Apollo Munich vs Niva Bupa

  • 100+ top health insurance plans
  • Premium starting @Rs. 19/day*
  • No medical check-ups required
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Overview

Apollo Munich Health Insurance Company, now known as HDFC Ergo General Insurance, offers exclusive plans for individuals, families, senior citizens, etc. These health insurance plans provide comprehensive coverage to secure the healthcare needs and financial stability of the policyholders. After merging with HDFC Ergo Health Insurance, Apollo Munich expanded its insurance product portfolio. The insurer offers insurance products ranging from motor, health, travel, home, and personal accident.
COMPANY DETAILS Edit

Apollo Munich

Edit

Niva Bupa

Number of health insurance plans
Sum insured

Sum Insured

Up to 75L

Sum Insured

Up to 1 Cr
Claim ratio

Claim Ratio

98.59%

Claim Ratio

98%
Network hospitals

Network Hospital

12000+

Network Hospital

10000+
Solvency Ratio

Solvency Ratio

1.75

Solvency Ratio

3.03
Pan India Presence

Pan India Presence

200

Pan India Presence

320
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

-

Annual premium (company level)

6,762.23 Crore
Years in operation

Years in operation

-

Years in operation

2008
24×7 claim support

24×7 claim support

No

24×7 claim support

Yes
IRDAI registration number

IRDAI registration number

-

IRDAI registration number

145
Claims settled within 3 months

Claims settled within 3 months

-

Claims settled within 3 months

92.4
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Niva Bupa Health Insurance

Individual and Family Health Insurance

The Niva Bupa ReAssure 3.0 health plan has made it easier than ever to guarantee lifetime protection for you and your family, with a coverage limit of...

Unique Features

  • Unlimited coverage
  • High flexibility
  • Global healthcare option

Niva Bupa Reassure 3.0 (Pros)

Niva Bupa Reassure 3.0
  • Unlimited Sum Insured
  • Day 1 Pre-Existing Disease Coverage
  • Automatic Sum Insured Restoration
  • No Co-payment Clause
  • Wide Network of Hospitals
  • Flexible Premium Payment Options

Niva Bupa Reassure 3.0 (Cons)

Niva Bupa Reassure 3.0
  • No Monthly Premium Payment Option
  • Higher Premiums for Older Policyholders
  • Customer Service Response Time

Niva Bupa Reassure 3.0 (Other Benefits)

Niva Bupa Reassure 3.0
  • No Claim Bonus / Claim-Free Rewards
  • Daycare & Advanced Procedures
  • AYUSH Treatments

Niva Bupa Reassure 3.0 (Eligibility Criteria)

Niva Bupa Reassure 3.0
  • Minimum entry age: 91 days and 18 years
  • Maximum entry age: 99 years for adults
  • Covers up to 6 members
Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.