Most popular
Star Health's Diabetes Safe Plan provides specialized health insurance for individuals with Type 1 and Type 2 diabetes, covering c...
Features Pros Cons Other Benefits Eligibility
Diabetes Cover High Sum Insured OPD Cover
Road Ambulance Cover Pre and Post Hospitalization ICU Cover Room Rent Cover Day Care Treatment Cover
Obesity Treatment Unavailable Hazardous Activity not covered HIV/AIDS not covered Cosmetic Surgery unavailable Injuries due to breach of law
Dialysis Cover Kidney Transplant Cover Artificial Limbs Cover Personal Accident Cover OPD Cover
Entry Age - 18 years Max Entry Age - 65 years SI - 3 Lakhs to 10 Lakhs Waiting Period - 30 days
The Star Health Premier Insurance Policy provides comprehensive health coverage up to INR 1 Crore, specifically tailored for indiv...
Features Pros Cons Other Benefits Eligibility
Avail Health Rewards SI Upto 1 Crore Pain Management
Cataract Treatment Cover 10% Health Check- Up Discount High SI Home Care Treatment Road Ambulance Cover
20% Co-pay applicable Obesity Treatment Unavailable Hazardous Activity not covered HIV/AIDS not covered Cosmetic Surgery unavailable
Hospice Care Pain Management AYUSH Treatment Modern Treatment 100% Cumulative Bonus
Entry Age - 91 Days Max Entry Age - No Age Limit SI - 10 L to 1 Cr Waiting Period - 30 Days
The Star Cancer Care Platinum Insurance Policy offers financial support for cancer patients and their families, with sum insured o...
Features Pros Cons Other Benefits Eligibility
SI Upto 10 L Hospice Care Pain Management
Cataract Cover No pre-medical check-up Lump Sum Cover 50% Cumulative Bonus Hospice Care
Obesity Treatment Unavailable Hazardous Activity not covered HIV/AIDS not covered Cosmetic Surgery unavailable Injuries due to breach of law
Second Medical Opinion Rehabilitation Cover Pain Management Day Care Treatment Modern Treatment Cover
Entry Age - 5 Months Max Entry Age - 65 Years SI - 5 L to 10 L Waiting Period - 30 Days
The Star Critical Illness Multipay Policy provides a lump sum payout upon diagnosis of any of 37 critical illnesses, grouped into ...
Features Pros Cons Other Benefits Eligibility
Wellness Benefit Cancer Cover Heart Cover
Flexible Payment Long Term Policy Bone Marrow Transplantation Heart Disease Cover 4 Group CI Covered
Obesity Treatment Unavailable Hazardous Activity not covered HIV/AIDS not covered Cosmetic Surgery unavailable Injuries due to breach of law
Open Chest CABG Heart Transplantation Coma of Specified Severity Wellness Programs Major Head Trauma
Entry Age - 18 Years Max Entry Age - 65 Years SI - 5 L to 25 L Waiting Period - 30 Days
The Star Hospital Cash Insurance Policy provides lump-sum benefits to cover incidental expenses like travel and food during hospit...
Features Pros Cons Other Benefits Eligibility
Accident Hospital Cash ICU Hospital Cash Daycare Treatment
<ul>
<li>3 Years Policy Term</li>
<li>Cover up to 3 Children</li>
<li>180 days of hospital cash</li>
<li>Comprehensive Plan</li>
<li>Various Hospital Cash Covers</li>
</ul>
<ul>
<li>Obesity Treatment Unavailable</li>
<li>Hazardous Activity not covered</li>
<li>HIV/AIDS not covered</li>
<li>Cosmetic Surgery unavailable</li>
<li>Injuries due to breach of law</li>
</ul>
<ul>
<li>Sickness Hospital Cash</li>
<li>Accident Hospital Cash</li>
<li>ICU Hospital Cash</li>
<li>Child Birth Hospital Cash</li>
<li>Worldwide Hospital Cash</li>
</ul>
<ul>
<li>Entry Age: 91 Days</li>
<li>Maximum Entry Age: 65 Years</li>
<li>Sum Insured (SI): ₹1 000 - ₹5 000</li>
<li>Waiting Period: 30 Days</li>
</ul>
The Star Cardiac Care Platinum Plan is a long-term health insurance policy designed for individuals aged 7 to 70 with diagnosed ca...
