Liberty Health vs Galaxy Health Health Insurance 2026

Overview

Liberty General Insurance began operations in 2013, offering comprehensive retail, commercial and industrial insurance. It has 1200+ employees across 110 offices in 95 cities and 29 states, and a network of 5000+ hospitals for easy access to.

COMPANY DETAILS

✎ Edit

Liberty Health

✎ Edit

Galaxy Health

Number of health insurance plans	No. of Plans 2 ❯	No. of Plans 3 ❯
Sum insured	Sum Insured Up to ₹ 30 Lakh	Sum Insured Up to ₹ 1 Crore
Claim ratio	Claim Ratio 97.64%	Claim Ratio 98.9%
Network hospitals	Network Hospital 6000+	Network Hospital 3216+
Solvency Ratio	Solvency Ratio 1.75	Solvency Ratio 4.70
Pan India Presence	Pan India Presence 110	Pan India Presence 71
Claim Form	Claim Form Available	Claim Form Available
Annual premium (company level)	Annual premium (company level) 374.59 Crore	Annual premium (company level) 16.95 Crore
Years in operation	Years in operation 2013	Years in operation 2023
24×7 claim support	24×7 claim support Yes	24×7 claim support Yes
Claims settled within 3 months	Claims settled within 3 months 97	Claims settled within 3 months 100

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj General Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Galaxy Health Insurance

Narayana Health Insurance

Know More About Health Insurance Companies

Liberty General Insurance

Liberty Janta Personal Accident Policy

Liberty's Janta Personal Accident Policy provides essential coverage against accidental death and various permanent disabilities, ...

Personal Accident Cover
Worldwide Cover
Lifelong Renewability

Personal Accident Cover
Worldwide Cover
Lifelong Renewability

Pre-existing diseases not covered
Death or disablement due to war
Self-harm or suicide attempt

Loss of limbs
Loss of an eye
Complete loss of eyesight in both eyes

Minimum: 18 Years
Child: 5 to 18 Years
Maximum: 75 Years

View plan

Individual and Family Health Insurance

Liberty Secure Health Connect

Liberty Secure Health Connect offers comprehensive health coverage for individuals and families, with sum insured options ranging ...

Wide Sum Insured Options
Stay-fit Perks
6-hour Claim Assure

Cataract
Covid-19 treatment
ICU charges

Illegal activities
Alcoholism and drug abuse
Adventure sports

Ambulance cover
Health check-ups
Co-payment

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 15 Lakh

View plan

Galaxy Health Insurance

Galaxy Promise Health Plan

Galaxy Promise is a new health insurance plan from Galaxy Health Insurance, designed for younger generations in India with a uniqu...

Air Ambulance Cover
Room Rent Enhancement
Gala Fit Pro-Active Care

Unlimited restoration of SI
No co-payment
Room rent enhancement

Investigation and evaluation not covered
Dietary supplement
Unproven treatment
Alcoholism

Repatriation of mortal remains
Organ transplantation
Cashless everywhere

Min. Entry Age: 16 Days
Max. Entry Age: 65 Years
Initial Waiting Period: 24 Months
Sum Insured: Up to 1 Cr

View plan

Top Up and Super Top Up

Galaxy Top-up Health Insurance Plan

The Galaxy Top-Up Health Insurance Plan provides an enhanced safety net over existing base health coverage, helping mitigate subst...

Get exciting discounts
Digital ICU coverage
Gala Fit benefit

Family coverage
flexibility in deductible
Digital ICU coverage.

Investigation and evaluation
cosmetic surgery
unproven treatments.

Nanotechnology covered
modern treatment
delivery expenses covered.

Entry age: 18 years
Maximum entry age: 65 years
Sum Insured: INR 5 L to 2 Cr
Waiting Period: 30 days.

View plan

Individual and Family Health Insurance

Galaxy Twin 360

Galaxy Twin 360 is a comprehensive health insurance plan for young adults and families, offering dual coverage that combines in-pa...

Dual coverage for extended protection
All round 360 degree health benefits
Flexible coverage for individual needs

OPD benefits along with hospitalisation cover
usable benefits even in non-hospitalisation years
wellness and preventive care integration

Entry age capped at 45 years
OPD benefits have usage limits
newer insurer with limited long-term claims history

Lifelong renewability
multiple sum insured options
flexible premium payment modes
coverage for day-care and modern treatments
cashless treatment at network hospitals

Adults: 18 years to 45 years Children: 90 days to 18 years

View plan

Health Insurance Articles

Swine Flu Health Insurance Coverage in India?

Aug, 2026 →

Does Health Insurance Cover Food Poisoning?

Aug, 2026 →

Is a Fractured Leg Covered by Health Insurance?

May, 2026 →

How Senior Citizens Can Get Health Insurance Tax Benefits u/s 80D

May, 2026 →

Eye Conditions Actually Covered Under Health Insurance in India

Mar, 2026 →

How Air Pollution Is Silently Causing 10 Health Diseases

Mar, 2026 →

See More Health Insurance Articles

Bima Insurance Trinity

Feb, 2025 →

Health Insurance Waiting Period

Aug, 2024 →

Which Health Insurer Has the Highest Premiums in India?

May, 2025 →

Health Insurance for Gen Z

May, 2025 →

AI In Health Insurance

Apr, 2025 →

Health Insurance Budget

Aug, 2024 →

See More Health Insurance Articles

Compare with Other Insurers

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Health Insurance Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Health Insurance Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Narayana Health Insurance

Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

Overview

Talk to India's Top Insurance Advisor

Health Insurance Companies

Trouble connecting with an insurance company?

Liberty General Insurance

Galaxy Health Insurance

Health Insurance Articles

Compare with Other Insurers