Total and partial disability cover
• Accidental death cover
• No claim bonus
• Ambulance cover
• Education benefit

• Illness due to intoxicants
• Obesity treatment unavailable
• Hazardous activity not covered
• Cosmetic surgery unavailable

• Income cover
• Loan protect cover
• Orphan benefits
• Compassionate visit
• Coma benefit

• Entry age: Minimum 5 years
• Maximum 65 years. Sum Insured: 1 Lac - 20 Crore. Waiting period: None.

Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals, such as health insurance protection with wellness benefi...

Unique Features

• Critical Illness Cover
• Health Coach
• SI Up to 2 Crores

• Earn 100% health returns
• Cover for dental consultations
• Modern treatment cover
• Wellness coach
• Mental illness cover

• Illness due to intoxicants
• Change of gender treatment
• Hazardous activity not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Chronic management program
• Premium waiver benefit
• Reload of SI
• Road ambulance cover
• Second e-opinion

• Entry age: 90 days
• Max entry age: 45
• SI: 1L to 1 Cr
• Waiting period: 30 days

Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...

Unique Features

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• <ul> <li>Health rewards for maintaining a healthy lifestyle.</li> <li>Optional benefits available.</li> <li>Maternity expense benefits.</li> </ul>

• Does not cover air ambulance
• No coverage for global treatment

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Minimum Entry Age: 18 years Maximum Entry Age: 65 years Sum Insured: 4-25 Lakh Waiting Period: 30 days

Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to treatment for a critical illness. The plan offers wi...

Unique Features

• 64 Critical Illnesses Covered
• Replace Loss of Income
• Short Survival Period

• 64 Critical Illnesses Covered
• Replaces Loss of Income
• Short Survival Period

• Does not cover maternity
• Does not cover any congenital illness
• Does not cover any evaluation purposes

• Sum insured up to INR 1 Crore
• Available in three different variants (Plans 1
• 2
• & 3) with specific coverage options

• Min- 5 years
• Max- 65 years

Aditya Birla Activ Care Classic is designed for senior citizens who need both medical coverage and day-to-day healthcare support. It covers hospitaliz...

Unique Features

• 360-degree support to seniors
• Cashless home treatment
• 586 categories of daycare procedures

• 360-degree support to seniors
• Cashless home treatment
• 586 categories of daycare procedures

• Does not cover modern treatments
• Vaccinations not covered
• Compassionate travel not covered

• Tax benefits
• Advanced health check-up
• Optional room upgrade facility

• Min- 55 years
• Max- 80

Aditya Birla Activ One plan is available as an individual and family floater plan, offering customized features and benefits. Read further details bel...

Unique Features

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Chronic illness covered
• double coverage

• Daily hospital cash not covered
• OPD charges not covered
• Maternity not covered

• Initial waiting period: 30 years.

• Adults: 18+ years (no maximum age); Children: 91 days to 25 years; Policy Tenure: 1 to 3 years.

The Activ Health Platinum Premiere plan is a variant of the Aditya Birla Activ Health insurance plan. It safeguards you from health emergencies and en...

Unique Features

• Mental illness cover
• Physiotherapy
• Critical illness cover

• Annual health check-up
• Pre-hospitalization cover
• Post-hospitalization cover
• Daycare procedure

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports. Maternity (basic cover)
• IVF/sterility treatment

• Organ donor cover
• International coverage
• Optional dental treatment cover
• Air ambulance

• Entry Age - 91 days
• Max Entry Age - 65 Years
• SI - 10 L - 2 Cr
• Waiting Period - 30 Days

The Aditya Birla Active Care Standard Plan is designed for senior citizens who need strong and regular medical support. It covers hospitalization expe...

Unique Features

• Cashless home treatment
• Optional lifestyle support
• 586 daycare procedures

• In-patient hospitalization
• Daycare treatment
• Domiciliary hospitalization
• Sum insured restoration
• Organ donor expense coverage

• Sports injury not covered
• Cosmetic treatment unavailable
• Baldness not covered
• Higher co-payment

• AYUSH treatment cover
• Second e-opinion covered
• Multiple discounts available
• COVID-19 treatment cover

• Entry age: 55 - 80 years
• Sum Insured: INR 3 - 10 Lakhs
• Waiting Period: 30 days
• Number of insured (floater): self & spouse

The Aditya Birla Activ Fit Plus plan rewards you for staying fit and healthy. This plan offers a versatile range of benefits designed to improve your ...

Unique Features

• Stay fit & get rewarded
• Travel protection cover
• Unlimited SI refill

• Pre-hospitalization cover
• Post-hospitalization cover
• Modern treatment cover
• Organ donor cover

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports
• External providers
• Beauty/cosmetic treatment

• 10-50-100 benefits
• Activ Health App
• Binge SI refill
• Premium back option
• Super no-claim bonus

• Entry Age: 91 days Max Entry Age: 45 years Sum Insured (SI): 5 L - 1 Cr Waiting Period: 30 Days

Aditya Birla Global Health Secure is an international health insurance plan designed to cover treatment for major critical illnesses outside India. It...

