Reliance Health vs Raheja QBE
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Reliance Health vs Raheja QBE

Reliance Health and Raheja QBE both come with a plethora of insurance solutions and a vast product portfolio. Both companies are well known for their all-inclusive plans that cover individuals as well as their families. The network hospitals under the umbrella of Reliance Health are 9100+ Number Of Network Hospitals whereas Raheja QBE has 5000+ Number Of Network Hospitals of them. The companies provide benefits such as hospitalization, accidental care, daycare procedures, critical illness and senior citizen coverage, along with affordable premiums and high sum insured new age insurance plans.

PLAN DETAILS Edit Reliance Health

Reliance Health

Edit raheja-qbe

Raheja QBE

Number of health insurance plans and add-ons
Sum insured Up to 5Cr Up to 100 Lakh
Network hospitals 9100+ 5000+
Claim ratio 98.65% 93.3%
Preventive health check-up Available (plan dependant) Available (plan dependant)
Existing illness cover Available Available
No claim bonus Available Available
Online discount Available Available
OPD coverage Covered (plan dependant) Covered (plan dependant)
Day care treatment Available Available
Wellness benefits Available (plan dependant) Available (plan dependant)
Discount on renewal Available Available
Global coverage Available Not Available
Cashless Facility Available Available
Exclusive Plans for Senior Citizen Available Available
Exclusive Plans for Women Available Available
Exclusive Plans for Critical Illness Available Available
Exclusive Plans for Family Available Available
Top selling plans Reliance Health Gain Policy, Reliance Health Infinity Insurance Raheja QBE Health QuBE plan

Health Insurance Companies

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Reliance Health Insurance Plans

Comprehensive Plan

Available in Individual as well as Family Floater Plans, the plan offers comprehensive coverage with in-patient treatment, and several add-on features.

Unique Features

  • Avail waiver of premium
  • Consumables Covered
  • Cumulative Bonus of 33.33%

Health Gain Insurance Policy (Pros)

  • Second Opinion Cover
  • Vaccination Cover
  • Health Check-up Cover
  • Home Care Treatment
  • Vision Correction Cover

Health Gain Insurance Policy (Cons)

  • Unproven Treatments Unavailable
  • Overseas treatment Unavailable
  • Hazardous Activity not covered
  • Infertility Treatment not covered
  • Cosmetic Surgery unavailable

Health Gain Insurance Policy (Other Benefits)

  • Companion Cover
  • Child Care Cover
  • Radio Taxi Cover
  • Convalescence Cover
  • Air Ambulance Cover

Health Gain Insurance Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Comprehensive Plan

A plan that covers you and your family offering a sum insured of 5 lakhs to 5 crores. The plan offers 15 different types of discounts.

Unique Features

  • No Sub-limits on benefits
  • Robotic surgery for quick recover
  • 90 days free cancellation

Health Infinity Insurance (Pros)

  • 10% Online discount
  • 5% Early Bird Discount
  • 10% Stay Healthy Discount
  • Credit score discount
  • Concurrent Disclosure Discount

Health Infinity Insurance (Cons)

  • No Obesity Treatment Cover
  • Infertility Treatment Unavailable
  • No Alternative treatments
  • Out-patient not covered
  • Cosmetic Surgery unavailable

Health Infinity Insurance (Other Benefits)

  • 5% Girl Child Discount
  • Restore Benefit
  • 2.5% Vaccination Discount
  • 5% BMI Discount
  • 2.5 % Renewal Discount

Health Infinity Insurance (Eligibility Criteria)

  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 5 L to 5 Crore
  • Waiting Period - 30 Days

Personal Accident Plan

Reimburses the medical expenses incurred during the treatment arising out of the accident and covers disability or death caused by accidents.

Unique Features

  • Child Education Benefit
  • Avail World Wide coverage
  • Zero Paperwork required

Personal Accident Policy (Pros)

  • Carriage of Mortal Cover
  • 5% Increase On SI
  • Flexible Policy
  • Day Care Procedures Covered
  • Accident Death Benefit

Personal Accident Policy (Cons)

  • No Suicide Cover
  • Obesity Treatment Unavailable
  • No Pregnancy Cover
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Personal Accident Policy (Other Benefits)

  • Permanent Disability Covered
  • Easy Claim Process
  • Medical Extension Cover
  • AYUSH treatment Cover
  • No Medical Test

Personal Accident Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 20 L
  • Waiting Period - 30 Days

Affordable Plan

An affordable and comprehensive policy that covers medical expenses & offers flexibility by providing 3 variants- Gold, Silver & Standard.

