HDFC ERGO vs Magma Health
  • 100+ top health insurance plans
  • Premium starting @Rs. 19/day*
  • No medical check-ups required
Health Insurance
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

Select Insurer

HDFC ERGO vs Magma Health

HDFC ERGO and Magma Health both come with a plethora of insurance solutions and a vast product portfolio. Both companies are well known for their all-inclusive plans that cover individuals as well as their families. The network hospitals under the umbrella of HDFC ERGO are 12000+ Number Of Network Hospitals whereas Magma Health has 8400+ Number Of Network Hospitals of them. The companies provide benefits such as hospitalization, accidental care, daycare procedures, critical illness and senior citizen coverage, along with affordable premiums and high sum insured new age insurance plans.

PLAN DETAILS Edit HDFC ERGO

HDFC ERGO

 Edit magma-health

Magma Health
Number of health insurance plans and add-ons
Sum insured Up to 2Cr Up to 3 Cr
Network hospitals 12000+ 8400+
Claim ratio 98.49% 92.34%
Preventive health check-up Available (plan dependant) Available (plan dependant)
Existing illness cover Available Available
No claim bonus Available Available
Online discount Available Available
OPD coverage Covered (plan dependant) Covered (plan dependant)
Day care treatment Available Available
Wellness benefits Available (plan dependant) Available (plan dependant)
Discount on renewal Available Available
Global coverage Not Available Available
Cashless Facility Available Available
Exclusive Plans for Senior Citizen Available Available
Exclusive Plans for Women Available Not Available
Exclusive Plans for Critical Illness Available Available
Exclusive Plans for Family Available Available
Top selling plans HDFC ERGO my:health Suraksha, HDFC ERGO Optima Secure Policy Magma HDI One Health Insurance Policy

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj Allianz Health Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Know More About Health Insurance Companies

Trouble connecting with an insurance company?

Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com

We are happy to help.

HDFC ERGO Health Insurance Plans

HDFC ERGO health insurance offers a wide variety of medical policies to its customers to meet their needs in terms of comprehensive coverage, flexibility, and affordability. Have a look at mediclaim policies offered by HDFC ERGO:

HDFC ERGO Health Insurance Individual and Family Floater Plans

Comprehensive

HDFC ERGO Optima Secure Policy

Get 4X coverage* without any extra cost under this comprehensive health plan for individuals and families.

Unique Features

  • No room rent capping
  • 100% SI restoration
  • E-opinion for 51 illnesses

Optima Secure Policy (Pros)

  • Secure Benefit
  • Plus Benefit
  • Automatic Restore Benefit
  • No room capping
  • Covid - 19 Cover

Optima Secure Policy (Cons)

  • Adventure Sports Injuries
  • Injuries Out of War
  • Death due to breach of law
  • Congenital Diseases
  • Alcoholism

Optima Secure Policy (Other Benefits)

  • Day Care Treatments
  • Road Ambulance Cover
  • Air Ambulance Cover
  • E-opinion
  • Organ Donor Cover

Optima Secure Policy (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - No Age Limit
  • SI - 5 L to 2 Cr
  • Waiting Period - 30 Days

Comprehensive

HDFC ERGO Optima Restore Policy

Provides comprehensive medical coverage to individuals and families with different budgets by offering SI options ranging from 5 Lakhs to 50 Lakhs.

Unique Features

  • Free health checkup
  • 2X multiplier benefit
  • 100% SI restoration

Optima Restore Policy (Pros)

  • Daily Hospital Cash
  • Ambulance Cover
  • Modern Treatment
  • Lifetime Renewal
  • Pre and Post Hospitalization

Optima Restore Policy (Cons)

  • No Dental Cover
  • No Maternity Cover
  • No Non-Allopathic treatment
  • Pre-Existing Diseases after 3 yrs
  • Alcoholism not covered

Optima Restore Policy (Other Benefits)

  • Sum Insured Enhancement
  • Tax Benefit
  • E-Opinion
  • 10% Family Discount
  • 7.5% discount on 2 years premiums

Optima Restore Policy (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 years
  • SI - 3 L to 50 L
  • Waiting Period - 30 Days

Flexible

HDFC ERGO my:health Suraksha

Offers 360 degrees protection to you and your family with multiple SI options of 3 to 75 Lakhs. Comes with EMI and lifelong entry option.

