Reliance Health vs United India
  • 100+ top health insurance plans
  • Premium starting @Rs. 19/day*
  • No medical check-ups required
Health Insurance
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

Reliance Health vs United India

Reliance Health and United India both come with a plethora of insurance solutions and a vast product portfolio. Both companies are well known for their all-inclusive plans that cover individuals as well as their families. The network hospitals under the umbrella of Reliance Health are 9100+ Number Of Network Hospitals whereas United India has 14000+ Number Of Network Hospitals of them. The companies provide benefits such as hospitalization, accidental care, daycare procedures, critical illness and senior citizen coverage, along with affordable premiums and high sum insured new age insurance plans.

PLAN DETAILS Edit Reliance Health

Reliance Health

Edit united-india

United India

Number of health insurance plans and add-ons
Sum insured Up to 5Cr Up to 95 Lakh
Network hospitals 9100+ 14000+
Claim ratio 98.65% 97.25%
Preventive health check-up Available (plan dependant) Available (plan dependant)
Existing illness cover Available Available
No claim bonus Available Available
Online discount Available Available
OPD coverage Covered (plan dependant) Covered (plan dependant)
Day care treatment Available Available
Wellness benefits Available (plan dependant) Available (plan dependant)
Discount on renewal Available Available
Global coverage Available Not Available
Cashless Facility Available Available
Exclusive Plans for Senior Citizen Available NA
Exclusive Plans for Women Available NA
Exclusive Plans for Critical Illness Available Available
Exclusive Plans for Family Available Available
Top selling plans Reliance Health Gain Policy, Reliance Health Infinity Insurance United Family Medicare Policy

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Trouble connecting with an insurance company?

Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com

We are happy to help.

Reliance Health Insurance Plans

Comprehensive Plan

Available in Individual as well as Family Floater Plans, the plan offers comprehensive coverage with in-patient treatment, and several add-on features.

Unique Features

  • Avail waiver of premium
  • Consumables Covered
  • Cumulative Bonus of 33.33%

Health Gain Insurance Policy (Pros)

  • Second Opinion Cover
  • Vaccination Cover
  • Health Check-up Cover
  • Home Care Treatment
  • Vision Correction Cover

Health Gain Insurance Policy (Cons)

  • Unproven Treatments Unavailable
  • Overseas treatment Unavailable
  • Hazardous Activity not covered
  • Infertility Treatment not covered
  • Cosmetic Surgery unavailable

Health Gain Insurance Policy (Other Benefits)

  • Companion Cover
  • Child Care Cover
  • Radio Taxi Cover
  • Convalescence Cover
  • Air Ambulance Cover

Health Gain Insurance Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Comprehensive Plan

A plan that covers you and your family offering a sum insured of 5 lakhs to 5 crores. The plan offers 15 different types of discounts.

Unique Features

  • No Sub-limits on benefits
  • Robotic surgery for quick recover
  • 90 days free cancellation

Health Infinity Insurance (Pros)

  • 10% Online discount
  • 5% Early Bird Discount
  • 10% Stay Healthy Discount
  • Credit score discount
  • Concurrent Disclosure Discount

Health Infinity Insurance (Cons)

  • No Obesity Treatment Cover
  • Infertility Treatment Unavailable
  • No Alternative treatments
  • Out-patient not covered
  • Cosmetic Surgery unavailable

Health Infinity Insurance (Other Benefits)

  • 5% Girl Child Discount
  • Restore Benefit
  • 2.5% Vaccination Discount
  • 5% BMI Discount
  • 2.5 % Renewal Discount

Health Infinity Insurance (Eligibility Criteria)

  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 5 L to 5 Crore
  • Waiting Period - 30 Days

Personal Accident Plan

Reimburses the medical expenses incurred during the treatment arising out of the accident and covers disability or death caused by accidents.

Unique Features

  • Child Education Benefit
  • Avail World Wide coverage
  • Zero Paperwork required

Personal Accident Policy (Pros)

  • Carriage of Mortal Cover
  • 5% Increase On SI
  • Flexible Policy
  • Day Care Procedures Covered
  • Accident Death Benefit

Personal Accident Policy (Cons)

  • No Suicide Cover
  • Obesity Treatment Unavailable
  • No Pregnancy Cover
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Personal Accident Policy (Other Benefits)

  • Permanent Disability Covered
  • Easy Claim Process
  • Medical Extension Cover
  • AYUSH treatment Cover
  • No Medical Test

Personal Accident Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 20 L
  • Waiting Period - 30 Days

Affordable Plan

An affordable and comprehensive policy that covers medical expenses & offers flexibility by providing 3 variants- Gold, Silver & Standard.

