Bajaj General vs Star Health

Global Personal Guard Policy by Bajaj General is an individual and family floater global accident insurance policy that covers you against death, perm...

Unique Features

• Death Cover
• EMI Payment Cover
• Hospital Cash Benefit

• Death Cover
• EMI Payment Cover
• Hospital Cash Benefit

• Intentional self-injury
• AIDS
• Miscarriage and abortion

• Accidental Hospitalization Expenses
• Air Ambulance Cover
• Loss of Income due to Disability from Accident

• 18 to 70 Years

Bajaj General My Health Care Plan is a truly flexible plan for personalized healthcare. The health insurer offers a bouquet of features, allowing insu...

Unique Features

• Avail Optional Cover
• Maternity Cover
• High SI

• High SI options
• OPD cover
• Cataract cover

• No cover for gender change treatments
• No cover for obesity treatments
• Infertility cover not available

• Avail Optional Cover
• Maternity Cover
• High SI

• 18 to 65 Years

Bajaj Allianz Star Package Policy is a comprehensive family floater health insurance plan that protects you and your family members against medical em...

Unique Features

• Super Cumulative Bonus
• Co-Pay Available
• 8 Benefit Options

• Super cumulative bonus
• Co-pay available
• 8 benefit options

• Domiciliary hospitalisation not covered
• OPD coverage not available
• Weight management treatments not covered

• Select from 8 plan options
• Hospital Cash Daily Allowance
• Up to INR 1 Crore SI

• 18 to 65 Years

Bajaj General Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...

Unique Features

• OPD Cover
• Senior Citizen Cover
• 4 Plan Variants

• Multiple plan options available
• OPD cover
• Coverage for senior citizens

• ICU charges not covered
• Pre-hospitalisation not covered
• No coverage for post-hospitalisation

• Choose from Plan A/B/C/D
• OPD and hospitalization coverage available
• Multiple discounts are available depending on policy term

• 18 to 75 Years

Bajaj Allianz Health Ensure is a health insurance policy that comes with comprehensive benefits at an affordable price. It is a perfect product to car...

Unique Features

• Comprehensive Coverage
• Cumulative Bonus
• Life Long Renewal

• Comprehensive coverage
• Cumulative bonus
• Lifelong renewal

• Domiciliary not covered
• No coverage for infertility
• Sub-limits applicable

• Individual and family plan
• Flexible premium payment term
• AYUSH cover

• 18 Years to no upper age limit

Bajaj General Critical Illness insurance plan provides round-the-clock protection against critical illnesses. With a progressive and changing lifestyl...

Unique Features

• Covers 10 critical illnesses
• In-house claim settlement
• Lifelong renewability

• Cover for 10 critical illnesses
• Lifelong renewability
• Affordable premium options

• No cover for childhood defects
• No cover for HIV/AIDS
• Survival period of 30 days

• Long Term Policy Discount
• Major Organ Transplantation
• Hassle-free In-House Claim Process

• 18 to 65 Years

The Bajaj General Global Health Care plan protects you from significant healthcare expenses. With evolving health complications, it's crucial to have ...

Unique Features

• International medical cover
• Daily cash benefit
• Mental health treatment

• Preventive health check-up
• Pre and post-hospitalization cover
• Compassionate visit
• Mental health cover.

• Obesity/weight control
• Change of gender treatments
• COVID-19 not covered
• Hazardous or adventure sports
• Maternity not covered.

• Lifelong renewability
• Organ donor cover
• International coverage
• Optional dental treatment cover
• Air ambulance.

• Entry Age: 3 months - 65 years Sum Insured: 37.5 L - 3.75 Cr Waiting Period: 30 Days

Get additional protection against diseases carried by mosquitoes with the M-Care health policy.According to a May 2024 report by The New Indian Expres...

Unique Features

• Vector-borne diseases cover
• Lifetime renewable options
• Affordable premiums

• Lump sum payout
• Family floater option
• Affordable premiums
• Short waiting period (15 days)

• Limited scope of coverage (only vector-borne diseases)
• No coverage for hospital admissions less than 24 hours
• Limited international coverage for diagnosis and treatment

• Covers the proposer/spouse/dependent children
• Affordable premiums
• Only 15 days waiting period

• Min entry age: Day 1
• Max entry age: 65 Years
• Initial Waiting Period: 15 Days
• Sum Insured: Up to 75 K

Extra Care policy is an additional layer of protection that ensures adequate health coverage.Sometimes, a base health insurance policy may not be enou...

