Reliance Health vs Care Health

Reliance Health Personal Accident Policy covers individuals against accidental death and disability, along with multiple other benefits like child edu...

Unique Features

• Death Cover
• Upto 20L SI
• Disability Cover

• Children Education Fund
• Accident Hospitalization Reimbursement
• Increase in CSI

• HIV/AIDS
• Breach of law

• Accidental death cover
• PTD/PPD/TTD covers
• Cumulative bonus

• Entry Age: Minimum: 18 Years
• Dependent Children: 5 to 25 Years
• Sum Insured: 5 - 20 Lakhs
• Waiting period: Accidental death covered from day 1.

Reliance HealthWise Insurance Policy is a comprehensive health insurance plan offering all-around medical care features and benefits. The plan comes i...

Unique Features

• Customize Your Plan
• Critical Illness Cover
• Recovery Benefit

• Daily Hospitalization Allowance
• Domiciliary Hospitalization
• Critical Illness Cover

• Global coverage
• OPD not available
• AYUSH treatment not covered

• In-patient hospitalization
• Daycare procedures
• Modern treatment cover
• Ambulance charges

• Entry age: 18 - 65 Years
• SI: 1 L - 5 L
• Initial waiting period: 30 Days

A backup for your medical emergencies. Reliance Health Super Top-up Insurance acts as an essential addition to your basic health insurance. If you fee...

Unique Features

• Worldwide emergency cover
• Maternity expenses
• Air ambulance cover

• Waiver of premium
• Waiver of deductible
• Worldwide emergency cover
• Tax benefits

• Investigation & evaluation
• Rest cure/rehabilitation and respite care
• Obesity/weight control unless life-threatening
• Change-of-gender treatments

• 5% Online discount
• ICU charges
• AYUSH treatment
• Maternity cover

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1.3 Cr

A cover for those who are one in a million. The Reliance Specially Abled health insurance plan caters to specially-abled individuals who need medical ...

Unique Features

• Insurance for PWDs
• In-patient/daycare procedures cover
• Modern treatment cover

• In-patient treatment
• Pre and post-hospitalisation
• Cataract covered
• Daycare procedure

• Investigation and evaluation
• Change of gender treatments
• Sterility/infertility treatment
• Cosmetic/beauty/plastic surgery

• Modern treatment
• AYUSH treatment
• Ambulance charges

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 L

Health Gain Insurance Plan is a newly launched health plan by Reliance Health Insurance company. The plan allows customers to customize their policy b...

Unique Features

• Individual and Floater Options
• Lifetime Renewability
• Hassle-free Claim Process

• Consumable Cover
• Unlimited Base SI Reinstatement
• Room Rent Modification

• Global coverage unavailable
• Breach of law
• Intentional injury
• OPD not covered

• Domiciliary hospitalization
• Daycare procedures covered
• Air ambulance services

• Entry Age: 91 days to 65 Years
• Sum Insured: 5 Lakh to 1 Crore
• Initial waiting period: 30 Days
• Policy term: 1/2/3 Years

Reliance Health Infinity is a comprehensive health insurance plan that comes with a number of benefits and discounts. The policy offers a wide range o...

Unique Features

• Pre-policy Medical Check-up
• AYUSH Coverage
• No Sub-limits

• In-patient hospitalization
• Daycare expenses
• Domiciliary hospitalization
• Organ donor expenses

• OPD cover not available
• No global coverage
• Adventure sports coverage not available
• Health check-up not available

• Modern treatment
• Organ donor cover
• Co-payment option
• Optional add-on covers

• Entry Age: 91 days to 65 years
• Policy Type: Individual / Family Floater
• Sum Insured: 3 L to 1 Cr
• Initial Waiting Period: 30 days

Reliance Arogya Sanjeevani's plan is affordable and efficient. In unprecedented times, covering you and your family is a necessity. Reliance Arogya Sa...

