Shriram Health Insurance Company vs Galaxy Health Health Insurance 2026 | PolicyX
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Overview

Shriram General Insurance (founded 2006) is a JV of the Shriram Group and Sanlam. This leading Indian insurer offers comprehensive health plans with a high sum insured and a 95,000+ healthcare provider network, plus various personal and commercial.
COMPANY DETAILS ✎ Edit

Shriram Health Insurance Company

 ✎ Edit

Galaxy Health
Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 3 Crore

Sum Insured

Up to ₹ 1 Crore
Claim ratio

Claim Ratio

86.86%

Claim Ratio

98.9%
Network hospitals

Network Hospital

13000+

Network Hospital

3216+
Solvency Ratio

Solvency Ratio

3.51

Solvency Ratio

4.70
Pan India Presence

Pan India Presence

537

Pan India Presence

71
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

123.17 Crore

Annual premium (company level)

16.95 Crore
Years in operation

Years in operation

2006

Years in operation

2023
24×7 claim support

24×7 claim support

No

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

98.31

Claims settled within 3 months

100
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Shriram Health Insurance

Most popular
Individual and Family Health Insurance

Shri Health Suraksha Plan

Shriram's Shri Health Suraksha Plan is a comprehensive indemnity health insurance offering, covering modern and AYUSH treatments w...

  • Comprehensive Coverage
  • Multiple Sum Insured
  • Benefits
  • Multiple sum insured
  • Family cover
  • Ambulance cover
  • Illegal activities
  • Obesity treatments
  • HIV
  • Adventure sports
  • ICU fees
  • doctor fees
  • Blood and oxygen expenses
  • Tax benefits
  • Min entry age: NA
  • Max Entry age: NA
  • Sum Insured: Multiple
  • Waiting Period: 30 days
View plan

Galaxy Health Insurance

Most popular
Individual and Family Health Insurance

Galaxy Promise Health Plan

Galaxy Promise is a new health insurance plan from Galaxy Health Insurance, designed for younger generations in India with a uniqu...

  • Air Ambulance Cover
  • Room Rent Enhancement
  • Gala Fit Pro-Active Care
  • Unlimited restoration of SI
  • No co-payment
  • Room rent enhancement
  • Investigation and evaluation not covered
  • Dietary supplement
  • Unproven treatment
  • Alcoholism
  • Repatriation of mortal remains
  • Organ transplantation
  • Cashless everywhere
  • Min. Entry Age: 16 Days
  • Max. Entry Age: 65 Years
  • Initial Waiting Period: 24 Months
  • Sum Insured: Up to 1 Cr
View plan
Top Up and Super Top Up

Galaxy Top-up Health Insurance Plan

The Galaxy Top-Up Health Insurance Plan provides an enhanced safety net over existing base health coverage, helping mitigate subst...

  • Get exciting discounts
  • Digital ICU coverage
  • Gala Fit benefit
  • Family coverage
  • flexibility in deductible
  • Digital ICU coverage.
  • Investigation and evaluation
  • cosmetic surgery
  • unproven treatments.
  • Nanotechnology covered
  • modern treatment
  • delivery expenses covered.
  • Entry age: 18 years
  • Maximum entry age: 65 years
  • Sum Insured: INR 5 L to 2 Cr
  • Waiting Period: 30 days.
View plan
Individual and Family Health Insurance

Galaxy Twin 360

Galaxy Twin 360 is a comprehensive health insurance plan for young adults and families, offering dual coverage that combines in-pa...

  • Dual coverage for extended protection
  • All round 360 degree health benefits
  • Flexible coverage for individual needs
  • OPD benefits along with hospitalisation cover
  • usable benefits even in non-hospitalisation years
  • wellness and preventive care integration
  • Entry age capped at 45 years
  • OPD benefits have usage limits
  • newer insurer with limited long-term claims history
  • Lifelong renewability
  • multiple sum insured options
  • flexible premium payment modes
  • coverage for day-care and modern treatments
  • cashless treatment at network hospitals
  • Adults: 18 years to 45 years Children: 90 days to 18 years
View plan

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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