Royal Sundaram vs Care Health Health Insurance 2026 | PolicyX

Overview

Royal Sundaram General Insurance, India's first private-sector general insurer, was licensed by IRDAI in October 2000. Serving 2 crore+ customers, it pioneered bank partnerships for retail sales.
COMPANY DETAILS ✎ Edit

Royal Sundaram

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Care Health

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 1.5 Cr

Sum Insured

Up to ₹ 1 Cr
Claim ratio

Claim Ratio

96.17%

Claim Ratio

96.6%
Network hospitals

Network Hospital

10000+

Network Hospital

22100++
Solvency Ratio

Solvency Ratio

2.20

Solvency Ratio

1.74
Pan India Presence

Pan India Presence

160

Pan India Presence

158
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

774.90 Crore

Annual premium (company level)

6,864.46 Crore
Years in operation

Years in operation

2000

Years in operation

12
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

96

Claims settled within 3 months

96.6
Recommended Videos
Is Royal Sundaram Health Insurance Worth It? Full Review & Key Highlights

▶ Is Royal Sundaram Health Insurance Worth It? Full Review & Key Highlights

Care Health Insurance Review

▶ Care Health Insurance Review

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Royal Sundaram Health Insurance

The Royal Sundaram Personal Accident Policy provides comprehensive financial protection against accidental death, various disabili...

  • Global Coverage Available
  • 5 Crore SI
  • Education Grant
  • Higher sum insured available
  • Accidental death cover
  • Disability cover
  • Illegal activities
  • Alcoholism
  • Adventure sports
  • Worldwide coverage
  • Education grant
  • Cumulative bonus
  • Min entry age: 18 Years
  • Max entry age: 70 Years
  • Sum Insured: Up to 1.5 Crores
View plan
Individual and Family Health Insurance

Royal Sundaram Multiplier Health Plan

Royal Sundaram's Multiplier Health Insurance Plan provides extensive coverage, offering up to 11 times the sum insured for emergen...

  • 11X Multiplier Benefit
  • 4X Multiplier Benefit
  • Emergency Domestic Evacuation
  • No Claim Bonus
  • Modern Treatments
  • AYUSH Treatment
  • Illegal activities
  • alcoholism
  • obesity and weight management
  • Flexi Reload Benefit
  • Health and Wellness Benefit
  • Ambulance Cover
  • Min Entry Age: 18 years
  • Max Entry Age: 65 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to 25 L
View plan

Care Health Insurance

Individual and Family Health Insurance

Care Operation Insurance

The Care Operation Insurance Plan provides extensive coverage for surgical procedures, with sum insured options from ₹10 Lakhs t...

  • Unlimited E-consultations
  • Automatic Restoration
  • Wellness Benefits
  • Health services
  • Air Ambulance cover
  • Chemotherapy cover
  • Illegal activities
  • Alcohol abuse
  • Obesity treatments
  • Dialysis cover
  • Second opinion
  • Organ donor cover
  • Min entry age: 5 Years
  • Max entry age: 50 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 2 Cr
View plan
Individual and Family Health Insurance

Care Advantage Plan

Care Advantage Health Insurance provides high sum insured options up to 1 Crore, ensuring comprehensive coverage for families. It ...

  • High sum insured
  • 540+ procedures covered
  • Organ donation cover
  • No Claim Bonus up to 50%
  • Automatic SI recharge
  • Organ donor cover
  • High SI
  • 20% co-pay
  • Obesity treatment unavailable
  • Hazardous activity not covered
  • Ambulance cover available
  • Optional cover available
  • Co-pay waiver
  • Room rent modification
  • Entry age- 91 days
  • Max entry age- Lifelong
  • SI- 25 L to 6 Cr
  • Waiting Period- 30 days
View plan

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RK
Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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