Unique Features

  • 7% discount for girl child
  • No sub limit on room rent
  • Nursing allowance available

HealthWise Insurance Policy (Pros)

  • Stem Cell Treatment Cover
  • Domiciliary Hospitalisation
  • Health Check-up Cover
  • Critical Illness Covered
  • Donor Expenses Covered

HealthWise Insurance Policy (Cons)

  • No Breach of law Cover
  • No Dietary Supplements Cover
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

HealthWise Insurance Policy (Other Benefits)

  • Recovery Benefit
  • Road Ambulance Cover
  • Day Care Procedures Covered
  • Critical Illness Cover
  • 5 % Renewal Discount

HealthWise Insurance Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

Critical Illness Plan

Reliance critical illness health insurance is specifically designed to provide protection to an individual against 10 life-threatening diseases.

Unique Features

  • No pre-medical required
  • Lump-sum Payment
  • Coverage up to 10 Lakhs

Critical Illness Policy (Pros)

  • Open Heart Replacement
  • 10 Critical Illnesses Covered
  • Tax Benefit
  • Permanent paralysis Covered
  • Kidney failure Covered

Critical Illness Policy (Cons)

  • No PED Cover
  • No Alcoholism Cover
  • No Gender Change Treatment
  • HIV/AIDS not covered
  • No Suicidal Cover

Critical Illness Policy (Other Benefits)

  • Flexible Policy Period
  • Organ Transplant Cover
  • Total Blindness Covered
  • Third Degree Burns Cover
  • Cancer Cover

Critical Illness Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 10 L
  • Waiting Period - 3 Months

Hospital Cash Benefits

Reliance HospiCare Insurance

A hospital cash benefit plan provides a lump sum payout on listed surgeries and daycare procedures occurring due to illness and injuries.

Unique Features

  • 150+ surgeries covered
  • Health check-ups covered
  • Dengue hospitalization covered

HospiCare Insurance (Pros)

  • Health Check-Up
  • ICU Charges Covered
  • Ambulance Cover
  • Day Care Expenses Covered
  • Dengue Cover

HospiCare Insurance (Cons)

  • No Global Cover
  • Alcoholism Cover Unavailable
  • Hazardous Activity not covered
  • No Suicide Cover
  • Cosmetic Surgery unavailable

HospiCare Insurance (Other Benefits)

  • 10% Online Discount
  • 10% Policy Tenure Discount
  • 100% SI on Surgical Procedure
  • 10% Existing Customers Discount
  • SI Enhancement on Renewal

HospiCare Insurance (Eligibility Criteria)

  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 1 L to 10 L
  • Waiting Period - 90 Days

Super Top-up Plan

Reliance Super-Top up Insurance

Cover the expenses of the treatment after your basic health insurance coverage is exhausted. The plan offers coverage of upto INR 1.30 Crore.

Unique Features

  • Maternity expenses
  • Air Ambulance cover
  • Worldwide Emergency Cover

Super-Top up Insurance (Pros)

  • Road Ambulance Cover
  • 50% Cumulative Bonus
  • Waiver of Deductible
  • Day Care Procedures Covered
  • Health Check-Up Cover

Super-Top up Insurance (Cons)

  • No Suicide Cover
  • Dietary Supplements Not Covered
  • Refractive Error not covered
  • Weight Control not covered
  • Cosmetic Surgery unavailable

Super-Top up Insurance (Other Benefits)

  • Free Health Check Up
  • Domiciliary Hospitalization
  • Modern Treatments Cover
  • AYUSH treatment Cover
  • Organ Donor Cover

Super-Top up Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 1.30 Cr
  • Waiting Period - 30 Days

Standard Plan

A standard and affordable health plan that offers medical coverage to individual and their families with a coverage of up to 10 Lakhs.