Unique Features

• Pre & post-hospitalization cover
• In-house claim settlement
• Ambulance cover

• In-house claim settlement
• Global expertise
• Quick disbursement of claims

• War
• Cost of spectacles
• Rest and rehabliation

• Uterine Artery Embolization and HIFU
• Balloon Sinuplasty
• Deep Brain stimulation
• Oral chemotherapy

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 15 L

Protection from critical illnesses when you need it the most! Bajaj General's women-specific critical illness plan protects women against the serious ...

Unique Features

• Critical illness coverage for women
• Loss of job cover
• Children education benefits

Get maximum care and an additional layer of protection against critical illness worries. The Bajaj General Criti Care health insurance policy provides...

Unique Features

• 43 critical illnesses cover
• All-stage cancer cover
• Physiotherapy care available

• 43 critical illnesses cover
• All-stage cancer cover
• Physiotherapy care available

• Sexually transmitted diseases
• War injuries
• Self-Inflicted injuries

• Cardiovascular care
• Kidney care
• Cancer care
• Sensory organ care

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

Health Care Supreme is a comprehensive health plan offered by Bajaj General Health Insurance. It provides lifetime coverage for medical expenses incur...

Unique Features

• Cover 15 Critical Illnesses
• Preventive Health Check-ups
• Long Term Policy

• Cover 15 critical illnesses
• Preventive health check-ups
• Long-term policy

• Global coverage not available
• Domiciliary hospitalisation not covered
• No compassionate travel benefits

• 100% of the sum insured will be restored
• Maternity cover
• Lifelong renewability

• Entry Age: 18 Years to Lifetime
• SI: Up to 50 L

The Bajaj General Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring coverage for major expenses related to ill...

Unique Features

• About Health Guard Variants
• Buying Process ’On a Go’
• Quick Claim Settlement

• Lifelong entry age
• SI upto 1 Crore
• Variants available

• Domiciliary not covered
• E-consultation not available
• No second medical opinion

• 3 variants available
• Comprehensive coverage
• Different family sizes covered

• 18 Years to Lifelong

The Bajaj General Health Infinity Plan is a unique health insurance plan designed to offer policyholders an unlimited sum insured, protecting individu...

Unique Features

• Comprehensive Health Plan
• Lifetime Renewability
• Quick Claim Process

• Comprehensive coverage
• Lifetime renewal
• Easy and quick claim process

• OPD not covered
• Infertility treatments not covered
• Organ donor coverage not available

• Pre-hospitalization coverage for 60 days
• Day Care Procedures coverage
• Pre-existing diseases covered after 36 months

• 18 to 65 Years

The Bajaj Premium Personal Guard plan supports you during a crisis and helps you manage unforeseen risks, providing future security and ensuring compl...

Unique Features

• In-house claim settlement team
• Multiple Sum Insured Options
• Lifelong Renewability

• In-house claim settlement team
• Multiple sum insured options
• Lifelong renewability

• Does not cover self-inflicted injury
• No AIDS cover
• Organ donation not covered

• High sum insured up to ₹25 Lakhs
• Lifetime renewal
• Annual policy

• 18 to 65 Years

A versatile policy covering every family member. Bajaj General Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...

Unique Features

• Life-long Renewability
• Hassle-free Claim Settlement
• Flexible Payment Modes

• Lifelong renewability
• Affordable premiums
• Cover for pre-policy health checkups

• Low SI options
• No cover for dental treatments
• No cover for mental illness

• Pre-policy health check-up coverage
• Daycare procedures covered
• Ambulance cover available

• 18-65 Years

Bajaj General Personal Accident Policy is a safety net for policyholders, as life is uncertain and can present unexpected challenges. Bajaj General's ...

Unique Features

• High sum insured
• Death cover
• Disability cover

• High sum insured
• Death cover
• Disability cover

• Hospitalization due to war/riot/strike
• Intentional self-injury

• Affordable premiums
• Complete security

• 18 to 65 Years

Bajaj General Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen looking for an insurance plan or want to s...

Unique Features

• Cover 15 Critical Illnesses
• Preventive Health Check-ups
• Long Term Policy

• Cover 15 critical illnesses
• Preventive health check-ups
• Long term policy

• Organ donor expenses not covered
• Vaccination charges not covered
• Self-inflicted injury not covered

• Two plan variants
• Preventive Health Checkups
• Modern Treatments Covered

• Entry Age: 46 to 80 years
• SI: Up to 10 Lakh
• Initial Waiting Period: 30 days

Bajaj General Extra Care Plus is a super top-up plan launched by Bajaj General that covers all your medical expenses. It is a versatile plan that prot...