Features Pros Cons Other Benefits Eligibility
Explore Star Cardiac Care Benefits & Features Eligibility Criteria
Avail Heart Transplantation Long Term Policy Up to 15 L SI Cardiac device cover Installment options available
Obesity Treatment Unavailable Hazardous Activity not covered HIV/AIDS not covered Cosmetic Surgery unavailable Congenital Disease Cover
Wellness Services Angiogram Test Modern Treatments Pain Management Health Check-ups
Entry Age - 7 Years Max Entry Age - 70 Years SI - 5 L to 15 L Waiting Period - 30 Days
Star Special Care Gold is a unique health insurance plan from Star Health, specifically designed to provide medical coverage for i...
Features Pros Cons Other Benefits Eligibility
Disability Cover HIV/AIDS Cover Waiver Of Co-Pay Available
Modern Treatment Available Day Care Procedures Available Ambulance cover Room rent cover Shared Accommodation cover
Obesity Treatment Unavailable Hazardous Activities not covered Cosmetic Surgery not covered
Treatment of Seizures Behavioral Therapy Cover Speech Therapy Cover Occupational Therapy Cover Adeno Tonsillectomy
Entry Age - 18 Years (Adults) 0 Years (Children); Max Entry Age - 65 Years (Adults) 17 Years (Children); Sum Insured - ₹4 Lakhs ₹5 Lakhs; Waiting Period - 30 Days
Star Extra Protect is an add-on cover from Star Health Insurance that enhances the limitations and sum insured of a policyholder's...
Features Pros Cons Other Benefits Eligibility
Base policy coverage enhancer Extended family coverage Claim guard for the base policy
Modern treatment coverage Room rent limit extension Base SI enhancement Home care treatment
No maternity cover Limited to SI of base policy Organ donor expenses not covered Vaccination not covered COVID-19 care not covered
Individual & family floater plan Trusted insurance provider Benefits up to SI Cashless claim settlement AYUSH Treatment cover
Minor entry age: 91 days - 25 years Adult entry age: 18 - 40 years Sum Insured: Base policy above INR 10 Lakhs Waiting Period: As per the base policy
Star Smart Health Pro is a customizable digital health plan from Star Health Insurance, offering flexible sum insured options from...
Features Pros Cons Other Benefits Eligibility
Automatic Restoration Benefit Air Ambulance Cover Star Wellness Program
Modify Room Category Up to 600% Cumulative Bonus Reduced Waiting Period Non-Medical Items Covered Unlimited Automatic Restoration
Adventure Sports Injuries AIDS not covered Injuries due to Illegal activities No IVF Treatment Obesity Not Covered
Multiple Discounts Available Family Health Cover Daycare Treatments Air Ambulance Domiciliary Hospitalization
Entry Age: 18-50 Years Sum Insured: ₹5 Lakhs to ₹1 Crore Initial Waiting Period: 30 Days
The Star Health Comprehensive Plan offers extensive health insurance for individuals and families, with sum insured options up to ...
Features Pros Cons Other Benefits Eligibility
No Pre-acceptance required Get coverage up to 1 Crore Mid-term inclusion at additional premiums
99.6% CSR Up to ₹1 Cr SI Maternity Cover Newborn Baby Cover Road and Air Ambulance
No Global Coverage No IVF Treatment No Compassionate Travel HIV/AIDS not covered
Individual and Family Floater Mid-term Inclusion Available Accidental Death Permanent Total Disablement Star Wellness Program
Entry Age - 3 Months Max Entry Age - 65 Years SI - ₹5 L to ₹1 Cr Waiting Period - 30 Days
Star Medi Classic Health Insurance provides comprehensive coverage for hospitalization expenses due to illness, disease, or accide...
Features Pros Cons Other Benefits Eligibility
Secured hospitalization Road accident protection Comes in 2 variants
Plan Variants Available Customizable Plan Hospital-Cash Benefit 5% Family Discount Organ Donor Cover
10% Co-payment Obesity Treatment Unavailable Hazardous Activity not covered HIV/AIDS not covered Cosmetic Surgery unavailable
New Born Baby Cover 100% Super Restoration Up to 100% No-claim Bonus Psychiatric coverage Patient Care Cover
Entry Age - 16 Days Max Entry Age - 65 Years SI - 1.5 L to 25 L Waiting Period - 30 Days
Star Health's Women Care Policy offers comprehensive health insurance for women and their families, with sum insured options from ...
