Bajaj General vs Reliance Health

Global Personal Guard Policy by Bajaj General is an individual and family floater global accident insurance policy that covers you against death, perm...

Unique Features

• Death Cover
• EMI Payment Cover
• Hospital Cash Benefit

• Death Cover
• EMI Payment Cover
• Hospital Cash Benefit

• Intentional self-injury
• AIDS
• Miscarriage and abortion

• Accidental Hospitalization Expenses
• Air Ambulance Cover
• Loss of Income due to Disability from Accident

• 18 to 70 Years

Bajaj General My Health Care Plan is a truly flexible plan for personalized healthcare. The health insurer offers a bouquet of features, allowing insu...

Unique Features

• Avail Optional Cover
• Maternity Cover
• High SI

• High SI options
• OPD cover
• Cataract cover

• No cover for gender change treatments
• No cover for obesity treatments
• Infertility cover not available

• Avail Optional Cover
• Maternity Cover
• High SI

• 18 to 65 Years

Bajaj Allianz Star Package Policy is a comprehensive family floater health insurance plan that protects you and your family members against medical em...

Unique Features

• Super Cumulative Bonus
• Co-Pay Available
• 8 Benefit Options

• Super cumulative bonus
• Co-pay available
• 8 benefit options

• Domiciliary hospitalisation not covered
• OPD coverage not available
• Weight management treatments not covered

• Select from 8 plan options
• Hospital Cash Daily Allowance
• Up to INR 1 Crore SI

• 18 to 65 Years

Bajaj General Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...

Unique Features

• OPD Cover
• Senior Citizen Cover
• 4 Plan Variants

• Multiple plan options available
• OPD cover
• Coverage for senior citizens

• ICU charges not covered
• Pre-hospitalisation not covered
• No coverage for post-hospitalisation

• Choose from Plan A/B/C/D
• OPD and hospitalization coverage available
• Multiple discounts are available depending on policy term

• 18 to 75 Years

Bajaj Allianz Health Ensure is a health insurance policy that comes with comprehensive benefits at an affordable price. It is a perfect product to car...

Unique Features

• Comprehensive Coverage
• Cumulative Bonus
• Life Long Renewal

• Comprehensive coverage
• Cumulative bonus
• Lifelong renewal

• Domiciliary not covered
• No coverage for infertility
• Sub-limits applicable

• Individual and family plan
• Flexible premium payment term
• AYUSH cover

• 18 Years to no upper age limit

Bajaj General Critical Illness insurance plan provides round-the-clock protection against critical illnesses. With a progressive and changing lifestyl...

Unique Features

• Covers 10 critical illnesses
• In-house claim settlement
• Lifelong renewability

• Cover for 10 critical illnesses
• Lifelong renewability
• Affordable premium options

• No cover for childhood defects
• No cover for HIV/AIDS
• Survival period of 30 days

• Long Term Policy Discount
• Major Organ Transplantation
• Hassle-free In-House Claim Process

• 18 to 65 Years

The Bajaj General Global Health Care plan protects you from significant healthcare expenses. With evolving health complications, it's crucial to have ...

Unique Features

• International medical cover
• Daily cash benefit
• Mental health treatment

• Preventive health check-up
• Pre and post-hospitalization cover
• Compassionate visit
• Mental health cover.

• Obesity/weight control
• Change of gender treatments
• COVID-19 not covered
• Hazardous or adventure sports
• Maternity not covered.

• Lifelong renewability
• Organ donor cover
• International coverage
• Optional dental treatment cover
• Air ambulance.

• Entry Age: 3 months - 65 years Sum Insured: 37.5 L - 3.75 Cr Waiting Period: 30 Days

Get additional protection against diseases carried by mosquitoes with the M-Care health policy.According to a May 2024 report by The New Indian Expres...

Unique Features

• Vector-borne diseases cover
• Lifetime renewable options
• Affordable premiums

• Lump sum payout
• Family floater option
• Affordable premiums
• Short waiting period (15 days)

• Limited scope of coverage (only vector-borne diseases)
• No coverage for hospital admissions less than 24 hours
• Limited international coverage for diagnosis and treatment

• Covers the proposer/spouse/dependent children
• Affordable premiums
• Only 15 days waiting period

• Min entry age: Day 1
• Max entry age: 65 Years
• Initial Waiting Period: 15 Days
• Sum Insured: Up to 75 K

Extra Care policy is an additional layer of protection that ensures adequate health coverage.Sometimes, a base health insurance policy may not be enou...