Unique Features

• Bajaj General Super Top-Up
• Avail High Sum Insured
• Entry Age Up To 80 Years

• High sum insured
• Entry age up to 80 years
• Cover for family members available

• AIDS not covered
• Self-inflicted injury not covered
• Global coverage not available

• Comprehensive features
• Affordable premiums
• Family cover

• Entry Age: 18 Years
• SI: Up to 50 L
• Initial Waiting Period: 30 Days

Bajaj General Critical Illness plans offer a multitude of benefits, protecting the insured from life-threatening critical diseases. These plans includ...

Unique Features

• 43 CI Cover
• All-Stage Cancer Cover
• Physiotherapy Care

• 43 critical illnesses cover
• All-stage cancer cover
• Physiotherapy care available

• ICU cover not available
• No pre and post-hospitalisation cover
• No room rent cover

• Early Stage Cancers
• Carotid Artery Surgery
• Removal of one Kidney

• 18 to 65 Years

This plan allows HER to be in HERizon! Bajaj General HERizon Care is a groundbreaking policy that addresses the holistic health and wellness of women....

Unique Features

• Exclusive plan for women
• Covers prophylactic surgeries
• Vita Shield and Cradle Care

• Surrogacy support
• Oocyte donor cover
• Nurture Nest

• Waiting period
• Diagnostic tests not included
• Non-medical items

• Prophylactic Surgeries
• Legal Expense Support
• Fetal Flourish

• Minimum Entry Age: 90 days
• Maximum Entry Age: 80 years
• Sum Insured: ₹3 Lakh to ₹2 Crore
• Waiting Period: 30 days

Star Health Diabetes Safe Health Insurance Plan is a unique plan designed to offer coverage to individuals with Type 1 and Type 2 diabetes. The plan a...

Unique Features

• Diabetes Cover
• High Sum Insured
• OPD Cover

• Road Ambulance Cover
• Pre and Post Hospitalization
• ICU Cover
• Room Rent Cover
• Day Care Treatment Cover

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Injuries due to breach of law

• Dialysis Cover
• Kidney Transplant Cover
• Artificial Limbs Cover
• Personal Accident Cover
• OPD Cover

• Entry Age - 18 years
• Max Entry Age - 65 years
• SI - 3 Lakhs to 10 Lakhs
• Waiting Period - 30 days

Star Health Premier Insurance Policy is a unique health plan designed to cover individuals aged 50 years and above, with no maximum entry age limit. T...

Unique Features

• Avail Health Rewards
• SI Upto 1 Crore
• Pain Management

• Cataract Treatment Cover
• 10% Health Check- Up Discount
• High SI
• Home Care Treatment
• Road Ambulance Cover

• 20% Co-pay applicable
• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable

• Hospice Care
• Pain Management
• AYUSH Treatment
• Modern Treatment
• 100% Cumulative Bonus

• Entry Age - 91 Days
• Max Entry Age - No Age Limit
• SI - 10 L to 1 Cr
• Waiting Period - 30 Days

Star Cancer Care Platinum Insurance Policy is designed to cater to cancer patients. The plan helps the insured individual's family prepare financially...

Unique Features

• SI Upto 10 L
• Hospice Care
• Pain Management

• Cataract Cover
• No pre-medical check-up
• Lump Sum Cover
• 50% Cumulative Bonus
• Hospice Care

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Injuries due to breach of law

• Second Medical Opinion
• Rehabilitation Cover
• Pain Management
• Day Care Treatment
• Modern Treatment Cover

• Entry Age - 5 Months
• Max Entry Age - 65 Years
• SI - 5 L to 10 L
• Waiting Period - 30 Days

Star Critical Illness Multipay Insurance Policy is designed to cater to individuals by providing them with lump sum coverage upon diagnosis of any of ...

Unique Features

• Wellness Benefit
• Cancer Cover
• Heart Cover

• Flexible Payment
• Long Term Policy
• Bone Marrow Transplantation
• Heart Disease Cover
• 4 Group CI Covered

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Injuries due to breach of law

• Open Chest CABG
• Heart Transplantation
• Coma of Specified Severity
• Wellness Programs
• Major Head Trauma

• Entry Age - 18 Years
• Max Entry Age - 65 Years
• SI - 5 L to 25 L
• Waiting Period - 30 Days

Star Hospital Cash Insurance Policy is designed to provide insured individuals with additional protection, covering incidental expenses such as travel...

