Bajaj General vs Manipal Cigna Health Insurance 2026 | PolicyX

Overview

Bajaj General Insurance (a JV of Bajaj Finserv and Allianz SE, since 2001) is one of the largest private insurers, present in 1100+ towns and cities.
COMPANY DETAILS ✎ Edit

Bajaj General

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Manipal Cigna

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 25 Cr

Sum Insured

Up to ₹ 1 Cr
Claim ratio

Claim Ratio

99.23%

Claim Ratio

98%
Network hospitals

Network Hospital

18400+

Network Hospital

15000+
Solvency Ratio

Solvency Ratio

3.25

Solvency Ratio

1.76
Pan India Presence

Pan India Presence

1100

Pan India Presence

77
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

21,416.80 Crore

Annual premium (company level)

1,797.56 Crore
Years in operation

Years in operation

2001

Years in operation

2012
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

95.99

Claims settled within 3 months

88.59
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Manipal Cigna Health Insurance | DETAILED Review | Plans, Benefits & Claim Process

▶ Manipal Cigna Health Insurance | DETAILED Review | Plans, Benefits & Claim Process

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Bajaj General Health Insurance

Individual and Family Health Insurance

Bajaj General My Health Care Plan

The Bajaj General My Health Care Plan is a highly flexible and customizable health insurance option for individuals and families, ...

  • Avail Optional Cover
  • Maternity Cover
  • High SI
  • High SI options
  • OPD cover
  • Cataract cover
  • No cover for gender change treatments
  • No cover for obesity treatments
  • Infertility cover not available
  • Avail Optional Cover
  • Maternity Cover
  • High SI
  • 18 to 65 Years
View plan
Individual and Family Health Insurance

Bajaj General Star Package

The Bajaj Allianz Star Package is a comprehensive family floater plan, extending beyond typical health insurance to offer a unique...

  • Super Cumulative Bonus
  • Co-Pay Available
  • 8 Benefit Options
  • Super cumulative bonus
  • Co-pay available
  • 8 benefit options
  • Domiciliary hospitalisation not covered
  • OPD coverage not available
  • Weight management treatments not covered
  • Select from 8 plan options
  • Hospital Cash Daily Allowance
  • Up to INR 1 Crore SI
  • 18 to 65 Years
View plan

ManipalCigna Health Insurance

Individual and Family Health Insurance

ManipalCigna ProHealth Prime Advantage

ManipalCigna ProHealth Prime Advantage is a comprehensive health insurance plan offering 360-degree family coverage, including OPD...

  • 360 Degree Family Coverage
  • Additional Wellness Programs
  • OPD Charges Covered
  • Bariatric surgery
  • Maternity coverage
  • Newborn baby cover
  • Daily cash benefits
  • Compassionate travel
  • Copayment unavailable
  • Sub-limits not applicable
  • Air ambulance cover
  • OPD available
  • Domiciliary hospitalization
  • Entry age: 18 years to no max limit
  • SI: 5 L to 1 Cr
  • Policy term: 1/2/3 years
  • Initial waiting period: 30 days
View plan
Senior Citizen Health Insurance

ManipalCigna Prime Senior Elite Plan

The ManipalCigna Prime Senior Elite plan offers comprehensive health insurance tailored for senior citizens, covering modern treat...

  • Modern treatment cover
  • Flexible health check-ups
  • Air ambulance cover
  • In-patient hospitalisation
  • Daycare treatment
  • Domiciliary hospitalisation
  • Sum insured restoration
  • Organ donor expense coverage
  • Cataract not covered
  • Sports injury cover
  • Cosmetic treatment unavailable
  • Baldness not covered
  • Higher co-pays applicable
  • AYUSH treatment cover
  • Second e-opinion covered
  • Multiple discounts available
  • OPD add-on cover available
  • COVID-19 treatment cover
  • Entry Age: 56 - 75 years
  • Sum Insured: INR 5 - 50 Lakhs
  • Waiting Period: 30 days
View plan

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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