Features Pros Cons Other Benefits Eligibility
Maternity Benefits Preventive Health Check Up Coverage for Modern Treatments
Designed for Women's Care Optional Cancer Cover Bariatric Surgery Cover Mid-term Inclusions High Sum Insured
Obesity Treatment Unavailable Hazardous Activity not covered HIV/AIDS not covered Cosmetic Surgery unavailable Congenital Disease Cover
10% long-term discount 10% Air Ambulance Cover Pain Management Cover Assisted Reproduction Automatic Restoration
Entry Age - 91 Days Max Entry Age - 75 Years SI - 5 L to 1 Cr Waiting Period - 30 Days
The Young Star Extra Protect add-on cover enhances an existing Young Star health insurance policy, provided the base sum insured i...
Features Pros Cons Other Benefits Eligibility
Base policy cover enhancer Claim guard facility AYUSH Coverage
Modern treatment coverage Room rent extension Base SI enhancement Home care treatment
No maternity cover Limited to SI of base policy Organ donor expenses not covered Vaccination not covered COVID-19 care not covered
Individual & family floater plan Trusted insurance provider Unlimited benefits up to Sum Insured Cashless claim settlement AYUSH Treatment cover
Minor Entry Age: 91 days - 25 years Adult Entry Age: 18 - 40 years Sum Insured: Base policy above ₹10 Lakhs Waiting Period: As per the base policy
Star Super Surplus is a top-up health insurance plan from Star Health, designed to provide extensive coverage up to 1 crore at aff...
Features Pros Cons Other Benefits Eligibility
No pre-acceptance screening required Coverage for maternity expenses Up to 1 crore cover at affordable rates
Flexible Policy Avail Long Term Discount Cover family up to 2 Adults + 3 Children Lifelong renewal 2 Plan variants
Includes Deductibles Hazardous Activity not covered HIV/AIDS not covered Cosmetic Surgery unavailable Congenital Disease Cover
Avail e-opinions Star Wellness Services Recharge benefit Air Ambulance No pre-policy Medical check-up
Entry Age - 18 Years Max Entry Age - 65 Years Sum Insured - 5 L to 1 Cr Waiting Period - 30 Days
Star Cardiac Care is a specialized health insurance plan from Star Health, specifically designed for individuals with pre-existing...
Features Pros Cons Other Benefits Eligibility
Tailored Plan for Cardiac Patients Coverage for Non-cardiac Ailments No Pre-acceptance Checkup
Flexible Product Personal Accident Cover 2 Plan Variants Road Ambulance Day Care Procedures
10% Co-Payment PED Cosmetic Surgery Obesity Treatment Change of Gender Treatments
Personal Accident Cover Heart Transplantation OPD expenses Cover Modern Treatment Cover COVID-19 Cover
Entry Age - 10 Years Max Entry Age - 65 Years SI - 3 L to 4 L Waiting Period - 30 Days
Star Micro Rural and Farmers Care is a health insurance plan specifically designed for individuals and families in rural areas. It...
Features Pros Cons Other Benefits Eligibility
Understanding the Need for Micro Rural Health Insurance Sample Premium Rates Eligibility Criteria of the Plan
<ul>
<li>Designed for Farmers</li>
<li>Flexible Policy</li>
<li>Day Care Procedures</li>
<li>Flexible Payment Options</li>
<li>PED cover available</li>
</ul>
<ul>
<li>20% co-pay</li>
<li>Obesity Treatment Unavailable</li>
<li>Hazardous Activity not covered</li>
<li>HIV/AIDS not covered</li>
<li>Cosmetic Surgery unavailable</li>
</ul>
<ul>
<li>No Pre-policy medical checkup</li>
<li>Modern Treatments Covered</li>
<li>Lifelong Renewal</li>
<li>Up to INR 15 000 Cataract Cover</li>
<li>ICU cover</li>
</ul>
<ul>
<li>Minimum Entry Age: 18 Years</li>
<li>Maximum Entry Age: 65 Years</li>
<li>Sum Insured (SI): INR 1 Lakh - INR 2 Lakh</li>
<li>Waiting Period: 30 Days</li>
</ul>
Star Family Health Optima is a comprehensive, strategically priced health insurance plan covering the entire family. It includes h...