Unique Features

• Accident Hospital Cash
• ICU Hospital Cash
• Daycare Treatment

• <ul> <li>3 Years Policy Term</li> <li>Cover up to 3 Children</li> <li>180 days of hospital cash</li> <li>Comprehensive Plan</li> <li>Various Hospital Cash Covers</li> </ul>

• <ul> <li>Obesity Treatment Unavailable</li> <li>Hazardous Activity not covered</li> <li>HIV/AIDS not covered</li> <li>Cosmetic Surgery unavailable</li> <li>Injuries due to breach of law</li> </ul>

• <ul> <li>Sickness Hospital Cash</li> <li>Accident Hospital Cash</li> <li>ICU Hospital Cash</li> <li>Child Birth Hospital Cash</li> <li>Worldwide Hospital Cash</li> </ul>

• <ul> <li>Entry Age: 91 Days</li> <li>Maximum Entry Age: 65 Years</li> <li>Sum Insured (SI): ₹1
• 000 - ₹5
• 000</li> <li>Waiting Period: 30 Days</li> </ul>

The Star Health Cardiac Care Platinum plan is a long-term policy, offering coverage for 1, 2, or 3 years. It is designed for individuals aged 7 to 70 ...

Unique Features

• Explore Star Cardiac Care
• Benefits & Features
• Eligibility Criteria

• Avail Heart Transplantation
• Long Term Policy
• Up to 15 L SI
• Cardiac device cover
• Installment options available

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Congenital Disease Cover

• Wellness Services
• Angiogram Test
• Modern Treatments
• Pain Management
• Health Check-ups

• Entry Age - 7 Years
• Max Entry Age - 70 Years
• SI - 5 L to 15 L
• Waiting Period - 30 Days

A unique health insurance plan designed by Star Health Insurance to provide medical coverage to individuals with disabilities and HIV/AIDS. The Star S...

Unique Features

• Disability Cover
• HIV/AIDS Cover
• Waiver Of Co-Pay Available

• Modern Treatment Available
• Day Care Procedures Available
• Ambulance cover
• Room rent cover
• Shared Accommodation cover

• Obesity Treatment Unavailable
• Hazardous Activities not covered
• Cosmetic Surgery not covered

• Treatment of Seizures
• Behavioral Therapy Cover
• Speech Therapy Cover
• Occupational Therapy Cover
• Adeno Tonsillectomy

• Entry Age - 18 Years (Adults)
• 0 Years (Children); Max Entry Age - 65 Years (Adults)
• 17 Years (Children); Sum Insured - ₹4 Lakhs
• ₹5 Lakhs; Waiting Period - 30 Days

Star Extra Protect insurance plan is an add-on cover under Star Health Insurance that enhances the limitations of your existing base policy. You can p...

Unique Features

• Base policy coverage enhancer
• Extended family coverage
• Claim guard for the base policy

• Modern treatment coverage
• Room rent limit extension
• Base SI enhancement
• Home care treatment

• No maternity cover
• Limited to SI of base policy
• Organ donor expenses not covered
• Vaccination not covered
• COVID-19 care not covered

• Individual & family floater plan
• Trusted insurance provider
• Benefits up to SI
• Cashless claim settlement
• AYUSH Treatment cover

• Minor entry age: 91 days - 25 years
• Adult entry age: 18 - 40 years
• Sum Insured: Base policy above INR 10 Lakhs
• Waiting Period: As per the base policy

Star Smart Health Pro policy is a newly launched digital plan by Star Health Insurance for customers who want a truly customizable health insurance pl...

Unique Features

• Automatic Restoration Benefit
• Air Ambulance Cover
• Star Wellness Program

• Modify Room Category
• Up to 600% Cumulative Bonus
• Reduced Waiting Period
• Non-Medical Items Covered
• Unlimited Automatic Restoration

• Adventure Sports Injuries
• AIDS not covered
• Injuries due to Illegal activities
• No IVF Treatment
• Obesity Not Covered

• Multiple Discounts Available
• Family Health Cover
• Daycare Treatments
• Air Ambulance
• Domiciliary Hospitalization

• Entry Age: 18-50 Years
• Sum Insured: ₹5 Lakhs to ₹1 Crore
• Initial Waiting Period: 30 Days

Get comprehensive coverage at affordable premiums. Star Comprehensive Insurance Policy is a complete health insurance plan that addresses all the heal...

Unique Features

• No Pre-acceptance required
• Get coverage up to 1 Crore
• Mid-term inclusion at additional premiums

• 99.6% CSR
• Up to ₹1 Cr SI
• Maternity Cover
• Newborn Baby Cover
• Road and Air Ambulance

• No Global Coverage
• No IVF Treatment
• No Compassionate Travel
• HIV/AIDS not covered

• Individual and Family Floater
• Mid-term Inclusion Available
• Accidental Death
• Permanent Total Disablement
• Star Wellness Program

• Entry Age - 3 Months
• Max Entry Age - 65 Years
• SI - ₹5 L to ₹1 Cr
• Waiting Period - 30 Days

The Medi Classic Insurance Policy covers hospitalisation expenses incurred due to illness, disease, sickness, or accidental injuries. It also offers a...

