Reliance Health vs Sbi Health

Reliance Health Personal Accident Policy covers individuals against accidental death and disability, along with multiple other benefits like child edu...

Unique Features

• Death Cover
• Upto 20L SI
• Disability Cover

• Children Education Fund
• Accident Hospitalization Reimbursement
• Increase in CSI

• HIV/AIDS
• Breach of law

• Accidental death cover
• PTD/PPD/TTD covers
• Cumulative bonus

• Entry Age: Minimum: 18 Years
• Dependent Children: 5 to 25 Years
• Sum Insured: 5 - 20 Lakhs
• Waiting period: Accidental death covered from day 1.

Reliance HealthWise Insurance Policy is a comprehensive health insurance plan offering all-around medical care features and benefits. The plan comes i...

Unique Features

• Customize Your Plan
• Critical Illness Cover
• Recovery Benefit

• Daily Hospitalization Allowance
• Domiciliary Hospitalization
• Critical Illness Cover

• Global coverage
• OPD not available
• AYUSH treatment not covered

• In-patient hospitalization
• Daycare procedures
• Modern treatment cover
• Ambulance charges

• Entry age: 18 - 65 Years
• SI: 1 L - 5 L
• Initial waiting period: 30 Days

A backup for your medical emergencies. Reliance Health Super Top-up Insurance acts as an essential addition to your basic health insurance. If you fee...

Unique Features

• Worldwide emergency cover
• Maternity expenses
• Air ambulance cover

• Waiver of premium
• Waiver of deductible
• Worldwide emergency cover
• Tax benefits

• Investigation & evaluation
• Rest cure/rehabilitation and respite care
• Obesity/weight control unless life-threatening
• Change-of-gender treatments

• 5% Online discount
• ICU charges
• AYUSH treatment
• Maternity cover

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1.3 Cr

A cover for those who are one in a million. The Reliance Specially Abled health insurance plan caters to specially-abled individuals who need medical ...

Unique Features

• Insurance for PWDs
• In-patient/daycare procedures cover
• Modern treatment cover

• In-patient treatment
• Pre and post-hospitalisation
• Cataract covered
• Daycare procedure

• Investigation and evaluation
• Change of gender treatments
• Sterility/infertility treatment
• Cosmetic/beauty/plastic surgery

• Modern treatment
• AYUSH treatment
• Ambulance charges

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 L

Health Gain Insurance Plan is a newly launched health plan by Reliance Health Insurance company. The plan allows customers to customize their policy b...

Unique Features

• Individual and Floater Options
• Lifetime Renewability
• Hassle-free Claim Process

• Consumable Cover
• Unlimited Base SI Reinstatement
• Room Rent Modification

• Global coverage unavailable
• Breach of law
• Intentional injury
• OPD not covered

• Domiciliary hospitalization
• Daycare procedures covered
• Air ambulance services

• Entry Age: 91 days to 65 Years
• Sum Insured: 5 Lakh to 1 Crore
• Initial waiting period: 30 Days
• Policy term: 1/2/3 Years

Reliance Health Infinity is a comprehensive health insurance plan that comes with a number of benefits and discounts. The policy offers a wide range o...

Unique Features

• Pre-policy Medical Check-up
• AYUSH Coverage
• No Sub-limits

• In-patient hospitalization
• Daycare expenses
• Domiciliary hospitalization
• Organ donor expenses

• OPD cover not available
• No global coverage
• Adventure sports coverage not available
• Health check-up not available

• Modern treatment
• Organ donor cover
• Co-payment option
• Optional add-on covers

• Entry Age: 91 days to 65 years
• Policy Type: Individual / Family Floater
• Sum Insured: 3 L to 1 Cr
• Initial Waiting Period: 30 days

Reliance Arogya Sanjeevani's plan is affordable and efficient. In unprecedented times, covering you and your family is a necessity. Reliance Arogya Sa...

Unique Features

• AYUSH Benefits
• Inclusions and Exclusions
• Quick Claim Process

• In-patient hospitalization
• Daycare treatments
• AYUSH treatments
• Ambulance charges

• OPD cover
• Domiciliary hospitalization
• Daily Hospital Cash
• Organ Donor

• Modern treatment
• Vaccination
• Cataract
• Covid-19

• Entry Age Minimum: 18 years Entry Age Maximum: 65 Years Policy Term: 1 Year Sum Insured: ₹50
• 000 to ₹10 Lakhs Initial Waiting Period: 30 Days

The Reliance Corona Kavach Plan helps alleviate financial stress during COVID-19 treatment by covering your medical expenses. Specifically designed fo...