Unique Features

  • Fitness discounts during renewal
  • Room rent capping and co-pay
  • Loyalty discounts

my:health Suraksha (Pros)

  • Renewal Benefit
  • Wellness Benefit
  • Premium Payment Options
  • Reduced Premium Benefit
  • 1,2,3 Years policy Period Option

my:health Suraksha (Cons)

  • No Return Transportation Cost
  • Suicidal Injuries
  • No Non-Allopathic treatment
  • Adventure Sports Injuries
  • Alcoholism

my:health Suraksha (Other Benefits)

  • Pregnancy Complications Covered
  • Newborn Complications Covered
  • Loss of Job Covered
  • Post Diagnosis Support
  • 41 Critical Illness Covered

my:health Suraksha (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 75 L
  • Waiting Period - 30 Days

Comprehensive

HDFC Koti Suraksha Plan

An individual and family health plan providing SI of up to 1 crore to prepare you to meet constantly increasing medical inflation.

Unique Features

  • Free preventive health checkup
  • Multiple wellness services
  • Up to 10% of fitness discount

Koti Suraksha Plan (Pros)

  • Renewal Benefit
  • Wellness Benefit
  • Premium Payment Options
  • Reduced Premium Benefit
  • 1,2,3 Years policy Period Option

Koti Suraksha Plan (Cons)

  • Infertility Treatment
  • No Unproven Treatments
  • No Dietary Supplements
  • No Maternity Treatments
  • No Cosmetic Surgery

Koti Suraksha Plan (Other Benefits)

  • 5% Non-Medical Expense Covered
  • Emergency Worldwide Coverage
  • Aggregate Deductible
  • Overseas Treatment
  • Sum Insurance Rebound

Koti Suraksha Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 Cr
  • Waiting Period - 30 Days

HDFC ERGO Health Insurance Disease-Specific Plans

Disease-specific plan

HDFC Energy Diabetes Policy

Designed especially for people with pre-existing diabetes or hypertension. Get coverage for diabetes and hypertension from Day 1 without any waiting period.

Unique Features

  • Stay fit & earn reward points
  • 100% SI restoration
  • Health coach & wellness programs

Energy Diabetes Policy (Pros)

  • In- Patient Hospitalization
  • No Waiting Period for Diabetes
  • Restore Benefit
  • Cumulative Bonus
  • Pre and Post Hospitalization

Energy Diabetes Policy (Cons)

  • 2 Year Waiting Period
  • Abuse of Intoxicant Not Covered
  • War Operations Injury
  • Sexsually Tranmitted Diseases
  • Pregnancy Not Covered

Energy Diabetes Policy (Other Benefits)

  • Monthly Newsletter
  • Organ Donor Benefit
  • Earn Rewards for Staying Healthy
  • 25% Discount On Renewal
  • 2 Variant Options(Silver,Gold)

Energy Diabetes Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2 L to 50 L
  • Waiting Period - 2 Years

Disease-specific plan

HDFC iCan Cancer

Covers all types of cancer at all stages with lifelong renewability option. If diagnosed with IV stage cancer or relapse, this plan pays 100% of SI as a lump sum.

Unique Features

  • Coverage for modern treatments
  • Second opinions available
  • Coverage for follow-up care

HDFC iCan Cancer (Pros)

  • Ambulance Cover
  • Follow up care post treatment
  • Conventional Treatments
  • Hormonal Treatment
  • Stem Cell Transplantation

HDFC iCan Cancer (Cons)

  • No Non Allopathic treatments
  • No Prosthetic Devices
  • No Overseas Treatments
  • Pre-existing condition for Cancer

HDFC iCan Cancer (Other Benefits)

  • Sum Insured Enhancement
  • CritiCare Benefit
  • Family Care Benefit
  • Lifetime Renewal
  • MyCare Benefit

HDFC iCan Cancer (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 50 L
  • Waiting Period - 120 Days

HDFC ERGO Critical Illness, Bonus-oriented health plan, Top-Up, Women-oriented health Plans

Critical Illness

HDFC ERGO Critical Illness Policy

An ideal health plan for people with a pre-existing critical illness or a family history of critical illnesses. Get comprehensive coverage for 15 critical illnesses.