Features Pros Cons Other Benefits Eligibility
Get coverage for the whole family Additional SI for Road Traffic Accident Coverage for Compassionate Travel
No Pre-Policy Check-up Lifelong Renewability High SI available COVID-19 cover OPD covered
PED cover not available Obesity Treatment Unavailable Hazardous Activities HIV/AIDS not covered Cosmetic Surgery unavailable
Long term discounts Premium Payment flexibility Health Check-up Cover Domiciliary Hospitalization Modern Treatment Cover
Entry Age - 18 Years Max Entry Age - 65 Years SI - 1 L to 25 L Waiting Period - 30 Days
Star Senior Citizen Red Carpet is a comprehensive health insurance plan from Star Health designed for individuals above 60, offeri...
Features Pros Cons Other Benefits Eligibility
Guaranteed lifetime renewal No pre-medical check-up required Coverage up to 25L for individuals & families
Individual & family floater plan Flexible SI Road Ambulance Cover ICU cover Health Check-up cover
Obesity Treatment Unavailable Hazardous Activity Not Covered HIV/AIDS Not Covered Cosmetic Surgery Unavailable Congenital Disease Not Covered
Flexible Premium Payment Cataract Treatment Available Modern Treatment Cover No Pre-Policy Medical Check-up OPD Consultation
Entry Age - 60 Years Max Entry Age - 75 Years SI - 1 L to 25 L Waiting Period - 30 Days
Star Health's Novel Coronavirus (COVID-19) Insurance Plan offers a lump sum payout if diagnosed with COVID-19 and requiring hospit...
Features Pros Cons Other Benefits Eligibility
Explore the Key Features of the Plan Check the Eligibility Criteria How to Buy the Policy Online?
Lumpsum payout on COVID-19 diagnosis Short waiting period No medical checkup required
Global coverage NA No other diseases covered except COVID-19 Self-inflicted injuries not covered
High SI options available Tax benefit Free-look period available
Min. Entry Age: 18 Max. Entry Age: 65 SI: 21000 and 42000 Policy Term: 1 Year
Star Health Young Star Insurance is designed for individuals up to 40 years and is available in Silver and Gold variants. It offer...
Features Pros Cons Other Benefits Eligibility
No capping on room rent No pre-acceptance checkup required Pay premium in installments
Mid-term inclusion 10% discount on early purchase Star Wellness Program Flexible Premium Payment Two plan variants (Silver and Gold)
Pre-existing disease (PED) waiting period Obesity treatment not covered Hazardous activities not covered HIV/AIDS not covered Cosmetic surgery not covered
Hospital Cash Benefit
Lifelong Renewal
E-opinion
No-claim bonus
Automatic Restoration
Minimum Entry Age: 18 Years Maximum Entry Age: 40 Years Sum Insured (SI): ₹3 Lakhs to ₹1 Crore Initial Waiting Period: 30 Days
Star Health's Arogya Sanjeevani Policy offers comprehensive and affordable health insurance, safeguarding individuals and families...
Features Pros Cons Other Benefits Eligibility
Comprehensive plan Affordable premiums Include loved ones
Affordable Plan 50% No Claim Bonus Flexible Policy Day Care Procedures Covered Up to 25% of SI for Cataracts
5% Co-payment Obesity Treatment Unavailable Hazardous Activity not covered HIV/AIDS not covered Cosmetic Surgery unavailable
Lifelong Renewal Road Ambulance Cover Day Care Procedures Covered AYUSH treatment Cover Rural Discount
Entry Age - 3 Months Max Entry Age - 65 Years SI - 1 L to 10 L Waiting Period - 30 Days
The Star Health Gain Insurance Plan from Star Health offers flexible medical coverage for individuals and families, with multiple ...
Features Pros Cons Other Benefits Eligibility
Family coverage Multiple sum insured Save tax
Day Care Procedures Covered Road Ambulance Available Modern Treatments Available Outpatient Benefit
20% Co-payment Obesity Treatment Unavailable Hazardous Activity not covered HIV/AIDS not covered Cosmetic Surgery unavailable
Up to 60k Cataract cover Room Rent Cover ICU Cover Wide SI options Flexible Premiums
Entry Age - 91 Days Max Entry Age - 65 Years SI - 1 L to 5 L Waiting Period - 30 Days
Star Health Insurance offers specialized plans for senior citizens over 60, helping them manage high medical costs without requiri...