Unique Features

• Secured hospitalization
• Road accident protection
• Comes in 2 variants

• Plan Variants Available
• Customizable Plan
• Hospital-Cash Benefit
• 5% Family Discount
• Organ Donor Cover

• 10% Co-payment
• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable

• New Born Baby Cover
• 100% Super Restoration
• Up to 100% No-claim Bonus
• Psychiatric coverage
• Patient Care Cover

• Entry Age - 16 Days
• Max Entry Age - 65 Years
• SI - 1.5 L to 25 L
• Waiting Period - 30 Days

The Star Women Care Insurance Policy is designed to support women's health needs, acknowledging their endless responsibilities. It offers comprehensiv...

Unique Features

• Maternity Benefits
• Preventive Health Check Up
• Coverage for Modern Treatments

• Designed for Women's Care
• Optional Cancer Cover
• Bariatric Surgery Cover
• Mid-term Inclusions
• High Sum Insured

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Congenital Disease Cover

• 10% long-term discount
• 10% Air Ambulance Cover
• Pain Management Cover
• Assisted Reproduction
• Automatic Restoration

• Entry Age - 91 Days
• Max Entry Age - 75 Years
• SI - 5 L to 1 Cr
• Waiting Period - 30 Days

The Young Star Extra Protect add-on cover policy is designed to enhance the benefits of your existing Young Star insurance policy. It extends the limi...

Unique Features

• Base policy cover enhancer
• Claim guard facility
• AYUSH Coverage

• Modern treatment coverage
• Room rent extension
• Base SI enhancement
• Home care treatment

• No maternity cover
• Limited to SI of base policy
• Organ donor expenses not covered
• Vaccination not covered
• COVID-19 care not covered

• Individual & family floater plan
• Trusted insurance provider
• Unlimited benefits up to Sum Insured
• Cashless claim settlement
• AYUSH Treatment cover

• Minor Entry Age: 91 days - 25 years
• Adult Entry Age: 18 - 40 years
• Sum Insured: Base policy above ₹10 Lakhs
• Waiting Period: As per the base policy

A top-up plan for added coverage at affordable costs. Star Super Surplus Insurance Policy is a top-up health insurance plan offering surplus coverage ...

Unique Features

• No pre-acceptance screening required
• Coverage for maternity expenses
• Up to 1 crore cover at affordable rates

• Flexible Policy
• Avail Long Term Discount
• Cover family up to 2 Adults + 3 Children
• Lifelong renewal
• 2 Plan variants

• Includes Deductibles
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Congenital Disease Cover

• Avail e-opinions
• Star Wellness Services
• Recharge benefit
• Air Ambulance
• No pre-policy Medical check-up

• Entry Age - 18 Years
• Max Entry Age - 65 Years
• Sum Insured - 5 L to 1 Cr
• Waiting Period - 30 Days

Medical insurance designed specially for heart patients.Star Health Cardiac Care Health Insurance plan is the perfect medical policy for individuals w...

Unique Features

• Tailored Plan for Cardiac Patients
• Coverage for Non-cardiac Ailments
• No Pre-acceptance Checkup

• Flexible Product
• Personal Accident Cover
• 2 Plan Variants
• Road Ambulance
• Day Care Procedures

• 10% Co-Payment
• PED
• Cosmetic Surgery
• Obesity Treatment
• Change of Gender Treatments

• Personal Accident Cover
• Heart Transplantation
• OPD expenses Cover
• Modern Treatment Cover
• COVID-19 Cover
• Cataract Cover

• Entry Age - 10 Years
• Max Entry Age - 65 Years
• SI - 3 L to 4 L
• Waiting Period - 30 Days

Star Micro Rural and Farmers Care is an individual and family floater plan with a sum insured of INR 1 Lakh and INR 2 Lakh respectively for individual...

Unique Features

• Understanding the Need for Micro Rural Health Insurance
• Sample Premium Rates
• Eligibility Criteria of the Plan

• <ul> <li>Designed for Farmers</li> <li>Flexible Policy</li> <li>Day Care Procedures</li> <li>Flexible Payment Options</li> <li>PED cover available</li> </ul>

• <ul> <li>20% co-pay</li> <li>Obesity Treatment Unavailable</li> <li>Hazardous Activity not covered</li> <li>HIV/AIDS not covered</li> <li>Cosmetic Surgery unavailable</li> </ul>

• <ul> <li>No Pre-policy medical checkup</li> <li>Modern Treatments Covered</li> <li>Lifelong Renewal</li> <li>Up to INR 15
• 000 Cataract Cover</li> <li>ICU cover</li> </ul>

• <ul> <li>Minimum Entry Age: 18 Years</li> <li>Maximum Entry Age: 65 Years</li> <li>Sum Insured (SI): INR 1 Lakh - INR 2 Lakh</li> <li>Waiting Period: 30 Days</li> </ul>

A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...

