Bajaj General vs Reliance Health Health Insurance 2026 | PolicyX

Overview

Bajaj General Insurance (a JV of Bajaj Finserv and Allianz SE, since 2001) is one of the largest private insurers, present in 1100+ towns and cities.
COMPANY DETAILS ✎ Edit

Bajaj General

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Reliance Health

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 25 Cr

Sum Insured

Up to ₹ 5 Cr
Claim ratio

Claim Ratio

99.23%

Claim Ratio

87.50%
Network hospitals

Network Hospital

18400+

Network Hospital

9100+
Solvency Ratio

Solvency Ratio

3.25

Solvency Ratio

2.35
Pan India Presence

Pan India Presence

1100

Pan India Presence

127
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

21,416.80 Crore

Annual premium (company level)

₹4,821.70 Crore
Years in operation

Years in operation

2001

Years in operation

2000
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

95.99

Claims settled within 3 months

95.3
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Bajaj Health Insurance

▶ Bajaj Health Insurance

Reliance General Health Insurance

▶ Reliance General Health Insurance

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Bajaj General Health Insurance

Individual and Family Health Insurance

Bajaj General My Health Care Plan

The Bajaj General My Health Care Plan is a highly flexible and customizable health insurance option for individuals and families, ...

  • Avail Optional Cover
  • Maternity Cover
  • High SI
  • High SI options
  • OPD cover
  • Cataract cover
  • No cover for gender change treatments
  • No cover for obesity treatments
  • Infertility cover not available
  • Avail Optional Cover
  • Maternity Cover
  • High SI
  • 18 to 65 Years
View plan
Individual and Family Health Insurance

Bajaj General Star Package

The Bajaj Allianz Star Package is a comprehensive family floater plan, extending beyond typical health insurance to offer a unique...

  • Super Cumulative Bonus
  • Co-Pay Available
  • 8 Benefit Options
  • Super cumulative bonus
  • Co-pay available
  • 8 benefit options
  • Domiciliary hospitalisation not covered
  • OPD coverage not available
  • Weight management treatments not covered
  • Select from 8 plan options
  • Hospital Cash Daily Allowance
  • Up to INR 1 Crore SI
  • 18 to 65 Years
View plan

Reliance Health Insurance

Individual and Family Health Insurance

Reliance HealthWise Policy

Reliance HealthWise Policy is a comprehensive health insurance plan from Reliance, available in Gold, Silver, and Standard variant...

  • Customize Your Plan
  • Critical Illness Cover
  • Recovery Benefit
  • Daily Hospitalization Allowance
  • Domiciliary Hospitalization
  • Critical Illness Cover
  • Global coverage
  • OPD not available
  • AYUSH treatment not covered
  • In-patient hospitalization
  • Daycare procedures
  • Modern treatment cover
  • Ambulance charges
  • Entry age: 18 - 65 Years
  • SI: 1 L - 5 L
  • Initial waiting period: 30 Days
View plan

Reliance Super Top-Up Health Insurance acts as an essential addition to existing health plans, providing enhanced financial securi...

  • Worldwide emergency cover
  • Maternity expenses
  • Air ambulance cover
  • Waiver of premium
  • Waiver of deductible
  • Worldwide emergency cover
  • Tax benefits
  • Investigation & evaluation
  • Rest cure/rehabilitation and respite care
  • Obesity/weight control unless life-threatening
  • Change-of-gender treatments
  • 5% Online discount
  • ICU charges
  • AYUSH treatment
  • Maternity cover
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1.3 Cr
View plan

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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