Niva Bupa Health Insurance Plans
Niva Bupa health insurance (formerly known as Max Bupa Health Insurance company) provides a wide range of healthcare plans to individuals, families, and senior citizens. Niva Bupa health plans are designed to cater
to the specific needs of people such as cover for critical illness, pre-existing diseases, etc.
Niva Bupa Health Insurance Individual and Family Health Plan
Niva Bupa Health Insurance Specialized Plans
Top-up plan
A super top-up plan providing extra coverage to you and your family on the basis of deductible with SI options of up to 95 lakhs.
Unique Features
- No room rent capping
- Unlimited E-consultation available
- Pharmacy and diagnostic services
NivaBupa Health Recharge (Pros)
- Loyalty Additions up to 50%
- Pharmacy and Diagnostic Services
- Personal Accident Cover
- Easy Plan Convertibility
- Day Care Treatments Coverage
NivaBupa Health Recharge (Cons)
- Maternity Treatment not covered
- Pre-existing Diseases not covered
- Alcoholism not covered
- Dietary Supplements not covered
- No COVID-19 cover
NivaBupa Health Recharge (Other Benefits)
- Intensive Care Unit charges
- Domiciliary treatment
- HIV / AIDS Treatment Covered
- Artificial Life Maintenance Benefit
- Room Rent (per day) Up to 1%
NivaBupa Health Recharge (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 2 Lakh - 95 Lakh
- Waiting Period - 30 Days
Critical Illness
Buy a cover of up to 2 crores to secure you and your loved ones against 20 major critical illnesses with the Niva Bupa CritiCare plan.
Unique Features
- Daily hospital cash
- Accident care available
- Lifelong renewability
NivaBupa CritiCare (Pros)
- 20 critical illnesses Covered
- Long-term tenure savings
- Different pay-out options
- Tax benefits
- Direct claim settlement
NivaBupa CritiCare (Cons)
- Accident Death
- No Total Disability Cover
- AIDS Not Covered
- Child Education Benefit
- Funeral Expenses
NivaBupa CritiCare (Other Benefits)
- Flexibility Plan Options
- Surgeon's Fee Covered
- Renewal for life
- Diagnostic Procedures/Therapies
- Prosthetic Implants Covered
NivaBupa CritiCare (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L to 3 Cr
- Waiting Period - 30 Days
Personal Accident
Offers personal accident cover of up to 2 crores on an individual and family floater basis. Pays 100% of SI to your family in case of accidental death.
Unique Features
- Global coverage available
- Child education benefit
- Permanent Disability Cover
- Funeral Expenses
- Accidental OPD
- Adventure Sports Cover
- Elderly Care Cover
- Burns Cover
- No Alcohol Ailment Cover
- No Cosmetic Surgery
- No Obesity Surgery
- No Suicide Cover
- No War Injury Cover
AccidentCare (Other Benefits)
- Air Ambulance
- Broken Bone/Fracture
- Head & Spinal Injury
- Marriage Expenses for Children
- Comatose Cover
AccidentCare (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 3 L to 5l
- Waiting Period - 30 Days
Comprehensive and Top-Up plan
A unique health insurance plan that combines the benefits of basic SI and top-up cover to offer enhanced protection to individuals and families.
Unique Features
- 100% SI restoration
- Unlimited e-consultation
- No room rent capping
NivaBupa Money Saver (Pros)
- All Day Care Procedures covered
- Accumulated Bonus
- 100% Refill Benefit
- 20% cumulative bonus
- Organ Transplantation Covered
NivaBupa Money Saver (Cons)
- No Maternity Benefit
- Adventure Sports not covered
- STDs not covered
- Cosmetic Surgery Not Covered
- Self Inflicted Injuriesnot covered
NivaBupa Money Saver (Other Benefits)
- Road Ambulance Cover
- Alternate Treatment
- Pharmacy and Diagnostic Services
- Hassle-Free Claims
- Pre & Post Hospitalisation
NivaBupa Money Saver (Eligibility Criteria)
- Entry Age - 3 Months
- Max Entry Age - 65 Years
- SI - 10.5 L to 1 Cr
- Waiting Period - 30 Days
Senior Citizen
A plan providing comprehensive protection to senior citizens with multiple coverage options counting from 5 - 25 Lakhs.
