HDFC ERGO Health Insurance Plans
HDFC ERGO health insurance offers a wide variety of medical policies to its customers to meet their needs in terms of comprehensive coverage, flexibility, and affordability. Have a look at mediclaim policies offered by HDFC ERGO:
HDFC ERGO Health Insurance Individual and Family Floater Plans
Comprehensive
Get 4X coverage* without any extra cost under this comprehensive health plan for individuals and families.
Unique Features
- No room rent capping
- 100% SI restoration
- E-opinion for 51 illnesses
Optima Secure Policy (Pros)
- Secure Benefit
- Plus Benefit
- Automatic Restore Benefit
- No room capping
- Covid - 19 Cover
Optima Secure Policy (Cons)
- Adventure Sports Injuries
- Injuries Out of War
- Death due to breach of law
- Congenital Diseases
- Alcoholism
Optima Secure Policy (Other Benefits)
- Day Care Treatments
- Road Ambulance Cover
- Air Ambulance Cover
- E-opinion
- Organ Donor Cover
Optima Secure Policy (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - No Age Limit
- SI - 5 L to 2 Cr
- Waiting Period - 30 Days
Comprehensive
Provides comprehensive medical coverage to individuals and families with different budgets by offering SI options ranging from 5 Lakhs to 50 Lakhs.
Unique Features
- Free health checkup
- 2X multiplier benefit
- 100% SI restoration
Optima Restore Policy (Pros)
- Daily Hospital Cash
- Ambulance Cover
- Modern Treatment
- Lifetime Renewal
- Pre and Post Hospitalization
Optima Restore Policy (Cons)
- No Dental Cover
- No Maternity Cover
- No Non-Allopathic treatment
- Pre-Existing Diseases after 3 yrs
- Alcoholism not covered
Optima Restore Policy (Other Benefits)
- Sum Insured Enhancement
- Tax Benefit
- E-Opinion
- 10% Family Discount
- 7.5% discount on 2 years premiums
Optima Restore Policy (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - 65 years
- SI - 3 L to 50 L
- Waiting Period - 30 Days
Flexible
Offers 360 degrees protection to you and your family with multiple SI options of 3 to 75 Lakhs. Comes with EMI and lifelong entry option.
Unique Features
- Fitness discounts during renewal
- Room rent capping and co-pay
- Loyalty discounts
my:health Suraksha (Pros)
- Renewal Benefit
- Wellness Benefit
- Premium Payment Options
- Reduced Premium Benefit
- 1,2,3 Years policy Period Option
my:health Suraksha (Cons)
- No Return Transportation Cost
- Suicidal Injuries
- No Non-Allopathic treatment
- Adventure Sports Injuries
- Alcoholism
my:health Suraksha (Other Benefits)
- Pregnancy Complications Covered
- Newborn Complications Covered
- Loss of Job Covered
- Post Diagnosis Support
- 41 Critical Illness Covered
my:health Suraksha (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L to 75 L
- Waiting Period - 30 Days
Comprehensive
An individual and family health plan providing SI of up to 1 crore to prepare you to meet constantly increasing medical inflation.
Unique Features
- Free preventive health checkup
- Multiple wellness services
- Up to 10% of fitness discount
Koti Suraksha Plan (Pros)
- Renewal Benefit
- Wellness Benefit
- Premium Payment Options
- Reduced Premium Benefit
- 1,2,3 Years policy Period Option
Koti Suraksha Plan (Cons)
- Infertility Treatment
- No Unproven Treatments
- No Dietary Supplements
- No Maternity Treatments
- No Cosmetic Surgery
Koti Suraksha Plan (Other Benefits)
- 5% Non-Medical Expense Covered
- Emergency Worldwide Coverage
- Aggregate Deductible
- Overseas Treatment
- Sum Insurance Rebound
Koti Suraksha Plan (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 1 L to 5 Cr
- Waiting Period - 30 Days
HDFC ERGO Health Insurance Disease-Specific Plans
Disease-specific plan
Designed especially for people with pre-existing diabetes or hypertension. Get coverage for diabetes and hypertension from Day 1 without any waiting period.