Unique Features

• Get coverage for the whole family
• Additional SI for Road Traffic Accident
• Coverage for Compassionate Travel

• No Pre-Policy Check-up
• Lifelong Renewability
• High SI available
• COVID-19 cover
• OPD covered

• PED cover not available
• Obesity Treatment Unavailable
• Hazardous Activities
• HIV/AIDS not covered
• Cosmetic Surgery unavailable

• Long term discounts
• Premium Payment flexibility
• Health Check-up Cover
• Domiciliary Hospitalization
• Modern Treatment Cover

• Entry Age - 18 Years
• Max Entry Age - 65 Years
• SI - 1 L to 25 L
• Waiting Period - 30 Days

A comprehensive plan to secure your old age from medical expenses. Star Senior Citizens Red Carpet Health Insurance Plan is designed to cater to the h...

Unique Features

• Guaranteed lifetime renewal
• No pre-medical check-up required
• Coverage up to 25L for individuals & families

• Individual & family floater plan
• Flexible SI
• Road Ambulance Cover
• ICU cover
• Health Check-up cover

• Obesity Treatment Unavailable
• Hazardous Activity Not Covered
• HIV/AIDS Not Covered
• Cosmetic Surgery Unavailable
• Congenital Disease Not Covered

• Flexible Premium Payment
• Cataract Treatment Available
• Modern Treatment Cover
• No Pre-Policy Medical Check-up
• OPD Consultation

• Entry Age - 60 Years
• Max Entry Age - 75 Years
• SI - 1 L to 25 L
• Waiting Period - 30 Days

Star Health has introduced the Star Novel Coronavirus (nCoV) (COVID-19) Insurance policy. This policy covers expenses incurred during the treatment of...

Unique Features

• Explore the Key Features of the Plan
• Check the Eligibility Criteria
• How to Buy the Policy Online?

• Lumpsum payout on COVID-19 diagnosis
• Short waiting period
• No medical checkup required

• Global coverage NA
• No other diseases covered except COVID-19
• Self-inflicted injuries not covered

• High SI options available
• Tax benefit
• Free-look period available

• Min. Entry Age: 18
• Max. Entry Age: 65
• SI: 21000 and 42000
• Policy Term: 1 Year

The Young Star Insurance Policy is tailor-made for individuals up to 40 years of age. This plan is available on an individual and family floater basis...

Unique Features

• No capping on room rent
• No pre-acceptance checkup required
• Pay premium in installments

• <ul> <li>Mid-term inclusion</li> <li>10% discount on early purchase</li> <li>Star Wellness Program</li> <li>Flexible Premium Payment</li> <li>Two plan variants (Silver and Gold)</li> </ul>

• <ul> <li>Pre-existing disease (PED) waiting period</li> <li>Obesity treatment not covered</li> <li>Hazardous activities not covered</li> <li>HIV/AIDS not covered</li> <li>Cosmetic surgery not covered</li> </ul>

• <ul> <li>Hospital Cash Benefit</li> <li>Lifelong Renewal</li> <li>E-opinion</li> <li>No-claim bonus</li> <li>Automatic Restoration</li> </ul>

• <ul> <li>Minimum Entry Age: 18 Years</li> <li>Maximum Entry Age: 40 Years</li> <li>Sum Insured (SI): ₹3 Lakhs to ₹1 Crore</li> <li>Initial Waiting Period: 30 Days</li> </ul>

Star Health Arogya Sanjeevani is a Health Insurance policy that safeguards you and your family from the financial burden and stress during hospitaliza...

Unique Features

• Comprehensive plan
• Affordable premiums
• Include loved ones

• Affordable Plan
• 50% No Claim Bonus
• Flexible Policy
• Day Care Procedures Covered
• Up to 25% of SI for Cataracts

• 5% Co-payment
• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable

• Lifelong Renewal
• Road Ambulance Cover
• Day Care Procedures Covered
• AYUSH treatment Cover
• Rural Discount

• Entry Age - 3 Months
• Max Entry Age - 65 Years
• SI - 1 L to 10 L
• Waiting Period - 30 Days

Star Health Gain Insurance Policy, offered by Star Health, is a medical insurance policy designed specifically to provide the best possible medical tr...

Unique Features

• Family coverage
• Multiple sum insured
• Save tax

• Day Care Procedures Covered
• Road Ambulance Available
• Modern Treatments Available
• Outpatient Benefit

• 20% Co-payment
• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable

• Up to 60k Cataract cover
• Room Rent Cover
• ICU Cover
• Wide SI options
• Flexible Premiums

• Entry Age - 91 Days
• Max Entry Age - 65 Years
• SI - 1 L to 5 L
• Waiting Period - 30 Days

Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium. ...