Unique Features

  • 7% discount for girl child
  • No sub limit on room rent
  • Nursing allowance available

HealthWise Insurance Policy (Pros)

  • Stem Cell Treatment Cover
  • Domiciliary Hospitalisation
  • Health Check-up Cover
  • Critical Illness Covered
  • Donor Expenses Covered

HealthWise Insurance Policy (Cons)

  • No Breach of law Cover
  • No Dietary Supplements Cover
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

HealthWise Insurance Policy (Other Benefits)

  • Recovery Benefit
  • Road Ambulance Cover
  • Day Care Procedures Covered
  • Critical Illness Cover
  • 5 % Renewal Discount

HealthWise Insurance Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

Critical Illness Plan

Reliance critical illness health insurance is specifically designed to provide protection to an individual against 10 life-threatening diseases.

Unique Features

  • No pre-medical required
  • Lump-sum Payment
  • Coverage up to 10 Lakhs

Critical Illness Policy (Pros)

  • Open Heart Replacement
  • 10 Critical Illnesses Covered
  • Tax Benefit
  • Permanent paralysis Covered
  • Kidney failure Covered

Critical Illness Policy (Cons)

  • No PED Cover
  • No Alcoholism Cover
  • No Gender Change Treatment
  • HIV/AIDS not covered
  • No Suicidal Cover

Critical Illness Policy (Other Benefits)

  • Flexible Policy Period
  • Organ Transplant Cover
  • Total Blindness Covered
  • Third Degree Burns Cover
  • Cancer Cover

Critical Illness Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 10 L
  • Waiting Period - 3 Months

Hospital Cash Benefits

Reliance HospiCare Insurance

A hospital cash benefit plan provides a lump sum payout on listed surgeries and daycare procedures occurring due to illness and injuries.

Unique Features

  • 150+ surgeries covered
  • Health check-ups covered
  • Dengue hospitalization covered

HospiCare Insurance (Pros)

  • Health Check-Up
  • ICU Charges Covered
  • Ambulance Cover
  • Day Care Expenses Covered
  • Dengue Cover

HospiCare Insurance (Cons)

  • No Global Cover
  • Alcoholism Cover Unavailable
  • Hazardous Activity not covered
  • No Suicide Cover
  • Cosmetic Surgery unavailable

HospiCare Insurance (Other Benefits)

  • 10% Online Discount
  • 10% Policy Tenure Discount
  • 100% SI on Surgical Procedure
  • 10% Existing Customers Discount
  • SI Enhancement on Renewal

HospiCare Insurance (Eligibility Criteria)

  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 1 L to 10 L
  • Waiting Period - 90 Days

Super Top-up Plan

Reliance Super-Top up Insurance

Cover the expenses of the treatment after your basic health insurance coverage is exhausted. The plan offers coverage of upto INR 1.30 Crore.

Unique Features

  • Maternity expenses
  • Air Ambulance cover
  • Worldwide Emergency Cover

Super-Top up Insurance (Pros)

  • Road Ambulance Cover
  • 50% Cumulative Bonus
  • Waiver of Deductible
  • Day Care Procedures Covered
  • Health Check-Up Cover

Super-Top up Insurance (Cons)

  • No Suicide Cover
  • Dietary Supplements Not Covered
  • Refractive Error not covered
  • Weight Control not covered
  • Cosmetic Surgery unavailable

Super-Top up Insurance (Other Benefits)

  • Free Health Check Up
  • Domiciliary Hospitalization
  • Modern Treatments Cover
  • AYUSH treatment Cover
  • Organ Donor Cover

Super-Top up Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 1.30 Cr
  • Waiting Period - 30 Days

Standard Plan

A standard and affordable health plan that offers medical coverage to individual and their families with a coverage of up to 10 Lakhs.

