Sbi Health vs Narayana Health Insurance Health Insurance 2026 | PolicyX

Overview

SBI General Insurance, backed by the trusted SBI brand, offers dependable health plans for individuals, families and senior citizens—with 6,000+ network hospitals for cashless treatment, efficient claim settlement and responsive customer support.
COMPANY DETAILS ✎ Edit

Sbi Health

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Narayana Health Insurance

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 2 Cr

Sum Insured

Up to ₹ 1 Crore
Claim ratio

Claim Ratio

-%

Claim Ratio

100%
Network hospitals

Network Hospital

6000+

Network Hospital

2400+
Solvency Ratio

Solvency Ratio

2.03

Solvency Ratio

1.61
Pan India Presence

Pan India Presence

141

Pan India Presence

21
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

3,093.43 Crore

Annual premium (company level)

2.37 Crore
Years in operation

Years in operation

2009

Years in operation

2023
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

97.05

Claims settled within 3 months

92.27
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Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

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SBI Health Insurance

The SBI Hospital Daily Cash policy provides a daily cash benefit to cover incidental hospitalization expenses like food, transport...

  • Daily cash benefit
  • Convalescence expenses
  • No medical check-up required
  • Daily cash benefit
  • Convalescence benefit
  • Multiple plan options
  • Illegal activities
  • Alcoholism
  • Obesity
  • Hospitalization benefits
  • ICU hospitalization
  • Affordable premiums
  • Min entry age: 18 years
  • Max entry age: 65 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to INR 2
  • 000
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Individual and Family Health Insurance

SBI Arogya Top-Up Policy

SBI Arogya Top-up Policy provides additional health insurance coverage, activating once a standard health policy's sum insured is ...

  • Enhanced coverage
  • Eligibility criteria
  • Key features
  • In-patient hospitalisation
  • Pre & post hospitalisation
  • Ambulance cover
  • Global coverage
  • Air ambulance
  • Compassionate visit
  • OPD cover unavailable
  • Organ donor expenses
  • Domiciliary treatment
  • Modern treatment
  • Entry age: 3 months to 65 years
  • SI: 1 to 50 Lakhs
  • Policy term: 1/2/3 years
  • Initial waiting period: 30 days
View plan

Narayana Health Insurance

Individual and Family Health Insurance

Narayana Arya Health Insurance

The Narayana Arya Health Plan is a comprehensive health insurance option from Narayana Arya Health Insurance and Narayana One Heal...

  • Comprehensive health policy
  • Cashless hospitalisation
  • Easy claim process
  • Upto 1 crore sum insured
  • Zero waiting period
  • Pre and post-hospitalisation
  • Daycare treatment not covered
  • Domiciliary treatments not covered
  • OPD charges not covered
  • Any room type available
  • Top-up options available
  • Quick claim process
  • Entry Age: 18 years (Maximum 65 years
  • with no upper age limit for renewal) Sum Insured (SI): INR 25 Lakh to 1 Crore Waiting Period: 30 days
View plan

Compare with Other Insurers

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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