Unique Features
- Coverage for modern treatments
- Multiple co-payment options
- Unlimited SI restoration
NivaBupa Senior First (Pros)
- 3 Variant Available
- No pre-issuance medical tests
- Day 1 Health Check-up
- Safeguard (Add-on)
- Day Care Treatment
NivaBupa Senior First (Cons)
- No Critical Illness Cover
- 50% Co-payment
- No Specific Diseases Covered
- No Pre-existing Disease Cover
- Self Inflicted Injuriesnot covered
NivaBupa Senior First (Other Benefits)
- ReAssure Benefit
- Domiciliary Hospitalization
- Organ Donor Benefit
- Ayush Benefit
- Annual Aggregate Deductible
NivaBupa Senior First (Eligibility Criteria)
- Entry Age - 61 Years
- Max Entry Age - 75 Years
- SI - 5 L to 25 L
- Waiting Period - 30 Days
Raheja QBE Health Insurance Plans
To cater to the dynamic healthcare needs of an individual and their family, Raheja QBE comes with several plans.
Raheja QBE Health Insurance Individual & Family Plans
Comprehensive Plan
Raheja QBE Health QuBE plan
A health plan suitable for individuals and families. The given plan offers a sum insured for up to 50L.
Unique Features
- Avail organ donor benefit
- 4 variants available
- Medical checkup covered
Raheja QBE Health QuBE plan (Pros)
- In-Patient Hospitalization
- Room Rent Cover
- ICU Cover
- Doctor Fee Cover
- Daily Allowance Benefit
Raheja QBE Health QuBE plan (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Raheja QBE Health QuBE plan (Other Benefits)
- Avail Cashless Treatment
- Regular Medical Check-Up
- Organ Donor Benefit
- Recharge Benefit
- Domiciliary Hospitalization
Raheja QBE Health QuBE plan (Eligibility Criteria)
- Entry Age - 90 Days
- Max Entry Age -65 Years
- SI - 1 L to 50 L
- Waiting Period - 30 Days
Standard Plan
Raheja QBE Arogya Sanjeevani Policy
The Policy offers hospitalization coverage from Rs. 50,000 to Rs. 10 lakhs. This coverage is available on an individual and on a family floater sum insured basis.
Unique Features
- Day Care Treatment available
- AYUSH treatment covered
- Cumulative bonus up to 50%
Arogya Sanjeevani Policy (Pros)
- In-Patient Hospitalization
- Room Rent Cover
- ICU Cover
- Doctor Fee Cover
- Daily Allowance Benefit
Arogya Sanjeevani Policy (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Arogya Sanjeevani Policy (Other Benefits)
- Avail Cashless Treatment
- Regular Medical Check-Up
- Organ Donor Benefit
- Recharge Benefit
- Domiciliary Hospitalization
Arogya Sanjeevani Policy (Eligibility Criteria)
- Entry Age - 90 Days
- Max Entry Age -65 Years
- SI - 1 L to 50 L
- Waiting Period - 30 Days
Accident Plan
Raheja QBE Individual Personal Accident
Raheja QBE’s Individual Personal Accident Insurance provides you with mitigation against the financial consequences of unforeseeable accidents and mishaps.
Unique Features
- Ambulance charges covered
- Covers accidental death
- Permanent Total disability covered
Individual Personal Accident (Pros)
- Accidental Death Cover
- High SI
- Affordable Premiums
- Tax Benefits
- Permanent Partial Disability Cover
Individual Personal Accident (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Individual Personal Accident (Other Benefits)
- Loss of Sight in Both Eyes
- Temporary Total Disability
- Transportation of Mortal Remains
- Ambulance Cover
- Loss of Employment Cover
Individual Personal Accident (Eligibility Criteria)
- Entry Age - 5 Years
- Max Entry Age -65 Years
- SI - 10 L to 17 L
- Waiting Period - 30 Days
Accident Plan
Raheja QBE Group Personal Accident
Group Personal Accident Insurance policy offers financial compensation to the insured and his family for an injury or death arising out of an accident.