Unique Features

  • Special treatments Cover
  • Daycare treatments covered
  • Dental Treatment

Arogya Sanjeevani (Pros)

  • Ayush Benefit
  • Cataract Treatment
  • Flexible Policy
  • Cumulative Bonus
  • Pre & Post Hospitalisation

Arogya Sanjeevani (Cons)

  • 5% Co-payment
  • No Unproven Treatments
  • No Dental Treatment
  • No Domiciliary Hospitalization
  • Cosmetic Surgery unavailable

Arogya Sanjeevani (Other Benefits)

  • 5% Customer Discount
  • 3% Renewal Benefit
  • Inpatient Care Cover
  • 10% Family Discount
  • Special treatments Cover

Arogya Sanjeevani (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI -50 Thousand to 10 L
  • Waiting Period - 30 Days

Personal Accident Plan

Reliance Saral Suraksha Bima

Saral Suraksha Bima protects the insured for an accident and its aftermath like death or permanent disability.

Unique Features

  • SI of 1 crore
  • Discount on add-on
  • Lifelong renewal

Saral Suraksha Bima (Pros)

  • Permanent Total Disablement
  • Permanent Partial Disablement
  • Death Benefit
  • Education Grant To Child
  • Spouse Cover

Saral Suraksha Bima (Cons)

  • No Global Coverage
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • No War Injury Cover
  • Cosmetic Surgery unavailable

Saral Suraksha Bima (Other Benefits)

  • Lifelong Renewal
  • 100% Benefit on SI
  • Family Covered
  • Lifetime Renewal
  • No Waiting Period

Saral Suraksha Bima (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2.5 L to 1 Cr
  • Waiting Period - 30 Days

Group Health Plan

A comprehensive plan that covers a group of people working in an organization, & looks after unexpected medical expenses of the group members.

Unique Features

  • Bariatric surgery covered
  • Pre & post hospitalization
  • Maternity Benefit available

Group Mediclaim Policy (Pros)

  • Inpatient care
  • Family Cover
  • Cashless Treatment
  • 9,100+ Network Hospitals
  • Tax benefit

Group Mediclaim Policy (Cons)

  • No Domiciliary hospitalization
  • Lasik Surgery Unavailable
  • Septoplasty not covered
  • Ozone Therapy not covered
  • Robotic treatment unavailable

Group Mediclaim Policy (Other Benefits)

  • 7 to 1000 Workers Covered
  • Road Ambulance Cover
  • Day Care Procedures Covered
  • AYUSH treatment Cover
  • Room rent charges covered

Group Mediclaim Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 50,000 & 1,00,000
  • Waiting Period - NA

Corona Plan

An affordable health insurance policy that protects you and your family against hospitalization expenses that occur due to COVID-19.

Unique Features

  • Coverage up to 5L
  • Home cover available
  • Hospital daily cash cover

Corona Kavach Policy (Pros)

  • AYUSH Cover
  • Nursing Expenses Cover
  • Flexible Policy Period
  • PPE Kit Cover
  • ICU Cover

Corona Kavach Policy (Cons)

  • Dietary supplements unavailable
  • Obesity treatment unavailable
  • OPD not covered
  • Unproven treatments unavailable
  • Cosmetic Surgery unavailable

Corona Kavach Policy (Other Benefits)

  • Parents-in-law Cover
  • Road Ambulance Cover
  • Hospitalisation Expenses
  • AYUSH treatment Cover
  • Dependent Child Covered

Corona Kavach Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 50 Thousand to 5 L
  • Waiting Period - 15 Days

Corona Plan

Corona Rakshak Policy

An affordable health insurance policy that offers lump sum benefits to the insured if diagnosed with COVID-19.

Unique Features

  • Coverage up to 2.5L
  • Affordable premiums
  • Avail lumps benefit

Corona Rakshak Policy (Pros)

  • 71 hours of hospitalization benefit
  • Get 100% of SI back
  • Flexible policy
  • 15 days waiting period
  • Tax Benefit

Corona Rakshak Policy (Cons)

  • Pre Existing Disease Not Covered
  • Obesity Treatment Unavailable
  • No Global Coverage
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Corona Rakshak Policy (Other Benefits)

  • Hassle-Free Claim Settlement
  • Road Ambulance Cover
  • Mild Symptoms Cover
  • Discounts on Plan
  • No Pre Policy Checkup

Corona Rakshak Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 50 Thousand to 2.5 L
  • Waiting Period - 15 Days

Health Plan

Reliance Specially Abled Health Insurance

A plan designed to meet the needs of a specially-abled community. It covers the cost of hospitalization and many modern treatments.

