United India vs Oriental Health Health Insurance 2026

Overview

United India Insurance Company Limited is one of India's oldest government-owned insurers, established in 1938. It offers a range of health insurance plans covering basic to advanced medical needs, along with specialized options for critical illness, maternity, and senior citizens. In addition to health insurance, the company provides motor, personal accident, and home insurance products. With decades of experience and a wide product portfolio, it is a stable and practical choice for those comparing insurers based on coverage options and long-term reliability.

COMPANY DETAILS

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United India

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Oriental Health

Number of health insurance plans	No. of Plans 1 ❯	No. of Plans 5 ❯
Sum insured	Sum Insured Up to ₹ 95 Lakh	Sum Insured Up to ₹ 2 Crores
Claim ratio	Claim Ratio 91.10%	Claim Ratio 91.62%
Network hospitals	Network Hospital 14000+	Network Hospital 4000+
Solvency Ratio	Solvency Ratio -0.65	Solvency Ratio -1.03
Pan India Presence	Pan India Presence 1537	Pan India Presence 1,000
Claim Form	Claim Form Available	Claim Form Available
Annual premium (company level)	Annual premium (company level) 7,519.28 Crore	Annual premium (company level) 9,994.44 Crore
Years in operation	Years in operation 1938	Years in operation 1947
24×7 claim support	24×7 claim support Yes	24×7 claim support Yes
IRDAI registration number	IRDAI registration number 545	IRDAI registration number 556
Claims settled within 3 months	Claims settled within 3 months 96	Claims settled within 3 months 90.18
Recommended Videos	▶ United India Health Insurance ▶ Oriental Health Insurance

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj General Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Galaxy Health Insurance

Narayana Health Insurance

Know More About Health Insurance Companies

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United India Health Insurance

United India Family Medicare

A cost-effective insurance option is the United India Insurance Family Medicare Policy. Anyone between 18 and 65 can get this insu...

High SI
Optional Covers
ICU Cover

In-patient hospitalization
Day-care treatments
Pre & post-hospitalization
AYUSH treatment

Vaccination unavailable
OPD cover
Domiciliary hospitalization
Global coverage

Organ donor
Maternity & newborn baby cover
Daily hospital cash
Sum Insured restoration

Entry age: Min. 18 yrs/ Max. 65 yrs
SI: 3 to 25 Lakhs
Initial waiting period: 30 Days
Policy term: 1 year

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Oriental Health Insurance

Oriental Bank Saathi Policy

The Bank Saathi Policy of Oriental Insurance is a group health insurance plan designed to provide indemnity to insured individuals...

2 Plan Variants
Newborn Baby Cover
Modern Treatment

Maternity & newborn cover
Medical second opinion
Mental illness cover

Illegal activities
Alcoholism
Adventure sports

Tax benefits
AYUSH treatment
Modern treatments

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 25 L

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Accident Health Insurance

Oriental Personal Accident Policy

The human body is mortal, and we cannot always avoid accidents that could lead to loss of life or body parts like limbs or major o...

Covers you globally
Optional medical cover
Accidental loss compensation

Accidental death
Injury
Permanent total disability

Obesity
Illegal activities
Cosmetic Procedures

Permanent partial disability
Temporary total disability
Worldwide accidental cover

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Individual and Family Health Insurance

Oriental Happy Family Floater Policy

Oriental Family Floater Policy offers versatile coverage options to its policyholders. Oriental Health Insurance designed the plan...

International Cover
Multiple Discount Benefits
E-Consultation Available

Domiciliary hospitalization
Pre and post-hospitalization
Newborn baby expenses

Illegal activities
Alcoholism and drug abuse
Obesity

Tele consultation
Telemedicine
Accidental death benefit

Min entry age: 18 Years
Max entry age: 65 Years
Initial waiting period: 30 days
Sum Insured: Up to 50 Lakhs

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Individual and Family Health Insurance

PNB Oriental Royal Mediclaim Insurance Policy

The PNB Oriental Royal Mediclaim policy, introduced by Oriental Health Insurance, provides comprehensive coverage to account holde...

Individual and Family Floater
AYUSH Cover
Check the Eligibility Criteria

Covers family
High sum insured
Ambulance cover

Illegal activities
Alcoholism and drug abuse
Obesity

Pre and post-hospitalization
Multiple variants
Daily hospital cash

Min entry age: 18 years
Max entry age: 79 years
Initial waiting period: 30 days
Sum insured: Up to 10 Lakh

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Individual

Individual Mediclaim Policy

Oriental Individual Mediclaim by Oriental Health Insurance is an affordable health insurance policy designed to cover all your med...

AYUSH Benefits Covered
Inclusions and Exclusions
Lifetime Renewability

Family discount
Voluntary co-payment
Daily hospital cash

Alcoholism and drug abuse
Obesity
Cosmetic procedures

Personal accident cover
Medical second opinion
Multiple SI options

Min entry age: 18 years
Max entry age: 65 years
Initial Waiting Period: 30 days
Sum Insured: Up to 50 Lakhs

View plan

Compare with Other Insurers

New India Health Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance Niva Bupa

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance Niva Bupa

Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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