Unique Features

• Pre & post-hospitalization cover
• In-house claim settlement
• Ambulance cover

• In-house claim settlement
• Global expertise
• Quick disbursement of claims

• War
• Cost of spectacles
• Rest and rehabliation

• Uterine Artery Embolization and HIFU
• Balloon Sinuplasty
• Deep Brain stimulation
• Oral chemotherapy

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 15 L

Protection from critical illnesses when you need it the most! Bajaj General's women-specific critical illness plan protects women against the serious ...

Unique Features

• Critical illness coverage for women
• Loss of job cover
• Children education benefits

Get maximum care and an additional layer of protection against critical illness worries. The Bajaj General Criti Care health insurance policy provides...

Unique Features

• 43 critical illnesses cover
• All-stage cancer cover
• Physiotherapy care available

• 43 critical illnesses cover
• All-stage cancer cover
• Physiotherapy care available

• Sexually transmitted diseases
• War injuries
• Self-Inflicted injuries

• Cardiovascular care
• Kidney care
• Cancer care
• Sensory organ care

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

Health Care Supreme is a comprehensive health plan offered by Bajaj General Health Insurance. It provides lifetime coverage for medical expenses incur...

Unique Features

• Cover 15 Critical Illnesses
• Preventive Health Check-ups
• Long Term Policy

• Cover 15 critical illnesses
• Preventive health check-ups
• Long-term policy

• Global coverage not available
• Domiciliary hospitalisation not covered
• No compassionate travel benefits

• 100% of the sum insured will be restored
• Maternity cover
• Lifelong renewability

• Entry Age: 18 Years to Lifetime
• SI: Up to 50 L

The Bajaj General Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring coverage for major expenses related to ill...

Unique Features

• About Health Guard Variants
• Buying Process ’On a Go’
• Quick Claim Settlement

• Lifelong entry age
• SI upto 1 Crore
• Variants available

• Domiciliary not covered
• E-consultation not available
• No second medical opinion

• 3 variants available
• Comprehensive coverage
• Different family sizes covered

• 18 Years to Lifelong

The Bajaj General Health Infinity Plan is a unique health insurance plan designed to offer policyholders an unlimited sum insured, protecting individu...

Unique Features

• Comprehensive Health Plan
• Lifetime Renewability
• Quick Claim Process

• Comprehensive coverage
• Lifetime renewal
• Easy and quick claim process

• OPD not covered
• Infertility treatments not covered
• Organ donor coverage not available

• Pre-hospitalization coverage for 60 days
• Day Care Procedures coverage
• Pre-existing diseases covered after 36 months

• 18 to 65 Years

The Bajaj Premium Personal Guard plan supports you during a crisis and helps you manage unforeseen risks, providing future security and ensuring compl...

Unique Features

• In-house claim settlement team
• Multiple Sum Insured Options
• Lifelong Renewability

• In-house claim settlement team
• Multiple sum insured options
• Lifelong renewability

• Does not cover self-inflicted injury
• No AIDS cover
• Organ donation not covered

• High sum insured up to ₹25 Lakhs
• Lifetime renewal
• Annual policy

• 18 to 65 Years

A versatile policy covering every family member. Bajaj General Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...

Unique Features

• Life-long Renewability
• Hassle-free Claim Settlement
• Flexible Payment Modes

• Lifelong renewability
• Affordable premiums
• Cover for pre-policy health checkups

• Low SI options
• No cover for dental treatments
• No cover for mental illness

• Pre-policy health check-up coverage
• Daycare procedures covered
• Ambulance cover available

• 18-65 Years

Bajaj General Personal Accident Policy is a safety net for policyholders, as life is uncertain and can present unexpected challenges. Bajaj General's ...

Unique Features

• High sum insured
• Death cover
• Disability cover

• High sum insured
• Death cover
• Disability cover

• Hospitalization due to war/riot/strike
• Intentional self-injury

• Affordable premiums
• Complete security

• 18 to 65 Years

Bajaj General Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen looking for an insurance plan or want to s...

Unique Features

• Cover 15 Critical Illnesses
• Preventive Health Check-ups
• Long Term Policy

• Cover 15 critical illnesses
• Preventive health check-ups
• Long term policy

• Organ donor expenses not covered
• Vaccination charges not covered
• Self-inflicted injury not covered

• Two plan variants
• Preventive Health Checkups
• Modern Treatments Covered

• Entry Age: 46 to 80 years
• SI: Up to 10 Lakh
• Initial Waiting Period: 30 days

Bajaj General Extra Care Plus is a super top-up plan launched by Bajaj General that covers all your medical expenses. It is a versatile plan that prot...