Unique Features
- Avail compensation benefit
- Ambulance expense covered
- 4 cover variants available
Group Personal Accident (Pros)
- Accidental Death Cover
- Permanent Total Disability Cover
- Temporary Disability Cover
- Tax Benefits
- Affordable Premiums
Group Personal Accident (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Group Personal Accident (Other Benefits)
- Loss of Sight in Both Eyes
- Temporary Total Disability
- Transportation of Mortal Remains
- Ambulance Cover
- Loss of Employment Cover
Group Personal Accident (Eligibility Criteria)
- Entry Age - N/A
- Max Entry Age - N/A
- SI - N/A
- Waiting Period - 30 Days
Accident Plan
Raheja QBE Saral Suraksha Bima
Insure yourself and your family against losses incurred due to an accidental injury. It provides cover against the financial losses incurred due to accidental injury.
Unique Features
- Education Grant available
- Temporary Disability
- Death cover available
Saral Suraksha Bima (Pros)
- Accidental Death Cover
- Permanent Total Disability Cover
- Permanent Partial Disability Cover
- Tax Benefits
- Affordable Premiums
Saral Suraksha Bima (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Saral Suraksha Bima (Other Benefits)
- Hospitalization Cover
- Education Grant
- High SI
- 5000+ Hospitals
- Temporary Total Disablement
Saral Suraksha Bima (Eligibility Criteria)
- Entry Age - N/A
- Max Entry Age - N/A
- SI - 5 to 10 L
- Waiting Period - 30 Days
Raheja QBE Health Insurance Specialized Plans
Top-up Plan
Raheja QBE Super Top Up Plan
A insurance plan for employees and their family members of companies, organizations, customers/members of banks, or housing societies.
Unique Features
- Organ Donor Cover
- Maternity Cover
- Pre and Post Natal Expenses
Raheja QBE Super Top Up Plan (Pros)
- High SI
- Affordable Premiums
- Tax Benefits
- No Pre-Policy Check-Up
- Select Deductibles
Raheja QBE Super Top Up Plan (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Raheja QBE Super Top Up Plan (Other Benefits)
- Cover Entire Family
- Life-Long Renewability
- AYUSH Treatmentt
- Day Care Treatments
- Domiciliary Hospitalization
Raheja QBE Super Top Up Plan (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age -65 Years
- SI - 2 L - 1 Cr
- Waiting Period - 30 Days
Cancer Plan
Raheja QBE Cancer Insurance
A specific cancer insurance policy that protects the policyholder against the expenses incurred during the treatment of this dreadful disease.
Unique Features
- SI available up to 10L
- Diagnostic investigation covered
- No exit age feature
Raheja QBE Cancer Insurance (Pros)
- 1 to 70 years entry age
- High SI
- All stages of cancer covered
- No-claim Bonus
- 30 Days Grace Period
Raheja QBE Cancer Insurance (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Raheja QBE Cancer Insurance (Other Benefits)
- Policy Portability Available
- Affordable Premiums
- Migration Facility Available
- Medical Expenses Cover
- Lump Sum Amount Paid
Raheja QBE Cancer Insurance (Eligibility Criteria)
- Entry Age - 1 Day
- Max Entry Age -70 Years
- SI - 1 L to 10 L
- Waiting Period - 30 Days
Hospital Cash Plan
Raheja QBE Hospital Daily Cash
The Hospital Daily Cash plan covers many miscellaneous expenses that are not covered under a health plan.
Unique Features
- Day Care Procedure cash benefit
- Accidental Hospital Cash
- International Emergency Benefit
Raheja QBE Hospital Daily Cash (Pros)
- Accidental Death
- Spouse Cover
- Sickness Hospitalisation Cash
- Convalescence Benefit
- Dependent Child Cover
Raheja QBE Hospital Daily Cash (Cons)
- No Pre Existing Disease Cover
- Obesity Treatment Unavailable
- Hazardous Activity Not Covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Raheja QBE Hospital Daily Cash (Other Benefits)
- Parents-in-law Cover
- ICU Expenses Cover
- Available For Group
- 10% Direct Business Discounts
- Loss OF income Cover
Raheja QBE Hospital Daily Cash (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age -75 Years
- SI -Rs 500 To Rs 5000
- Waiting Period - 30 Days
Global Plan
Raheja QBE Pravasi Bhartiya Bima Yojana
An insurance policy for individuals who emigrate to foreign countries providing cover against personal accidents, medical emergencies, and more.
