Liberty Health vs Niva Bupa Health Insurance 2026

Overview

Liberty General Insurance commenced operations in 2013, aiming to provide comprehensive retail, commercial, and industrial insurance solutions. The company has over 1200 employees across 110 offices in 95 cities across 29 states. The insurer has a network of over 5000 hospitals for easy access to healthcare services.

COMPANY DETAILS

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Liberty Health

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Niva Bupa

Number of health insurance plans	No. of Plans 2 ❯	No. of Plans - ❯
Sum insured	Sum Insured Up to ₹ 30 Lakh	Sum Insured Up to ₹ 1 Cr
Claim ratio	Claim Ratio 97.64%	Claim Ratio 98%
Network hospitals	Network Hospital 6000+	Network Hospital 10000+
Solvency Ratio	Solvency Ratio 1.75	Solvency Ratio 3.03
Pan India Presence	Pan India Presence 110	Pan India Presence 320
Claim Form	Claim Form Available	Claim Form Available
Annual premium (company level)	Annual premium (company level) 374.59 Crore	Annual premium (company level) 6,762.23 Crore
Years in operation	Years in operation 2013	Years in operation 2008
24×7 claim support	24×7 claim support Yes	24×7 claim support Yes
IRDAI registration number	IRDAI registration number 150	IRDAI registration number 145
Claims settled within 3 months	Claims settled within 3 months 97	Claims settled within 3 months 92.4
Recommended Videos	▶ Niva Bupa Health Insurance Review \| Max Bupa Health Insurance \| Niva Bupa Health Insurance Plan 2025

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj General Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Galaxy Health Insurance

Narayana Health Insurance

Know More About Health Insurance Companies

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Liberty General Insurance

Liberty Janta Personal Accident Policy

Janta Personal Accident Policy, designed by Liberty Health Insurance, caters to customers in rural India. The Janata Personal Acci...

Personal Accident Cover
Worldwide Cover
Lifelong Renewability

Personal Accident Cover
Worldwide Cover
Lifelong Renewability

Pre-existing diseases not covered
Death or disablement due to war
Self-harm or suicide attempt

Loss of limbs
Loss of an eye
Complete loss of eyesight in both eyes

Minimum: 18 Years
Child: 5 to 18 Years
Maximum: 75 Years

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Individual and Family Health Insurance

Liberty Secure Health Connect

Secure Health Connect policy, designed by Liberty Health Insurance, offers comprehensive coverage with a wide range of sums insure...

Wide Sum Insured Options
Stay-fit Perks
6-hour Claim Assure

Cataract
Covid-19 treatment
ICU charges

Illegal activities
Alcoholism and drug abuse
Adventure sports

Ambulance cover
Health check-ups
Co-payment

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 15 Lakh

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Compare with Other Insurers

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance Niva Bupa

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance

Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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