Unique Features
- Stay fit & earn reward points
- 100% SI restoration
- Health coach & wellness programs
Energy Diabetes Policy (Pros)
- In- Patient Hospitalization
- No Waiting Period for Diabetes
- Restore Benefit
- Cumulative Bonus
- Pre and Post Hospitalization
Energy Diabetes Policy (Cons)
- 2 Year Waiting Period
- Abuse of Intoxicant Not Covered
- War Operations Injury
- Sexsually Tranmitted Diseases
- Pregnancy Not Covered
Energy Diabetes Policy (Other Benefits)
- Monthly Newsletter
- Organ Donor Benefit
- Earn Rewards for Staying Healthy
- 25% Discount On Renewal
- 2 Variant Options(Silver,Gold)
Energy Diabetes Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 2 L to 50 L
- Waiting Period - 2 Years
Disease-specific plan
Covers all types of cancer at all stages with lifelong renewability option. If diagnosed with IV stage cancer or relapse, this plan pays 100% of SI as a lump sum.
Unique Features
- Coverage for modern treatments
- Second opinions available
- Coverage for follow-up care
- Ambulance Cover
- Follow up care post treatment
- Conventional Treatments
- Hormonal Treatment
- Stem Cell Transplantation
- No Non Allopathic treatments
- No Prosthetic Devices
- No Overseas Treatments
- Pre-existing condition for Cancer
HDFC iCan Cancer (Other Benefits)
- Sum Insured Enhancement
- CritiCare Benefit
- Family Care Benefit
- Lifetime Renewal
- MyCare Benefit
HDFC iCan Cancer (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 5 L to 50 L
- Waiting Period - 120 Days
HDFC ERGO Critical Illness, Bonus-oriented health plan, Top-Up, Women-oriented health Plans
Critical Illness
An ideal health plan for people with a pre-existing critical illness or a family history of critical illnesses. Get comprehensive coverage for 15 critical illnesses.
Unique Features
- One-time lump sum payment
- No medical checkup up to 45 years
- Lifelong renewability
Critical Illness Policy (Pros)
- In- Patient Hospitalization
- High Cover at Low Premium
- 1 or 2 Year Policy Period
- End Stage Liver Failure
- No Cover ceasing age
Critical Illness Policy (Cons)
- 10 Lakh Fine on Wrong Claim
- Tuberculosis Not Covered
- PED after 48 months
- Kaposi's sarcoma Not Covered
- Lymphomas in brain Not Covered
Critical Illness Policy (Other Benefits)
- 3 Variants (Silver, Gold, Platinum)
- Two Year Policy Period
- Guaranteed Renewal for Life
- Loading on Renewal
- Individual and Floater SI Options
Critical Illness Policy (Eligibility Criteria)
- Entry Age - 5 Years
- Max Entry Age - 65 Years
- SI - 1 L to 50 L
- Waiting Period - 90 Days
Bonus-oriented health plan
A flexible and comprehensive health plan, securing your today & tomorrow. With 'Reserve Benefit' features, this plan grows unused policy amount @6% interest rate.*
Unique Features
- Automatic SI restoration
- Multiplier benefit
- Free preventive health checkup
Wallet Family Floater (Pros)
- Reserve Benefit
- 100 % Restore Benefit
- Recovery Benefit
- 50% Increase On SI on Renewal
- World Wide Coverage
Wallet Family Floater (Cons)
- External Congenital diseases
- Drugs Treatments
- Miscarraige Not Covered
- Deductibles (Optional)
- No Cosmetic Surgery
Wallet Family Floater (Other Benefits)
- Ambulance Cover
- 5 Year Policy Cover
- Portability
- 30 Days Grace Period
- Sum Insured Enhancement
Wallet Family Floater (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - 65 Years
- SI - 3 L to 50 L
- Waiting Period - 30 Days
Top-Up
Avail of extra cover to meet medical expenses without any limitations by purchasing this deductible-based top-up plan.
