Niva Bupa Health Insurance Plans
Niva Bupa health insurance (formerly known as Max Bupa Health Insurance company) provides a wide range of healthcare plans to individuals, families, and senior citizens. Niva Bupa health plans are designed to cater
to the specific needs of people such as cover for critical illness, pre-existing diseases, etc.
Niva Bupa Health Insurance Individual and Family Health Plan
Niva Bupa Health Insurance Specialized Plans
Top-up plan
A super top-up plan providing extra coverage to you and your family on the basis of deductible with SI options of up to 95 lakhs.
Unique Features
- No room rent capping
- Unlimited E-consultation available
- Pharmacy and diagnostic services
NivaBupa Health Recharge (Pros)
- Loyalty Additions up to 50%
- Pharmacy and Diagnostic Services
- Personal Accident Cover
- Easy Plan Convertibility
- Day Care Treatments Coverage
NivaBupa Health Recharge (Cons)
- Maternity Treatment not covered
- Pre-existing Diseases not covered
- Alcoholism not covered
- Dietary Supplements not covered
- No COVID-19 cover
NivaBupa Health Recharge (Other Benefits)
- Intensive Care Unit charges
- Domiciliary treatment
- HIV / AIDS Treatment Covered
- Artificial Life Maintenance Benefit
- Room Rent (per day) Up to 1%
NivaBupa Health Recharge (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 2 Lakh - 95 Lakh
- Waiting Period - 30 Days
Critical Illness
Buy a cover of up to 2 crores to secure you and your loved ones against 20 major critical illnesses with the Niva Bupa CritiCare plan.
Unique Features
- Daily hospital cash
- Accident care available
- Lifelong renewability
NivaBupa CritiCare (Pros)
- 20 critical illnesses Covered
- Long-term tenure savings
- Different pay-out options
- Tax benefits
- Direct claim settlement
NivaBupa CritiCare (Cons)
- Accident Death
- No Total Disability Cover
- AIDS Not Covered
- Child Education Benefit
- Funeral Expenses
NivaBupa CritiCare (Other Benefits)
- Flexibility Plan Options
- Surgeon's Fee Covered
- Renewal for life
- Diagnostic Procedures/Therapies
- Prosthetic Implants Covered
NivaBupa CritiCare (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L to 3 Cr
- Waiting Period - 30 Days
Personal Accident
Offers personal accident cover of up to 2 crores on an individual and family floater basis. Pays 100% of SI to your family in case of accidental death.
Unique Features
- Global coverage available
- Child education benefit
- Permanent Disability Cover
- Funeral Expenses
- Accidental OPD
- Adventure Sports Cover
- Elderly Care Cover
- Burns Cover
- No Alcohol Ailment Cover
- No Cosmetic Surgery
- No Obesity Surgery
- No Suicide Cover
- No War Injury Cover
AccidentCare (Other Benefits)
- Air Ambulance
- Broken Bone/Fracture
- Head & Spinal Injury
- Marriage Expenses for Children
- Comatose Cover
AccidentCare (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 3 L to 5l
- Waiting Period - 30 Days
Comprehensive and Top-Up plan
A unique health insurance plan that combines the benefits of basic SI and top-up cover to offer enhanced protection to individuals and families.
Unique Features
- 100% SI restoration
- Unlimited e-consultation
- No room rent capping
NivaBupa Money Saver (Pros)
- All Day Care Procedures covered
- Accumulated Bonus
- 100% Refill Benefit
- 20% cumulative bonus
- Organ Transplantation Covered
NivaBupa Money Saver (Cons)
- No Maternity Benefit
- Adventure Sports not covered
- STDs not covered
- Cosmetic Surgery Not Covered
- Self Inflicted Injuriesnot covered
NivaBupa Money Saver (Other Benefits)
- Road Ambulance Cover
- Alternate Treatment
- Pharmacy and Diagnostic Services
- Hassle-Free Claims
- Pre & Post Hospitalisation
NivaBupa Money Saver (Eligibility Criteria)
- Entry Age - 3 Months
- Max Entry Age - 65 Years
- SI - 10.5 L to 1 Cr
- Waiting Period - 30 Days
Senior Citizen
A plan providing comprehensive protection to senior citizens with multiple coverage options counting from 5 - 25 Lakhs.
