ChatGPT
Claude
Perplexity
Shriram Health Insurance
Shri Health Suraksha Plan
Shriram Health Insurance has launched its first-ever indemnity health ...Read More
About Shri Health Suraksha Plan
A quick read on what this Shriram Health Insurance plan covers and why it might be a fit for you.
Shriram General Health Insurance has launched its first-ever indemnity health plan, Shri Health Suraksha Insurance. This comprehensive plan offers various medical treatments, including modern procedures and traditional AYUSH treatments.
With nationwide access to 13,000 network hospitals, individuals can choose a plan that best suits their healthcare needs and enjoy cashless treatments. Introducing the plan, Anil Aggarwal, MD & CEO, said:
“It enables the customer to provide medical treatment to their loved ones, unhindered by any financial challenges. We have priced premiums competitively for a family floater plan. The offering aligns with our vision to allow every Indian to access comprehensive and quality medical care.”
Let's learn more about the plan.
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- Multiple sum insured
- Family cover
- Ambulance cover
Cons
- Illegal activities
- Obesity treatments
- HIV
- Adventure sports
What's covered
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Hospitalization
- Room rent Covered
- ICU charges Covered
- Pre-hospitalization Covered
- Post-hospitalization Covered
- Domiciliary hospitalization Not covered
- Day-care treatment Covered
- OPD charges Not covered
- Covid-19 treatment Covered
- Cataract Covered
Bonuses & restoration
- No-claim bonus Covered
- Automatic restoration of SI Not covered
- Daily hospital cash Not covered
Family & special care
- Maternity cover Not covered
- New-born baby cover Not covered
- IVF treatment Not covered
- AYUSH treatment Covered
- Organ donor expenses Not covered
Modern & preventive care
- Modern treatment Covered
- Road ambulance Covered
- Air ambulance Not covered
- E-consultation Not covered
- Health check-up Not covered
- Second medical opinion Not covered
- Vaccination Not covered
Conditions & global
- Co-payment Not covered
- Sub-limits Not covered
- Compassionate travel Not covered
- Global coverage Not covered
Benefits of Shri Health Suraksha Plan
Comprehensive Coverage
Covers a wide variety of treatments, including modern procedures and AYUSH treatments, accessible for all policyholders.Cashless Treatments
Access to 13,000+ network hospitals with the Shri Health Suraksha plan.Sum Insured Options
Offers multiple sum insured options from Shriram Health Insurance.Individual and Family Cover
Shri Health Suraksha is available as individual and family coverage, covering children aged 3 months or above, as well as parents and in-laws. Select a variant suitable for you and your family.Impressive Cumulative Bonus
Receive an impressive cumulative bonus for every claim-free year.
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Exclusions
- Hospitalization due to war, riot, strike, or nuclear weapons
- Intentional self-injury
- AIDS
- Miscarriage and abortion
- Congenital diseases
- Infertility and in-vitro fertilization
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- Min entry age: NA
- Max Entry age: NA
- Sum Insured: Multiple
- Waiting Period: 30 days
Other features & benefits
Conclusion
Shri Health Suraksha Plan is a competitively priced affordable health insurance plan. It offers affordable premiums, especially for those interested in family floater plans. Shriram General Insurance aims to make quality healthcare accessible to all with the launch of the Shri Health Suraksha plan. Additionally, this plan provides financial support for out-of-pocket costs that may exceed the coverage.
Shri Health Suraksha Plan: FAQs
The 5 most-asked questions about Shri Health Suraksha Plan, answered.
Health Insurance Articles
Health Insurance Premium Calculator
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.
Written and reviewed by
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
Compare Health Insurance Plans
Select a company and plan for each side to see a detailed side-by-side comparison.
Other Health Insurance Companies
Share your Valuable Feedback
Rated by 64 customers
Was the Information Helpful?
Select Your Rating
We would like to hear from you
Let us know about your experience or any feedback that might help us serve you better in future.
Do you have any thoughts you'd like to share?