Unique Features
- Constant premiums post 61 years
- No medical checkup up to 55 years
- 5% discount on 2-year policy term
My:health Medisure Super Top-up (Pros)
- In- Patient Hospitalization
- High Cover at Low Premium
- Post 61 Year No Premium Hike
- Day Care Procedure
- Pre and Post Hospitalization
My:health Medisure Super Top-up (Cons)
- Treatment Of Obesity
- Self Inflicted Injury
- War Operations Injury
- Sexsually Tranmitted Diseases
- No Cosmetic Surgery
My:health Medisure Super Top-up (Other Benefits)
- Free Look Period
- Two Year Policy Period
- Guaranteed Renewal for Life
- Loading on Renewal
- Individual and Floater Options
My:health Medisure Super Top-up (Eligibility Criteria)
- Entry Age - 18 years
- Max Entry Age - 65 Years
- SI - 1 L to 10 L
- Waiting Period - 30 Days
Women-oriented health
Women-oriented health plan providing comprehensive medical insurance with major illnesses cover, and cancer cover all under a single plan but different variants.
Unique Features
- Maternity complications
- SI options from 3L - 1 Cr
- Free preventive health checkup
My:health Women Suraksha (Pros)
- AYUSH Benefit
- Alternative Treatment
- Organ Donor Benefit
- Domiciliary Hospitalization
- Pre and Post Hospitalization
My:health Women Suraksha (Cons)
- Adventure Sports Injuries
- No Sexsually Transmitted diseases
- No Cosmetic Surgery
- Alcoholism issues not covered
- No Self Inflicted Injuries
My:health Women Suraksha (Other Benefits)
- Parent and Child care Cover
- Child Care Benefit
- Vaccination
- Air Ambulance
- Health Coach
My:health Women Suraksha (Eligibility Criteria)
- Entry Age - 18 years
- Max Entry Age - Lifetime Entry
- SI - 1 L to 1 Cr
- Waiting Period - 30 Days
Raheja QBE Health Insurance Plans
To cater to the dynamic healthcare needs of an individual and their family, Raheja QBE comes with several plans.
Raheja QBE Health Insurance Individual & Family Plans
Comprehensive Plan
Raheja QBE Health QuBE plan
A health plan suitable for individuals and families. The given plan offers a sum insured for up to 50L.
Unique Features
- Avail organ donor benefit
- 4 variants available
- Medical checkup covered
Raheja QBE Health QuBE plan (Pros)
- In-Patient Hospitalization
- Room Rent Cover
- ICU Cover
- Doctor Fee Cover
- Daily Allowance Benefit
Raheja QBE Health QuBE plan (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Raheja QBE Health QuBE plan (Other Benefits)
- Avail Cashless Treatment
- Regular Medical Check-Up
- Organ Donor Benefit
- Recharge Benefit
- Domiciliary Hospitalization
Raheja QBE Health QuBE plan (Eligibility Criteria)
- Entry Age - 90 Days
- Max Entry Age -65 Years
- SI - 1 L to 50 L
- Waiting Period - 30 Days
Standard Plan
Raheja QBE Arogya Sanjeevani Policy
The Policy offers hospitalization coverage from Rs. 50,000 to Rs. 10 lakhs. This coverage is available on an individual and on a family floater sum insured basis.
Unique Features
- Day Care Treatment available
- AYUSH treatment covered
- Cumulative bonus up to 50%
Arogya Sanjeevani Policy (Pros)
- In-Patient Hospitalization
- Room Rent Cover
- ICU Cover
- Doctor Fee Cover
- Daily Allowance Benefit
Arogya Sanjeevani Policy (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Arogya Sanjeevani Policy (Other Benefits)
- Avail Cashless Treatment
- Regular Medical Check-Up
- Organ Donor Benefit
- Recharge Benefit
- Domiciliary Hospitalization
Arogya Sanjeevani Policy (Eligibility Criteria)
- Entry Age - 90 Days
- Max Entry Age -65 Years
- SI - 1 L to 50 L
- Waiting Period - 30 Days
Accident Plan
Raheja QBE Individual Personal Accident
Raheja QBE’s Individual Personal Accident Insurance provides you with mitigation against the financial consequences of unforeseeable accidents and mishaps.
Unique Features
- Ambulance charges covered
- Covers accidental death
- Permanent Total disability covered
Individual Personal Accident (Pros)
- Accidental Death Cover
- High SI
- Affordable Premiums
- Tax Benefits
- Permanent Partial Disability Cover
Individual Personal Accident (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Individual Personal Accident (Other Benefits)
- Loss of Sight in Both Eyes
- Temporary Total Disability
- Transportation of Mortal Remains
- Ambulance Cover
- Loss of Employment Cover
Individual Personal Accident (Eligibility Criteria)
- Entry Age - 5 Years
- Max Entry Age -65 Years
- SI - 10 L to 17 L
- Waiting Period - 30 Days
Accident Plan
Raheja QBE Group Personal Accident
Group Personal Accident Insurance policy offers financial compensation to the insured and his family for an injury or death arising out of an accident.