Unique Features

  • 9100 + Network Hospitals
  • Pre Existing Disease Covered
  • Specified Disease Cover

Specially Abled Health Insurance (Pros)

  • Affordable Plan
  • Modern Treatment Cover
  • Flexible Policy
  • Cataract Covered
  • Emergency Ground Ambulance

Specially Abled Health Insurance (Cons)

  • No War Injury Cover
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Specially Abled Health Insurance (Other Benefits)

  • AYUSH Cover
  • Road Ambulance Cover
  • Pre- Post Hospitalization
  • Tax Benefits
  • In- Patient Hospitalization

Specially Abled Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 4 L to 5 L
  • Waiting Period - 30 Days

Raheja QBE Health Insurance Plans

To cater to the dynamic healthcare needs of an individual and their family, Raheja QBE comes with several plans.

Raheja QBE Health Insurance Individual & Family Plans

Comprehensive Plan

Raheja QBE Health QuBE plan

A health plan suitable for individuals and families. The given plan offers a sum insured for up to 50L.

Unique Features

  • Avail organ donor benefit
  • 4 variants available
  • Medical checkup covered

Raheja QBE Health QuBE plan (Pros)

  • In-Patient Hospitalization
  • Room Rent Cover
  • ICU Cover
  • Doctor Fee Cover
  • Daily Allowance Benefit

Raheja QBE Health QuBE plan (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Raheja QBE Health QuBE plan (Other Benefits)

  • Avail Cashless Treatment
  • Regular Medical Check-Up
  • Organ Donor Benefit
  • Recharge Benefit
  • Domiciliary Hospitalization

Raheja QBE Health QuBE plan (Eligibility Criteria)

  • Entry Age - 90 Days
  • Max Entry Age -65 Years
  • SI - 1 L to 50 L
  • Waiting Period - 30 Days

Standard Plan

Raheja QBE Arogya Sanjeevani Policy

The Policy offers hospitalization coverage from Rs. 50,000 to Rs. 10 lakhs. This coverage is available on an individual and on a family floater sum insured basis.

Unique Features

  • Day Care Treatment available
  • AYUSH treatment covered
  • Cumulative bonus up to 50%

Arogya Sanjeevani Policy (Pros)

  • In-Patient Hospitalization
  • Room Rent Cover
  • ICU Cover
  • Doctor Fee Cover
  • Daily Allowance Benefit

Arogya Sanjeevani Policy (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Arogya Sanjeevani Policy (Other Benefits)

  • Avail Cashless Treatment
  • Regular Medical Check-Up
  • Organ Donor Benefit
  • Recharge Benefit
  • Domiciliary Hospitalization

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 90 Days
  • Max Entry Age -65 Years
  • SI - 1 L to 50 L
  • Waiting Period - 30 Days

Accident Plan

Raheja QBE Individual Personal Accident

Raheja QBE’s Individual Personal Accident Insurance provides you with mitigation against the financial consequences of unforeseeable accidents and mishaps.

Unique Features

  • Ambulance charges covered
  • Covers accidental death
  • Permanent Total disability covered

Individual Personal Accident (Pros)

  • Accidental Death Cover
  • High SI
  • Affordable Premiums
  • Tax Benefits
  • Permanent Partial Disability Cover

Individual Personal Accident (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Individual Personal Accident (Other Benefits)

  • Loss of Sight in Both Eyes
  • Temporary Total Disability
  • Transportation of Mortal Remains
  • Ambulance Cover
  • Loss of Employment Cover

Individual Personal Accident (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age -65 Years
  • SI - 10 L to 17 L
  • Waiting Period - 30 Days

Accident Plan

Raheja QBE Group Personal Accident

Group Personal Accident Insurance policy offers financial compensation to the insured and his family for an injury or death arising out of an accident.