Unique Features

• No medical examinations
• High sum insured
• Daycare procedures

• Daycare coverage
• No pre-policy checkup
• Multiple SI options

• Sexually transmitted diseases
• Self-inflicted injuries
• Depression and mental disorders

• Affordable premiums
• Covers cataract
• Outpatient consultations

• Entry Age: 60 Years to 75 Years
• SI: Up to 25 L
• Initial Waiting Period: 30 Days

Star Health Insurance plans for a family are a golden investment when it comes to securing the future of your loved ones. Star family plans are design...

Unique Features

• Avail maternity cover
• Care Beyond Coverage
• Avail mid-term inclusions

• Annual health check-up
• Daycare procedures
• AYUSH cover

• Intentional self-injury
• Miscarriage and abortion
• Congenital disease

• Ambulance cover
• Wellness benefits
• High Sum Insured

• Entry Age: 3 months to 65 years
• Sum Insured: Up to ₹1 Crore
• Initial Waiting Period: 30 days

Turning sixty is a major milestone. It is a time to become more careful about one's health. Any illness can bring a lot of anxiety and mental stress t...

Unique Features

• No medical examinations
• High sum insured
• Daycare procedures

• No pre-policy medical checkup
• Individual & family plan
• 3-year Policy term

• Sexually transmitted diseases
• Self-inflicted injuries
• Depression and mental disorders

• Multiple SI options
• Affordable premium
• Daycare procedures covered

• Entry Age: 60 - 75 Years
• SI: Up to 25 L
• Initial Waiting Period: 30 Days

It is wise to be prepared with a health insurance policy to cover medical and other expenses in case of illness. However, if you already have health i...

Unique Features

• Lump sum payout
• Accidental hospitalisation cover
• Non-allopathic treatments cover

• Pre-hospitalisation covered
• No survival period applicable
• Sum insured enhancement option

• Self-inflicted injuries
• Maternity not covered
• Cosmetic procedures

• Affordable premiums
• Room and nursing expenses covered
• Cover for major critical illnesses

• Entry Age: 18 to 65 years
• Renewability: Yes

Motherhood is a rewarding and fulfilling journey, marking the start of an important and exciting chapter in your life. It also comes with its share of...

Unique Features

• Lifetime Renewal
• Newborn’s Immunizations
• Pediatrician Consultation

• Lifetime renewability
• High SI
• No room rent limit

• Pre-existing not covered before 48 months
• Naturopathy treatment
• Injury due to war/ war-like situations

• Affordable premium options
• 24X7 Customer support
• Individual & family plan

• Entry Age: 18 - 65 years
• Initial Waiting Period: 180 days
• SI: Up to ₹1 Cr

The Star Health Accident Policy provides optimal care and coverage in case of unfortunate accidents. Accidents are an uninvited inconvenience that can...

Unique Features

• Education Grant Available
• Avail Home Care
• Multiple Discount Benefits

• Educational grant for 2 children
• Accidental Death
• Permanent Total Disability

• Intentional self-injury
• Infertility and in vitro fertilization
• Miscarriage and abortion

• Avail Home Care
• Multiple Discount Benefits
• Compassionate Travel

• Entry Age: 18 to 70 Years
• Sum Insured: Starts from ₹1 Lakh
• Initial Waiting Period: 30 Days

Most health insurance plans inadequately cover OPD (Out-Patient Department) expenses for an insurance holder. However, Star Outpatient Care is a uniqu...

Unique Features

• Plan Variants Available
• Dental & Ophthalmic Treatment
• Lifelong Renewal Benefit

• Cover up to 6 family members
• 3 Plan variants available
• Dental Cover available
• Physiotherapy cover
• Pharmacy cover

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Breach of law

• Dental Treatments Available
• AYUSH Treatments Available
• Ophthalmic Treatment
• Outpatient Consultation
• Renewal Discounts

• Entry Age - 18 Years
• Max Entry Age - 50 Years
• SI - 25k - 1 L
• Waiting Period - 30 Days

Star Criticare Plus Policy is a dual benefit plan, offering coverage for both health insurance and critical illnesses. It provides a lump sum payment ...