Features Pros Cons Other Benefits Eligibility
No medical examinations High sum insured Daycare procedures
Daycare coverage No pre-policy checkup Multiple SI options
Sexually transmitted diseases Self-inflicted injuries Depression and mental disorders
Affordable premiums Covers cataract Outpatient consultations
Entry Age: 60 Years to 75 Years SI: Up to 25 L Initial Waiting Period: 30 Days
Star Health Insurance family plans offer comprehensive health coverage, available as individual or family floater options, designe...
Features Pros Cons Other Benefits Eligibility
Avail maternity cover Care Beyond Coverage Avail mid-term inclusions
Annual health check-up Daycare procedures AYUSH cover
Intentional self-injury Miscarriage and abortion Congenital disease
Ambulance cover Wellness benefits High Sum Insured
Entry Age: 3 months to 65 years Sum Insured: Up to ₹1 Crore Initial Waiting Period: 30 days
Star Health Insurance offers dedicated plans for parents, notably the Star Senior Citizens Red Carpet Health Insurance Policy, des...
Features Pros Cons Other Benefits Eligibility
No medical examinations High sum insured Daycare procedures
No pre-policy medical checkup Individual & family plan 3-year Policy term
Sexually transmitted diseases Self-inflicted injuries Depression and mental disorders
Multiple SI options Affordable premium Daycare procedures covered
Entry Age: 60 - 75 Years SI: Up to 25 L Initial Waiting Period: 30 Days
Star Critical Illness Insurance provides a lump sum payout upon the first diagnosis of major conditions like cancer, stroke, or or...
Features Pros Cons Other Benefits Eligibility
Lump sum payout Accidental hospitalisation cover Non-allopathic treatments cover
Pre-hospitalisation covered No survival period applicable Sum insured enhancement option
Self-inflicted injuries Maternity not covered Cosmetic procedures
Affordable premiums Room and nursing expenses covered Cover for major critical illnesses
Entry Age: 18 to 65 years Renewability: Yes
Star Health Insurance maternity plans cover pregnancy, childbirth, and newborn care, with benefits like lifetime renewability, new...
Features Pros Cons Other Benefits Eligibility
Lifetime Renewal Newborn’s Immunizations Pediatrician Consultation
Lifetime renewability High SI No room rent limit
Pre-existing not covered before 48 months Naturopathy treatment Injury due to war/ war-like situations
Affordable premium options 24X7 Customer support Individual & family plan
Entry Age: 18 - 65 years Initial Waiting Period: 180 days SI: Up to ₹1 Cr
The Star Health Personal Accident Policy offers crucial financial protection against accidental death, permanent, and temporary di...
Features Pros Cons Other Benefits Eligibility
Education Grant Available Avail Home Care Multiple Discount Benefits
Educational grant for 2 children Accidental Death Permanent Total Disability
Intentional self-injury Infertility and in vitro fertilization Miscarriage and abortion
Avail Home Care Multiple Discount Benefits Compassionate Travel
Entry Age: 18 to 70 Years Sum Insured: Starts from ₹1 Lakh Initial Waiting Period: 30 Days
Star Outpatient Care Policy from Star Health fills the gap left by most health plans, specifically covering Out-Patient Department...
Features Pros Cons Other Benefits Eligibility
Plan Variants Available Dental & Ophthalmic Treatment Lifelong Renewal Benefit
Cover up to 6 family members 3 Plan variants available Dental Cover available Physiotherapy cover Pharmacy cover
Obesity Treatment Unavailable Hazardous Activity not covered HIV/AIDS not covered Cosmetic Surgery unavailable Breach of law
Dental Treatments Available AYUSH Treatments Available Ophthalmic Treatment Outpatient Consultation Renewal Discounts
Entry Age - 18 Years Max Entry Age - 50 Years SI - 25k - 1 L Waiting Period - 30 Days
Star Criticare Plus is a dual-benefit health plan that combines critical illness coverage with standard health insurance, offering...
Features Pros Cons Other Benefits Eligibility
Cover 1 family member 30% Co-payment Non-allopathic treatments
Cover chronic kidney disease Major organ transplants covered Acute Myocardial Infarction covered
Cosmetic and aesthetic treatments Change of gender treatments Vaccination
Affordable SI options Co-payment Lumpsum payout
Entry Age: 18 to 65 years Sum Insured: ₹2 Lakh - ₹10 Lakh Initial Waiting Period: 90 Days
The Star Special Care Health Insurance Plan is an individual indemnity plan tailored for individuals aged 3-25 years diagnosed wit...
