Galaxy Health vs Narayana Health Insurance Health Insurance 2026 | PolicyX
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Overview

Galaxy Health Insurance is a new standalone health insurer (IRDAI-licensed in March 2024), backed by the TVS Group and Star Health founder V. Jagannathan.
COMPANY DETAILS ✎ Edit

Galaxy Health

 ✎ Edit

Narayana Health Insurance
Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 1 Crore

Sum Insured

Up to ₹ 1 Crore
Claim ratio

Claim Ratio

98.9%

Claim Ratio

100%
Network hospitals

Network Hospital

3216+

Network Hospital

2400+
Solvency Ratio

Solvency Ratio

4.70

Solvency Ratio

1.61
Pan India Presence

Pan India Presence

71

Pan India Presence

21
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

16.95 Crore

Annual premium (company level)

2.37 Crore
Years in operation

Years in operation

2023

Years in operation

2023
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

100

Claims settled within 3 months

92.27
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Galaxy Health Insurance

Narayana Health Insurance

Know More About Health Insurance Companies

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Galaxy Health Insurance

Most popular
Individual and Family Health Insurance

Galaxy Promise Health Plan

Galaxy Promise is a new health insurance plan from Galaxy Health Insurance, designed for younger generations in India with a uniqu...

  • Air Ambulance Cover
  • Room Rent Enhancement
  • Gala Fit Pro-Active Care
  • Unlimited restoration of SI
  • No co-payment
  • Room rent enhancement
  • Investigation and evaluation not covered
  • Dietary supplement
  • Unproven treatment
  • Alcoholism
  • Repatriation of mortal remains
  • Organ transplantation
  • Cashless everywhere
  • Min. Entry Age: 16 Days
  • Max. Entry Age: 65 Years
  • Initial Waiting Period: 24 Months
  • Sum Insured: Up to 1 Cr
View plan
Top Up and Super Top Up

Galaxy Top-up Health Insurance Plan

The Galaxy Top-Up Health Insurance Plan provides an enhanced safety net over existing base health coverage, helping mitigate subst...

  • Get exciting discounts
  • Digital ICU coverage
  • Gala Fit benefit
  • Family coverage
  • flexibility in deductible
  • Digital ICU coverage.
  • Investigation and evaluation
  • cosmetic surgery
  • unproven treatments.
  • Nanotechnology covered
  • modern treatment
  • delivery expenses covered.
  • Entry age: 18 years
  • Maximum entry age: 65 years
  • Sum Insured: INR 5 L to 2 Cr
  • Waiting Period: 30 days.
View plan
Individual and Family Health Insurance

Galaxy Twin 360

Galaxy Twin 360 is a comprehensive health insurance plan for young adults and families, offering dual coverage that combines in-pa...

  • Dual coverage for extended protection
  • All round 360 degree health benefits
  • Flexible coverage for individual needs
  • OPD benefits along with hospitalisation cover
  • usable benefits even in non-hospitalisation years
  • wellness and preventive care integration
  • Entry age capped at 45 years
  • OPD benefits have usage limits
  • newer insurer with limited long-term claims history
  • Lifelong renewability
  • multiple sum insured options
  • flexible premium payment modes
  • coverage for day-care and modern treatments
  • cashless treatment at network hospitals
  • Adults: 18 years to 45 years Children: 90 days to 18 years
View plan

Narayana Health Insurance

Most popular
Individual and Family Health Insurance

Narayana Aditi Health Insurance

The Narayana Aditi Health Plan is a comprehensive health insurance offering immediate coverage from day one, eliminating typical w...

  • No waiting period
  • Annual health checkups
  • Coverage available at non-network
  • 1 Cr sum insured
  • room category modification
  • living organ donor.
  • Domiciliary hospitalisation not covered
  • OPD treatment not covered
  • maternity not covered.
  • Annual health check-up
  • road ambulance charges
  • coverage from day one.
  • Entry Age: 18 years
  • Maximum Entry Age: No age limit
  • Sum Insured: INR 5 Lakh to 1 Crore
  • Waiting Period: No waiting period.
View plan
Individual and Family Health Insurance

Narayana Arya Health Insurance

The Narayana Arya Health Plan is a comprehensive health insurance option from Narayana Arya Health Insurance and Narayana One Heal...

  • Comprehensive health policy
  • Cashless hospitalisation
  • Easy claim process
  • Upto 1 crore sum insured
  • Zero waiting period
  • Pre and post-hospitalisation
  • Daycare treatment not covered
  • Domiciliary treatments not covered
  • OPD charges not covered
  • Any room type available
  • Top-up options available
  • Quick claim process
  • Entry Age: 18 years (Maximum 65 years
  • with no upper age limit for renewal) Sum Insured (SI): INR 25 Lakh to 1 Crore Waiting Period: 30 days
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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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