Shriram Health Insurance Company vs Liberty Health Health Insurance 2026

Overview

Shriram General Insurance (founded 2006) is a JV of the Shriram Group and Sanlam. This leading Indian insurer offers comprehensive health plans with a high sum insured and a 95,000+ healthcare provider network, plus various personal and commercial.

COMPANY DETAILS

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Shriram Health Insurance Company

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Liberty Health

Number of health insurance plans	No. of Plans 1 ❯	No. of Plans 2 ❯
Sum insured	Sum Insured Up to ₹ 3 Crore	Sum Insured Up to ₹ 30 Lakh
Claim ratio	Claim Ratio 86.86%	Claim Ratio 97.64%
Network hospitals	Network Hospital 13000+	Network Hospital 6000+
Solvency Ratio	Solvency Ratio 3.51	Solvency Ratio 1.75
Pan India Presence	Pan India Presence 537	Pan India Presence 110
Claim Form	Claim Form Available	Claim Form Available
Annual premium (company level)	Annual premium (company level) 123.17 Crore	Annual premium (company level) 374.59 Crore
Years in operation	Years in operation 2006	Years in operation 2013
24×7 claim support	24×7 claim support No	24×7 claim support Yes
Claims settled within 3 months	Claims settled within 3 months 98.31	Claims settled within 3 months 97

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Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

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Know More About Health Insurance Companies

Shriram Health Insurance

Shri Health Suraksha Plan

Shriram's Shri Health Suraksha Plan is a comprehensive indemnity health insurance offering, covering modern and AYUSH treatments w...

Comprehensive Coverage
Multiple Sum Insured
Benefits

Multiple sum insured
Family cover
Ambulance cover

Illegal activities
Obesity treatments
HIV
Adventure sports

ICU fees
doctor fees
Blood and oxygen expenses
Tax benefits

Min entry age: NA
Max Entry age: NA
Sum Insured: Multiple
Waiting Period: 30 days

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Liberty General Insurance

Liberty Janta Personal Accident Policy

Liberty's Janta Personal Accident Policy provides essential coverage against accidental death and various permanent disabilities, ...

Personal Accident Cover
Worldwide Cover
Lifelong Renewability

Personal Accident Cover
Worldwide Cover
Lifelong Renewability

Pre-existing diseases not covered
Death or disablement due to war
Self-harm or suicide attempt

Loss of limbs
Loss of an eye
Complete loss of eyesight in both eyes

Minimum: 18 Years
Child: 5 to 18 Years
Maximum: 75 Years

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Individual and Family Health Insurance

Liberty Secure Health Connect

Liberty Secure Health Connect offers comprehensive health coverage for individuals and families, with sum insured options ranging ...

Wide Sum Insured Options
Stay-fit Perks
6-hour Claim Assure

Cataract
Covid-19 treatment
ICU charges

Illegal activities
Alcoholism and drug abuse
Adventure sports

Ambulance cover
Health check-ups
Co-payment

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 15 Lakh

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Compare with Other Insurers

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Apollo Munich Health Insurance Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Health Insurance Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance

Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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