Unique Features

• Covers COVID-19
• Check Eligibility
• Coverage Details of the Plan

• AYUSH treatment cover
• Ambulance charges
• COVID-19 treatment cover

• OPD charges
• Daycare procedures
• Modern treatment
• Organ donor treatment

• Home care treatment
• In-patient hospitalization
• Pre and post-hospitalization

• Entry Age: Child Age: 1 day to 25 years
• Adult Age: 18 to 65 years. Sum Insured (SI): 50 Thousand to 5 Lakh. Waiting period: 15 days.

Reliance Critical Illness insurance policy caters to life-threatening and lifestyle-disabling diseases, ensuring you are worry-free. Reliance Critical...

Unique Features

• 10 Major Illnesses Covered
• Choose Your SI
• Avail Tax Benefits

• COVID-19 cover
• No-claim bonus
• Cover for 10 critical illnesses

• Hospitalization out of war
• Congenital disease
• Intentional self-injury
• IVF treatment
• Air ambulance

• Cancer of specified severity
• Major organ/Bone marrow transplant
• Multiple Sclerosis with persisting symptoms
• Third degree burns
• Aorta graft surgery

• Minimum entry age: 18 years
• Maximum entry age: 65 years
• Sum Insured (SI): 5 - 10 Lakhs
• Waiting period:

Reliance General Group Mediclaim Insurance, offered by Reliance Health Insurance, covers employees' health at an economical cost and provides tax bene...

Unique Features

• Coverage for employees
• 3 variants available
• Avail tax benefits

• Day care procedures
• Regular health check-ups
• Tax benefits

• Cosmetic treatment
• Treatment of PEDs
• HIV/AIDS treatment

• Family floater clause
• Extra insurance cover
• Cover for all employees and their families

• Entry age: 18 to 65 years
• Policy type: Group medical policy
• Initial waiting period: 30 days

It's not an emergency if you are always prepared! Reliance Hospi-Care health insurance policy helps you prepare for unforeseen accidents and medical e...

Unique Features

• 150+ surgeries cover
• 140+ daycare cover
• Lumpsum cash benefits

• 150+ listed surgeries
• 140+ daycare procedures
• Daily hospital cash

• Treatment outside of India
• Self-inflicted injury
• Breach of law

• Hospitalisation due to Dengue/Malaria
• Surgical payout
• Affordable premiums

• Entry age: 18 to 65 years
• SI: 1 to 10 Lakhs
• Initial waiting period: 90 days

The SBI Divyanga Suraksha health insurance plan provides healthcare for people with certified disabilities or pre-existing HIV disease. This plan is s...

Unique Features

• Covers in-patient treatment
• HIV/AIDS cover
• Protection against disability

• Pre and post-hospitalization
• Medical treatment
• Daycare procedures
• Cataract cover

• Domiciliary hospitalization
• Vaccination
• Health check-ups
• Global coverage

• Modern treatment cover
• In-patient treatment
• AYUSH care
• PEDs cover

• Entry age: 18 to 65 years
• Sum Insured: 4 & 5 Lakhs
• Initial Waiting Period: 30 days

Manage Additional Expenses with SBI Hospital Daily Cash Insurance. The SBI Hospital Daily Cash insurance policy helps cover extra expenses related to ...

Unique Features

• Daily cash benefit
• Convalescence expenses
• No medical check-up required

• Daily cash benefit
• Convalescence benefit
• Multiple plan options

• Illegal activities
• Alcoholism
• Obesity

• Hospitalization benefits
• ICU hospitalization
• Affordable premiums

• Min entry age: 18 years
• Max entry age: 65 years
• Initial Waiting Period: 30 days
• Sum Insured: Up to INR 2
• 000

SBI Arogya Top-up Policy is a health insurance top-up policy designed to provide additional coverage to policyholders when their standard health polic...

Unique Features

• Enhanced coverage
• Eligibility criteria
• Key features

• In-patient hospitalisation
• Pre & post hospitalisation
• Ambulance cover

• Global coverage
• Air ambulance
• Compassionate visit
• OPD cover unavailable

• Organ donor expenses
• Domiciliary treatment
• Modern treatment

• Entry age: 3 months to 65 years
• SI: 1 to 50 Lakhs
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

SBI Arogya Sanjeevani Policy is a standard health insurance policy that comes with an affordable premium and offers a bucket full of benefits to its p...

