United India vs Shriram Health Insurance Company Health Insurance 2026 | PolicyX
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Overview

United India Insurance (a government-owned insurer founded in 1938) offers health plans from basic to advanced needs, plus critical illness, maternity and senior-citizen options.
COMPANY DETAILS ✎ Edit

United India

 ✎ Edit

Shriram Health Insurance Company
Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 95 Lakh

Sum Insured

Up to ₹ 3 Crore
Claim ratio

Claim Ratio

91.10%

Claim Ratio

86.86%
Network hospitals

Network Hospital

14000+

Network Hospital

13000+
Solvency Ratio

Solvency Ratio

-0.65

Solvency Ratio

3.51
Pan India Presence

Pan India Presence

1537

Pan India Presence

537
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

7,519.28 Crore

Annual premium (company level)

123.17 Crore
Years in operation

Years in operation

1938

Years in operation

2006
24×7 claim support

24×7 claim support

Yes

24×7 claim support

No
Claims settled within 3 months

Claims settled within 3 months

96

Claims settled within 3 months

98.31
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United India Health Insurance

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Know More About Health Insurance Companies

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United India Health Insurance

Most popular
Individual and Family Health Insurance

United India Family Medicare

The United India Family Medicare Policy offers a cost-effective health insurance solution for individuals and families, covering t...

  • High SI
  • Optional Covers
  • ICU Cover
  • In-patient hospitalization
  • Day-care treatments
  • Pre & post-hospitalization
  • AYUSH treatment
  • Vaccination unavailable
  • OPD cover
  • Domiciliary hospitalization
  • Global coverage
  • Organ donor
  • Maternity & newborn baby cover
  • Daily hospital cash
  • Sum Insured restoration
  • Entry age: Min. 18 yrs/ Max. 65 yrs
  • SI: 3 to 25 Lakhs
  • Initial waiting period: 30 Days
  • Policy term: 1 year
View plan

Shriram Health Insurance

Most popular
Individual and Family Health Insurance

Shri Health Suraksha Plan

Shriram's Shri Health Suraksha Plan is a comprehensive indemnity health insurance offering, covering modern and AYUSH treatments w...

  • Comprehensive Coverage
  • Multiple Sum Insured
  • Benefits
  • Multiple sum insured
  • Family cover
  • Ambulance cover
  • Illegal activities
  • Obesity treatments
  • HIV
  • Adventure sports
  • ICU fees
  • doctor fees
  • Blood and oxygen expenses
  • Tax benefits
  • Min entry age: NA
  • Max Entry age: NA
  • Sum Insured: Multiple
  • Waiting Period: 30 days
View plan

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Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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