Unique Features

  • One-time lump sum payment
  • No medical checkup up to 45 years
  • Lifelong renewability

Critical Illness Policy (Pros)

  • In- Patient Hospitalization
  • High Cover at Low Premium
  • 1 or 2 Year Policy Period
  • End Stage Liver Failure
  • No Cover ceasing age

Critical Illness Policy (Cons)

  • 10 Lakh Fine on Wrong Claim
  • Tuberculosis Not Covered
  • PED after 48 months
  • Kaposi's sarcoma Not Covered
  • Lymphomas in brain Not Covered

Critical Illness Policy (Other Benefits)

  • 3 Variants (Silver, Gold, Platinum)
  • Two Year Policy Period
  • Guaranteed Renewal for Life
  • Loading on Renewal
  • Individual and Floater SI Options

Critical Illness Policy (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 50 L
  • Waiting Period - 90 Days

Bonus-oriented health plan

HDFC ERGO Wallet Family Floater

A flexible and comprehensive health plan, securing your today & tomorrow. With 'Reserve Benefit' features, this plan grows unused policy amount @6% interest rate.*

Unique Features

  • Automatic SI restoration
  • Multiplier benefit
  • Free preventive health checkup

Wallet Family Floater (Pros)

  • Reserve Benefit
  • 100 % Restore Benefit
  • Recovery Benefit
  • 50% Increase On SI on Renewal
  • World Wide Coverage

Wallet Family Floater (Cons)

  • External Congenital diseases
  • Drugs Treatments
  • Miscarraige Not Covered
  • Deductibles (Optional)
  • No Cosmetic Surgery

Wallet Family Floater (Other Benefits)

  • Ambulance Cover
  • 5 Year Policy Cover
  • Portability
  • 30 Days Grace Period
  • Sum Insured Enhancement

Wallet Family Floater (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 3 L to 50 L
  • Waiting Period - 30 Days

Top-Up

HDFC ERGO My:health Medisure Super Top-up

Avail of extra cover to meet medical expenses without any limitations by purchasing this deductible-based top-up plan.

Unique Features

  • Constant premiums post 61 years
  • No medical checkup up to 55 years
  • 5% discount on 2-year policy term

My:health Medisure Super Top-up (Pros)

  • In- Patient Hospitalization
  • High Cover at Low Premium
  • Post 61 Year No Premium Hike
  • Day Care Procedure
  • Pre and Post Hospitalization

My:health Medisure Super Top-up (Cons)

  • Treatment Of Obesity
  • Self Inflicted Injury
  • War Operations Injury
  • Sexsually Tranmitted Diseases
  • No Cosmetic Surgery

My:health Medisure Super Top-up (Other Benefits)

  • Free Look Period
  • Two Year Policy Period
  • Guaranteed Renewal for Life
  • Loading on Renewal
  • Individual and Floater Options

My:health Medisure Super Top-up (Eligibility Criteria)

  • Entry Age - 18 years
  • Max Entry Age - 65 Years
  • SI - 1 L to 10 L
  • Waiting Period - 30 Days

Women-oriented health

HDFC ERGO My:health Women Suraksha

Women-oriented health plan providing comprehensive medical insurance with major illnesses cover, and cancer cover all under a single plan but different variants.

Unique Features

  • Maternity complications
  • SI options from 3L - 1 Cr
  • Free preventive health checkup

My:health Women Suraksha (Pros)

  • AYUSH Benefit
  • Alternative Treatment
  • Organ Donor Benefit
  • Domiciliary Hospitalization
  • Pre and Post Hospitalization

My:health Women Suraksha (Cons)

  • Adventure Sports Injuries
  • No Sexsually Transmitted diseases
  • No Cosmetic Surgery
  • Alcoholism issues not covered
  • No Self Inflicted Injuries

My:health Women Suraksha (Other Benefits)

  • Parent and Child care Cover
  • Child Care Benefit
  • Vaccination
  • Air Ambulance
  • Health Coach

My:health Women Suraksha (Eligibility Criteria)

  • Entry Age - 18 years
  • Max Entry Age - Lifetime Entry
  • SI - 1 L to 1 Cr
  • Waiting Period - 30 Days

Types of Plans offered by Magma HDI Health Insurance

Comprehensive

Magma HDI One Health Insurance Policy

It is a comprehensive insurance policy that comes in an Individual and Family Floater option, wherein you can cover up to 4 adults and 3 children under a floater policy.

