Navi Health Insurance vs Apollo Munich Insurance Online in 2026

Overview

Navi General Insurance Limited offers health insurance plans with coverage of up to ₹1 crore through a fully paperless and digital process. The insurer provides access to a wide network of 10,000+ cashless hospitals, ensuring quality medical care across India. It also emphasizes a quick and hassle-free claims experience, with settlements processed in as little as 20 minutes, making the overall insurance journey smooth and convenient for customers.

COMPANY DETAILS

Navi Health

Apollo Munich

Number of health insurance plans	No. of Plans -	No. of Plans -
Sum insured	Sum Insured Up to 1 Cr	Sum Insured Up to 75L
Claim ratio	Claim Ratio 95.13%	Claim Ratio 98.59%
Network hospitals	Network Hospital 10000+	Network Hospital 12000+
Solvency Ratio	Solvency Ratio 4.56	Solvency Ratio 1.75
Pan India Presence	Pan India Presence 400	Pan India Presence 200
Claim Form	Claim Form Available	Claim Form Available
Annual premium (company level)	Annual premium (company level) 90.99 Crore	Annual premium (company level) -
Years in operation	Years in operation 2017	Years in operation -
24×7 claim support	24×7 claim support Yes	24×7 claim support No
IRDAI registration number	IRDAI registration number 155	IRDAI registration number -
Claims settled within 3 months	Claims settled within 3 months 99.97%	Claims settled within 3 months -
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