Unique Features

• AYUSH Benefits
• Inclusions and Exclusions
• Quick Claim Process

• In-patient hospitalization
• Daycare treatments
• AYUSH treatments
• Ambulance charges

• OPD cover
• Domiciliary hospitalization
• Daily Hospital Cash
• Organ Donor

• Modern treatment
• Vaccination
• Cataract
• Covid-19

• Entry Age Minimum: 18 years Entry Age Maximum: 65 Years Policy Term: 1 Year Sum Insured: ₹50
• 000 to ₹10 Lakhs Initial Waiting Period: 30 Days

The Reliance Corona Kavach Plan helps alleviate financial stress during COVID-19 treatment by covering your medical expenses. Specifically designed fo...

Unique Features

• Covers COVID-19
• Check Eligibility
• Coverage Details of the Plan

• AYUSH treatment cover
• Ambulance charges
• COVID-19 treatment cover

• OPD charges
• Daycare procedures
• Modern treatment
• Organ donor treatment

• Home care treatment
• In-patient hospitalization
• Pre and post-hospitalization

• Entry Age: Child Age: 1 day to 25 years
• Adult Age: 18 to 65 years. Sum Insured (SI): 50 Thousand to 5 Lakh. Waiting period: 15 days.

Reliance Critical Illness insurance policy caters to life-threatening and lifestyle-disabling diseases, ensuring you are worry-free. Reliance Critical...

Unique Features

• 10 Major Illnesses Covered
• Choose Your SI
• Avail Tax Benefits

• COVID-19 cover
• No-claim bonus
• Cover for 10 critical illnesses

• Hospitalization out of war
• Congenital disease
• Intentional self-injury
• IVF treatment
• Air ambulance

• Cancer of specified severity
• Major organ/Bone marrow transplant
• Multiple Sclerosis with persisting symptoms
• Third degree burns
• Aorta graft surgery

• Minimum entry age: 18 years
• Maximum entry age: 65 years
• Sum Insured (SI): 5 - 10 Lakhs
• Waiting period:

Reliance General Group Mediclaim Insurance, offered by Reliance Health Insurance, covers employees' health at an economical cost and provides tax bene...

Unique Features

• Coverage for employees
• 3 variants available
• Avail tax benefits

• Day care procedures
• Regular health check-ups
• Tax benefits

• Cosmetic treatment
• Treatment of PEDs
• HIV/AIDS treatment

• Family floater clause
• Extra insurance cover
• Cover for all employees and their families

• Entry age: 18 to 65 years
• Policy type: Group medical policy
• Initial waiting period: 30 days

It's not an emergency if you are always prepared! Reliance Hospi-Care health insurance policy helps you prepare for unforeseen accidents and medical e...

Unique Features

• 150+ surgeries cover
• 140+ daycare cover
• Lumpsum cash benefits

• 150+ listed surgeries
• 140+ daycare procedures
• Daily hospital cash

• Treatment outside of India
• Self-inflicted injury
• Breach of law

• Hospitalisation due to Dengue/Malaria
• Surgical payout
• Affordable premiums

• Entry age: 18 to 65 years
• SI: 1 to 10 Lakhs
• Initial waiting period: 90 days

Arogya Sanjeevani was first introduced by IRDAI (Insurance Regulatory and Development Authority of India) in the year 2020 to provide a standard and a...

Unique Features

• High sum insured
• 540+ procedures covered
• Organ donation cover

• AYUSH treatment
• Affordable premium
• Lifelong renewability
• Tax benefit

• Change of gender treatment
• Obesity treatment unavailable
• Hazardous activity not covered

• Modern treatments available
• 50% cumulative bonus
• 30 days pre-hospitalisation

• Entry age- 5 years
• Max entry age- 65 years
• SI- 5 L
• Waiting period- 30 days

Care Operation Insurance Plan is designed specifically to offer you surgical operations coverage. A wide range of sum insured options are available, r...

Unique Features

• Unlimited E-consultations
• Automatic Restoration
• Wellness Benefits

• Health services
• Air Ambulance cover
• Chemotherapy cover

• Illegal activities
• Alcohol abuse
• Obesity treatments

• Dialysis cover
• Second opinion
• Organ donor cover

• Min entry age: 5 Years
• Max entry age: 50 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

Care Advantage Health Insurance is an ideal 1 Crore option so that a policyholder's family is adequately covered. Care Advantage health insurance offe...