Unique Features

  • Covers Critical Illnesses
  • Covers Accidents
  • 5 Variants

One Health Insurance Policy (Pros)

  • Free Health check-up
  • Recharge of SI
  • Loss of Income Benefit
  • Bariatric Surgery Cover
  • Lasik Surgery Cover

One Health Insurance Policy (Cons)

  • Hazardous Sports Not Covered
  • Substance Abuse Unavailable
  • Hazardous Activity not covered
  • 10% Copay
  • Cosmetic Surgery unavailable

One Health Insurance Policy (Other Benefits)

  • Early Joining benefits
  • Second E-Opinion
  • Fitness rewards
  • Wellness services
  • Hospital Daily Cash benefit

One Health Insurance Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2 L to 1 Cr
  • Waiting Period - 30 Days

Personal accident

Magma HDI Individual Personal Accident Policy

The policy provides coverage against unfortunate accidents & covers Accidental Death, Permanent Total Disablement, & Temporary Total Disablement.

Unique Features

  • 3 variants to choose from
  • Medical Expense Extension
  • Hospital Confinement Allowance

Individual Personal Accident Policy (Pros)

  • Parents In Law Cover
  • Spouse Cover
  • Dependent Child Cover
  • Family Discount
  • Step Children Cover

Individual Personal Accident Policy (Cons)

  • No Alcoholism Ailment Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Individual Personal Accident Policy (Other Benefits)

  • Easy Claim Settlement Process
  • Enhancement Of SI
  • Hospital Confinement Allowance
  • Medical Extension Cover
  • Staff Discount

Individual Personal Accident Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 Cr
  • Waiting Period - 30 Days

Loan Protect

Magma HDI Loan Guard

The policy provides coverage against unfortunate accidents & covers Accidental Death, Permanent Total Disablement, & Temporary Total Disablement.

Unique Features

  • Lump Sum payout
  • Rehabilitation cost covered
  • Covers available

Loan Guard (Pros)

  • Annual Health Check-up
  • Day Care Treatment
  • Guaranteed Cumulative Bonus
  • Organ Donor Cover
  • Joint Replacement Cover

Loan Guard (Cons)

  • No Suicide Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Loan Guard (Other Benefits)

  • Domiciliary Hospitalization
  • Second E-Opinion
  • Oral chemotherapy Cover
  • Wellness services
  • Ambulance Cover

Loan Guard (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - No Upper Cap
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Comprehensive

Magma HDI One Extra Cover Health Insurance Policy

Comes with 2 plan options (Platinum and Gold) and 9 optional covers. It provides for critical illness and surgeries and has death and accidental benefits.

Unique Features

  • AYUSH Treatment
  • Personal Accident Cover
  • Psychiatric Inpatient Cover

One Extra Cover Health Policy (Pros)

  • Annual Health Check-up
  • E-opinion for Critical Illness
  • Enhanced Post Hospitalization
  • Organ Donor Cover
  • Joint Replacement Cover

One Extra Cover Health Policy (Cons)

  • No Substance abuse cover
  • Hazardous or adventure sports
  • No External congenital anomaly
  • No Cosmetic Treatment Cover
  • Treatment not supported by prescription

One Extra Cover Health Policy (Other Benefits)

  • Domiciliary Hospitalization
  • Second E-Opinion
  • Non-payable expense Cover
  • Wellness services
  • Cataract Cover

One Extra Cover Health Policy (Eligibility Criteria)

  • Entry Age - 56 Years
  • Max Entry Age - No Upper Cap
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

Senior Citizen

Magma HDI One Health Senior Insurance Policy

A plan that covers in-laws and a maximum of 4 adults and 3 children. It provides coverage for many surgeries and also has death and accidental benefits.