Unique Features
- Death Cover
- Hospitalization expense covered
- Medical emergency cover available
Pravasi Bhartiya Bima Yojana (Pros)
- Cover Across 7 Continents
- Litigation Expense Covered
- Spouse Cover
- Maternity Expense Covered
- Dependent Child Cover
Pravasi Bhartiya Bima Yojana (Cons)
- No Pre-Existing Disease Cover
- Cost Of Spectacles Unavailable
- Hearing Aid Not Covered
- War Injuries Not Covered
- Cosmetic Surgery unavailable
Pravasi Bhartiya Bima Yojana (Other Benefits)
- Chemotherapy Cover
- Dialysis Cover
- Available For Group
- Cost Of Artificial Limbs
- Room Rent Cover
Pravasi Bhartiya Bima Yojana (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age -65 Years
- SI - NA
- Waiting Period - 30 Days
COVID-19 Plan
Raheja QBE Corona Kavach Policy
The policy offers hospitalization coverage against COVID-19 from Rs. 50,000 to Rs. 5 lakhs. This coverage is available on an individual and on a family floater sum insured basis.
Unique Features
- AYUSH treatment available
- Avail Home Care
- Hospital daily cash
Corona Kavach Policy (Pros)
- Emergency Cover
- Spouse Cover
- COVID Hospitalisation Cover
- ICU Cover
- Dependent Child Cover
Corona Kavach Policy (Cons)
- No Breach Of Law Cover
- Daycare Treatment Unavailable
- No Unproven Treatments Cover
- OPD not covered
- No Global Coverage
Corona Kavach Policy (Other Benefits)
- Parents-in-law Cover
- Pre Hospitalization
- Post Hospitalization
- Inpatient Hospitalization Cover
- Flexible Policy Duration
Corona Kavach Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age -65 Years
- SI -50 Thousand To Rs 5 L
- Waiting Period - 15 Days
Corporate Plan
Group Corona Kavach Policy
The policy covers inpatient hospitalization due to Coronavirus disease and offers coverage from ₹ 50,000 to ₹ 5 Lakhs.
Unique Features
- AYUSH treatment covered
- Home care available
- Flexible Policy Period
Group Corona Kavach Policy (Pros)
- Hospital Daily Cash Cover
- Spouse Cover
- COVID Hospitalisation Cover
- ICU Cover
- Dependent Child Cover
Group Corona Kavach Policy (Cons)
- No Alcoholism Cover
- Dietary Supplements Unavailable
- No Unproven Treatments Cover
- No War Injuries Cover
- No Global Coverage
Group Corona Kavach Policy (Other Benefits)
- Parents-in-law Cover
- Room Rent Cover
- Surgical Procedure Cover
- Inpatient Hospitalization Cover
- Medical Advice Covere
Group Corona Kavach Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age -65 Years
- SI -50 Thousand To Rs 5 L
- Waiting Period - 15 Days
Corporate Plan
Raheja QBE Group Health Insurance
Raheja QBE Group Health Insurance Policy offers coverage from ₹ 25,000 to ₹ 1 Crore. Self, spouse, children, and parents can be covered under this policy.
Unique Features
- Day care treatment
- Domiciliary treatment
- Maternity Cover available
Group Health Insurance (Pros)
- Accidental Death Cover
- Permanent Total Disability Cover
- Temporary Disability Cover
- Tax Benefits
- Affordable Premiums
Group Health Insurance (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Group Health Insurance (Other Benefits)
- Loss of Sight in Both Eyes
- Temporary Total Disability
- Transportation of Mortal Remains
- Ambulance Cover
- Loss of Employment Cover
Group Health Insurance (Eligibility Criteria)
- Entry Age - N/A
- Max Entry Age - N/A
- SI - N/A
- Waiting Period - 30 Days
Corporate Plan
Raheja QBE Group Premier Personal Accident Policy
Insure your employees, students, teachers, or members and their families under one policy against losses incurred due to an accidental injury.