Unique Features

• 16 Major Illness Cover
• International Second E-Opinion
• Worldwide Cashless Treatment

• In-patient Treatment Cover
• Post-hospitalization Cover
• Accommodation Expenses
• Travel Expenses Cover

• Floater Option Not Available
• Change of Gender Treatments
• Alcoholism/Drug Use Cover
• Hazardous or Adventure Sports
• Maternity Not Covered

• No Age Bar for Renewability
• Organ Donor Cover
• Long-term Discounts
• PEDs Post-Waiting Period
• Multi-individual Plan Benefit

• Entry Age: 91 days - 65 years; Sum Insured: Up to INR 6 Cr; Waiting Period: 30 Days

Aditya Birla Arogya Sanjeevani Policy is an IRDAI-mandated standard health insurance plan designed to provide essential medical coverage at an afforda...

Unique Features

• All daycare procedures
• Covers AYUSH treatment
• Cataract expenses covered

• All daycare procedures
• AYUSH treatment
• Cataract expenses covered.

• Domiciliary hospitalisation
• OPD charges
• Automatic restoration.

• COVID-19 coverage
• Hospitalisation covered
• Affordable premiums.

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 L.

Is there a health plan that covers exceeding medical expenses without letting you worry about its limit? Well, Aditya Birla Activ Assure Diamond+ does...

Unique Features

• International/domestic emergency
• 586 daycare procedures
• Health and wellness discounts

• Cover for hospitalization expenses like COVID-19
• Home treatment expenses
• Over 586 daycare procedures covered

• Daily hospital cash not covered
• No maternity cover
• Modern treatment not covered
• E-consultation not covered

• International/domestic emergency cover
• 586 daycare procedures covered
• Health and wellness discounts

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

Activ Health Platinum, a health product by Aditya Birla Health Insurance Company, is a health insurance plan designed to cater to the healthcare needs...

Unique Features

• Explore the Eligibility Criteria
• Key Features of the Plan
• Inclusions & Exclusions

• <ul> <li>Post-hospitalization physiotherapy</li> <li>Health coach benefit</li> <li>One premium waiver</li> <li>Health assessment</li> <li>Chronic management program</li> </ul>

• <ul> <li>Illness due to intoxicants</li> <li>Gender change treatment</li> <li>Hazardous activity not covered</li> <li>HIV/AIDS not covered</li> <li>Cosmetic surgery</li> </ul>

• <ul> <li>Road ambulance cover</li> <li>No Claim Bonus</li> <li>Critical illness cover</li> <li>Domiciliary hospitalization</li> <li>Super Reload of Sum Insured</li> </ul>

• Entry Age: 91 days. Maximum Entry Age: 65 years. Sum Insured: 10 Lakhs to 2 Crores.

Aditya Birla Activ Health Platinum Essential Plan is ideal if you are looking for a health insurance cover that protects you against chronic illnesses...

Unique Features

• Chronic Management Care
• Wellness Benefits
• COVID-19 Cover

• Health returns cover
• Chronic management program
• Mental illness cover
• Home care treatment
• Obesity treatment

• Illness due to intoxicants
• Change of gender treatment
• Hazardous activities not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• AYUSH treatment cover
• Road ambulance cover
• Health check-up program
• International cover
• Critical Illness cover

• Entry age: Minimum 91 days
• Maximum: No age limit

Activ One MAX is another variant of Aditya Birla's Activ One policy. This plan offers notable features, including the flexibility to choose members un...

Unique Features

• Covers extended family
• HealthReturn benefits
• 6X benefits by 6th year

• Cover your extended family
• High sum insured options
• 30 days waiting period

• Maternity expenses
• Non-medical expenses
• Sterility and infertility treatment

• Mental illness hospitalization
• AYUSH treatment covered
• Obesity treatment
• Day care treatment

• Min entry age: 18 years
• Max entry age: No limit
• Initial Waiting Period: 30 days
• Sum Insured: Up to 2 Cr.

A plan designed for every lifestyle.Aditya Birla Activ One VYTL is a comprehensive health insurance plan designed for individuals with specific lifest...

Unique Features

• Chronic diseases covered from day 1
• HLTH meter
• HealthReturn program

• Non-medical expenses covered
• Mental illness covered
• Obesity treatment
• Home healthcare
• AYUSH treatment

• Investigation and evaluation
• Rest
• cure
• rehabilitation
• and respite care
• Sterility and infertility

• Organ donor expenses
• Annual health check-up
• Chronic care

• Minimum Entry Age: 18 Years
• Maximum Entry Age: No Limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 6 Crores

Aditya Birla Group health insurance offers options like Aditya Birla Group Activ Health, Activ Secure, and Activ Travel. Group health insurance by Adi...

Unique Features

• Explore Aditya Group Health Plans
• Benefits of Aditya Group Insurance
• Tax Benefits

• 92.97% claim settlement ratio
• Day 1 coverage
• Up to 30% health returns

• 24-month waiting for specific ailments
• Limited infertility coverage
• Some add-ons require extra premium

• Section 80D tax benefit
• Cashless claim settlement
• Health check-up and fitness rewards
• Digital health tracking via app

• Adults: 18 to 65 years
• Children 91 days+
• Up to 6 family members
• Renewal lifelong