Liberty Health vs Magma Health Health Insurance 2026

Overview

Liberty General Insurance began operations in 2013, offering comprehensive retail, commercial and industrial insurance. It has 1200+ employees across 110 offices in 95 cities and 29 states, and a network of 5000+ hospitals for easy access to.

COMPANY DETAILS

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Liberty Health

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Magma Health

Number of health insurance plans	No. of Plans 2 ❯	No. of Plans 1 ❯
Sum insured	Sum Insured Up to ₹ 30 Lakh	Sum Insured Up to ₹ 3 CR
Claim ratio	Claim Ratio 97.64%	Claim Ratio 94.72%
Network hospitals	Network Hospital 6000+	Network Hospital 8400+
Solvency Ratio	Solvency Ratio 1.75	Solvency Ratio 2.02
Pan India Presence	Pan India Presence 110	Pan India Presence 95
Claim Form	Claim Form Available	Claim Form Available
Annual premium (company level)	Annual premium (company level) 374.59 Crore	Annual premium (company level) 742.77 Crore
Years in operation	Years in operation 2013	Years in operation 2012
24×7 claim support	24×7 claim support Yes	24×7 claim support Yes
Claims settled within 3 months	Claims settled within 3 months 97	Claims settled within 3 months 96.84
Recommended Videos	▶ Magma HDI Health Insurance

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

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Know More About Health Insurance Companies

Liberty General Insurance

Liberty Janta Personal Accident Policy

Liberty's Janta Personal Accident Policy provides essential coverage against accidental death and various permanent disabilities, ...

Personal Accident Cover
Worldwide Cover
Lifelong Renewability

Personal Accident Cover
Worldwide Cover
Lifelong Renewability

Pre-existing diseases not covered
Death or disablement due to war
Self-harm or suicide attempt

Loss of limbs
Loss of an eye
Complete loss of eyesight in both eyes

Minimum: 18 Years
Child: 5 to 18 Years
Maximum: 75 Years

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Individual and Family Health Insurance

Liberty Secure Health Connect

Liberty Secure Health Connect offers comprehensive health coverage for individuals and families, with sum insured options ranging ...

Wide Sum Insured Options
Stay-fit Perks
6-hour Claim Assure

Cataract
Covid-19 treatment
ICU charges

Illegal activities
Alcoholism and drug abuse
Adventure sports

Ambulance cover
Health check-ups
Co-payment

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 15 Lakh

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Magma Health Insurance

Magma HDI One Health Insurance Plan

Magma HDI One Health Insurance is a versatile plan offering up to ₹2 Crore sum insured across 5 customizable variants for indivi...

SI Up To 2 Crore
Voluntary Co-pay
CI & PA Coverage

SI up to ₹2 Crore
Voluntary Co-pay
CI & PA coverage

Global coverage not covered
No automatic restoration
AYUSH cover not available

Lifelong renewability option
Provides coverage for all medical expenses
Voluntary Co-Pay

Minimum: 18 Years Children: 91 Days to 26 Years

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Compare with Other Insurers

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Health Insurance Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Health Insurance Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Raheja Qbe Galaxy Health Narayana Health Insurance

Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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