Unique Features

  • AYUSH Treatment
  • Personal Accident Cover
  • HIV/AIDS Cover

One Health Senior Policy (Pros)

  • Annual Health Check-up
  • Day Care Treatment
  • Guaranteed Cumulative Bonus
  • Organ Donor Cover
  • Joint Replacement Cover

One Health Senior Policy (Cons)

  • No Alcoholism Ailment Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

One Health Senior Policy (Other Benefits)

  • Domiciliary Hospitalization
  • Second E-Opinion
  • Oral chemotherapy Cover
  • Wellness services
  • Ambulance Cover

One Health Senior Policy (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - No Upper Cap
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Specialized

Magma HDI Corona Kavach

A plan that covers COVID-19 hospitalizations with no sub-limits on room rent or tests. The cost of gloves, mask, oxygen cylinder, and nebulizer is covered.

Unique Features

  • ICU Cover
  • Room Rent Cover
  • Cumulative Bonus

Corona Kavach (Pros)

  • Ambulance charges
  • Day Care Treatment
  • Home Care treatment expenses
  • Hospital Daily Cash Cover
  • PPE Kit Cover

Corona Kavach (Cons)

  • No Global Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Corona Kavach (Other Benefits)

  • Pre & Post Hospitalization
  • Nebulizer Cover
  • Oxymetre Cover
  • Tax Benefit
  • Easy Claim Settlement

Corona Kavach (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 50 K to 10 L
  • Waiting Period - 15 Days

Comrehensive

Magma HDI Arogya Sanjeevani

It is an all-in-one plan that covers hospitalization and modern treatments. The plan also provides coverage for accidental injuries and pre-existing diseases.

Unique Features

  • ICU Cover
  • Room Rent Cover
  • 5 % Cumulative Bonus

Arogya Sanjeevani (Pros)

  • AYUSH Cover
  • Day Care Treatment
  • Cataract Cover
  • Stem cell therapy Cover
  • Oral chemotherapy Cover

Arogya Sanjeevani (Cons)

  • No Global Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Arogya Sanjeevani (Other Benefits)

  • Pre & Post Hospitalization
  • Deep Brain stimulation
  • Oral chemotherapy Cover
  • Bronchial Thermoplasty
  • Ambulance Cover

Arogya Sanjeevani (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 50 K to 10 L
  • Waiting Period - 30 Days

Family

Magma HDI Saral Suraksha Bima

It is a comprehensive plan that covers the individual as well as family members. It covers accidental death, disability and accidental hospitalization.

Unique Features

  • ICU Cover
  • Room Rent Cover
  • Cumulative Bonus

Saral Suraksha Bima (Pros)

  • Education Grant
  • Temporary Disablement Cover
  • Total Disablement Cover
  • Hospital Daily Cash Cover
  • Compensation Benefit

Saral Suraksha Bima (Cons)

  • No Natural Death Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Saral Suraksha Bima (Other Benefits)

  • Ambulance Cover
  • Spouse Cover
  • Child Cover
  • Tax Benefit
  • Easy Claim Settlement

Saral Suraksha Bima (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 75 Years
  • SI - 2.5 L to 1 Cr
  • Waiting Period - 30 Days

Comprehensive

Magma HDI Janta Personal Accident

The plan coverage for accidental death disability and accidental hospitalization. Comes in 3 options i.e Basic, Wide, and Comprehensive.

Unique Features

  • Hospital Confinement Allowance
  • Medical Expense Extension
  • Dependent Parent Cover

Janta Personal Accident (Pros)

  • Accidental Death
  • Temporary Disablement Cover
  • Total Disablement Cover
  • Hospital Daily Cash Cover
  • Compensation Benefit

Janta Personal Accident (Cons)

  • No Natural Death Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Janta Personal Accident (Other Benefits)

  • Ambulance Cover
  • Spouse Cover
  • Child Cover
  • Tax Benefit
  • Easy Claim Settlement

Janta Personal Accident (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - NA
  • SI - 2.5 L to 1 Cr
  • Waiting Period - 30 Days

Group

Magma HDI Group Health Insurance

The plan covers for Benign Brain Tumors, Alzheimer's Disease, End Stage Liver Failure.

Unique Features

  • First Heart Attack Cover
  • Open Heart Replacement
  • Bone Marrow Transplant Cover

Group Health Insurance (Pros)

  • ICU Cover
  • Room Rent Cover
  • Qualified Nurses Cover
  • Deafness Cover
  • Third Degree Burns Cover

Group Health Insurance (Cons)

  • No Global Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Group Health Insurance (Other Benefits)

  • Diagnostic procedures Cover
  • Medical Practitioners Cover
  • Critical Illness Cover
  • Cancer of Specified Severity
  • Kidney Failure Cover

Group Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2.5 L to 1 Cr
  • Waiting Period - 30 Days

Group

Magma HDI Group Accident Suraksha

This plan is designed for covering Accidental Medical Expenses and disability. It acts as a Loan Protector and offers coverage for death due to an accident.