Unique Features

• High sum insured
• 540+ procedures covered
• Organ donation cover

• No Claim Bonus up to 50%
• Automatic SI recharge
• Organ donor cover
• High SI

• 20% co-pay
• Obesity treatment unavailable
• Hazardous activity not covered

• Ambulance cover available
• Optional cover available
• Co-pay waiver
• Room rent modification

• Entry age- 91 days
• Max entry age- Lifelong
• SI- 25 L to 6 Cr
• Waiting Period- 30 days

The Care Cancer Mediclaim policy is a specialized health plan designed to cover the high costs associated with cancer treatment. It provides comprehen...

Unique Features

• Wide SI options
• Lifelong renewability
• Cancer-related global coverage

• Annual health checkup
• Chemo and radiotherapy cover
• Air ambulance cover
• Chemo and radio therapy
• Organ donor cover

• Change of gender treatment
• Obesity treatment unavailable
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• International second opinion
• Doctor on call
• Air ambulance cover
• OPD cover

• Entry age- 5 years
• Max entry age- 50 years
• SI- 10 L to 2 Cr
• Waiting Period- 30 days

Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovery of treatment costs, accidenta...

Unique Features

• PTD & PPD cover
• Cover for child education
• 100% accidental death payout

• Accidental death
• Accidental total disablement
• Permanent total disablement

• Illegal activities
• Alcohol abuse
• Obesity treatment

• Accidental hospitalisation
• Tax benefits
• Loyalty benefit

• Minimum Entry Age: 18 Years
• Maximum Entry Age: 70 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to ₹50 Lakhs

Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...

Unique Features

• Unlimited E-consultations
• Automatic Restoration
• Wellness Benefits

• Modern treatments
• Renewal discounts
• Unlimited e-consultation

• Illegal activities
• alcohol abuse
• obesity treatments

• Ambulance cover
• Doctor on chat
• Maternity care

• Min entry age: 18 Years
• Max entry age: No age limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

Free yourself from the worries of healthcare.As the name suggests, Care Freedom is a plan that allows you to be worry-free in every situation. This he...

Unique Features

• Additional health checkups
• Dialysis cover
• No pre-medical check-up

• No pre-policy checkup needed
• Dialysis cover available
• Annual health checkup

• Change of gender treatment
• Obesity treatment
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Cashless healthcare
• No pre-policy check up
• SI recharge
• Lifelong renewability

• 2 plan variants
• Consumable allowance
• Annual health check-up
• Long term discounts

Care Critical Mediclaim health insurance policy provides protection against 32 defined critical illnesses based on an indemnity plan. This policy ensu...

Unique Features

• 32 Critical illnesses cover
• Dialysis expenses covered
• Avail psychiatric counselling

• Wellness benefits
• Organ donor cover
• 32 CI covered

• Obesity treatment
• alcohol abuse
• illegal activities

• Global coverage
• International opinion
• Doctor on call

• Min entry age: 5 Years
• Max entry age: 50 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

Care Senior Citizen is specially designed to offer coverage for individuals above 60 years of age. It provides the flexibility to choose a sum insured...

Unique Features

• No pre-policy check-up
• Annual rewards available
• Reduction in wait period

• Affordable premiums
• Day care treatments
• ICU charges

• Illegal activites
• Adventure sports
• Alcohol abuse

• No-claim bonus
• Second opinion
• Alternative treatments

• Min entry age: 61 Years
• Max entry age: No Limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 10 L

Single health insurance to cover all family members. Care health insurance plan is a comprehensive medical policy for individuals and families. It is ...

Unique Features

• No claim bonus up to 100%
• Annual health check-ups
• Personal accident cover

• In-built maternity cover
• No upper age limit for enrollment
• Coverage for modern treatment
• Pre-existing diseases

• War
• Riot
• AIDS
• Miscarriage
• Congenital disease

• Lifelong renewability
• ICU charges
• Day care treatment
• Ambulance cover
• Organ donor cover

• Min entry age: 91 days
• Max entry age: No limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 6 Cr

Care Joy health insurance is designed specifically for expecting mothers and their newborns to offer several benefits. It covers the cost of normal de...