Unique Features
- Coverage for modern treatments
- Multiple co-payment options
- Unlimited SI restoration
NivaBupa Senior First (Pros)
- 3 Variant Available
- No pre-issuance medical tests
- Day 1 Health Check-up
- Safeguard (Add-on)
- Day Care Treatment
NivaBupa Senior First (Cons)
- No Critical Illness Cover
- 50% Co-payment
- No Specific Diseases Covered
- No Pre-existing Disease Cover
- Self Inflicted Injuriesnot covered
NivaBupa Senior First (Other Benefits)
- ReAssure Benefit
- Domiciliary Hospitalization
- Organ Donor Benefit
- Ayush Benefit
- Annual Aggregate Deductible
NivaBupa Senior First (Eligibility Criteria)
- Entry Age - 61 Years
- Max Entry Age - 75 Years
- SI - 5 L to 25 L
- Waiting Period - 30 Days
Cholamandalam Health Insurance Plans
To cater to the different needs of the customers, the company has come out with a wide range of health insurance plans. Take a look below.
Individual & Family Health Insurance Plans
A plan with sum insured, premium payments and tenure options. Provides coverage for alternate treatments besides allopathy too.
Unique Features
- Flexible Sum Insured
- Avail Newborn Baby Coverage
- Travel reimbursement
Cholamandalam Health Aarogya Sanjeevani
A plan that covers you and your family against the financial risks arising out of medical contingencies and offers the flexibility of paying in multiple frequencies.
Unique Features
- No health Check-up
- Avail discounts
- Family cover
An ideal option if you are looking for coverage for yourself, your spouse, and your children. The plan offers four smart health insurance solutions.
Unique Benefits
- Lifelong renewal available
- One-time premium payment
- Maternity cover available
Specialized Health Plans
Cholamandalam Critical Healthline Plan
Chola MS Critical Healthline insurance covers all individuals who have been insured under the policy and are diagnosed as critically ill within the policy tenure.
Unique Benefits
- Offers 2 variants
- Protection against Cancer
- Covers major organ transplant
Cholamandalam Super Top-Up Plan
The Chola Super Top Up insurance is a booster plan for your existing basic health insurance providing additional coverage in addition to SI.
Unique Features
- Choose from 2 plan variants
- AYUSH treatment available
- Daycare treatment available
Chola Hospital Cash Helpline (Revision)
Chola Hospital Cash Healthline (Revision) offers a fixed amount to the insured in case of hospitalization, to be used by them according to their immediate needs.
Unique Features
- ICU cover available
- Hospital cash Benefit
- X-ray and scan coverage
Cholamandalam Accident Protection Plan
Chola Accident protection policy offers financial assistance in an accident leading to disability/death.
Unique Features
- Accidental Death Cover
- Permanent Disability Cover
- Hospital charges covered
Cholamandalam Corona Rakshak
Corona Rakshak is an Insurance Cover that provides a Lump sum benefit if the Insured is diagnosed with Novel CoronaVirus (Covid-19) during the policy period.
Unique Features
- Avail up to 2.5L SI
- Lump Sum benefit
- Flexible Policy Tenure
Cholamandalam Corona Kavach
It is designed to address the basic health insurance needs of insuring the public related to COVID-19.
Unique Features
- Up to 5L SI
- No medical check-up
- Avail discounts
Chola Vector Borne Disease
An affordable plan that reduces your financial burden in case of any illness due to vector-borne diseases like malaria, dengue, and chikungunya.
Unique Features
- Life-long renewal
- Coverage against Zika Virus
- Traveling expense covered
Cholamandalam Sarv Shakti Plan
A special healthcare plan designed for women offering protection against cancer and 39 other illnesses.
Unique Features
- Up to 2Cr SI
- Children's education covered
- Vehicle loan protection