Unique Features
- Avail compensation benefit
- Ambulance expense covered
- 4 cover variants available
Group Personal Accident (Pros)
- Accidental Death Cover
- Permanent Total Disability Cover
- Temporary Disability Cover
- Tax Benefits
- Affordable Premiums
Group Personal Accident (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Group Personal Accident (Other Benefits)
- Loss of Sight in Both Eyes
- Temporary Total Disability
- Transportation of Mortal Remains
- Ambulance Cover
- Loss of Employment Cover
Group Personal Accident (Eligibility Criteria)
- Entry Age - N/A
- Max Entry Age - N/A
- SI - N/A
- Waiting Period - 30 Days
Accident Plan
Raheja QBE Saral Suraksha Bima
Insure yourself and your family against losses incurred due to an accidental injury. It provides cover against the financial losses incurred due to accidental injury.
Unique Features
- Education Grant available
- Temporary Disability
- Death cover available
Saral Suraksha Bima (Pros)
- Accidental Death Cover
- Permanent Total Disability Cover
- Permanent Partial Disability Cover
- Tax Benefits
- Affordable Premiums
Saral Suraksha Bima (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Saral Suraksha Bima (Other Benefits)
- Hospitalization Cover
- Education Grant
- High SI
- 5000+ Hospitals
- Temporary Total Disablement
Saral Suraksha Bima (Eligibility Criteria)
- Entry Age - N/A
- Max Entry Age - N/A
- SI - 5 to 10 L
- Waiting Period - 30 Days
Raheja QBE Health Insurance Specialized Plans
Top-up Plan
Raheja QBE Super Top Up Plan
A insurance plan for employees and their family members of companies, organizations, customers/members of banks, or housing societies.
Unique Features
- Organ Donor Cover
- Maternity Cover
- Pre and Post Natal Expenses
Raheja QBE Super Top Up Plan (Pros)
- High SI
- Affordable Premiums
- Tax Benefits
- No Pre-Policy Check-Up
- Select Deductibles
Raheja QBE Super Top Up Plan (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Raheja QBE Super Top Up Plan (Other Benefits)
- Cover Entire Family
- Life-Long Renewability
- AYUSH Treatmentt
- Day Care Treatments
- Domiciliary Hospitalization
Raheja QBE Super Top Up Plan (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age -65 Years
- SI - 2 L - 1 Cr
- Waiting Period - 30 Days
Cancer Plan
Raheja QBE Cancer Insurance
A specific cancer insurance policy that protects the policyholder against the expenses incurred during the treatment of this dreadful disease.
Unique Features
- SI available up to 10L
- Diagnostic investigation covered
- No exit age feature
Raheja QBE Cancer Insurance (Pros)
- 1 to 70 years entry age
- High SI
- All stages of cancer covered
- No-claim Bonus
- 30 Days Grace Period
Raheja QBE Cancer Insurance (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Raheja QBE Cancer Insurance (Other Benefits)
- Policy Portability Available
- Affordable Premiums
- Migration Facility Available
- Medical Expenses Cover
- Lump Sum Amount Paid
Raheja QBE Cancer Insurance (Eligibility Criteria)
- Entry Age - 1 Day
- Max Entry Age -70 Years
- SI - 1 L to 10 L
- Waiting Period - 30 Days
Hospital Cash Plan
Raheja QBE Hospital Daily Cash
The Hospital Daily Cash plan covers many miscellaneous expenses that are not covered under a health plan.
