Niva Bupa Health Insurance Plans
Niva Bupa health insurance (formerly known as Max Bupa Health Insurance company) provides a wide range of healthcare plans to individuals, families, and senior citizens. Niva Bupa health plans are designed to cater
to the specific needs of people such as cover for critical illness, pre-existing diseases, etc.
Niva Bupa Health Insurance Individual and Family Health Plan
Niva Bupa Health Insurance Specialized Plans
Top-up plan
A super top-up plan providing extra coverage to you and your family on the basis of deductible with SI options of up to 95 lakhs.
Unique Features
- No room rent capping
- Unlimited E-consultation available
- Pharmacy and diagnostic services
NivaBupa Health Recharge (Pros)
- Loyalty Additions up to 50%
- Pharmacy and Diagnostic Services
- Personal Accident Cover
- Easy Plan Convertibility
- Day Care Treatments Coverage
NivaBupa Health Recharge (Cons)
- Maternity Treatment not covered
- Pre-existing Diseases not covered
- Alcoholism not covered
- Dietary Supplements not covered
- No COVID-19 cover
NivaBupa Health Recharge (Other Benefits)
- Intensive Care Unit charges
- Domiciliary treatment
- HIV / AIDS Treatment Covered
- Artificial Life Maintenance Benefit
- Room Rent (per day) Up to 1%
NivaBupa Health Recharge (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 2 Lakh - 95 Lakh
- Waiting Period - 30 Days
Critical Illness
Buy a cover of up to 2 crores to secure you and your loved ones against 20 major critical illnesses with the Niva Bupa CritiCare plan.
Unique Features
- Daily hospital cash
- Accident care available
- Lifelong renewability
NivaBupa CritiCare (Pros)
- 20 critical illnesses Covered
- Long-term tenure savings
- Different pay-out options
- Tax benefits
- Direct claim settlement
NivaBupa CritiCare (Cons)
- Accident Death
- No Total Disability Cover
- AIDS Not Covered
- Child Education Benefit
- Funeral Expenses
NivaBupa CritiCare (Other Benefits)
- Flexibility Plan Options
- Surgeon's Fee Covered
- Renewal for life
- Diagnostic Procedures/Therapies
- Prosthetic Implants Covered
NivaBupa CritiCare (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L to 3 Cr
- Waiting Period - 30 Days
Personal Accident
Offers personal accident cover of up to 2 crores on an individual and family floater basis. Pays 100% of SI to your family in case of accidental death.
Unique Features
- Global coverage available
- Child education benefit
- Permanent Disability Cover
- Funeral Expenses
- Accidental OPD
- Adventure Sports Cover
- Elderly Care Cover
- Burns Cover
- No Alcohol Ailment Cover
- No Cosmetic Surgery
- No Obesity Surgery
- No Suicide Cover
- No War Injury Cover
AccidentCare (Other Benefits)
- Air Ambulance
- Broken Bone/Fracture
- Head & Spinal Injury
- Marriage Expenses for Children
- Comatose Cover
AccidentCare (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 3 L to 5l
- Waiting Period - 30 Days
Comprehensive and Top-Up plan
A unique health insurance plan that combines the benefits of basic SI and top-up cover to offer enhanced protection to individuals and families.
Unique Features
- 100% SI restoration
- Unlimited e-consultation
- No room rent capping
NivaBupa Money Saver (Pros)
- All Day Care Procedures covered
- Accumulated Bonus
- 100% Refill Benefit
- 20% cumulative bonus
- Organ Transplantation Covered
NivaBupa Money Saver (Cons)
- No Maternity Benefit
- Adventure Sports not covered
- STDs not covered
- Cosmetic Surgery Not Covered
- Self Inflicted Injuriesnot covered
NivaBupa Money Saver (Other Benefits)
- Road Ambulance Cover
- Alternate Treatment
- Pharmacy and Diagnostic Services
- Hassle-Free Claims
- Pre & Post Hospitalisation
NivaBupa Money Saver (Eligibility Criteria)
- Entry Age - 3 Months
- Max Entry Age - 65 Years
- SI - 10.5 L to 1 Cr
- Waiting Period - 30 Days
Senior Citizen
A plan providing comprehensive protection to senior citizens with multiple coverage options counting from 5 - 25 Lakhs.
Unique Features
- Coverage for modern treatments
- Multiple co-payment options
- Unlimited SI restoration
NivaBupa Senior First (Pros)
- 3 Variant Available
- No pre-issuance medical tests
- Day 1 Health Check-up
- Safeguard (Add-on)
- Day Care Treatment
NivaBupa Senior First (Cons)
- No Critical Illness Cover
- 50% Co-payment
- No Specific Diseases Covered
- No Pre-existing Disease Cover
- Self Inflicted Injuriesnot covered
NivaBupa Senior First (Other Benefits)
- ReAssure Benefit
- Domiciliary Hospitalization
- Organ Donor Benefit
- Ayush Benefit
- Annual Aggregate Deductible
NivaBupa Senior First (Eligibility Criteria)
- Entry Age - 61 Years
- Max Entry Age - 75 Years
- SI - 5 L to 25 L
- Waiting Period - 30 Days
New India Health Insurance Plans
To cater to the dynamic healthcare needs of an individual and their family, New India Health Insurance comes with a vast variety of plans to select from.