Features Pros Cons Other Benefits Eligibility
Indemnity cover Autism cover Modern treatment
Modern Treatment Available Day Care Procedures Available Ambulance cover Room rent cover Shared Accommodation cover
Obesity Treatment Unavailable Hazardous Activity not covered HIV/AIDS not covered Cosmetic Surgery unavailable Pre-existing Disease
Treatment of Seizures Behavioral Therapy Cover Speech Therapy Cover Occupational Therapy Cover Adeno Tonsillectomy
Entry Age - 3 Years Max Entry Age - 25 Years SI - 3 L Waiting Period - 30 Days
Star Health Top-Up Plans, offered in Gold and Silver variants, provide extended health coverage for individuals and families once ...
Features Pros Cons Other Benefits Eligibility
High Sum Insured Recharge Benefit Wellness Benefit
Avail wellness benefits Consult doctors online Recharge your sum insured
No maternity coverage HIV infection / AIDS Cosmetic or sex-change treatment
Air ambulance Organ donor expenses Affordable premiums
Entry Age: Minimum: 91 Days to 65 Years SI: Up to 1 Cr Initial Waiting Period: 30 Days
Star Health Insurance offers a dedicated cancer policy providing crucial financial support for patients and their families across ...
Features Pros Cons Other Benefits Eligibility
High Sum Insured 37 Critical Illnesses Cancer Cover
20% of Sum Insured for compassionate care Access to wellness services Second medical opinion coverage
Pregnancy or childbirth HIV infection / AIDS Cosmetic or sex-change treatment
Critical Illness Cover Organ donor expenses Wellness Benefit
Entry Age: Minimum: 5 months to 65 years; Sum Insured: 5 lakh to 25 lakh; Initial Waiting Period: 30 days
The Star Cancer Care Gold Plan offers comprehensive health insurance specifically designed for cancer patients, including those al...
Features Pros Cons Other Benefits Eligibility
Stage 1 & 2 Cancer Cover Specifications Cashless Hospitalization
Covers existing cancer patients Cashless hospitalization No pre-policy check-up
Non Allopathic Treatments Cosmetic or Plastic Surgery Intentional Self Injury
Affordable premiums Individual plan Complete cancer cover
Entry Age: 5 months to 65 Years SI: 3 - 5 L Policy Tenure: 1 Year
The Star Health Assure Policy is a comprehensive health insurance plan offering 360-degree coverage for individuals and families, ...
Features Pros Cons Other Benefits Eligibility
Maternity Benefit Air Ambulance Cover Star Wellness Program
Second Medical Opinion Health Check-up Covered 100% Cumulative Bonus Compassionate Travel AYUSH Treatment
10% Co-pay applicable Deductibles HIV/AIDS not covered Cosmetic Surgery unavailable Injuries due to breach of law
In Utero Fetal Surgery Pain Management Rehabilitation Cover Organ Donor Cover Modern Treatment Cover
Entry Age - 18 Years Max Entry Age - 75 Years SI - 5 L - 2 Cr Waiting Period - 30 Days
The Star Health Super Star Plan offers flexible, customizable health insurance for long-term family coverage and future security. ...
Features Pros Cons Other Benefits Eligibility
Premium discounts Freeze age benefit Dental cover
Daycare procedures Modern treatment Second medical opinion Maternity cover
Compassionate travel Global coverage Adventure sports Breach of law STDs not covered
Newborn baby cover Assisted reproduction cover Home care Domiciliary treatment cover
Adult 18 years to No max limit Dependent children 91 days to 25 years
Star Group Health Insurance plans from Star Health provide comprehensive, customisable coverage for employees and their families, ...
Features Pros Cons Other Benefits Eligibility
Explore Star Health Group Plans Star Claim Settlement Ratio Benefits of Star Group Plans
14 000+ network hospitals nationwide Custom co-pay flexibility Family and parent coverage options
82.31% claim settlement ratio 4-year PED waiting period Limited infertility coverage
Section 80D tax benefits Top-up add-on available Cashless claim facility Employer-employee cost sharing
Adults: 18 to 65 years Children: 91 days and above Up to 6 members per policy Lifelong renewal
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