Navi Health vs Narayana Health Insurance Health Insurance 2026 | PolicyX

Overview

Navi General Insurance offers health plans with coverage up to ₹1 crore through a fully paperless, digital process. It provides access to 10,000+ cashless hospitals and a quick, hassle-free claims experience, with settlements in as little as 20.
COMPANY DETAILS ✎ Edit

Navi Health

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Narayana Health Insurance

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 1 Cr

Sum Insured

Up to ₹ 1 Crore
Claim ratio

Claim Ratio

95.13%

Claim Ratio

100%
Network hospitals

Network Hospital

10000+

Network Hospital

2400+
Solvency Ratio

Solvency Ratio

4.56

Solvency Ratio

1.61
Pan India Presence

Pan India Presence

400

Pan India Presence

21
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

90.99 Crore

Annual premium (company level)

2.37 Crore
Years in operation

Years in operation

2017

Years in operation

2023
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

99.97%

Claims settled within 3 months

92.27
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Narayana Health Insurance

Individual and Family Health Insurance

Narayana Arya Health Insurance

The Narayana Arya Health Plan is a comprehensive health insurance option from Narayana Arya Health Insurance and Narayana One Heal...

  • Comprehensive health policy
  • Cashless hospitalisation
  • Easy claim process
  • Upto 1 crore sum insured
  • Zero waiting period
  • Pre and post-hospitalisation
  • Daycare treatment not covered
  • Domiciliary treatments not covered
  • OPD charges not covered
  • Any room type available
  • Top-up options available
  • Quick claim process
  • Entry Age: 18 years (Maximum 65 years
  • with no upper age limit for renewal) Sum Insured (SI): INR 25 Lakh to 1 Crore Waiting Period: 30 days
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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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