Unique Features

• Affordable Health Plan
• Eligibility Criteria
• Inclusions and Exclusions

• In-patient hospitalization
• Pre and post-hospitalization care
• ICU expenses
• Daycare treatment
• Up to 12 advanced treatments

• Modern treatment unavailable
• OPD not covered
• Domiciliary hospitalization unavailable

• Deep Brain Stimulation
• Balloon Sinuplasty
• Oral Chemotherapy
• Intra Vitreal Injections

• Entry Age: 18 to 65 Years
• SI: 50K to 1 Lakhs
• Initial waiting period: 30 days

SBI Critical Illness Insurance Policy offers you financial protection from 13 important critical illnesses. This policy provides a fixed sum, irrespec...

Unique Features

• Coverage for Cancer
• Eligibility Criteria
• Inclusions and Exclusions

• 13 critical illnesses
• COVID-19 covered
• Air ambulance services

• Maternity cover
• OPD and daycare unavailable
• Global cover unavailable

• Emergency medical cover
• No maximum age limit
• SI up to 10 L

• Entry age: 5 years to No limit. Sum Insured: 3 to 10 Lakhs. Initial waiting period: 90 days.

SBI Loan Insurance policy offers comprehensive coverage to the policyholder and helps them to repay their loan in case of medical emergencies arising ...

Unique Features

• Loan repayment benefits
• Plan details
• Inclusions and exclusions

• Pays out max 3 EMIs
• Pays outstanding loan
• PTD benefits

• Drug abuse or alcoholism
• HIV/AIDS
• Self-inflicted injury

• Accidental cover
• Critical illnesses cover
• Loss of job cover

• Entry Age: 18 to 65 years
• SI: 1 Crore
• Initial waiting period: 90 days

SBI Arogya Supreme health plan is a diverse health insurance plan that provides a solution for all your healthcare needs. It covers 20 basic covers an...

Unique Features

• Complete protection
• Choose SI
• Choose policy tenure

• Domestic Air Ambulance Cover
• Compassionate Benefit
• Recovery Benefit

• Automatic restoration
• Maternity cover unavailable
• Newborn baby cover
• 2nd medical opinion not covered

• E-Opinion Cover
• Preventive Health Check-up
• Renewal Benefit

• Entry age: 18 to 65 years
• Sum Insured: 3 L | 5 L | 7.5 L | 10 L | 15 L | 30 L | 40 L | 50 L | 1 Cr
• Policy Term: 1/2/3 Years
• Initial Waiting Period: 30 Days

SBI Group Health Insurance is a comprehensive plan that provides extensive coverage to its customers and their family members. The group health insura...

Unique Features

• High Sum Insured
• Easy Policy Renewal
• 10% copayment

• In-patient hospitalization
• Daycare treatments
• Co-payment clause

• Room rent unavailable
• OPD not covered
• Organ donor expenses
• Modern treatment unavailable

• Ambulance expenses
• Pre and post-hospitalization
• Policy renewal benefits

• Entry age: 18 to 65 years
• Sum insured: 1 to 5 Lakhs
• Initial waiting period: 30 days

SBI Health Edge is a newly introduced health insurance plan from SBI Health Insurance, customizable and available to policyholders based on their need...

Unique Features

• Avail Global Treatment
• Multiple Discounts
• 18 Optional Covers

• In-patient hospitalization
• Pre and Post-hospitalization
• Daycare treatments
• Emergency ambulance cover

• Organ donor
• Compassionate visit
• Domiciliary hospitalization

• Bariatric Surgery Cover
• Modern Treatments
• AYUSH Treatments
• Health Check-ups

• Entry Age: 18 to 65 Years
• SI: 3 to 25 Lakhs
• Initial waiting period: 30 days

SBI Super Health Plan is SBI Health Insurance's new comprehensive health insurance plan. The plan is an umbrella health plan that provides all-inclusi...

Unique Features

• Unlimited Re-insure Benefit
• Wellness Benefits
• Annual Health Check-ups

• Tax benefit
• Reinsure benefit
• Health multiplier
• Optional covers

• Cosmetic treatment
• Injury due to illegal activities
• Unlawful activities
• Adventure sports injuries

• OPD expenses
• International treatment
• SI up to 2 Crores
• Flexible premium payments

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

The SBI General Health Alpha health insurance plan is highly flexible and can be tailored to your needs. You start with a base of Hospitalization Cove...

Unique Features

• 50+ optional covers
• Upto 10x Cumulative Bonus
• Gym & Sports Injury Cover

• Customizable plan with multiple add-ons
• Wide sum insured options (can go high)
• Covers modern treatments & daycare procedures

• Base plan can be basic without add-ons
• Higher premium if you add multiple covers
• Complexity due to too many options

• Cumulative bonus for claim-free years
• Optional maternity & newborn cover
• AYUSH & domiciliary treatment covered

• Entry age: Adult 18+ & child from 91 days
• Lifelong renewability
• Available as individual & family floater