National Health vs Narayana Health Insurance Health Insurance 2026 | PolicyX

Overview

National Insurance Company, India's oldest government-owned general insurer, was founded on 5 December 1906 in Kolkata. Fully owned by the Government of India, it offers health, motor and property insurance.
COMPANY DETAILS ✎ Edit

National Health

✎ Edit

Narayana Health Insurance

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 2 Crores

Sum Insured

Up to ₹ 1 Crore
Claim ratio

Claim Ratio

91.31%

Claim Ratio

100%
Network hospitals

Network Hospital

3200+

Network Hospital

2400+
Solvency Ratio

Solvency Ratio

-0.67

Solvency Ratio

1.61
Pan India Presence

Pan India Presence

850

Pan India Presence

21
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

8,589.90 Crore

Annual premium (company level)

2.37 Crore
Years in operation

Years in operation

1906

Years in operation

2023
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

91.18

Claims settled within 3 months

92.27
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National Health Insurance

▶ National Health Insurance

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National Health Insurance

Individual and Family Health Insurance

National Young India Mediclaim Policy

National Young India Mediclaim Policy offers indemnity-based health coverage from National Insurance, available as individual or f...

  • Maternity Cover
  • Cataract Cover
  • High SI Cover
  • Room Rent Cover
  • Day Care Procedure
  • AYUSH Treatment
  • Morbid Obesity Treatment
  • Illegal Activities
  • Adventure Sports
  • Cumulative Bonus
  • Wellness Discount
  • Long Term Discount
  • Min entry age: 18 years
  • Max entry age: 43 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to 10 Lakhs
View plan

The National Insurance Group Mediclaim Policy offers comprehensive indemnity health coverage for groups, providing an alternative ...

  • Coverage for modern treatment
  • Covers HIV/AIDS treatment
  • Covers 140+ daycare procedures
  • 140+ daycare procedures
  • HIV cover
  • Affordable premiums
  • AYUSH cover
  • Treatment outside India
  • OPD diagnostics
  • Adventure sport injuries
  • Injuries due to illegal activity
  • Co-payment discounts available
  • PED cover
  • 30-day pre-hospitalisation
  • Modern treatment
  • Entry Age: 3 Months
  • Maximum Entry Age: N/A
  • Sum Insured: INR 50
  • 000 to INR 10 Lakhs
  • Waiting Period: 30 days
View plan

Narayana Health Insurance

Individual and Family Health Insurance

Narayana Arya Health Insurance

The Narayana Arya Health Plan is a comprehensive health insurance option from Narayana Arya Health Insurance and Narayana One Heal...

  • Comprehensive health policy
  • Cashless hospitalisation
  • Easy claim process
  • Upto 1 crore sum insured
  • Zero waiting period
  • Pre and post-hospitalisation
  • Daycare treatment not covered
  • Domiciliary treatments not covered
  • OPD charges not covered
  • Any room type available
  • Top-up options available
  • Quick claim process
  • Entry Age: 18 years (Maximum 65 years
  • with no upper age limit for renewal) Sum Insured (SI): INR 25 Lakh to 1 Crore Waiting Period: 30 days
View plan

Compare with Other Insurers

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