Unique Features
- Day Care Procedure cash benefit
- Accidental Hospital Cash
- International Emergency Benefit
Raheja QBE Hospital Daily Cash (Pros)
- Accidental Death
- Spouse Cover
- Sickness Hospitalisation Cash
- Convalescence Benefit
- Dependent Child Cover
Raheja QBE Hospital Daily Cash (Cons)
- No Pre Existing Disease Cover
- Obesity Treatment Unavailable
- Hazardous Activity Not Covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Raheja QBE Hospital Daily Cash (Other Benefits)
- Parents-in-law Cover
- ICU Expenses Cover
- Available For Group
- 10% Direct Business Discounts
- Loss OF income Cover
Raheja QBE Hospital Daily Cash (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age -75 Years
- SI -Rs 500 To Rs 5000
- Waiting Period - 30 Days
Global Plan
Raheja QBE Pravasi Bhartiya Bima Yojana
An insurance policy for individuals who emigrate to foreign countries providing cover against personal accidents, medical emergencies, and more.
Unique Features
- Death Cover
- Hospitalization expense covered
- Medical emergency cover available
Pravasi Bhartiya Bima Yojana (Pros)
- Cover Across 7 Continents
- Litigation Expense Covered
- Spouse Cover
- Maternity Expense Covered
- Dependent Child Cover
Pravasi Bhartiya Bima Yojana (Cons)
- No Pre-Existing Disease Cover
- Cost Of Spectacles Unavailable
- Hearing Aid Not Covered
- War Injuries Not Covered
- Cosmetic Surgery unavailable
Pravasi Bhartiya Bima Yojana (Other Benefits)
- Chemotherapy Cover
- Dialysis Cover
- Available For Group
- Cost Of Artificial Limbs
- Room Rent Cover
Pravasi Bhartiya Bima Yojana (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age -65 Years
- SI - NA
- Waiting Period - 30 Days
COVID-19 Plan
Raheja QBE Corona Kavach Policy
The policy offers hospitalization coverage against COVID-19 from Rs. 50,000 to Rs. 5 lakhs. This coverage is available on an individual and on a family floater sum insured basis.
Unique Features
- AYUSH treatment available
- Avail Home Care
- Hospital daily cash
Corona Kavach Policy (Pros)
- Emergency Cover
- Spouse Cover
- COVID Hospitalisation Cover
- ICU Cover
- Dependent Child Cover
Corona Kavach Policy (Cons)
- No Breach Of Law Cover
- Daycare Treatment Unavailable
- No Unproven Treatments Cover
- OPD not covered
- No Global Coverage
Corona Kavach Policy (Other Benefits)
- Parents-in-law Cover
- Pre Hospitalization
- Post Hospitalization
- Inpatient Hospitalization Cover
- Flexible Policy Duration
Corona Kavach Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age -65 Years
- SI -50 Thousand To Rs 5 L
- Waiting Period - 15 Days
Corporate Plan
Group Corona Kavach Policy
The policy covers inpatient hospitalization due to Coronavirus disease and offers coverage from ₹ 50,000 to ₹ 5 Lakhs.
Unique Features
- AYUSH treatment covered
- Home care available
- Flexible Policy Period
Group Corona Kavach Policy (Pros)
- Hospital Daily Cash Cover
- Spouse Cover
- COVID Hospitalisation Cover
- ICU Cover
- Dependent Child Cover
Group Corona Kavach Policy (Cons)
- No Alcoholism Cover
- Dietary Supplements Unavailable
- No Unproven Treatments Cover
- No War Injuries Cover
- No Global Coverage
Group Corona Kavach Policy (Other Benefits)
- Parents-in-law Cover
- Room Rent Cover
- Surgical Procedure Cover
- Inpatient Hospitalization Cover
- Medical Advice Covere
Group Corona Kavach Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age -65 Years
- SI -50 Thousand To Rs 5 L
- Waiting Period - 15 Days
Corporate Plan
Raheja QBE Group Health Insurance
Raheja QBE Group Health Insurance Policy offers coverage from ₹ 25,000 to ₹ 1 Crore. Self, spouse, children, and parents can be covered under this policy.
Unique Features
- Day care treatment
- Domiciliary treatment
- Maternity Cover available
Group Health Insurance (Pros)
- Accidental Death Cover
- Permanent Total Disability Cover
- Temporary Disability Cover
- Tax Benefits
- Affordable Premiums
Group Health Insurance (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Group Health Insurance (Other Benefits)
- Loss of Sight in Both Eyes
- Temporary Total Disability
- Transportation of Mortal Remains
- Ambulance Cover
- Loss of Employment Cover
Group Health Insurance (Eligibility Criteria)
- Entry Age - N/A
- Max Entry Age - N/A
- SI - N/A
- Waiting Period - 30 Days
Corporate Plan
Raheja QBE Group Premier Personal Accident Policy
Insure your employees, students, teachers, or members and their families under one policy against losses incurred due to an accidental injury.