Unique Features

• Bajaj General Super Top-Up
• Avail High Sum Insured
• Entry Age Up To 80 Years

• High sum insured
• Entry age up to 80 years
• Cover for family members available

• AIDS not covered
• Self-inflicted injury not covered
• Global coverage not available

• Comprehensive features
• Affordable premiums
• Family cover

• Entry Age: 18 Years
• SI: Up to 50 L
• Initial Waiting Period: 30 Days

Bajaj General Critical Illness plans offer a multitude of benefits, protecting the insured from life-threatening critical diseases. These plans includ...

Unique Features

• 43 CI Cover
• All-Stage Cancer Cover
• Physiotherapy Care

• 43 critical illnesses cover
• All-stage cancer cover
• Physiotherapy care available

• ICU cover not available
• No pre and post-hospitalisation cover
• No room rent cover

• Early Stage Cancers
• Carotid Artery Surgery
• Removal of one Kidney

• 18 to 65 Years

This plan allows HER to be in HERizon! Bajaj General HERizon Care is a groundbreaking policy that addresses the holistic health and wellness of women....

Unique Features

• Exclusive plan for women
• Covers prophylactic surgeries
• Vita Shield and Cradle Care

• Surrogacy support
• Oocyte donor cover
• Nurture Nest

• Waiting period
• Diagnostic tests not included
• Non-medical items

• Prophylactic Surgeries
• Legal Expense Support
• Fetal Flourish

• Minimum Entry Age: 90 days
• Maximum Entry Age: 80 years
• Sum Insured: ₹3 Lakh to ₹2 Crore
• Waiting Period: 30 days

Reliance Health Personal Accident Policy covers individuals against accidental death and disability, along with multiple other benefits like child edu...

Unique Features

• Death Cover
• Upto 20L SI
• Disability Cover

• Children Education Fund
• Accident Hospitalization Reimbursement
• Increase in CSI

• HIV/AIDS
• Breach of law

• Accidental death cover
• PTD/PPD/TTD covers
• Cumulative bonus

• Entry Age: Minimum: 18 Years
• Dependent Children: 5 to 25 Years
• Sum Insured: 5 - 20 Lakhs
• Waiting period: Accidental death covered from day 1.

Reliance HealthWise Insurance Policy is a comprehensive health insurance plan offering all-around medical care features and benefits. The plan comes i...

Unique Features

• Customize Your Plan
• Critical Illness Cover
• Recovery Benefit

• Daily Hospitalization Allowance
• Domiciliary Hospitalization
• Critical Illness Cover

• Global coverage
• OPD not available
• AYUSH treatment not covered

• In-patient hospitalization
• Daycare procedures
• Modern treatment cover
• Ambulance charges

• Entry age: 18 - 65 Years
• SI: 1 L - 5 L
• Initial waiting period: 30 Days

A backup for your medical emergencies. Reliance Health Super Top-up Insurance acts as an essential addition to your basic health insurance. If you fee...

Unique Features

• Worldwide emergency cover
• Maternity expenses
• Air ambulance cover

• Waiver of premium
• Waiver of deductible
• Worldwide emergency cover
• Tax benefits

• Investigation & evaluation
• Rest cure/rehabilitation and respite care
• Obesity/weight control unless life-threatening
• Change-of-gender treatments

• 5% Online discount
• ICU charges
• AYUSH treatment
• Maternity cover

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1.3 Cr

A cover for those who are one in a million. The Reliance Specially Abled health insurance plan caters to specially-abled individuals who need medical ...

Unique Features

• Insurance for PWDs
• In-patient/daycare procedures cover
• Modern treatment cover

• In-patient treatment
• Pre and post-hospitalisation
• Cataract covered
• Daycare procedure

• Investigation and evaluation
• Change of gender treatments
• Sterility/infertility treatment
• Cosmetic/beauty/plastic surgery

• Modern treatment
• AYUSH treatment
• Ambulance charges

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 L

Health Gain Insurance Plan is a newly launched health plan by Reliance Health Insurance company. The plan allows customers to customize their policy b...

