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HDFC ERGO and Digit Health both come with a plethora of insurance solutions and a vast product portfolio. Both companies are well known for their all-inclusive plans that cover individuals as well as their families. The network hospitals under the umbrella of HDFC ERGO are 12000+ Number Of Network Hospitals whereas Digit Health has 16400+ Number Of Network Hospitals of them. The companies provide benefits such as hospitalization, accidental care, daycare procedures, critical illness and senior citizen coverage, along with affordable premiums and high sum insured new age insurance plans.
Number of health insurance plans and add-ons | 11 | 16 |
Sum insured | Up to 2Cr | Up to 100 Lakh |
Network hospitals | 12000+ | 16400+ |
Claim ratio | 98.49% | 96.09% |
Preventive health check-up | Available (plan dependant) | Available (plan dependant) |
Existing illness cover | Available | Available |
No claim bonus | Available | Available |
Online discount | Available | Available |
OPD coverage | Covered (plan dependant) | Covered (plan dependant) |
Day care treatment | Available | Available |
Wellness benefits | Available (plan dependant) | Available (plan dependant) |
Discount on renewal | Available | Available |
Global coverage | Not Available | Available |
Cashless Facility | Available | Available |
Exclusive Plans for Senior Citizen | Available | Available |
Exclusive Plans for Women | Available | Available |
Exclusive Plans for Critical Illness | Available | Available |
Exclusive Plans for Family | Available | Available |
Top selling plans | HDFC ERGO my:health Suraksha, HDFC ERGO Optima Secure Policy | Digit Health Plus Policy |
Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.
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HDFC ERGO health insurance offers a wide variety of medical policies to its customers to meet their needs in terms of comprehensive coverage, flexibility, and affordability. Have a look at mediclaim policies offered by HDFC ERGO:
Comprehensive
Get 4X coverage* without any extra cost under this comprehensive health plan for individuals and families.
Unique Features
Comprehensive
Provides comprehensive medical coverage to individuals and families with different budgets by offering SI options ranging from 5 Lakhs to 50 Lakhs.
Unique Features
Flexible
Offers 360 degrees protection to you and your family with multiple SI options of 3 to 75 Lakhs. Comes with EMI and lifelong entry option.
Unique Features
Comprehensive
An individual and family health plan providing SI of up to 1 crore to prepare you to meet constantly increasing medical inflation.
Unique Features
Disease-specific plan
Designed especially for people with pre-existing diabetes or hypertension. Get coverage for diabetes and hypertension from Day 1 without any waiting period.
Unique Features
Disease-specific plan
Covers all types of cancer at all stages with lifelong renewability option. If diagnosed with IV stage cancer or relapse, this plan pays 100% of SI as a lump sum.
Unique Features
Critical Illness
An ideal health plan for people with a pre-existing critical illness or a family history of critical illnesses. Get comprehensive coverage for 15 critical illnesses.
Unique Features
Bonus-oriented health plan
A flexible and comprehensive health plan, securing your today & tomorrow. With 'Reserve Benefit' features, this plan grows unused policy amount @6% interest rate.*
Unique Features
Top-Up
Avail of extra cover to meet medical expenses without any limitations by purchasing this deductible-based top-up plan.
Unique Features
Women-oriented health
Women-oriented health plan providing comprehensive medical insurance with major illnesses cover, and cancer cover all under a single plan but different variants.
Unique Features
Below-mentioned are the plans offered by Digit Health Insurance. Take a look at them and choose the one ideal for you and your family.
Comprehensive Plan
A complete health insurance package that comes with benefits such as accidental hospitalization, annual health check-ups, psychiatric support.
Unique Benefits
Standard
It is a standard health insurance plan that mainly covers emergency hospitalization, alternative treatment, Inpatient Care and ICU expenses.
Unique Benefits
Health Plan
A standard health insurance policy that covers individual and family hospitalisation as well as infertility treatment and critical illnesses.
Unique Benefits
Health Plan
A comprehensive plan offering unlimited backup sum insured (SI) to cover rising medical costs. Customers can make multiple claims within the same policy year.
Unique Benefits
Health Plan
A policy that provides double backup sum insured. Customers can make multiple claims, and the backup SI will be triggered after the SI is exhausted.
Unique Benefits
Health Plan
A unique medical insurance offering freedom to seek treatment globally, including India. Customers diagnosed with an illness in India can opt for treatment abroad.
Unique Benefits
Health Plan
A health insurance policy that provides coverage for individual and family hospitalisation, modern treatment, HIV/AIDS, and disability.
Unique Benefits
Super top-up
This plan is an extension to your regular health insurance policy that comes into action when your basic health coverage gets exhausted due to the claims made.
Unique Benefits
Personal Accident
A plan that mainly covers death and injury caused due to an accident. It covers emergency hospitalization, alternative treatment, and long hospitalization cash benefit.
Unique Benefits
Family Plan
A comprehensive plan that covers hospitalization, critical illness and mental illness. This plan covers pandemics and offers zone upgrades.
Unique Features
Individual Plan
An individual plan with 3 variants covering pre-existing diseases and mental illness. The plan also offers Consumables Cover and Bariatric Surgery as an add-on benefit.
Unique Features
Senior Citizens
A plan for senior citizens covering all kinds of hospitalizatio. The plan has 3 variants and offers worldwide coverage and many add-on benefits.
Unique Features
Mediclaim Policy
A group health insurance that covers accidental, COVID-19 and illness hospitalization. The plan covers critical illnesses, AYUSH and infertility treatments.
Unique Features
Health Plan
A maternity health insurance that covers hospitalization, and newborn baby cover. The plan covers benefits for up to two children.
Unique Features
Covid Plan
A health insurance plan that covers hospitalization against COVID-19. It is a short-term plan that pays a lump sum amount after diagnosis.
Unique Features
Covid Plan
An insurance plan that mainly covers hospitalization against COVID-19 . It is a short-term plan that pays a lump sum amount after 24 hours of hospitalization.
Unique Features
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Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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