Unique Features

  • Avail compensation benefit
  • Ambulance expense covered
  • 4 cover variants available

Group Personal Accident (Pros)

  • Accidental Death Cover
  • Permanent Total Disability Cover
  • Temporary Disability Cover
  • Tax Benefits
  • Affordable Premiums

Group Personal Accident (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Group Personal Accident (Other Benefits)

  • Loss of Sight in Both Eyes
  • Temporary Total Disability
  • Transportation of Mortal Remains
  • Ambulance Cover
  • Loss of Employment Cover

Group Personal Accident (Eligibility Criteria)

  • Entry Age - N/A
  • Max Entry Age - N/A
  • SI - N/A
  • Waiting Period - 30 Days

Accident Plan

Raheja QBE Saral Suraksha Bima

Insure yourself and your family against losses incurred due to an accidental injury. It provides cover against the financial losses incurred due to accidental injury.

Unique Features

  • Education Grant available
  • Temporary Disability
  • Death cover available

Saral Suraksha Bima (Pros)

  • Accidental Death Cover
  • Permanent Total Disability Cover
  • Permanent Partial Disability Cover
  • Tax Benefits
  • Affordable Premiums

Saral Suraksha Bima (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Saral Suraksha Bima (Other Benefits)

  • Hospitalization Cover
  • Education Grant
  • High SI
  • 5000+ Hospitals
  • Temporary Total Disablement

Saral Suraksha Bima (Eligibility Criteria)

  • Entry Age - N/A
  • Max Entry Age - N/A
  • SI - 5 to 10 L
  • Waiting Period - 30 Days

Raheja QBE Health Insurance Specialized Plans

Top-up Plan

Raheja QBE Super Top Up Plan

A insurance plan for employees and their family members of companies, organizations, customers/members of banks, or housing societies.

Unique Features

  • Organ Donor Cover
  • Maternity Cover
  • Pre and Post Natal Expenses

Raheja QBE Super Top Up Plan (Pros)

  • High SI
  • Affordable Premiums
  • Tax Benefits
  • No Pre-Policy Check-Up
  • Select Deductibles

Raheja QBE Super Top Up Plan (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Raheja QBE Super Top Up Plan (Other Benefits)

  • Cover Entire Family
  • Life-Long Renewability
  • AYUSH Treatmentt
  • Day Care Treatments
  • Domiciliary Hospitalization

Raheja QBE Super Top Up Plan (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age -65 Years
  • SI - 2 L - 1 Cr
  • Waiting Period - 30 Days

Cancer Plan

Raheja QBE Cancer Insurance

A specific cancer insurance policy that protects the policyholder against the expenses incurred during the treatment of this dreadful disease.

Unique Features

  • SI available up to 10L
  • Diagnostic investigation covered
  • No exit age feature

Raheja QBE Cancer Insurance (Pros)

  • 1 to 70 years entry age
  • High SI
  • All stages of cancer covered
  • No-claim Bonus
  • 30 Days Grace Period

Raheja QBE Cancer Insurance (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Raheja QBE Cancer Insurance (Other Benefits)

  • Policy Portability Available
  • Affordable Premiums
  • Migration Facility Available
  • Medical Expenses Cover
  • Lump Sum Amount Paid

Raheja QBE Cancer Insurance (Eligibility Criteria)

  • Entry Age - 1 Day
  • Max Entry Age -70 Years
  • SI - 1 L to 10 L
  • Waiting Period - 30 Days

Hospital Cash Plan

Raheja QBE Hospital Daily Cash

The Hospital Daily Cash plan covers many miscellaneous expenses that are not covered under a health plan.

Unique Features

  • Day Care Procedure cash benefit
  • Accidental Hospital Cash
  • International Emergency Benefit

Raheja QBE Hospital Daily Cash (Pros)

  • Accidental Death
  • Spouse Cover
  • Sickness Hospitalisation Cash
  • Convalescence Benefit
  • Dependent Child Cover

Raheja QBE Hospital Daily Cash (Cons)

  • No Pre Existing Disease Cover
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Raheja QBE Hospital Daily Cash (Other Benefits)

  • Parents-in-law Cover
  • ICU Expenses Cover
  • Available For Group
  • 10% Direct Business Discounts
  • Loss OF income Cover

Raheja QBE Hospital Daily Cash (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -75 Years
  • SI -Rs 500 To Rs 5000
  • Waiting Period - 30 Days

Global Plan

Raheja QBE Pravasi Bhartiya Bima Yojana

An insurance policy for individuals who emigrate to foreign countries providing cover against personal accidents, medical emergencies, and more.