Unique Features

• Newborn baby cover
• 541 Daycare treatments
• Modern treatments cover

• 2 Plan variants
• Newborn cover
• Maternity cover

• Illegal activities
• Alcohol abuse
• Ambulance cover

• No claim bonus
• Renewal
• Lifelong renewability

• Minimum Entry Age: 18 Years
• Maximum Entry Age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 Lakhs

A top-up plan based on the policy deductible principle.Care Enhance is a super top-up health insurance plan that provides extra health insurance cover...

Unique Features

• Flexible deductible
• Modern treatments
• No pre-medical check-ups

• Covers modern treatment
• Flexible options of deduction
• No pre-policy medical test
• Annual health check-up
• Floater option

• Change of gender treatments
• Obesity treatment unavailable
• HIV/AIDS not covered

• High sum insured
• Organ donor expenses
• Expert opinion cover
• Cashless treatment

• Minimum Entry Age: 5 years
• Maximum Entry Age: No age limit
• Sum Insured (SI): 1 Lakh to 55 Lakhs
• Initial Waiting Period: 30 days

Care Classic health insurance is a family floater health plan ideal for married couples, joint families, and young or grown-up families. It offers cos...

Unique Features

• IVF treatment cover
• Free doctor consultation
• Discounted premiums

• Room rent covered
• Day care treatment
• Advanced technology methods
• ICU charges

• Global coverage
• Air ambulance
• Vaccination
• Daily hospital cash

• AYUSH treatment
• IVF treatment
• Cataract
• No claim bonus

• Min. entry age: 18 Years
• Max. entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 15 L

Care Plus health insurance is a complete healthcare plan loaded with features to protect you and your family. It offers comprehensive, inflation-proof...

Unique Features

• Comprehensive coverage
• No upper age limit
• Variants on Sum Insured

• Ambulance cover
• Day care treatments
• Domiciliary hospitalization

• Illegal activities
• alcohol abuse
• obesity treatment

• Personal accident cover
• Inflation shield
• Health services

• Min entry age: 5 Years
• Max entry age: No limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 25 L

Care Heart is a unique plan launched by Care Health Insurance that provides the flexibility to choose from benefits like active heart health check-ups...

Unique Features

• Coverage for OPD
• Home care available
• International 2nd opinion

• Cardiac health check-up
• Second medical opinion
• Automatic SI restoration
• Lifelong cover

• Change of gender treatment
• Obesity treatment unavailable
• Hazardous activity not covered
• HIV/AIDS not covered

• OPD care
• Home care
• International Second opinion
• Automatic recharge
• High SI

• Entry Age: 18 years Maximum Entry Age: No age limit Sum Insured: ₹3 Lakhs to ₹10 Lakhs Waiting Period: 30 days

The Ultimate Care health insurance plan by Care Health is designed to provide comprehensive coverage to the policyholder with a range of benefits. Thi...

Unique Features

• Moneyback benefits
• Newborn coverage
• Medi vouchers

• Ambulance cover
• Discounts
• Loyalty boost
• Newborn cover

• OPD not covered
• Cosmetic surgeries
• Congenital diseases

• MediVouchers
• Cumulative bonus
• Doctor on chat

• Entry Age: Minimum 18 years
• Maximum No Age Limit. Sum Insured: ₹5 Lakh to ₹1 Crore. Waiting Period: 30 Days.

Care Health provides Group Health Insurance, Group Personal Accident Insurance, and Group Travel Insurance. Care Health Insurance has offered 11,000+ ...

Unique Features

• Explore Care Health Group Plans
• Care Claim Settlement Ratio
• Benefits of Care Group Plans

• 11
• 000+ corporate policies
• 25
• 000+ locations covered
• 92.77% claim settlement ratio

• Infertility not covered
• war-related claims excluded
• waiting period applies

• Tax savings
• corporate buffer option
• paperless claim process
• health awareness camps

• Adults: 18-99 years
• Children: from 91 days
• covers employee families
• no pre-policy check-up