Unique Features

  • Special treatments Cover
  • Daycare treatments covered
  • Dental Treatment

Arogya Sanjeevani (Pros)

  • Ayush Benefit
  • Cataract Treatment
  • Flexible Policy
  • Cumulative Bonus
  • Pre & Post Hospitalisation

Arogya Sanjeevani (Cons)

  • 5% Co-payment
  • No Unproven Treatments
  • No Dental Treatment
  • No Domiciliary Hospitalization
  • Cosmetic Surgery unavailable

Arogya Sanjeevani (Other Benefits)

  • 5% Customer Discount
  • 3% Renewal Benefit
  • Inpatient Care Cover
  • 10% Family Discount
  • Special treatments Cover

Arogya Sanjeevani (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI -50 Thousand to 10 L
  • Waiting Period - 30 Days

Personal Accident Plan

Reliance Saral Suraksha Bima

Saral Suraksha Bima protects the insured for an accident and its aftermath like death or permanent disability.

Unique Features

  • SI of 1 crore
  • Discount on add-on
  • Lifelong renewal

Saral Suraksha Bima (Pros)

  • Permanent Total Disablement
  • Permanent Partial Disablement
  • Death Benefit
  • Education Grant To Child
  • Spouse Cover

Saral Suraksha Bima (Cons)

  • No Global Coverage
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • No War Injury Cover
  • Cosmetic Surgery unavailable

Saral Suraksha Bima (Other Benefits)

  • Lifelong Renewal
  • 100% Benefit on SI
  • Family Covered
  • Lifetime Renewal
  • No Waiting Period

Saral Suraksha Bima (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2.5 L to 1 Cr
  • Waiting Period - 30 Days

Group Health Plan

A comprehensive plan that covers a group of people working in an organization, & looks after unexpected medical expenses of the group members.

Unique Features

  • Bariatric surgery covered
  • Pre & post hospitalization
  • Maternity Benefit available

Group Mediclaim Policy (Pros)

  • Inpatient care
  • Family Cover
  • Cashless Treatment
  • 9,100+ Network Hospitals
  • Tax benefit

Group Mediclaim Policy (Cons)

  • No Domiciliary hospitalization
  • Lasik Surgery Unavailable
  • Septoplasty not covered
  • Ozone Therapy not covered
  • Robotic treatment unavailable

Group Mediclaim Policy (Other Benefits)

  • 7 to 1000 Workers Covered
  • Road Ambulance Cover
  • Day Care Procedures Covered
  • AYUSH treatment Cover
  • Room rent charges covered

Group Mediclaim Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 50,000 & 1,00,000
  • Waiting Period - NA

Corona Plan

An affordable health insurance policy that protects you and your family against hospitalization expenses that occur due to COVID-19.

Unique Features

  • Coverage up to 5L
  • Home cover available
  • Hospital daily cash cover

Corona Kavach Policy (Pros)

  • AYUSH Cover
  • Nursing Expenses Cover
  • Flexible Policy Period
  • PPE Kit Cover
  • ICU Cover

Corona Kavach Policy (Cons)

  • Dietary supplements unavailable
  • Obesity treatment unavailable
  • OPD not covered
  • Unproven treatments unavailable
  • Cosmetic Surgery unavailable

Corona Kavach Policy (Other Benefits)

  • Parents-in-law Cover
  • Road Ambulance Cover
  • Hospitalisation Expenses
  • AYUSH treatment Cover
  • Dependent Child Covered

Corona Kavach Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 50 Thousand to 5 L
  • Waiting Period - 15 Days

Corona Plan

Corona Rakshak Policy

An affordable health insurance policy that offers lump sum benefits to the insured if diagnosed with COVID-19.

Unique Features

  • Coverage up to 2.5L
  • Affordable premiums
  • Avail lumps benefit

Corona Rakshak Policy (Pros)

  • 71 hours of hospitalization benefit
  • Get 100% of SI back
  • Flexible policy
  • 15 days waiting period
  • Tax Benefit

Corona Rakshak Policy (Cons)

  • Pre Existing Disease Not Covered
  • Obesity Treatment Unavailable
  • No Global Coverage
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Corona Rakshak Policy (Other Benefits)

  • Hassle-Free Claim Settlement
  • Road Ambulance Cover
  • Mild Symptoms Cover
  • Discounts on Plan
  • No Pre Policy Checkup

Corona Rakshak Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 50 Thousand to 2.5 L
  • Waiting Period - 15 Days

Health Plan

Reliance Specially Abled Health Insurance

A plan designed to meet the needs of a specially-abled community. It covers the cost of hospitalization and many modern treatments.