Unique Features

  • Death Cover
  • Hospitalization expense covered
  • Medical emergency cover available

Pravasi Bhartiya Bima Yojana (Pros)

  • Cover Across 7 Continents
  • Litigation Expense Covered
  • Spouse Cover
  • Maternity Expense Covered
  • Dependent Child Cover

Pravasi Bhartiya Bima Yojana (Cons)

  • No Pre-Existing Disease Cover
  • Cost Of Spectacles Unavailable
  • Hearing Aid Not Covered
  • War Injuries Not Covered
  • Cosmetic Surgery unavailable

Pravasi Bhartiya Bima Yojana (Other Benefits)

  • Chemotherapy Cover
  • Dialysis Cover
  • Available For Group
  • Cost Of Artificial Limbs
  • Room Rent Cover

Pravasi Bhartiya Bima Yojana (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - NA
  • Waiting Period - 30 Days

COVID-19 Plan

Raheja QBE Corona Kavach Policy

The policy offers hospitalization coverage against COVID-19 from Rs. 50,000 to Rs. 5 lakhs. This coverage is available on an individual and on a family floater sum insured basis.

Unique Features

  • AYUSH treatment available
  • Avail Home Care
  • Hospital daily cash

Corona Kavach Policy (Pros)

  • Emergency Cover
  • Spouse Cover
  • COVID Hospitalisation Cover
  • ICU Cover
  • Dependent Child Cover

Corona Kavach Policy (Cons)

  • No Breach Of Law Cover
  • Daycare Treatment Unavailable
  • No Unproven Treatments Cover
  • OPD not covered
  • No Global Coverage

Corona Kavach Policy (Other Benefits)

  • Parents-in-law Cover
  • Pre Hospitalization
  • Post Hospitalization
  • Inpatient Hospitalization Cover
  • Flexible Policy Duration

Corona Kavach Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI -50 Thousand To Rs 5 L
  • Waiting Period - 15 Days

Corporate Plan

Group Corona Kavach Policy

The policy covers inpatient hospitalization due to Coronavirus disease and offers coverage from ₹ 50,000 to ₹ 5 Lakhs.

Unique Features

  • AYUSH treatment covered
  • Home care available
  • Flexible Policy Period

Group Corona Kavach Policy (Pros)

  • Hospital Daily Cash Cover
  • Spouse Cover
  • COVID Hospitalisation Cover
  • ICU Cover
  • Dependent Child Cover

Group Corona Kavach Policy (Cons)

  • No Alcoholism Cover
  • Dietary Supplements Unavailable
  • No Unproven Treatments Cover
  • No War Injuries Cover
  • No Global Coverage

Group Corona Kavach Policy (Other Benefits)

  • Parents-in-law Cover
  • Room Rent Cover
  • Surgical Procedure Cover
  • Inpatient Hospitalization Cover
  • Medical Advice Covere

Group Corona Kavach Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI -50 Thousand To Rs 5 L
  • Waiting Period - 15 Days

Corporate Plan

Raheja QBE Group Health Insurance

Raheja QBE Group Health Insurance Policy offers coverage from ₹ 25,000 to ₹ 1 Crore. Self, spouse, children, and parents can be covered under this policy.

Unique Features

  • Day care treatment
  • Domiciliary treatment
  • Maternity Cover available

Group Health Insurance (Pros)

  • Accidental Death Cover
  • Permanent Total Disability Cover
  • Temporary Disability Cover
  • Tax Benefits
  • Affordable Premiums

Group Health Insurance (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Group Health Insurance (Other Benefits)

  • Loss of Sight in Both Eyes
  • Temporary Total Disability
  • Transportation of Mortal Remains
  • Ambulance Cover
  • Loss of Employment Cover

Group Health Insurance (Eligibility Criteria)

  • Entry Age - N/A
  • Max Entry Age - N/A
  • SI - N/A
  • Waiting Period - 30 Days

Corporate Plan

Raheja QBE Group Premier Personal Accident Policy

Insure your employees, students, teachers, or members and their families under one policy against losses incurred due to an accidental injury.

