Chola MS General Insurance Company Limited is a Joint Venture between the Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan. Chola MS champions a brand philosophy called T3, which stands for Trust, Transparency, and Technology. Formed in 2001 by Murugappa Group (India) and Mitsui Sumitomo (Japan), Chola MS General Insurance boasts 189 branches and 30,000+ intermediaries. Driven by their T3 philosophy (Trust, Transparency, Technology), their core aim is to protect customers from rising healthcare expenses.
Narayana Health Insurance Ltd. is a stand-alone health insurer promoted by Narayana Health and is a wholly-owned subsidiary of Narayana Hrudayalaya Ltd. Chaired by renowned cardiac surgeon Dr. Devi Shetty, the company combines clinical expertise with insurance to improve healthcare access. It focuses on offering simple, affordable, and transparent health insurance solutions. Initially targeting the Karnataka market, the company aims to expand its presence across India while strengthening trust through its integrated healthcare and insurance model.