Unique Features

  • 9100 + Network Hospitals
  • Pre Existing Disease Covered
  • Specified Disease Cover

Specially Abled Health Insurance (Pros)

  • Affordable Plan
  • Modern Treatment Cover
  • Flexible Policy
  • Cataract Covered
  • Emergency Ground Ambulance

Specially Abled Health Insurance (Cons)

  • No War Injury Cover
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Specially Abled Health Insurance (Other Benefits)

  • AYUSH Cover
  • Road Ambulance Cover
  • Pre- Post Hospitalization
  • Tax Benefits
  • In- Patient Hospitalization

Specially Abled Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 4 L to 5 L
  • Waiting Period - 30 Days

Health Insurance Plans offered by United India Health Insurance

Elaborated below is a glimpse of all the 8 health plans offered by United India Health Insurance Company that will help you narrow down your selection:

Individual & Family Floater Health Insurance Plans

A family floater health insurance plan that offers up to 25 Lacs coverage to you, your spouse and 2 dependent children on the Sum Insured.

Unique Features

  • Midterm Inclusion available
  • Modern Treatment Methods
  • Maternity & New Born Baby cover

Family Medicare Policy(Pros)

  • AYUSH Treatment Cover
  • Daycare Treatment Cover
  • Room Rent Cover
  • Ambulance Cover
  • Organ Donor Benefit

Family Medicare Policy(Cons)

  • 2 Years WP for Cataract
  • Obesity Treatment Unavailable
  • Unproven Treatments Not Covered
  • 2 Years WP for Hernia
  • 4 Years WP for Joint Replacement

Family Medicare Policy(Other Benefits)

  • Restoration Of SI
  • Health Checkup
  • Affordable Premium
  • Tax Benefit
  • Dependent Child Cover

Family Medicare Policy(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

United Individual Health Insurance

An individual health insurance policy that covers hospitalization, day care and ayurvedic expenses.

Unique Features

  • Ambulance charges covered
  • Daily hospital cash
  • Free health check-ups

Individual Health Insurance(Pros)

  • AYUSH Treatment Cover
  • Daycare Treatment Cover
  • Room Rent Cover
  • Domiciliary Hospitalization
  • Organ Donor Benefit

Individual Health Insurance(Cons)

  • 2 Years WP for Cataract
  • Obesity Treatment Unavailable
  • Unproven Treatments Not Covered
  • 2 Years WP for Hernia
  • 4 Years WP for Joint Replacement

Individual Health Insurance(Other Benefits)

  • 3 Policy Variants
  • Spouse Cover
  • Cataract Treatment Cover
  • Surgical Procedures Cover
  • Senior Citizen Cover

Individual Health Insurance(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 2 L to 20 L
  • Waiting Period - 30 Days

United Arogya Sanjeevani Policy

The standard health insurance plan, which is designed to look after your healthcare needs at affordable premiums.

Unique Features

  • Coverage for cataract treatment
  • AYUSH Treatment covered
  • Cumulative Bonus up to 5%

Arogya Sanjeevani Policy(Pros)

  • Pacemaker Implantation Covered
  • Daycare Treatment Covered
  • Asthma Treatment Covered
  • Domiciliary Hospitalization
  • Organ Donor Benefit

Arogya Sanjeevani Policy(Cons)

  • No Maternity Cover
  • No Global Coverage
  • No Unproven Treatments
  • No Change in Gender
  • No Obesity Treatment Cover

Arogya Sanjeevani Policy(Other Benefits)

  • 3 Policy Variants
  • Spouse Cover
  • Hypertension Treatment Covered
  • Influenza Treatment Covered
  • Senior Citizen Cover

Arogya Sanjeevani Policy(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 2 L to 20 L
  • Waiting Period - 30 Days

United Super Top-up Medicare Policy

The plan offers extended coverage against hospitalization expenses if the cover exceeds the threshold level up to the mentioned sum insured.

Unique Features

  • Daily cash allowance
  • Home Care Treatment covered
  • Road ambulance up to 5K

Super Top-up Medicare Policy(Pros)

  • AYUSH Treatment Cover
  • Organ Donor Cost Covered
  • Room Rent Covered
  • In Patient Hospitalization
  • Modern Treatment Covered

Super Top-up Medicare Policy(Cons)

  • No Respite Care Cover
  • No Global Coverage
  • No Unproven Treatments
  • No Breach Of Law Cover
  • No Infertility Treatment Cover

Super Top-up Medicare Policy(Other Benefits)

  • Pre Hospitalization
  • Post Hospitalization
  • Stem Cell Therapy Covered
  • Brain Stimulation Covered
  • Dependent Child Cover

Super Top-up Medicare Policy(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI -3 L to 75 L
  • Waiting Period - 30 Days

UNI Criticare Health Policy

A plan that is exclusively designed for 11 listed critical illnesses and pays out a lump sum amount on diagnosis of these listed critical illnesses.