Unique Features

• Individual and Floater Options
• Lifetime Renewability
• Hassle-free Claim Process

• Consumable Cover
• Unlimited Base SI Reinstatement
• Room Rent Modification

• Global coverage unavailable
• Breach of law
• Intentional injury
• OPD not covered

• Domiciliary hospitalization
• Daycare procedures covered
• Air ambulance services

• Entry Age: 91 days to 65 Years
• Sum Insured: 5 Lakh to 1 Crore
• Initial waiting period: 30 Days
• Policy term: 1/2/3 Years

Reliance Health Infinity is a comprehensive health insurance plan that comes with a number of benefits and discounts. The policy offers a wide range o...

Unique Features

• Pre-policy Medical Check-up
• AYUSH Coverage
• No Sub-limits

• In-patient hospitalization
• Daycare expenses
• Domiciliary hospitalization
• Organ donor expenses

• OPD cover not available
• No global coverage
• Adventure sports coverage not available
• Health check-up not available

• Modern treatment
• Organ donor cover
• Co-payment option
• Optional add-on covers

• Entry Age: 91 days to 65 years
• Policy Type: Individual / Family Floater
• Sum Insured: 3 L to 1 Cr
• Initial Waiting Period: 30 days

Reliance Arogya Sanjeevani's plan is affordable and efficient. In unprecedented times, covering you and your family is a necessity. Reliance Arogya Sa...

Unique Features

• AYUSH Benefits
• Inclusions and Exclusions
• Quick Claim Process

• In-patient hospitalization
• Daycare treatments
• AYUSH treatments
• Ambulance charges

• OPD cover
• Domiciliary hospitalization
• Daily Hospital Cash
• Organ Donor

• Modern treatment
• Vaccination
• Cataract
• Covid-19

• Entry Age Minimum: 18 years Entry Age Maximum: 65 Years Policy Term: 1 Year Sum Insured: ₹50
• 000 to ₹10 Lakhs Initial Waiting Period: 30 Days

The Reliance Corona Kavach Plan helps alleviate financial stress during COVID-19 treatment by covering your medical expenses. Specifically designed fo...

Unique Features

• Covers COVID-19
• Check Eligibility
• Coverage Details of the Plan

• AYUSH treatment cover
• Ambulance charges
• COVID-19 treatment cover

• OPD charges
• Daycare procedures
• Modern treatment
• Organ donor treatment

• Home care treatment
• In-patient hospitalization
• Pre and post-hospitalization

• Entry Age: Child Age: 1 day to 25 years
• Adult Age: 18 to 65 years. Sum Insured (SI): 50 Thousand to 5 Lakh. Waiting period: 15 days.

Reliance Critical Illness insurance policy caters to life-threatening and lifestyle-disabling diseases, ensuring you are worry-free. Reliance Critical...

Unique Features

• 10 Major Illnesses Covered
• Choose Your SI
• Avail Tax Benefits

• COVID-19 cover
• No-claim bonus
• Cover for 10 critical illnesses

• Hospitalization out of war
• Congenital disease
• Intentional self-injury
• IVF treatment
• Air ambulance

• Cancer of specified severity
• Major organ/Bone marrow transplant
• Multiple Sclerosis with persisting symptoms
• Third degree burns
• Aorta graft surgery

• Minimum entry age: 18 years
• Maximum entry age: 65 years
• Sum Insured (SI): 5 - 10 Lakhs
• Waiting period:

Reliance General Group Mediclaim Insurance, offered by Reliance Health Insurance, covers employees' health at an economical cost and provides tax bene...

Unique Features

• Coverage for employees
• 3 variants available
• Avail tax benefits

• Day care procedures
• Regular health check-ups
• Tax benefits

• Cosmetic treatment
• Treatment of PEDs
• HIV/AIDS treatment

• Family floater clause
• Extra insurance cover
• Cover for all employees and their families

• Entry age: 18 to 65 years
• Policy type: Group medical policy
• Initial waiting period: 30 days

It's not an emergency if you are always prepared! Reliance Hospi-Care health insurance policy helps you prepare for unforeseen accidents and medical e...

Unique Features

• 150+ surgeries cover
• 140+ daycare cover
• Lumpsum cash benefits

• 150+ listed surgeries
• 140+ daycare procedures
• Daily hospital cash

• Treatment outside of India
• Self-inflicted injury
• Breach of law

• Hospitalisation due to Dengue/Malaria
• Surgical payout
• Affordable premiums

• Entry age: 18 to 65 years
• SI: 1 to 10 Lakhs
• Initial waiting period: 90 days