Unique Features

  • Dependent child education benefit
  • Burn injuries covered
  • Accidental death covered

Group Premier Personal Accident Policy (Pros)

  • Accidental Death Cover
  • Permanent Total Disability Cover
  • Temporary Disability Cover
  • Tax Benefits
  • Affordable Premiums

Group Premier Personal Accident Policy (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Group Premier Personal Accident Policy (Other Benefits)

  • In-Patient Expenses
  • Burns Cover
  • Broken Bones Cover
  • Mortal Remains Cover
  • Ambulance Cover

Group Premier Personal Accident Policy (Eligibility Criteria)

  • Entry Age - N/A
  • Max Entry Age - N/A
  • SI - N/A
  • Waiting Period - 30 Days

Loan Plan

Raheja QBE Group Loan Insurance

The plan offers cover against loans like Personal Loan, Housing Loan, Auto Loan, Gold Loan, Business Loan, Merchandise Loan, and Consumer Durable Loans.

Unique Features

  • Critical Illness covered
  • Child education benefit available
  • Hospital cash benefit

Raheja QBE Group Loan Insurance (Pros)

  • Accidental Death Cover
  • Permanent Total Disability Cover
  • Permanent Partial Disability Cover
  • Tax Benefits
  • Affordable Premiums

Raheja QBE Group Loan Insurance (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Raheja QBE Group Loan Insurance (Other Benefits)

  • Utility Bill Cover
  • Hospital Daily Cash
  • Involuntary Loss of Job
  • 5000+ Hospitals
  • Efficient Claim Settlement

Raheja QBE Group Loan Insurance (Eligibility Criteria)

  • Entry Age - N/A
  • Max Entry Age - N/A
  • SI - N/A
  • Waiting Period - 30 Days

Super Topup

Raheja Group Health Super Top-Up

The plan covers the hospital bills up to the limit specified in your super top-up plan over and above the selected deductible amount.

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Financial Security

Group Health Super Top-Up (Pros)

  • Hospitalization Expenses Covered
  • Day Care Treatment
  • Domiciliary Treatment
  • 5000+ Network Hospitals
  • Advance Treatment

Group Health Super Top-Up (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Group Health Super Top-Up (Other Benefits)

  • AYUSH Benefit
  • Organ Donor Cover
  • Maternity Cover
  • New Born Baby Cover
  • Pre and Post Natal Cover

Group Health Super Top-Up (Eligibility Criteria)

  • Entry Age - N/A
  • Max Entry Age - N/A
  • SI - N/A
  • Waiting Period - 30 Days

Health Plan

Raheja Health Bharosa

The plan is specifically designed for individuals with Physical & Mental Disability challenges and HIV/ AIDS infection and reduces financial burden for the insured individual.

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Efficient Claim Settlement

Raheja Health Bharosa (Pros)

  • Hospitalization Expenses Covered
  • AYUSH Cover
  • Cataract Cover
  • Modern Treatment Cover
  • Road Ambulance Cover

Raheja Health Bharosa (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Raheja Health Bharosa (Other Benefits)

  • Low vision
  • Hearing Impairment
  • Speech Disability
  • Mental Illness
  • Sickle Cell Disease

Raheja Health Bharosa (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 4 & 5 L
  • Waiting Period - 30 Days

Health Plan

Raheja Wage Compensation Policy

The plan is specifically designed to provide individuals with the ease of daily cash benefits to the insured and to their aid.

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Optional Cover Benefit

Wage Compensation Policy(Pros)

  • Accidental Death Benefit
  • Day Care Procedure Cash
  • Double Benefit
  • Sickness Hospital Cash
  • 8 Plan Variants

Wage Compensation Policy(Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Wage Compensation Policy(Other Benefits)

  • Loss Of Income
  • International Emergency Benefit
  • Time Deductible
  • Waiting Period Waiver
  • Maternity Hospitalization Cash

Wage Compensation Policy(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 75 Years
  • SI - 200 to 2,500 INR
  • Waiting Period - 30 Days

Quick and Free Quick Comparison with Other Insurers

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.