Unique Features

  • 90 Days waiting period
  • No exit age for continuous renewal
  • Tax benefits

UNI Criticare Health Policy(Pros)

  • First Heart Attack Cover
  • Cancer Covered
  • Heart Valve Replacement
  • Coma Treatment Covered
  • Kidney Failure Covered

UNI Criticare Health Policy(Cons)

  • No HIV Treatment Cover
  • No Global Coverage
  • Diseases Caused By Smoking
  • No War Injury Cover
  • No Suicide Cover

UNI Criticare Health Policy(Other Benefits)

  • Multiple Sclerosis Cover
  • Permanent Paralysis Cover
  • Motor Neuron Treatment Cover
  • Bone Marrow Treatment Cover
  • Spouse Cover

UNI Criticare Health Policy(Eligibility Criteria)

  • Entry Age - 21 Years
  • Max Entry Age -65 Years
  • SI -1 L to 10 L
  • Waiting Period - 90 Days

UNI Group Health Insurance Policy

The policy covers an individual and family on a Family Floater basis. Apart from this, it provides additional riders and critical illness covers.

Unique Features

  • 35 optional covers
  • Donor expenses covered
  • Mental illnesses covered

UNI Group Health Policy(Pros)

  • OPD Physiotherapy Cover
  • Hospital Daily Cash Benefit
  • Critical Illness Cover
  • Blindness Covered
  • Loss Of Pay Covered

UNI Group Health Policy(Cons)

  • No Sterilization Reversal Cover
  • No Dangerous Sports Coverage
  • No Deep Coma Cover
  • No War Injury Cover
  • No Dietary Supplement Cover

UNI Group Health Policy(Other Benefits)

  • Air Ambulance cover
  • Domiciliary Hospitalization Cover
  • Maternity Expenses Covered
  • New Born Baby Covered
  • Wellness Cover

UNI Group Health Policy(Eligibility Criteria)

  • Entry Age - NA
  • Max Entry Age - NA
  • SI -NA
  • Waiting Period - NA

United Shramik Seva Policy

A Group Health policy specially designed for Employer-Employee Groups. The plan provides coverage for the basic healthcare needs of the employees/ workers.

Unique Features

  • 5 sum insured options are available
  • All the daycare treatments
  • Plastic surgery & Dental treatments

Shramik Seva Policy(Pros)

  • 7 People Covered
  • Ambulance Cover
  • Cataract Treatment Cover
  • Hernia Treatment Covered
  • AYUSH Treatment Covered

Shramik Seva Policy(Cons)

  • No Weight Control Cover
  • No Breach Of Law Coverage
  • No Change Of Gender Cover
  • No War Injury Cover
  • No Dietary Supplement Cover

Shramik Seva Policy(Other Benefits)

  • Modern Treatment Cover
  • Out -Patient Treatment Cover
  • Waiver Of Waiting Period
  • Maternity Cover
  • Daily Cash Allowance Cover

Shramik Seva Policy(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI -1 L to 5 L
  • Waiting Period - 30 Days

United Corona Kavach Policy

The plan offers coverage against the treatment of COVID-19 on an Individual or Family Floater basis. The plan offers coverage of up to 5 Lakhs.

Unique Features

  • Home Care Treatment Expenses
  • AYUSH Treatment
  • Covid Hospitalization Cover

Corona Kavach Policy(Pros)

  • Flexible Policy Duration
  • Daycare Treatment Covered
  • Room Rent Covered
  • Spouse Cover
  • ICU Charges Covered

Corona Kavach Policy(Cons)

  • No Maternity Cover
  • No Global Coverage
  • No Unproven Treatments
  • No Dietary Supplements Cover
  • No OPD Cover

Corona Kavach Policy(Other Benefits)

  • Pre Hospitalization
  • Post Hospitalization
  • PPE Kit Covered
  • Ambulance Cover
  • Room Rent Cover

Corona Kavach Policy(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI -50 Thousand to 5 L
  • Waiting Period - 15 Days

Quick and Free Quick Comparison with Other Insurers

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.