Unique Features
- Dependent child education benefit
- Burn injuries covered
- Accidental death covered
Group Premier Personal Accident Policy (Pros)
- Accidental Death Cover
- Permanent Total Disability Cover
- Temporary Disability Cover
- Tax Benefits
- Affordable Premiums
Group Premier Personal Accident Policy (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Group Premier Personal Accident Policy (Other Benefits)
- In-Patient Expenses
- Burns Cover
- Broken Bones Cover
- Mortal Remains Cover
- Ambulance Cover
Group Premier Personal Accident Policy (Eligibility Criteria)
- Entry Age - N/A
- Max Entry Age - N/A
- SI - N/A
- Waiting Period - 30 Days
Loan Plan
Raheja QBE Group Loan Insurance
The plan offers cover against loans like Personal Loan, Housing Loan, Auto Loan, Gold Loan, Business Loan, Merchandise Loan, and Consumer Durable Loans.
Unique Features
- Critical Illness covered
- Child education benefit available
- Hospital cash benefit
Raheja QBE Group Loan Insurance (Pros)
- Accidental Death Cover
- Permanent Total Disability Cover
- Permanent Partial Disability Cover
- Tax Benefits
- Affordable Premiums
Raheja QBE Group Loan Insurance (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Raheja QBE Group Loan Insurance (Other Benefits)
- Utility Bill Cover
- Hospital Daily Cash
- Involuntary Loss of Job
- 5000+ Hospitals
- Efficient Claim Settlement
Raheja QBE Group Loan Insurance (Eligibility Criteria)
- Entry Age - N/A
- Max Entry Age - N/A
- SI - N/A
- Waiting Period - 30 Days
Super Topup
Raheja Group Health Super Top-Up
The plan covers the hospital bills up to the limit specified in your super top-up plan over and above the selected deductible amount.
Unique Features
- Affordable Premiums
- Tax Benefits
- Financial Security
Group Health Super Top-Up (Pros)
- Hospitalization Expenses Covered
- Day Care Treatment
- Domiciliary Treatment
- 5000+ Network Hospitals
- Advance Treatment
Group Health Super Top-Up (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Group Health Super Top-Up (Other Benefits)
- AYUSH Benefit
- Organ Donor Cover
- Maternity Cover
- New Born Baby Cover
- Pre and Post Natal Cover
Group Health Super Top-Up (Eligibility Criteria)
- Entry Age - N/A
- Max Entry Age - N/A
- SI - N/A
- Waiting Period - 30 Days
Health Plan
The plan is specifically designed for individuals with Physical & Mental Disability challenges and HIV/ AIDS infection and reduces financial burden for the insured individual.
Unique Features
- Affordable Premiums
- Tax Benefits
- Efficient Claim Settlement
Raheja Health Bharosa (Pros)
- Hospitalization Expenses Covered
- AYUSH Cover
- Cataract Cover
- Modern Treatment Cover
- Road Ambulance Cover
Raheja Health Bharosa (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Raheja Health Bharosa (Other Benefits)
- Low vision
- Hearing Impairment
- Speech Disability
- Mental Illness
- Sickle Cell Disease
Raheja Health Bharosa (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 4 & 5 L
- Waiting Period - 30 Days
Health Plan
Raheja Wage Compensation Policy
The plan is specifically designed to provide individuals with the ease of daily cash benefits to the insured and to their aid.
Unique Features
- Affordable Premiums
- Tax Benefits
- Optional Cover Benefit
Wage Compensation Policy(Pros)
- Accidental Death Benefit
- Day Care Procedure Cash
- Double Benefit
- Sickness Hospital Cash
- 8 Plan Variants
Wage Compensation Policy(Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Wage Compensation Policy(Other Benefits)
- Loss Of Income
- International Emergency Benefit
- Time Deductible
- Waiting Period Waiver
- Maternity Hospitalization Cash
Wage Compensation Policy(Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 75 Years
- SI - 200 to 2,500 INR
- Waiting Period - 30 Days