Individual & Family Health Insurance Plans
New India Assurance Arogya Sanjeevani Policy
The plan covers you and your family against new age treatments, pre, and post-hospitalization, and hospital room rent charges.
Unique Features
- Up to 10 Lakh SI
- Genetic disorders Covered
- Modern Treatments Covered
New India Jan Arogya Bima Policy
This policy is designed to provide cheap medical insurance to poorer sections of society with a sum insured per person of Rs. 5000.
Unique Features
- Service Tax is not applicable
- Avail cover for dependents
- Psychological disorders covered
New India Janata Mediclaim Policy
This plan protects all family members with broad health insurance coverage. It covers self, spouse, and a maximum of 2 dependent children.
Unique Features
- AYUSH treatment covered
- ICU expenses covered
- Ambulance charges covered
New India Flexi Floater Mediclaim Policy
The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.
Unique Features
- ICU expense covered
- Room rent covered
- Medical test expenses covered
New India Flexi Group Mediclaim Policy
The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.
Unique Features
- ICU expenses covered
- Avail AYUSH treatment
- Avail Cataract treatment
The policy comes with a SI of 2-15 lakhs with a single sum assured for all the members on a floater basis.
Unique Features
- No claim bonus up to 50%
- Avail New born baby cover
- Criti-care benefit available
A family policy where the proposer can avail Sum Insured from Rs. 1,2, 3, 5, 8, 10, 12 and 15 Lakhs. Children can be covered under the policy from 3 months to 25 years.
Unique Features
- Organ transplant covered
- 139 day care procedures available
- New born baby cover available
The plan comes in 2 different variants offering a sum assured up to 1 Cr. The policyholder can cover his/her entire family under one policy.
Unique Features
- Critical illness covered
- AYUSH treatment covered
- AYUSH treatment covered
New India Standard Group Janata Mediclaim
The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.
Unique Features
- ICU expenses covered
- AYUSH treatment covered
- Cataract treatment covered
New India Standard Group Mediclaim Policy(2007)
Hospitalization expenses for any illness or injury. Ideal for those who want to cover their children and dependant parents.
Unique Features
- ICU charged covered
- Artificial life maintainance covered
- AYUSH treatment covered
New India Universal Health Insurance Scheme
The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.
Unique Features
- Disability cover
- Psychological treatment covered
- Artificial life maintainance available
New India Young India Digi Health Policy
Plan coverage is available on an individual and family floater basis with a sum insured of up to 8L.
Unique Features
- Modern Treatment Available
- AYUSH treatment available
- New born baby cover available
This plan offers the policyholder sum insured of up to 50L. New India Yuva Bharat Policy is available in base, gold, and platinum variants.
Unique Features
- Air Ambulance available
- Critical illness covered
- Infertility treatment covered
Specialized Health Plans
New India Group Cancer Mediclaim
The plan is specifically designed for lower and middle-class families undergoing Cancer Treatment.
Unique Features
- Up to 2 Lakh SI
- Avail Cumulative Bonus
- Cover dependent children
New India Corona Kavach Policy
This plan covers hospitalization expenses if the insured is diagnosed with COVID-19. It is available on an individual and floater basis with a maximum sum of INR 5 lakh.
Unique Features
- Home care treatment covered
- Avail special discounts
- Ambulance charges covered
New India Group Mediclaim for workers
Hospitalization expenses for any illness or injury. Ideal for those who want to cover their children and dependent parents.
Unique Features
- AYUSH Treatment available
- Avail ICU expenses
- Affordable premiums available
A special policy designed for parents with girl children only. Two dependent daughters can be covered with Rs. 8 Lakh sum insured.
Unique Features
- Avail 50% discount
- Hospital Cash available
- Avail AYUSH treatment
This plan is designed to aid financially in treating cancer. The policy offers cover for conventional and advanced cancer treatments.
Unique Features
- SI up to 50 Lakh
- Avail cancer care benefit
- 58 Day care procedures covered
A plan designed for individuals between 60-80 years of age and offers 5% discount for single women senior citizen's. Gives sum insured up to 5 Lakhs.
Unique Features
- Avail discounts
- Medical check up reimbursement
- Avail Ambulance charges
New India TOP-UP Mediclaim policy covers hospitalization expenses once your policy crosses it’s threshold limit. It can cover up to 6 family members.
Unique Features
- SI up to 22L available
- Avail Cataract treatment
- AYUSH expenses covered
The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.
Unique Features
- ICU expenses covered
- AYUSH treatment available
- Mental illness expenses covered
New India Tertiary Care Insurance
An individual plan that is specifically designed to cover the treatment of 9 major illnesses.
Unique Features
- Domiciliary treatment available
- Ambulance expense covered
- Avail No claim bonus