Unique Features

  • Adventure Sports Benefit
  • Funeral Benefit
  • Accidental Death

Group Accident Suraksha (Pros)

  • Funeral expenses Cover
  • Accidental OPD Cover
  • Air Ambulance Cover
  • Life Support Benefit
  • Family Transportation Allowance

Group Accident Suraksha (Cons)

  • No Global Cover
  • No Suicide Cover
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Group Accident Suraksha (Other Benefits)

  • Diagnostic procedures Cover
  • Medical Practitioners Cover
  • Hospital Cash Allowance
  • Adaptation Allowance
  • Renewal Benefits

Group Accident Suraksha (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - NA

Comprehensive

Magma HDI Saksham Health Insurance

The plan covers pre-existing diseases and offers coverage for modern treatments for many chronic illnesses.

Unique Features

  • Child Cover Uoto 17 Years
  • Renewal Benefit
  • Deep Brain Stimulation

Saksham Health Insurance (Pros)

  • Cataract Cover
  • Modern treatment
  • Cerebral Palsy Cover
  • Speech and Language disability
  • AYUSH Cover

Saksham Health Insurance (Cons)

  • No Anti-Retroviral Treatment
  • No Suicide Cover
  • No Obesity Treatment Cover
  • No Type2 Diabetes Cover
  • No Sleep Apnea Cover

Saksham Health Insurance (Other Benefits)

  • Emergency Ground Ambulance
  • Hernia Cover
  • Hospital Cash Allowance
  • ICU Cover
  • Pre & Post Hospitalization

Saksham Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 4 LTo 5 L
  • Waiting Period - NA

Quick and Free Quick Comparison with Other Insurers

HDFC ERGO vs Star Health
HDFC ERGO vs Care Health
HDFC ERGO vs Aditya Birla
HDFC ERGO vs Niva Bupa
HDFC ERGO vs ICICI Lombard
HDFC ERGO vs Tata AIG
HDFC ERGO vs Bajaj Allianz
HDFC ERGO vs SBI General
HDFC ERGO vs Royal Sundaram
HDFC ERGO vs Reliance Health
HDFC ERGO vs IFFCO Tokio
HDFC ERGO vs Future General
HDFC ERGO vs National Health
HDFC ERGO vs New India
HDFC ERGO vs ACKO Health
HDFC ERGO vs Digit Health
HDFC ERGO vs ZUNO Health
HDFC ERGO vs Universal Sompo
HDFC ERGO vs Liberty Health
HDFC ERGO vs Kotak Mahindra
HDFC ERGO vs Magma Health
HDFC ERGO vs Cholamandalam MS
HDFC ERGO vs Oriental Health
HDFC ERGO vs Raheja QBE
HDFC ERGO vs United India
HDFC ERGO vs ManipalCigna Health
Magma Health vs Star Health
Magma Health vs Care Health
Magma Health vs Aditya Birla
Magma Health vs HDFC ERGO
Magma Health vs Niva Bupa
Magma Health vs ICICI Lombard
Magma Health vs Tata AIG
Magma Health vs Bajaj Allianz
Magma Health vs SBI General
Magma Health vs Royal Sundaram
Magma Health vs Reliance Health
Magma Health vs IFFCO Tokio
Magma Health vs Future General
Magma Health vs National Health
Magma Health vs New India
Magma Health vs ACKO Health
Magma Health vs Digit Health
Magma Health vs ZUNO Health
Magma Health vs Universal Sompo
Magma Health vs Liberty Health
Magma Health vs Kotak Mahindra
Magma Health vs Cholamandalam MS
Magma Health vs Oriental Health
Magma Health vs Raheja QBE
Magma Health vs United India
Magma Health vs ManipalCigna Health
Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

You May Also Know About

Health Insurance India Best Health Insurance Companies Best Health Insurance Plans Best Family Health Plans Critical Illness Insurance