Unique Features

• Cover 1 family member
• 30% Co-payment
• Non-allopathic treatments

• Cover chronic kidney disease
• Major organ transplants covered
• Acute Myocardial Infarction covered

• Cosmetic and aesthetic treatments
• Change of gender treatments
• Vaccination

• Affordable SI options
• Co-payment
• Lumpsum payout

• Entry Age: 18 to 65 years
• Sum Insured: ₹2 Lakh - ₹10 Lakh
• Initial Waiting Period: 90 Days

Star Health Special Care is a unique individual indemnity plan designed for individuals diagnosed with Autism Spectrum Disorder. It offers a sum insur...

Unique Features

• Indemnity cover
• Autism cover
• Modern treatment

• Modern Treatment Available
• Day Care Procedures Available
• Ambulance cover
• Room rent cover
• Shared Accommodation cover

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Pre-existing Disease

• Treatment of Seizures
• Behavioral Therapy Cover
• Speech Therapy Cover
• Occupational Therapy Cover
• Adeno Tonsillectomy

• Entry Age - 3 Years
• Max Entry Age - 25 Years
• SI - 3 L
• Waiting Period - 30 Days

Top-up health plans from Star Health Insurance can help protect your health in the event of a medical emergency after you have exhausted the sum insur...

Unique Features

• High Sum Insured
• Recharge Benefit
• Wellness Benefit

• Avail wellness benefits
• Consult doctors online
• Recharge your sum insured

• No maternity coverage
• HIV infection / AIDS
• Cosmetic or sex-change treatment

• Air ambulance
• Organ donor expenses
• Affordable premiums

• Entry Age: Minimum: 91 Days to 65 Years
• SI: Up to 1 Cr
• Initial Waiting Period: 30 Days

Cancer is a serious and challenging disease, causing patients and their families to struggle emotionally, physically, and psychologically. Cancer heal...

Unique Features

• High Sum Insured
• 37 Critical Illnesses
• Cancer Cover

• 20% of Sum Insured for compassionate care
• Access to wellness services
• Second medical opinion coverage

• Pregnancy or childbirth
• HIV infection / AIDS
• Cosmetic or sex-change treatment

• Critical Illness Cover
• Organ donor expenses
• Wellness Benefit

• Entry Age: Minimum: 5 months to 65 years; Sum Insured: 5 lakh to 25 lakh; Initial Waiting Period: 30 days

The burden of medical expenses for cancer treatment can be overwhelming, leaving individuals and their families under financial strain. Star Cancer Ca...

Unique Features

• Stage 1 & 2 Cancer Cover
• Specifications
• Cashless Hospitalization

• Covers existing cancer patients
• Cashless hospitalization
• No pre-policy check-up

• Non Allopathic Treatments
• Cosmetic or Plastic Surgery
• Intentional Self Injury

• Affordable premiums
• Individual plan
• Complete cancer cover

• Entry Age: 5 months to 65 Years
• SI: 3 - 5 L
• Policy Tenure: 1 Year

Star Health Assure Insurance Policy is a versatile, 360-degree health insurance plan providing wide coverage for yourself, your spouse, dependent chil...

Unique Features

• Maternity Benefit
• Air Ambulance Cover
• Star Wellness Program

• Second Medical Opinion
• Health Check-up Covered
• 100% Cumulative Bonus
• Compassionate Travel
• AYUSH Treatment

• 10% Co-pay applicable
• Deductibles
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Injuries due to breach of law

• In Utero Fetal Surgery
• Pain Management
• Rehabilitation Cover
• Organ Donor Cover
• Modern Treatment Cover

• Entry Age - 18 Years
• Max Entry Age - 75 Years
• SI - 5 L - 2 Cr
• Waiting Period - 30 Days

Star Health Insurance Company has launched one of its most revolutionary plans, the Star Super Star Health Plan. It offers flexible and customizable c...

Unique Features

• Premium discounts
• Freeze age benefit
• Dental cover

• Daycare procedures
• Modern treatment
• Second medical opinion
• Maternity cover

• Compassionate travel
• Global coverage
• Adventure sports
• Breach of law
• STDs not covered

• Newborn baby cover
• Assisted reproduction cover
• Home care
• Domiciliary treatment cover

• Adult 18 years to No max limit
• Dependent children 91 days to 25 years

Star Health provides Group Arogya Sanjeevani and Star Group Health insurance. With Star Group Health plans, insured individuals can choose to include ...

Unique Features

• Explore Star Health Group Plans
• Star Claim Settlement Ratio
• Benefits of Star Group Plans

• 14
• 000+ network hospitals nationwide
• Custom co-pay flexibility
• Family and parent coverage options

• 82.31% claim settlement ratio
• 4-year PED waiting period
• Limited infertility coverage

• Section 80D tax benefits
• Top-up add-on available
• Cashless claim facility
• Employer-employee cost sharing

• Adults: 18 to 65 years
• Children: 91 days and above
• Up to 6 members per policy
• Lifelong renewal