Unique Features
- Dependent child education benefit
- Burn injuries covered
- Accidental death covered
Group Premier Personal Accident Policy (Pros)
- Accidental Death Cover
- Permanent Total Disability Cover
- Temporary Disability Cover
- Tax Benefits
- Affordable Premiums
Group Premier Personal Accident Policy (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Group Premier Personal Accident Policy (Other Benefits)
- In-Patient Expenses
- Burns Cover
- Broken Bones Cover
- Mortal Remains Cover
- Ambulance Cover
Group Premier Personal Accident Policy (Eligibility Criteria)
- Entry Age - N/A
- Max Entry Age - N/A
- SI - N/A
- Waiting Period - 30 Days
Loan Plan
Raheja QBE Group Loan Insurance
The plan offers cover against loans like Personal Loan, Housing Loan, Auto Loan, Gold Loan, Business Loan, Merchandise Loan, and Consumer Durable Loans.
Unique Features
- Critical Illness covered
- Child education benefit available
- Hospital cash benefit
Raheja QBE Group Loan Insurance (Pros)
- Accidental Death Cover
- Permanent Total Disability Cover
- Permanent Partial Disability Cover
- Tax Benefits
- Affordable Premiums
Raheja QBE Group Loan Insurance (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Raheja QBE Group Loan Insurance (Other Benefits)
- Utility Bill Cover
- Hospital Daily Cash
- Involuntary Loss of Job
- 5000+ Hospitals
- Efficient Claim Settlement
Raheja QBE Group Loan Insurance (Eligibility Criteria)
- Entry Age - N/A
- Max Entry Age - N/A
- SI - N/A
- Waiting Period - 30 Days
Super Topup
Raheja Group Health Super Top-Up
The plan covers the hospital bills up to the limit specified in your super top-up plan over and above the selected deductible amount.
Unique Features
- Affordable Premiums
- Tax Benefits
- Financial Security
Group Health Super Top-Up (Pros)
- Hospitalization Expenses Covered
- Day Care Treatment
- Domiciliary Treatment
- 5000+ Network Hospitals
- Advance Treatment
Group Health Super Top-Up (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Group Health Super Top-Up (Other Benefits)
- AYUSH Benefit
- Organ Donor Cover
- Maternity Cover
- New Born Baby Cover
- Pre and Post Natal Cover
Group Health Super Top-Up (Eligibility Criteria)
- Entry Age - N/A
- Max Entry Age - N/A
- SI - N/A
- Waiting Period - 30 Days
Health Plan
The plan is specifically designed for individuals with Physical & Mental Disability challenges and HIV/ AIDS infection and reduces financial burden for the insured individual.
Unique Features
- Affordable Premiums
- Tax Benefits
- Efficient Claim Settlement
Raheja Health Bharosa (Pros)
- Hospitalization Expenses Covered
- AYUSH Cover
- Cataract Cover
- Modern Treatment Cover
- Road Ambulance Cover
Raheja Health Bharosa (Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Raheja Health Bharosa (Other Benefits)
- Low vision
- Hearing Impairment
- Speech Disability
- Mental Illness
- Sickle Cell Disease
Raheja Health Bharosa (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 4 & 5 L
- Waiting Period - 30 Days
Health Plan
Raheja Wage Compensation Policy
The plan is specifically designed to provide individuals with the ease of daily cash benefits to the insured and to their aid.
Unique Features
- Affordable Premiums
- Tax Benefits
- Optional Cover Benefit
Wage Compensation Policy(Pros)
- Accidental Death Benefit
- Day Care Procedure Cash
- Double Benefit
- Sickness Hospital Cash
- 8 Plan Variants
Wage Compensation Policy(Cons)
- Obesity
- Cosmetic Surgery
- Injury Due To Illegal Activity
- Injury Due To Hazardous Activities
- Adventure Sport Injuries
Wage Compensation Policy(Other Benefits)
- Loss Of Income
- International Emergency Benefit
- Time Deductible
- Waiting Period Waiver
- Maternity Hospitalization Cash
Wage Compensation Policy(Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 75 Years
- SI - 200 to 2,500 INR
- Waiting Period - 30 Days
